Aditya Birla Sun Life Retirement Fund - The 30s Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 3
Rating
Growth Option 27-10-2026
NAV ₹21.52(R) +1.32% ₹24.15(D) +1.33%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.26% 14.37% 9.42% 11.63% -%
Direct 5.66% 15.88% 10.93% 13.31% -%
Benchmark
SIP (XIRR) Regular 4.92% 8.69% 11.63% 11.46% -%
Direct 6.33% 10.14% 13.15% 13.01% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.61 0.31 0.55 2.12% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.78% -22.35% -19.0% 1.0 11.28%
Fund AUM As on: 30/12/2025 427 Cr
Top Retirement Fund
Fund Name Rank Rating
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan 1
ICICI Prudential Retirement Fund - Pure Equity Plan 2
Aditya Birla Sun Life Retirement Fund - The 30s Plan 3
ICICI Prudential Retirement Fund - Hybrid Conservative Plan 4
Union Retirement Fund 5
UTI Retirement Fund 6

NAV Date: 27-10-2026

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular - Payout of IDCW 16.27
0.2100
1.3200%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct - Payout of IDCW 18.25
0.2400
1.3200%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 21.52
0.2800
1.3200%
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth 24.15
0.3200
1.3300%

Review Date: 27-10-2026

Beginning of Analysis

Aditya Birla Sun Life Retirement Fund - The 30s Plan is the 11th ranked fund in the Retirement Fund category. The category has total 26 funds. The Aditya Birla Sun Life Retirement Fund - The 30s Plan has shown a very good past performence in Retirement Fund. The fund has a Jensen Alpha of 2.12% which is higher than the category average of 0.09%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.61 which is higher than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Aditya Birla Sun Life Retirement Fund - The 30s Plan Return Analysis

The Aditya Birla Sun Life Retirement Fund - The 30s Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -2.15%, -3.74 and 3.91 in last one, three and six months respectively. In the same period the category average return was -1.9%, -3.81% and -1.2% respectively.
  • Aditya Birla Sun Life Retirement Fund - The 30s Plan has given a return of 5.66% in last one year. In the same period the Nifty 500 TRI return was -2.0%. The fund has given 7.66% more return than the benchmark return.
  • The fund has given a return of 15.88% in last three years and rank 3rd out of twenty seven funds in the category. In the same period the Nifty 500 TRI return was 9.99%. The fund has given 5.89% more return than the benchmark return.
  • Aditya Birla Sun Life Retirement Fund - The 30s Plan has given a return of 10.93% in last five years and category average returns is 8.04% in same period. The fund ranked 3rd out of twenty five funds in the category. In the same period the Nifty 500 TRI return was 10.13%. The fund has given 0.8% more return than the benchmark return.
  • The fund has given a SIP return of 6.33% in last one year whereas category average SIP return is -3.41%. The fund one year return rank in the category is 1st in 29 funds
  • The fund has SIP return of 10.14% in last three years and ranks 1st in 27 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 13.15% in last five years whereas category average SIP return is 7.65%.

