Aditya Birla Sun Life Financial Planning Fof - Prudent Plan Overview
Category FoF Domestic
BMSMONEY Rank N/A
BMSMONEY Rating N/A
Growth Option As On: 19-04-2024
NAV ₹36.41 (R) +0.1% ₹38.68 (D) +0.1%
Returns Gro. Opt. 1Y 3Y 5Y 7Y 10Y
LumpSum Reg. P 24.3% 13.6% 12.87% 10.79% -%
LumpSum Dir. P 25.0% 14.28% 13.53% 11.43% -%
SIP Reg. P 5.89% 11.27% 11.99% 10.31% -%
SIP Dir. P 6.55% 11.9% 12.66% 10.94% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.84 0.43 0.88 3.27% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
6.07% -5.64% -4.84% 0.81 4.27%

NAV Date: 19-04-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Financial Planning Fund -Moderate Plan - Regular - IDCW 32.66
0.0300
0.1000%
Aditya Birla Sun Life Financial Planning Fund -Moderate Plan - Direct - IDCW 35.07
0.0400
0.1000%
Aditya Birla Sun Life Financial Planning Fund - Moderate Plan - Regular Plan - Growth Option 36.41
0.0400
0.1000%
Aditya Birla Sun Life Financial Planning Fund - Moderate Plan - Direct Plan - Growth Option 38.68
0.0400
0.1000%

Review Date: March 28, 2024

A review of the different performance parameters of the fund is as follows:
  1. Returns: It captures the increment in the investment's value during the investment period, articulated as either a percentage or a monetary denomination. We carefully examined five return parameters of this fund to gauge its performance. The return parameters have been divided into three performance groups: the top 25%, parameters below the top 25% but exceeding the average, and parameters below the average mark. Please find the detailed analysis below.
    1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
    2. Above Average Below the Top 25%: The Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has one return parameter in the category, which is above average but below the top 25%, as shown below:
      • 1Y Return %
    3. Below Average: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has four return parameters that are below average in the category, which are listed below:
      • 3Y Return %
      • 5Y Return %
      • 3M Return %
      • 1M Return %
  2. Risk: It is defined as the prospect of not attaining expected yields or enduring financial setbacks due to numerous causes. For Aditya Birla Sun Life Financial Planning Fof - Prudent Plan, we have analyzed two risk parameters and divided them into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
    1. Lowest 25%: The fund has two risk parameters in the lowest 25% in the category, which are listed below.
      • Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The standard deviation of the fund is 6.07 %.
      • Semi-Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. The semi-deviation of the fund is 4.27 %.
    2. Below Average but Above the Lowest 25%: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan does not have any risk parameters in the below average but above the lowest 25% of the category.
    3. Above Average: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan does not have any risk parameters above average; which is a good sign.
  3. Risk Adjusted Performance Parameters: Risk-adjusted performance parameters in mutual funds are parameters that assess the return on investments based on the risks involved. These parameters provide a platform for investors to compare various investments, by considering both profits and the risks involved. For Aditya Birla Sun Life Financial Planning Fof - Prudent Plan, we have evaluated four risk-adjusted performance parameters.
    1. Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the top 25% of the category.
    2. Above Average Below Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.
    3. Below Average Risk Adjusted Performance Parameters: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has four risk-adjusted performance parameters of the fund that are below average in the category.
      • Sharpe Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Sharpe Ratio of 0.84 compared to the category average of 0.93.
      • Sterling Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Sterling Ratio of 0.88 compared to the category average of 0.97.
      • Sortino Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Sortino Ratio of 0.43 compared to the category average of 0.53.
