Previously Known As : Aditya Birla Sun Life Mip Ii - Wealth 25 Plan
Aditya Birla Sun Life Regular Savings Fund Overview
Category Conservative Hybrid Fund
BMSMONEY Rank 11
Rating
Growth Option 23-06-2025
NAV ₹66.6(R) -0.03% ₹74.38(D) -0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.92% 10.39% 11.77% 8.21% 8.54%
Direct 9.9% 11.42% 12.79% 9.15% 9.58%
Benchmark
SIP (XIRR) Regular 9.04% 6.13% 8.47% 9.01% 8.56%
Direct 10.02% 7.11% 9.48% 10.0% 9.56%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.06 0.58 0.84 -0.3% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.53% -2.51% -1.52% 1.03 2.46%
Fund AUM As on: 31/03/2025 1385 Cr
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
Franklin India Debt Hybrid Fund 2
Dsp Regular Savings Fund 3
Icici Prudential Regular Savings Fund 4

NAV Date: 23-06-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Regular Savings Fund - REGULAR - MONTHLY IDCW 16.63
0.0000
-0.0200%
Aditya Birla Sun Life Regular Savings Fund - DIRECT - MONTHLY IDCW 27.13
-0.0100
-0.0200%
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Regular Plan 66.6
-0.0200
-0.0300%
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan 74.38
-0.0100
-0.0200%

Review Date: 23-06-2025

Beginning of Analysis

Aditya Birla Sun Life Regular Savings Fund is the 11th ranked fund in the Conservative Hybrid Fund category. The category has total 17 funds. The Aditya Birla Sun Life Regular Savings Fund has shown an average past performence in Conservative Hybrid Fund. The fund has a Jensen Alpha of -0.3% which is lower than the category average of -0.53%, showing poor performance. The fund has a Sharpe Ratio of 1.06 which is lower than the category average of 1.1.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Conservative Hybrid Mutual Funds

Aditya Birla Sun Life Regular Savings Fund Return Analysis

  • The fund has given a return of 0.43%, 3.98 and 4.72 in last one, three and six months respectively. In the same period the category average return was -0.01%, 3.33% and 4.23% respectively.
  • Aditya Birla Sun Life Regular Savings Fund has given a return of 9.9% in last one year. In the same period the Conservative Hybrid Fund category average return was 8.53%.
  • The fund has given a return of 11.42% in last three years and ranked 10.0th out of 17 funds in the category. In the same period the Conservative Hybrid Fund category average return was 11.35%.
  • The fund has given a return of 12.79% in last five years and ranked 2nd out of 15 funds in the category. In the same period the Conservative Hybrid Fund category average return was 10.8%.
  • The fund has given a return of 9.58% in last ten years and ranked 4th out of 15 funds in the category. In the same period the category average return was 8.8%.
  • The fund has given a SIP return of 10.02% in last one year whereas category average SIP return is 8.33%. The fund one year return rank in the category is 2nd in 17 funds
  • The fund has SIP return of 7.11% in last three years and ranks 9th in 17 funds. Franklin India Debt Hybrid Fund has given the highest SIP return (9.22%) in the category in last three years.
  • The fund has SIP return of 9.48% in last five years whereas category average SIP return is 8.8%.