Aditya Birla Sun Life Retirement Fund - The 30s Plan Risk Analysis

  • The fund has a standard deviation of 15.78 and semi deviation of 11.28. The category average standard deviation is 9.64 and semi deviation is 7.17.
  • The fund has a Value at Risk (VaR) of -22.35 and a maximum drawdown of -19.0. The category average VaR is -12.9 and the maximum drawdown is -10.32. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.25 -2.20
    -1.99
    		-5.13 | -0.50 20 | 29 Average
    3M Return % -4.06 -5.95
    -4.08
    		-7.15 | -0.94 16 | 29 Good
    6M Return % 3.24 -4.14
    -1.74
    		-6.60 | 3.24 1 | 29 Very Good
    1Y Return % 4.26 -8.03
    -3.82
    		-10.77 | 4.26 1 | 29 Very Good
    3Y Return % 14.37 10.07
    8.15
    		4.45 | 17.39 3 | 27 Very Good
    5Y Return % 9.42 8.09
    6.81
    		3.66 | 15.15 3 | 25 Very Good
    7Y Return % 11.63 13.80
    9.52
    		3.82 | 18.19 4 | 18 Very Good
    1Y SIP Return % 4.92
    -4.40
    		-11.79 | 4.92 1 | 27 Very Good
    3Y SIP Return % 8.69
    2.05
    		-1.87 | 8.69 1 | 26 Very Good
    5Y SIP Return % 11.63
    6.45
    		3.77 | 13.56 2 | 24 Very Good
    7Y SIP Return % 11.46
    8.03
    		3.35 | 17.05 4 | 18 Very Good
    Standard Deviation 15.78
    9.65
    		1.31 | 16.38 24 | 26 Poor
    Semi Deviation 11.28
    7.17
    		0.96 | 11.68 24 | 26 Poor
    Max Drawdown % -19.00
    -10.32
    		-19.00 | -0.74 26 | 26 Poor
    VaR 1 Y % -22.35
    -12.90
    		-25.74 | -0.37 25 | 26 Poor
    Average Drawdown % 11.62
    5.15
    		0.38 | 11.62 1 | 26 Very Good
    Sharpe Ratio 0.61
    0.38
    		-0.55 | 0.91 4 | 26 Very Good
    Sterling Ratio 0.55
    0.51
    		0.33 | 0.81 7 | 26 Very Good
    Sortino Ratio 0.31
    0.18
    		-0.19 | 0.46 4 | 26 Very Good
    Jensen Alpha % 2.12
    0.09
    		-3.62 | 6.21 3 | 26 Very Good
    Treynor Ratio 0.10
    0.07
    		-0.19 | 0.19 5 | 26 Very Good
    Modigliani Square Measure % 9.42
    5.75
    		-8.49 | 14.04 4 | 26 Very Good
    Alpha % 2.38
    -3.60
    		-9.58 | 8.09 3 | 26 Very Good
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.15 -2.20 -1.90 -5.02 | -0.41 20 | 29 Average
    3M Return % -3.74 -5.95 -3.81 -6.93 | -0.66 15 | 29 Good
    6M Return % 3.91 -4.14 -1.20 -6.16 | 3.91 1 | 29 Very Good
    1Y Return % 5.66 -8.03 -2.73 -9.88 | 5.66 1 | 29 Very Good
    3Y Return % 15.88 10.07 9.37 5.62 | 19.00 3 | 27 Very Good
    5Y Return % 10.93 8.09 8.04 4.88 | 16.74 3 | 25 Very Good
    7Y Return % 13.31 13.80 10.87 5.12 | 19.91 4 | 18 Very Good
    1Y SIP Return % 6.33 -3.41 -10.94 | 6.33 1 | 29 Very Good
    3Y SIP Return % 10.14 3.16 -0.75 | 10.14 1 | 27 Very Good
    5Y SIP Return % 13.15 7.65 4.93 | 15.17 2 | 25 Very Good
    7Y SIP Return % 13.01 9.34 4.55 | 18.73 4 | 18 Very Good
    Standard Deviation 15.78 9.65 1.31 | 16.38 24 | 26 Poor
    Semi Deviation 11.28 7.17 0.96 | 11.68 24 | 26 Poor
    Max Drawdown % -19.00 -10.32 -19.00 | -0.74 26 | 26 Poor
    VaR 1 Y % -22.35 -12.90 -25.74 | -0.37 25 | 26 Poor
    Average Drawdown % 11.62 5.15 0.38 | 11.62 1 | 26 Very Good
    Sharpe Ratio 0.61 0.38 -0.55 | 0.91 4 | 26 Very Good
    Sterling Ratio 0.55 0.51 0.33 | 0.81 7 | 26 Very Good
    Sortino Ratio 0.31 0.18 -0.19 | 0.46 4 | 26 Very Good
    Jensen Alpha % 2.12 0.09 -3.62 | 6.21 3 | 26 Very Good
    Treynor Ratio 0.10 0.07 -0.19 | 0.19 5 | 26 Very Good
    Modigliani Square Measure % 9.42 5.75 -8.49 | 14.04 4 | 26 Very Good
    Alpha % 2.38 -3.60 -9.58 | 8.09 3 | 26 Very Good
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Regular Growth Aditya Birla Sun Life Retirement Fund - The 30s Plan NAV Direct Growth
    27-10-2026 21.525 24.146
    26-10-2026 21.245 23.83
    23-10-2026 20.99 23.542
    22-10-2026 21.347 23.942
    21-10-2026 21.49 24.102
    19-10-2026 21.775 24.42
    16-10-2026 22.017 24.688
    15-10-2026 22.028 24.7
    14-10-2026 22.146 24.831
    13-10-2026 22.19 24.879
    12-10-2026 21.937 24.595
    09-10-2026 21.819 24.46
    08-10-2026 21.597 24.21
    07-10-2026 22.069 24.739
    06-10-2026 22.166 24.847
    05-10-2026 21.963 24.619
    01-10-2026 21.835 24.471
    30-09-2026 22.068 24.731
    29-09-2026 22.015 24.671
    28-09-2026 22.021 24.677

    Fund Launch Date: 19/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with theirretirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes ™ objectives will be achieved.
    Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age(whichever is earlier)
    Fund Benchmark: S&P BSE 200 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.