      • Treynor Ratio: Aditya Birla Sun Life Financial Planning Fof - Prudent Plan has a Treynor Ratio of 0.06 compared to the category average of 0.12.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 3.15
4.15
-2.55 | 16.04 30 | 65
No
No
No
6M Return % 11.67
15.04
-9.37 | 58.26 42 | 65
No
No
No
1Y Return % 24.30
25.26
-13.37 | 100.14 31 | 65
No
No
No
3Y Return % 13.60
14.02
-2.65 | 43.77 32 | 48
No
No
No
5Y Return % 12.87
13.91
5.74 | 22.18 23 | 35
No
No
No
7Y Return % 10.79
10.88
5.67 | 15.96 20 | 32
No
No
No
1Y SIP Return % 5.89
16.30
-25.66 | 64.63 45 | 65
No
No
No
3Y SIP Return % 11.27
13.85
-5.24 | 42.14 33 | 48
No
No
No
5Y SIP Return % 11.99
13.84
2.90 | 34.34 25 | 35
No
No
No
7Y SIP Return % 10.31
11.20
3.37 | 19.41 21 | 32
No
No
No
Standard Deviation 6.07
9.10
3.86 | 16.77 4 | 16
Yes
Yes
No
Semi Deviation 4.28
6.27
2.71 | 11.69 4 | 16
Yes
Yes
No
Max Drawdown % -4.84
-7.44
-14.75 | -1.86 5 | 16
Yes
No
No
VaR 1 Y % -5.64
-8.95
-22.68 | -0.99 7 | 16
Yes
No
No
Average Drawdown % -1.72
-3.39
-9.61 | -0.62 6 | 16
Yes
No
No
Sharpe Ratio 0.85
0.91
-0.21 | 1.79 9 | 16
No
No
No
Sterling Ratio 0.86
0.95
0.27 | 2.25 9 | 16
No
No
No
Sortino Ratio 0.44
0.52
-0.07 | 1.22 9 | 16
No
No
No
Jensen Alpha % 2.89
3.28
-4.84 | 13.01 8 | 16
No
No
No
Treynor Ratio 0.06
0.11
0.03 | 0.29 14 | 16
No
No
Yes
Modigliani Square Measure % 15.03
18.72
1.69 | 38.48 11 | 16
No
No
No
Alpha % 1.45
1.33
-10.19 | 7.69 8 | 16
Yes
No
No
Return data last Updated On : April 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 3.21 4.18 -2.52 | 16.07 30 | 65
No
No
No
6M Return % 12.00 15.28 -9.17 | 58.57 43 | 65
No
No
No
1Y Return % 25.00 25.81 -13.00 | 100.92 31 | 65
No
No
No
3Y Return % 14.28 14.59 -1.94 | 43.79 31 | 48
No
No
No
5Y Return % 13.53 14.49 6.53 | 22.18 23 | 35
No
No
No
7Y Return % 11.43 11.47 6.32 | 16.74 21 | 32
No
No
No
1Y SIP Return % 6.55 16.80 -25.11 | 64.92 45 | 65
No
No
No
3Y SIP Return % 11.90 14.40 -4.52 | 42.16 34 | 48
No
No
No
5Y SIP Return % 12.66 14.42 3.29 | 34.35 25 | 35
No
No
No
7Y SIP Return % 10.94 11.79 3.91 | 20.35 21 | 32
No
No
No
Standard Deviation 6.07 9.10 3.86 | 16.77 4 | 16
Yes
Yes
No
Semi Deviation 4.28 6.27 2.71 | 11.69 4 | 16
Yes
Yes
No
Max Drawdown % -4.84 -7.44 -14.75 | -1.86 5 | 16
Yes
No
No
VaR 1 Y % -5.64 -8.95 -22.68 | -0.99 7 | 16
Yes
No
No
Average Drawdown % -1.72 -3.39 -9.61 | -0.62 6 | 16
Yes
No
No
Sharpe Ratio 0.85 0.91 -0.21 | 1.79 9 | 16
No
No
No
Sterling Ratio 0.86 0.95 0.27 | 2.25 9 | 16
No
No
No
Sortino Ratio 0.44 0.52 -0.07 | 1.22 9 | 16
No
No
No
Jensen Alpha % 2.89 3.28 -4.84 | 13.01 8 | 16
No
No
No
Treynor Ratio 0.06 0.11 0.03 | 0.29 14 | 16
No
No
Yes
Modigliani Square Measure % 15.03 18.72 1.69 | 38.48 11 | 16
