Axis Banking & Psu Debt Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 7
Rating
Growth Option 28-04-2026
NAV ₹2739.71(R) -0.04% ₹2831.7(D) -0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.92% 6.71% 5.76% 6.69% 6.99%
Direct 5.21% 7.01% 6.06% 7.0% 7.28%
Benchmark
SIP (XIRR) Regular 4.22% 4.46% 5.67% 5.87% 6.05%
Direct 4.52% 4.75% 5.97% 6.18% 6.35%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.84 0.4 0.66 -0.15% -0.61
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.13% -0.09% -0.28% 0.76 0.81%
Fund AUM As on: 30/12/2025 13474 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Franklin India Banking & Psu Debt Fund 2
Kotak Banking And Psu Debt Fund 3
ICICI Prudential Banking & PSU Debt Fund 4

NAV Date: 28-04-2026

Scheme Name NAV Rupee Change Percent Change
Axis Banking & PSU Debt Fund - Regular Plan - Monthly IDCW 1032.44
-0.3700
-0.0400%
Axis Banking & PSU Debt Fund - Direct Plan - Monthly IDCW 1032.45
-0.3700
-0.0400%
Axis Banking & PSU Debt Fund - Regular Plan - Weekly IDCW 1037.13
-0.3800
-0.0400%
Axis Banking & PSU Debt Fund - Direct Plan - Weekly IDCW 1037.2
-0.3700
-0.0400%
Axis Banking & PSU Debt Fund - Regular Plan - Daily IDCW 1038.06
-0.3800
-0.0400%
Axis Banking & PSU Debt Fund - Direct Plan - Daily IDCW 1038.13
-0.3700
-0.0400%
Axis Banking & PSU Debt Fund - Regular Plan - Growth option 2739.71
-0.9900
-0.0400%
Axis Banking & PSU Debt Fund - Direct Plan - Growth Option 2831.7
-1.0000
-0.0400%

Review Date: 28-04-2026

Beginning of Analysis

Axis Banking & PSU Debt Fund is the 5th ranked fund in the Banking and PSU Debt Fund category. The category has total 20 funds. The Axis Banking & PSU Debt Fund has shown an excellent past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of -0.15% which is lower than the category average of -0.27%, showing poor performance. The fund has a Sharpe Ratio of 0.84 which is higher than the category average of 0.78.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

Axis Banking & PSU Debt Fund Return Analysis

  • The fund has given a return of 0.68%, 1.27 and 1.9 in last one, three and six months respectively. In the same period the category average return was 0.7%, 1.2% and 1.79% respectively.
  • Axis Banking & PSU Debt Fund has given a return of 5.21% in last one year. In the same period the Banking and PSU Debt Fund category average return was 4.98%.
  • The fund has given a return of 7.01% in last three years and ranked 13.0th out of nineteen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.1%.
  • The fund has given a return of 6.06% in last five years and ranked 12th out of seventeen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.22%.
  • The fund has given a return of 7.28% in last ten years and ranked 7th out of fourteen funds in the category. In the same period the category average return was 7.22%.
  • The fund has given a SIP return of 4.52% in last one year whereas category average SIP return is 4.3%. The fund one year return rank in the category is 7th in 20 funds
  • The fund has SIP return of 4.75% in last three years and ranks 8th in 19 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (5.33%) in the category in last three years.
  • The fund has SIP return of 5.97% in last five years whereas category average SIP return is 6.08%.

