Axis Banking & Psu Debt Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 7
Rating
Growth Option 12-06-2026
NAV ₹2765.46(R) +0.09% ₹2859.31(D) +0.09%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.76% 6.78% 5.82% 6.57% 6.98%
Direct 5.05% 7.08% 6.12% 6.88% 7.27%
Benchmark
SIP (XIRR) Regular 4.87% 4.78% 5.84% 5.95% 6.27%
Direct 5.17% 5.08% 6.14% 6.25% 6.58%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.84 0.4 0.66 -0.15% -0.61
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.13% -0.09% -0.28% 0.76 0.81%
Fund AUM As on: 30/12/2025 13474 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Franklin India Banking & Psu Debt Fund 2
Kotak Banking And Psu Debt Fund 3
ICICI Prudential Banking & PSU Debt Fund 4

NAV Date: 12-06-2026

Scheme Name NAV Rupee Change Percent Change
Axis Banking & PSU Debt Fund - Regular Plan - Daily IDCW 1039.13
0.5700
0.0500%
Axis Banking & PSU Debt Fund - Direct Plan - Daily IDCW 1039.13
0.5600
0.0500%
Axis Banking & PSU Debt Fund - Regular Plan - Weekly IDCW 1042.09
0.9600
0.0900%
Axis Banking & PSU Debt Fund - Direct Plan - Weekly IDCW 1042.12
0.9700
0.0900%
Axis Banking & PSU Debt Fund - Regular Plan - Monthly IDCW 1042.14
0.9600
0.0900%
Axis Banking & PSU Debt Fund - Direct Plan - Monthly IDCW 1042.52
0.9700
0.0900%
Axis Banking & PSU Debt Fund - Regular Plan - Growth option 2765.46
2.5600
0.0900%
Axis Banking & PSU Debt Fund - Direct Plan - Growth Option 2859.31
2.6700
0.0900%

Review Date: 12-06-2026

Beginning of Analysis

Axis Banking & PSU Debt Fund is the 5th ranked fund in the Banking and PSU Debt Fund category. The category has total 20 funds. The Axis Banking & PSU Debt Fund has shown an excellent past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of -0.15% which is lower than the category average of -0.27%, showing poor performance. The fund has a Sharpe Ratio of 0.84 which is higher than the category average of 0.78.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

Axis Banking & PSU Debt Fund Return Analysis

  • The fund has given a return of 0.92%, 1.46 and 2.39 in last one, three and six months respectively. In the same period the category average return was 0.92%, 1.4% and 2.33% respectively.
  • Axis Banking & PSU Debt Fund has given a return of 5.05% in last one year. In the same period the Banking and PSU Debt Fund category average return was 4.88%.
  • The fund has given a return of 7.08% in last three years and ranked 14.0th out of nineteen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.13%.
  • The fund has given a return of 6.12% in last five years and ranked 11th out of seventeen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.23%.
  • The fund has given a return of 7.27% in last ten years and ranked 7th out of fourteen funds in the category. In the same period the category average return was 7.22%.
  • The fund has given a SIP return of 5.17% in last one year whereas category average SIP return is 5.03%. The fund one year return rank in the category is 7th in 20 funds
  • The fund has SIP return of 5.08% in last three years and ranks 10th in 19 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (5.44%) in the category in last three years.
  • The fund has SIP return of 6.14% in last five years whereas category average SIP return is 6.25%.