No
No
No
Alpha % 1.45 1.33 -10.19 | 7.69 8 | 16
Yes
No
No
Return data last Updated On : April 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.1 ₹ 10010.0 0.1 ₹ 10010.0
1W -0.15 ₹ 9985.0 -0.15 ₹ 9985.0
1M 3.15 ₹ 10315.0 3.21 ₹ 10321.0
3M - ₹ - - ₹ -
6M 11.67 ₹ 11167.0 12.0 ₹ 11200.0
1Y 24.3 ₹ 12430.0 25.0 ₹ 12500.0
3Y 13.6 ₹ 14660.0 14.28 ₹ 14926.0
5Y 12.87 ₹ 18315.0 13.53 ₹ 18861.0
7Y 10.79 ₹ 20492.0 11.43 ₹ 21329.0
10Y - ₹ - - ₹ -
15Y - ₹ - - ₹ -

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 5.8923 ₹ 12379.908 6.5487 ₹ 12421.824
3Y ₹ 36000 11.2704 ₹ 42623.532 11.8994 ₹ 43015.428
5Y ₹ 60000 11.9908 ₹ 81089.28 12.6567 ₹ 82438.38
7Y ₹ 84000 10.3091 ₹ 121271.64 10.9442 ₹ 124054.896
10Y ₹ 120000 - ₹ - - ₹ -
15Y ₹ 180000 - ₹ - - ₹ -


Date NAV Regular Growth NAV Direct Growth
19-04-2024 36.4099 38.6771
18-04-2024 36.3732 38.6375
16-04-2024 36.4388 38.7059
15-04-2024 36.4657 38.7337
12-04-2024 36.7396 39.0228
08-04-2024 36.7793 39.0624
05-04-2024 36.6349 38.9071
04-04-2024 36.585 38.8535
03-04-2024 36.5445 38.8098
02-04-2024 36.4917 38.7532
28-03-2024 36.0953 38.329
27-03-2024 35.9163 38.1383
26-03-2024 35.7956 38.0095
22-03-2024 35.7272 37.9343
21-03-2024 35.5952 37.7936
20-03-2024 35.2965 37.4759
19-03-2024 35.2679 37.4449
18-03-2024 35.4819 37.6715
15-03-2024 35.4715 37.6587
14-03-2024 35.5709 37.7636
13-03-2024 35.2629 37.4361
12-03-2024 35.9305 38.1442
11-03-2024 36.1317 38.3572
07-03-2024 36.2416 38.4712
06-03-2024 36.1393 38.362
05-03-2024 36.2343 38.4622
04-03-2024 36.2873 38.5178
01-03-2024 36.166 38.3872
29-02-2024 35.9467 38.1539
28-02-2024 35.8595 38.0607
27-02-2024 36.1509 38.3693
26-02-2024 36.1466 38.3641
23-02-2024 36.1741 38.3917
22-02-2024 36.1121 38.3252
21-02-2024 35.969 38.1727
20-02-2024 36.1359 38.3492
16-02-2024 36.0553 38.2611
15-02-2024 35.8901 38.0852
14-02-2024 35.7337 37.9186
13-02-2024 35.5889 37.7644
12-02-2024 35.4863 37.6548
09-02-2024 35.8582 38.0476
08-02-2024 35.9614 38.1565
07-02-2024 36.0245 38.2228
06-02-2024 35.9697 38.164
05-02-2024 35.7522 37.9327
02-02-2024 35.7835 37.964
01-02-2024 35.6713 37.8443
31-01-2024 35.6886 37.862
30-01-2024 35.4016 37.5569
29-01-2024 35.4774 37.6368
25-01-2024 35.1593 37.2968
24-01-2024 35.2285 37.3697
23-01-2024 34.9145 37.036
19-01-2024 35.3738 37.521
18-01-2024 35.1491 37.2821
17-01-2024 35.1721 37.3058
16-01-2024 35.4482 37.5981
15-01-2024 35.5231 37.6769
12-01-2024 35.4204 37.5661
11-01-2024 35.3043 37.4424
10-01-2024 35.1854 37.3156
09-01-2024 35.1525 37.2802
08-01-2024 35.0958 37.2194
05-01-2024 35.2672 37.3994
04-01-2024 35.226 37.355
03-01-2024 35.0057 37.1208
02-01-2024 35.0148 37.1298
01-01-2024 35.0712 37.1891
29-12-2023 34.9938 37.1051
