Aditya Birla Sun Life Financial Planning Fof - Conservative Plan Overview
Category FoF Domestic
BMSMONEY Rank N/A
BMSMONEY Rating N/A
Gro. Opt. As On: 17-09-2024
NAV ₹32.92(R) +0.03% ₹34.88(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 19.26% 11.29% 12.4% 9.67% -%
LumpSum (D) 19.79% 11.75% 12.92% 10.2% -%
SIP (R) 3.66% 13.75% 13.0% 10.91% -%
SIP (D) 4.14% 14.23% 13.5% 11.4% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.92 0.49 0.86 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.03% -2.48% -2.9% - 2.81%

No data available

NAV Date: 17-09-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Financial Planning Fund - Conservative Plan -Direct - IDCW 23.68
0.0100
0.0300%
Aditya Birla Sun Life Financial Planning Fund - Conservative Plan -Regular - IDCW 29.95
0.0100
0.0300%
Aditya Birla Sun life Financial Planning Fund - Conservative Plan - Regular Plan - Growth Option 32.92
0.0100
0.0300%
Aditya Birla Sun Life Financial Planning Fund - Conservative Plan - Direct Plan - Growth Option 34.88
0.0100
0.0300%

Review Date: 17-09-2024

A review of the different performance parameters of the fund is as follows:
  1. Returns: It reflects the surge in the investment's value throughout the investment period, communicated as a percentage or a specific monetary sum. Our analysis encompassed six return parameters of this fund. We have organized the return parameters into three performance groups for evaluation: the top 25%, parameters that rank below the top 25% but above average, and parameters that are below average. Below, you'll find a breakdown of how each parameter has performed.
    1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
    2. Above Average Below the Top 25%: The Aditya Birla Sun Life Financial Planning Fof - Conservative Plan has one return parameter in the category, which is above average but below the top 25%, as listed below:
      • 3M Return %
    3. Below Average: Five return parameters of the fund are below average in the category, which are listed below:
      • 1Y Return %
      • 5Y Return %
      • 6M Return %
      • 3Y Return %
      • 1M Return %
  2. Risk: The threat of not realizing projected profits or even facing financial loss due to different issues is known as risk. For Aditya Birla Sun Life Financial Planning Fof - Conservative Plan, we have analyzed two risk parameters and divided them into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
    1. Lowest 25%: two risk parameters in the lowest 25% in the category, which are listed below.
      • Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The standard deviation of the fund is 4.03 %.
      • Semi-Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. The semi-deviation of the fund is 2.81 %.
    2. Below Average but Above the Lowest 25%: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan does not have any risk parameters in the below average but above the lowest 25% of the category.
    3. Above Average: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan does not have any risk parameters above average; which is a good sign.
  3. Risk Adjusted Performance Parameters: In mutual funds, risk-adjusted performance parameters are evaluation tools that gauge the returns of an investment against the risk taken. They assist investors in comparing various investments, factoring in both risk and returns. We have evaluated three risk-adjusted performance parameters of the fund.
    1. Top 25% Risk Adjusted Performance Parameters: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan has two risk-adjusted performance parameters of the fund that are in the top 25% of the category.
      • Sharpe Ratio: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan has a Sharpe Ratio of 0.92 compared to the category average of 0.52.
      • Sortino Ratio: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan has a Sortino Ratio of 0.49 compared to the category average of 0.33.
    2. Above Average Below Top 25% Risk Adjusted Performance Parameters: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan has one risk-adjusted performance parameter of the fund that is in the this group of the category.
      • Sterling Ratio: Aditya Birla Sun Life Financial Planning Fof - Conservative Plan has a Sterling Ratio of 0.86 compared to the category average of 0.83.