Aditya Birla Sun Life Regular Savings Fund Risk Analysis

  • The fund has a standard deviation of 3.53 and semi deviation of 2.46. The category average standard deviation is 3.72 and semi deviation is 2.71.
  • The fund has a Value at Risk (VaR) of -2.51 and a maximum drawdown of -1.52. The category average VaR is -3.25 and the maximum drawdown is -2.42. The fund has a beta of 1.03 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Conservative Hybrid Fund Category
  • Good Performance in Conservative Hybrid Fund Category
  • Poor Performance in Conservative Hybrid Fund Category
  • Very Poor Performance in Conservative Hybrid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.35
    -0.09
    		-0.72 | 0.59 2 | 17 Very Good
    3M Return % 3.75
    3.11
    		2.28 | 4.25 2 | 17 Very Good
    6M Return % 4.25
    3.79
    		2.04 | 5.12 6 | 17 Good
    1Y Return % 8.92
    7.61
    		6.03 | 9.68 3 | 17 Very Good
    3Y Return % 10.39
    10.39
    		7.66 | 12.49 10 | 17 Good
    5Y Return % 11.77
    9.81
    		6.85 | 12.00 2 | 15 Very Good
    7Y Return % 8.21
    8.03
    		4.96 | 10.31 8 | 15 Good
    10Y Return % 8.54
    7.82
    		5.60 | 9.60 5 | 15 Good
    15Y Return % 9.49
    8.34
    		6.47 | 9.75 2 | 13 Very Good
    1Y SIP Return % 9.04
    7.41
    		5.31 | 9.17 3 | 17 Very Good
    3Y SIP Return % 6.13
    6.02
    		3.63 | 8.44 10 | 17 Good
    5Y SIP Return % 8.47
    7.84
    		5.35 | 9.33 7 | 15 Good
    7Y SIP Return % 9.01
    8.32
    		6.19 | 10.18 6 | 15 Good
    10Y SIP Return % 8.56
    7.98
    		5.75 | 9.81 6 | 15 Good
    15Y SIP Return % 9.18
    8.15
    		6.33 | 9.67 4 | 13 Very Good
    Standard Deviation 3.53
    3.72
    		2.07 | 5.00 5 | 17 Very Good
    Semi Deviation 2.46
    2.71
    		1.45 | 3.88 4 | 17 Very Good
    Max Drawdown % -1.52
    -2.42
    		-5.51 | -0.32 5 | 17 Very Good
    VaR 1 Y % -2.51
    -3.25
    		-5.51 | -0.74 5 | 17 Very Good
    Average Drawdown % -0.83
    -1.02
    		-1.67 | -0.21 5 | 17 Very Good
    Sharpe Ratio 1.06
    1.10
    		0.45 | 1.86 10 | 17 Good
    Sterling Ratio 0.84
    0.81
    		0.62 | 1.09 8 | 17 Good
    Sortino Ratio 0.58
    0.58
    		0.20 | 1.11 10 | 17 Good
    Jensen Alpha % -0.30
    -0.53
    		-4.05 | 3.92 8 | 17 Good
    Treynor Ratio 0.04
    0.04
    		0.01 | 0.07 11 | 17 Average
    Modigliani Square Measure % 8.46
    8.50
    		6.23 | 13.04 8 | 17 Good
    Alpha % -0.03
    0.26
    		-2.32 | 2.44 10 | 17 Good
    Return data last Updated On : June 23, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : May 30, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43 -0.01 -0.64 | 0.65 2 | 17
    3M Return % 3.98 3.33 2.48 | 4.47 2 | 17
    6M Return % 4.72 4.23 2.47 | 5.41 6 | 17
    1Y Return % 9.90 8.53 7.05 | 10.37 2 | 17
    3Y Return % 11.42 11.35 8.70 | 13.44 10 | 17
    5Y Return % 12.79 10.80 7.85 | 13.10 2 | 15
    7Y Return % 9.15 9.00 5.73 | 11.69 7 | 15
    10Y Return % 9.58 8.80 6.42 | 10.99 4 | 15
    1Y SIP Return % 10.02 8.33 6.28 | 10.02 2 | 17
    3Y SIP Return % 7.11 6.95 4.68 | 9.22 9 | 17
    5Y SIP Return % 9.48 8.80 6.38 | 10.58 7 | 15
    7Y SIP Return % 10.00 9.29 7.16 | 11.61 5 | 15
    10Y SIP Return % 9.56 8.95 6.53 | 11.21 6 | 15
    Standard Deviation 3.53 3.72 2.07 | 5.00 5 | 17
    Semi Deviation 2.46 2.71 1.45 | 3.88 4 | 17
    Max Drawdown % -1.52 -2.42 -5.51 | -0.32 5 | 17
    VaR 1 Y % -2.51 -3.25 -5.51 | -0.74 5 | 17
    Average Drawdown % -0.83 -1.02 -1.67 | -0.21 5 | 17
    Sharpe Ratio 1.06 1.10 0.45 | 1.86 10 | 17
    Sterling Ratio 0.84 0.81 0.62 | 1.09 8 | 17
    Sortino Ratio 0.58 0.58 0.20 | 1.11 10 | 17
    Jensen Alpha % -0.30 -0.53 -4.05 | 3.92 8 | 17
    Treynor Ratio 0.04 0.04 0.01 | 0.07 11 | 17
    Modigliani Square Measure % 8.46 8.50 6.23 | 13.04 8 | 17
    Alpha % -0.03 0.26 -2.32 | 2.44 10 | 17
    Return data last Updated On : June 23, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : May 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Regular Savings Fund NAV Regular Growth Aditya Birla Sun Life Regular Savings Fund NAV Direct Growth
    23-06-2025 66.6035 74.381
    20-06-2025 66.6202 74.3952
    19-06-2025 66.3922 74.1388
    18-06-2025 66.513 74.2719
    17-06-2025 66.5231 74.2813
    16-06-2025 66.4634 74.2127
    13-06-2025 66.2798 74.0023
    12-06-2025 66.4245 74.162
    11-06-2025 66.544 74.2937
    10-06-2025 66.5673 74.3178
    09-06-2025 66.693 74.4563
    06-06-2025 66.6574 74.411
    05-06-2025 66.5097 74.2443
    04-06-2025 66.3959 74.1154
    03-06-2025 66.3484 74.0606
    02-06-2025 66.4053 74.1223
    30-05-2025 66.3791 74.0876
    29-05-2025 66.4042 74.1138
    28-05-2025 66.3541 74.056
    27-05-2025 66.3713 74.0734
    26-05-2025 66.4344 74.142
    23-05-2025 66.3685 74.063

    Fund Launch Date: 12/Apr/2004
    Fund Category: Conservative Hybrid Fund
    Investment Objective: The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. Monthly income is not assured and is subject to availability of distributable surplus.
    Fund Description: The scheme is positioned in conservative hybrid fund category and invests in a mix of equity, debt and money market instruments. The predominant allocation will be made in fixed income instruments (75%-90%). It provides dual benefits to its investors through the growth potential of equity allocation along with regular income generation potential of debt allocation.
    Fund Benchmark: CRISIL Hybrid 85+15 - Conservative Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.