28-12-2023 34.9103 37.0161
27-12-2023 34.8048 36.9038
26-12-2023 34.6747 36.7653
22-12-2023 34.5665 36.6482
21-12-2023 34.4068 36.4783
20-12-2023 34.2181 36.2776
19-12-2023 34.6785 36.7651
18-12-2023 34.6698 36.7553
15-12-2023 34.6442 36.7264
14-12-2023 34.5325 36.6074
13-12-2023 34.2878 36.3473
12-12-2023 34.1429 36.1931
11-12-2023 34.2375 36.2928
08-12-2023 34.146 36.194
07-12-2023 34.1521 36.2
06-12-2023 34.1122 36.157
05-12-2023 34.0887 36.1315
04-12-2023 34.0525 36.0926
01-12-2023 33.7287 35.7476
30-11-2023 33.5552 35.5631
29-11-2023 33.4029 35.4012
28-11-2023 33.2166 35.2032
24-11-2023 33.1185 35.0968
23-11-2023 33.1065 35.0836
22-11-2023 33.0955 35.0714
21-11-2023 33.0952 35.0708
20-11-2023 33.0425 35.0144
17-11-2023 33.0299 34.9994
16-11-2023 33.015 34.9829
15-11-2023 32.9237 34.8856
13-11-2023 32.744 34.6941
10-11-2023 32.6538 34.5968
09-11-2023 32.595 34.5339
08-11-2023 32.6168 34.5565
07-11-2023 32.5478 34.4828
06-11-2023 32.5305 34.464
03-11-2023 32.4057 34.3301
02-11-2023 32.2795 34.1958
01-11-2023 32.1383 34.0456
31-10-2023 32.1964 34.1066
30-10-2023 32.2033 34.1134
27-10-2023 32.1851 34.0924
26-10-2023 31.9968 33.8929
25-10-2023 32.1022 34.004
23-10-2023 32.2194 34.1269
20-10-2023 32.6042 34.5329
19-10-2023 32.6816 34.6142
18-10-2023 32.7099 34.6436
17-10-2023 32.7768 34.714
16-10-2023 32.6981 34.63
13-10-2023 32.6477 34.575
12-10-2023 32.6733 34.6015
11-10-2023 32.6227 34.5474
10-10-2023 32.5125 34.4301
09-10-2023 32.3331 34.2395
06-10-2023 32.5109 34.4261
05-10-2023 32.4365 34.3468
04-10-2023 32.3671 34.2727
03-10-2023 32.5372 34.4523
29-09-2023 32.5665 34.481
27-09-2023 32.5612 34.4742
26-09-2023 32.4866 34.3955
25-09-2023 32.4933 34.402
22-09-2023 32.4639 34.3692
21-09-2023 32.4801 34.3857
20-09-2023 32.6585 34.5741
18-09-2023 32.7712 34.6922
15-09-2023 32.8204 34.7427
14-09-2023 32.769 34.6877
13-09-2023 32.6276 34.5374
12-09-2023 32.5538 34.4587
11-09-2023 32.9518 34.8794
08-09-2023 32.8102 34.7279
07-09-2023 32.6838 34.5935
06-09-2023 32.6025 34.5069
05-09-2023 32.59 34.4931
04-09-2023 32.4846 34.381
01-09-2023 32.3553 34.2425
31-08-2023 32.2181 34.0966
30-08-2023 32.1648 34.0398
29-08-2023 32.072 33.9409
28-08-2023 31.9862 33.8496
25-08-2023 31.9005 33.7633
24-08-2023 31.993 33.8606
23-08-2023 31.9746 33.8406
22-08-2023 31.9006 33.7616
21-08-2023 31.7802 33.6337
18-08-2023 31.6843 33.5306
17-08-2023 31.7172 33.5649
14-08-2023 31.6997 33.5447
11-08-2023 31.7504 33.5995
10-08-2023 31.8178 33.6702
09-08-2023 31.8667 33.7214
08-08-2023 31.8251 33.6769
07-08-2023 31.7607 33.6082
04-08-2023 31.685 33.5265
03-08-2023 31.5976 33.4334
02-08-2023 31.6477 33.4859
01-08-2023 31.8592 33.7091
31-07-2023 31.8375 33.6856