Axis Banking & PSU Debt Fund Risk Analysis

  • The fund has a standard deviation of 1.13 and semi deviation of 0.81. The category average standard deviation is 1.29 and semi deviation is 0.93.
  • The fund has a Value at Risk (VaR) of -0.09 and a maximum drawdown of -0.28. The category average VaR is -0.33 and the maximum drawdown is -0.38. The fund has a beta of 0.75 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.89
    0.89
    		0.49 | 1.13 13 | 20 Average
    3M Return % 1.39
    1.31
    		1.02 | 1.75 8 | 20 Good
    6M Return % 2.25
    2.16
    		1.72 | 2.73 7 | 20 Good
    1Y Return % 4.76
    4.51
    		3.78 | 5.49 6 | 20 Good
    3Y Return % 6.78
    6.76
    		6.35 | 7.10 10 | 19 Good
    5Y Return % 5.82
    5.85
    		5.18 | 7.21 8 | 17 Good
    7Y Return % 6.57
    6.64
    		6.04 | 7.14 11 | 15 Average
    10Y Return % 6.98
    6.86
    		6.34 | 7.22 7 | 14 Good
    1Y SIP Return % 4.87
    4.66
    		3.90 | 5.52 6 | 20 Good
    3Y SIP Return % 4.78
    4.70
    		4.28 | 5.10 7 | 19 Good
    5Y SIP Return % 5.84
    5.87
    		5.48 | 6.57 9 | 17 Good
    7Y SIP Return % 5.95
    6.03
    		5.61 | 6.80 10 | 15 Average
    10Y SIP Return % 6.27
    6.22
    		5.79 | 6.52 8 | 14 Good
    Standard Deviation 1.13
    1.29
    		0.90 | 1.83 6 | 19 Good
    Semi Deviation 0.81
    0.93
    		0.61 | 1.35 5 | 19 Very Good
    Max Drawdown % -0.28
    -0.38
    		-0.91 | 0.00 6 | 19 Good
    VaR 1 Y % -0.09
    -0.33
    		-1.21 | 0.00 6 | 19 Good
    Average Drawdown % -0.12
    -0.17
    		-0.38 | 0.00 5 | 19 Very Good
    Sharpe Ratio 0.84
    0.78
    		0.45 | 1.28 7 | 19 Good
    Sterling Ratio 0.66
    0.66
    		0.61 | 0.71 7 | 19 Good
    Sortino Ratio 0.40
    0.38
    		0.19 | 0.79 8 | 19 Good
    Jensen Alpha % -0.15
    -0.27
    		-0.90 | 0.43 8 | 19 Good
    Treynor Ratio -0.61
    -0.57
    		-0.86 | -0.41 14 | 19 Average
    Modigliani Square Measure % 6.94
    6.85
    		6.38 | 7.56 8 | 19 Good
    Alpha % -0.70
    -0.70
    		-1.19 | -0.25 9 | 19 Good
    Return data last Updated On : June 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.92 0.92 0.52 | 1.16 13 | 20 Average
    3M Return % 1.46 1.40 1.13 | 1.83 10 | 20 Good
    6M Return % 2.39 2.33 1.88 | 2.88 8 | 20 Good
    1Y Return % 5.05 4.88 4.06 | 5.82 6 | 20 Good
    3Y Return % 7.08 7.13 6.68 | 7.48 14 | 19 Average
    5Y Return % 6.12 6.23 5.58 | 7.49 11 | 17 Average
    7Y Return % 6.88 7.01 6.33 | 7.49 11 | 15 Average
    10Y Return % 7.27 7.22 6.55 | 7.63 7 | 14 Good
    1Y SIP Return % 5.17 5.03 4.20 | 5.84 7 | 20 Good
    3Y SIP Return % 5.08 5.07 4.61 | 5.44 10 | 19 Good
    5Y SIP Return % 6.14 6.25 5.96 | 6.85 11 | 17 Average
    7Y SIP Return % 6.25 6.40 6.00 | 7.05 11 | 15 Average
    10Y SIP Return % 6.58 6.59 6.09 | 6.93 8 | 14 Good
    Standard Deviation 1.13 1.29 0.90 | 1.83 6 | 19 Good
    Semi Deviation 0.81 0.93 0.61 | 1.35 5 | 19 Very Good
    Max Drawdown % -0.28 -0.38 -0.91 | 0.00 6 | 19 Good
    VaR 1 Y % -0.09 -0.33 -1.21 | 0.00 6 | 19 Good
    Average Drawdown % -0.12 -0.17 -0.38 | 0.00 5 | 19 Very Good
    Sharpe Ratio 0.84 0.78 0.45 | 1.28 7 | 19 Good
    Sterling Ratio 0.66 0.66 0.61 | 0.71 7 | 19 Good
    Sortino Ratio 0.40 0.38 0.19 | 0.79 8 | 19 Good
    Jensen Alpha % -0.15 -0.27 -0.90 | 0.43 8 | 19 Good
    Treynor Ratio -0.61 -0.57 -0.86 | -0.41 14 | 19 Average
    Modigliani Square Measure % 6.94 6.85 6.38 | 7.56 8 | 19 Good
    Alpha % -0.70 -0.70 -1.19 | -0.25 9 | 19 Good
    Return data last Updated On : June 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Axis Banking & Psu Debt Fund NAV Regular Growth Axis Banking & Psu Debt Fund NAV Direct Growth
    12-06-2026 2765.4607 2859.3114
    11-06-2026 2762.9037 2856.6455
    10-06-2026 2764.413 2858.1839
    09-06-2026 2761.9749 2855.6409
    08-06-2026 2755.1448 2848.5572
    05-06-2026 2750.064 2843.238
    04-06-2026 2742.2674 2835.1553
    03-06-2026 2740.3004 2833.0998
    02-06-2026 2741.1012 2833.9057
    01-06-2026 2739.597 2832.3287
    29-05-2026 2738.5 2831.1289
    27-05-2026 2736.4814 2828.9981
    26-05-2026 2734.5786 2827.0091
    25-05-2026 2734.4608 2826.8654
    22-05-2026 2730.3137 2822.5126
    21-05-2026 2728.7615 2820.8861
    20-05-2026 2731.8237 2824.0299
    19-05-2026 2733.0142 2825.2387
    18-05-2026 2732.0588 2824.2292
    15-05-2026 2737.0612 2829.3346
    14-05-2026 2740.1712 2832.5275
    13-05-2026 2740.7051 2833.0574
    12-05-2026 2741.0155 2833.3564

    Fund Launch Date: 30/May/2012
    Fund Category: Banking and PSU Fund
    Investment Objective: To generate stable returns by investing predominantly in debt & money market instruments issued by Banks, Public Sector Units (PSUs) & Public FinancialInstitutions (PFIs).The scheme shall endeavor to generate optimum returns with low credit risk.
    Fund Description: An Open Ended Debt Scheme Predominantly Investing In Debt Instruments Of Banks, Public SectorUndertakings & Public Financial Institutions
    Fund Benchmark: NIFTY Banking &PSU Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.