    3. Below Average Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.26
2.31
-1.49 | 5.90 32 | 58 Average
3M Return % 4.64
4.30
-6.56 | 20.63 24 | 55 Good
6M Return % 11.98
13.45
3.59 | 28.96 32 | 60 Average
1Y Return % 19.26
24.70
-9.45 | 63.73 44 | 60 Average
3Y Return % 11.29
13.65
5.02 | 38.07 32 | 45 Average
5Y Return % 12.40
14.70
6.29 | 27.99 25 | 32 Poor
7Y Return % 9.67
11.17
5.90 | 16.99 21 | 29 Average
1Y SIP Return % 3.66
14.51
-37.41 | 62.22 40 | 59 Average
3Y SIP Return % 13.75
17.51
1.10 | 43.31 35 | 45 Average
5Y SIP Return % 13.00
15.86
5.45 | 39.23 17 | 32 Average
7Y SIP Return % 10.91
12.79
5.34 | 20.66 23 | 29 Average
Standard Deviation 4.03
8.64
1.02 | 26.38 10 | 45 Very Good
Semi Deviation 2.81
5.87
0.78 | 18.40 10 | 45 Very Good
Max Drawdown % -2.90
-7.14
-37.24 | -0.27 10 | 45 Very Good
VaR 1 Y % -2.48
-8.93
-35.92 | -0.04 8 | 45 Very Good
Average Drawdown % -0.91
-3.16
-12.76 | -0.25 8 | 45 Very Good
Sharpe Ratio 0.92
0.52
-1.75 | 2.09 12 | 45 Very Good
Sterling Ratio 0.86
0.83
0.38 | 2.41 24 | 45 Good
Sortino Ratio 0.49
0.33
-0.48 | 1.50 12 | 45 Very Good
Return data last Updated On : Sept. 17, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.30 2.34 -1.46 | 5.94 32 | 58
3M Return % 4.75 4.42 -6.46 | 20.75 24 | 55
6M Return % 12.24 13.68 3.65 | 29.18 31 | 60
1Y Return % 19.79 25.21 -9.06 | 64.05 43 | 60
3Y Return % 11.75 14.17 5.02 | 38.08 33 | 45
5Y Return % 12.92 15.25 6.74 | 28.00 25 | 32
7Y Return % 10.20 11.73 6.58 | 17.87 21 | 29
1Y SIP Return % 4.14 14.99 -37.41 | 62.54 40 | 59
3Y SIP Return % 14.23 18.04 1.10 | 43.32 35 | 45
5Y SIP Return % 13.50 16.41 5.85 | 39.24 17 | 32
7Y SIP Return % 11.40 13.35 5.76 | 21.52 23 | 29
Standard Deviation 4.03 8.64 1.02 | 26.38 10 | 45
Semi Deviation 2.81 5.87 0.78 | 18.40 10 | 45
Max Drawdown % -2.90 -7.14 -37.24 | -0.27 10 | 45
VaR 1 Y % -2.48 -8.93 -35.92 | -0.04 8 | 45
Average Drawdown % -0.91 -3.16 -12.76 | -0.25 8 | 45
Sharpe Ratio 0.92 0.52 -1.75 | 2.09 12 | 45
Sterling Ratio 0.86 0.83 0.38 | 2.41 24 | 45
Sortino Ratio 0.49 0.33 -0.48 | 1.50 12 | 45
Return data last Updated On : Sept. 17, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.03 ₹ 10,003.00 0.03 ₹ 10,003.00
1W 0.79 ₹ 10,079.00 0.79 ₹ 10,079.00
1M 2.26 ₹ 10,226.00 2.30 ₹ 10,230.00
3M 4.64 ₹ 10,464.00 4.75 ₹ 10,475.00
6M 11.98 ₹ 11,198.00 12.24 ₹ 11,224.00
1Y 19.26 ₹ 11,926.00 19.79 ₹ 11,979.00
3Y 11.29 ₹ 13,782.00 11.75 ₹ 13,954.00
5Y 12.40 ₹ 17,940.00 12.92 ₹ 18,363.00
7Y 9.67 ₹ 19,077.00 10.20 ₹ 19,733.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 3.66 ₹ 12,237.04 4.14 ₹ 12,267.65
3Y ₹ 36000 13.75 ₹ 44,198.46 14.23 ₹ 44,499.35
5Y ₹ 60000 13.00 ₹ 83,169.54 13.50 ₹ 84,204.96
7Y ₹ 84000 10.91 ₹ 123,917.56 11.40 ₹ 126,138.68
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date NAV Regular Growth NAV Direct Growth
17-09-2024 32.9213 34.8824
16-09-2024 32.9106 34.8708
13-09-2024 32.8671 34.8234
12-09-2024 32.8086 34.761
11-09-2024 32.6205 34.5613
10-09-2024 32.6647 34.6078
09-09-2024 32.5534 34.4895
06-09-2024 32.5756 34.5118
05-09-2024 32.728 34.6728
04-09-2024 32.6648 34.6055
03-09-2024 32.6658 34.6062
02-09-2024 32.6221 34.5595
30-08-2024 32.5984 34.5332
29-08-2024 32.5192 34.4489
28-08-2024 32.5254 34.455
27-08-2024 32.5261 34.4554
26-08-2024 32.4852 34.4117
22-08-2024 32.4127 34.3333
21-08-2024 32.3637 34.281
20-08-2024 32.2979 34.2109
19-08-2024 32.1925 34.0988

Fund Launch Date: 19/Apr/2011
Fund Category: FoF Domestic
Investment Objective: The Scheme aims to generate returns by investing in mutual fund schemes selected in accordance with the ABSLAMC process, as per the riskreturn profile of investors. Each of the 3 plans under the Scheme has a strategic asset allocation which is based on satisfying the needs to a specific risk-return profile of investors.
Fund Description: An open ended fund-of-funds Scheme following the financial planning discipline with exposure to equity, debt and gold funds. It is suitable for investors with conservative risk profile. It aims to provide income through limited exposure to equity. (Please consult your financial advisor for your risk profile)
Fund Benchmark: CRISIL Short Term Debt Hybrid 75+25 Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.