28-07-2023 31.6846 33.5222
27-07-2023 31.6662 33.5022
26-07-2023 31.6835 33.5199
25-07-2023 31.6079 33.4394
24-07-2023 31.5641 33.3925
21-07-2023 31.5841 33.412
20-07-2023 31.6627 33.4946
19-07-2023 31.6063 33.4344
18-07-2023 31.5102 33.3322
17-07-2023 31.5089 33.3302
14-07-2023 31.4134 33.2277
13-07-2023 31.2624 33.0674
12-07-2023 31.2576 33.0618
11-07-2023 31.2444 33.0473
10-07-2023 31.14 32.9363
07-07-2023 31.1737 32.9703
06-07-2023 31.2894 33.0921
05-07-2023 31.2103 33.0079
04-07-2023 31.1338 32.9265
03-07-2023 31.0901 32.8797
30-06-2023 31.0014 32.7843
28-06-2023 30.8782 32.6529
27-06-2023 30.8051 32.5751
26-06-2023 30.7048 32.4685
23-06-2023 30.6419 32.4004
22-06-2023 30.7686 32.5338
21-06-2023 30.8696 32.6401
20-06-2023 30.8524 32.6213
19-06-2023 30.7957 32.5609
16-06-2023 30.8317 32.5974
15-06-2023 30.6611 32.4165
14-06-2023 30.7003 32.4574
13-06-2023 30.691 32.447
12-06-2023 30.6008 32.3512
09-06-2023 30.5411 32.2865
08-06-2023 30.5663 32.3125
07-06-2023 30.6558 32.4066
06-06-2023 30.5357 32.2791
05-06-2023 30.4822 32.2221
02-06-2023 30.4333 32.1688
01-06-2023 30.3347 32.0641
31-05-2023 30.3306 32.0592
30-05-2023 30.3307 32.0587
29-05-2023 30.2887 32.0138
26-05-2023 30.2271 31.9472
25-05-2023 30.0887 31.8004
24-05-2023 30.0701 31.7802
23-05-2023 30.0817 31.7919
22-05-2023 30.0926 31.803
19-05-2023 29.9788 31.6811
18-05-2023 29.9264 31.6252
17-05-2023 29.9932 31.6953
16-05-2023 30.0572 31.7624
15-05-2023 30.0837 31.7899
12-05-2023 29.9847 31.6838
11-05-2023 30.0036 31.7031
10-05-2023 29.999 31.6978
09-05-2023 29.9529 31.6486
08-05-2023 29.9498 31.6447
04-05-2023 29.9119 31.6026
03-05-2023 29.7743 31.4568
02-05-2023 29.7366 31.4164
28-04-2023 29.6504 31.3233
27-04-2023 29.5271 31.1925
26-04-2023 29.4465 31.1068
25-04-2023 29.3982 31.0554
24-04-2023 29.3845 31.0404
21-04-2023 29.2931 30.9423
20-04-2023 29.3237 30.9741
19-04-2023 29.2929 30.9411

Fund Launch Date: 19/Apr/2011
Fund Category: FoF Domestic
Investment Objective: The Scheme aims to generate returns by investing in mutual fund schemes selected in accordance with the ABSLAMC process, as per the riskreturn profile of investors. Each of the 3 plans under the Scheme has a strategic asset allocation which is based on satisfying the needs to a specific risk-return profile of investors.
Fund Description: An open ended fund-of-funds Scheme following the financial planning discipline with exposure to equity, debt and gold funds. It is suitable for investors with prudent risk profile. It aims to provide long term capital appreciation. (Please consult your financial advisor for your risk profile)
Fund Benchmark: CRISIL Hybrid 50+50 - Moderate Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.