Axis Banking & PSU Debt Fund Risk Analysis

  • The fund has a standard deviation of 1.13 and semi deviation of 0.81. The category average standard deviation is 1.29 and semi deviation is 0.93.
  • The fund has a Value at Risk (VaR) of -0.09 and a maximum drawdown of -0.28. The category average VaR is -0.33 and the maximum drawdown is -0.38. The fund has a beta of 0.75 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.66
    0.67
    		0.52 | 0.83 12 | 20 Average
    3M Return % 1.20
    1.11
    		0.79 | 1.55 5 | 20 Very Good
    6M Return % 1.76
    1.61
    		1.03 | 2.51 7 | 20 Good
    1Y Return % 4.92
    4.61
    		3.45 | 5.95 6 | 20 Good
    3Y Return % 6.71
    6.73
    		6.32 | 7.11 8 | 19 Good
    5Y Return % 5.76
    5.84
    		5.27 | 7.22 10 | 17 Good
    7Y Return % 6.69
    6.71
    		6.11 | 7.46 10 | 15 Average
    10Y Return % 6.99
    6.85
    		6.32 | 7.21 7 | 14 Good
    1Y SIP Return % 4.22
    3.93
    		2.91 | 5.44 7 | 20 Good
    3Y SIP Return % 4.46
    4.38
    		3.93 | 4.99 6 | 19 Good
    5Y SIP Return % 5.67
    5.70
    		5.25 | 6.62 7 | 17 Good
    7Y SIP Return % 5.87
    5.95
    		5.45 | 6.85 10 | 15 Average
    10Y SIP Return % 6.05
    5.98
    		5.50 | 6.27 8 | 14 Good
    Standard Deviation 1.13
    1.29
    		0.90 | 1.83 6 | 19 Good
    Semi Deviation 0.81
    0.93
    		0.61 | 1.35 5 | 19 Very Good
    Max Drawdown % -0.28
    -0.38
    		-0.91 | 0.00 6 | 19 Good
    VaR 1 Y % -0.09
    -0.33
    		-1.21 | 0.00 6 | 19 Good
    Average Drawdown % -0.12
    -0.17
    		-0.38 | 0.00 5 | 19 Very Good
    Sharpe Ratio 0.84
    0.78
    		0.45 | 1.28 7 | 19 Good
    Sterling Ratio 0.66
    0.66
    		0.61 | 0.71 7 | 19 Good
    Sortino Ratio 0.40
    0.38
    		0.19 | 0.79 8 | 19 Good
    Jensen Alpha % -0.15
    -0.27
    		-0.90 | 0.43 8 | 19 Good
    Treynor Ratio -0.61
    -0.57
    		-0.86 | -0.41 14 | 19 Average
    Modigliani Square Measure % 6.94
    6.85
    		6.38 | 7.56 8 | 19 Good
    Alpha % -0.70
    -0.70
    		-1.19 | -0.25 9 | 19 Good
    Return data last Updated On : April 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.68 0.70 0.56 | 0.85 12 | 20 Average
    3M Return % 1.27 1.20 0.91 | 1.61 5 | 20 Very Good
    6M Return % 1.90 1.79 1.17 | 2.66 7 | 20 Good
    1Y Return % 5.21 4.98 3.72 | 6.21 7 | 20 Good
    3Y Return % 7.01 7.10 6.65 | 7.46 13 | 19 Average
    5Y Return % 6.06 6.22 5.67 | 7.48 12 | 17 Average
    7Y Return % 7.00 7.08 6.42 | 7.80 11 | 15 Average
    10Y Return % 7.28 7.22 6.55 | 7.62 7 | 14 Good
    1Y SIP Return % 4.52 4.30 3.19 | 5.76 7 | 20 Good
    3Y SIP Return % 4.75 4.74 4.26 | 5.33 8 | 19 Good
    5Y SIP Return % 5.97 6.08 5.73 | 6.89 12 | 17 Average
    7Y SIP Return % 6.18 6.32 5.85 | 7.10 10 | 15 Average
    10Y SIP Return % 6.35 6.35 5.85 | 6.68 8 | 14 Good
    Standard Deviation 1.13 1.29 0.90 | 1.83 6 | 19 Good
    Semi Deviation 0.81 0.93 0.61 | 1.35 5 | 19 Very Good
    Max Drawdown % -0.28 -0.38 -0.91 | 0.00 6 | 19 Good
    VaR 1 Y % -0.09 -0.33 -1.21 | 0.00 6 | 19 Good
    Average Drawdown % -0.12 -0.17 -0.38 | 0.00 5 | 19 Very Good
    Sharpe Ratio 0.84 0.78 0.45 | 1.28 7 | 19 Good
    Sterling Ratio 0.66 0.66 0.61 | 0.71 7 | 19 Good
    Sortino Ratio 0.40 0.38 0.19 | 0.79 8 | 19 Good
    Jensen Alpha % -0.15 -0.27 -0.90 | 0.43 8 | 19 Good
    Treynor Ratio -0.61 -0.57 -0.86 | -0.41 14 | 19 Average
    Modigliani Square Measure % 6.94 6.85 6.38 | 7.56 8 | 19 Good
    Alpha % -0.70 -0.70 -1.19 | -0.25 9 | 19 Good
    Return data last Updated On : April 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Axis Banking & Psu Debt Fund NAV Regular Growth Axis Banking & Psu Debt Fund NAV Direct Growth
    28-04-2026 2739.7097 2831.6996
    27-04-2026 2740.7031 2832.7044
    24-04-2026 2738.8196 2830.692
    23-04-2026 2739.8123 2831.6961
    22-04-2026 2741.9811 2833.9156
    21-04-2026 2741.8744 2833.7834
    20-04-2026 2742.5263 2834.4352
    17-04-2026 2741.7738 2833.5922
    16-04-2026 2741.6767 2833.4699
    15-04-2026 2741.0299 2832.7795
    13-04-2026 2735.9367 2827.4721
    10-04-2026 2736.1362 2827.6125
    09-04-2026 2734.3526 2825.7474
    08-04-2026 2730.9401 2822.199
    07-04-2026 2721.7274 2812.6567
    06-04-2026 2719.6592 2810.4976
    02-04-2026 2718.6173 2809.3339
    30-03-2026 2721.6966 2812.4508

    Fund Launch Date: 30/May/2012
    Fund Category: Banking and PSU Fund
    Investment Objective: To generate stable returns by investing predominantly in debt & money market instruments issued by Banks, Public Sector Units (PSUs) & Public FinancialInstitutions (PFIs).The scheme shall endeavor to generate optimum returns with low credit risk.
    Fund Description: An Open Ended Debt Scheme Predominantly Investing In Debt Instruments Of Banks, Public SectorUndertakings & Public Financial Institutions
    Fund Benchmark: NIFTY Banking &PSU Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.