NIFTY MIDCAP 150 Index data tells us:  

• Short-term investing carries high risk. The 1-year returns show big losses like -60.75% in 2009 alongside huge gains like +133.17% in 2010.  
• Long-term investing looks safer. The 7-year, 10-year, and 15-year CAGRs are consistently positive, averaging around 14–15%.  
• Recent performance is strong. In 2024, the 1-year return was 56.26%, and the 10-year CAGR hit 21.67%, reflecting robust growth in India’s midcap space.  
• Suggestion: If you’re wary of risk, think long-term. Midcap stocks in this index have shown they can deliver steady growth over time, even if they’re bumpy year-to-year.

• Motilal Oswal ELSS: Highest 5-year XIRR at 33.46%, strong risk-adjusted returns, ideal for growth-focused investors.
• SBI Long Term Equity: 5-year XIRR of 28.84%, low volatility, suitable for moderate-risk, long-term investors.

• SBI Consumption Opportunities Fund: This fund has the highest 5-year XIRR at 29.13%, low volatility (standard deviation 12.87%), and is ideal for conservative growth-focused investors.

• Nippon India Consumption Fund: This fund has a 5-year XIRR of 27.24%, a moderate risk profile, and a standard deviation of 14.21%, making it suitable for balanced investors.

• Mirae Asset Great Consumer Fund: 5-year XIRR of 26.07%, moderate volatility with max drawdown of -10.05%, appeals to stability-seeking investors.

• Tata India Consumer Fund: 5-year XIRR at 26.01%, moderate risk (Sharpe Ratio 0.77), fits investors comfortably with slightly higher volatility.

• Canara Robeco Consumer Trends Fund: 5-year XIRR of 25.29%, balanced risk with standard deviation of 13.85%.