Axis Retirement Savings Fund - Dynamic Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 17
Rating
Growth Option 04-12-2025
NAV ₹19.9(R) -0.3% ₹21.89(D) -0.27%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -0.55% 13.64% 12.18% -% -%
Direct 0.64% 15.22% 13.94% -% -%
Nifty 500 TRI 3.82% 15.22% 17.88% 15.87% 14.96%
SIP (XIRR) Regular 6.48% 12.95% 11.01% -% -%
Direct 7.73% 14.46% 12.6% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.67 0.31 0.54 0.47% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
11.47% -15.62% -15.54% 0.81 8.7%
Fund AUM As on: 30/06/2025 328 Cr
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Union Retirement Fund 4
Aditya Birla Sun Life Retirement Fund - The 40s Plan 5
Icici Prudential Retirement Fund - Hybrid Conservative Plan 6

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Axis Retirement Savings Fund - Dynamic Plan - Regular Growth 19.9
-0.0600
-0.3000%
Axis Retirement Savings Fund - Dynamic Plan - Regular Plan - IDCW 19.9
-0.0500
-0.2500%
Axis Retirement Savings Fund - Dynamic Plan - Direct Plan - IDCW 21.64
-0.0600
-0.2800%
Axis Retirement Savings Fund - Dynamic Plan - Direct Growth 21.89
-0.0600
-0.2700%

Review Date: 04-12-2025

Beginning of Analysis

In the Retirement Fund category, Axis Retirement Savings Fund - Dynamic Plan is the 22nd ranked fund. The category has total 26 funds. The Axis Retirement Savings Fund - Dynamic Plan has shown a very poor past performence in Retirement Fund. The fund has a Jensen Alpha of 0.47% which is lower than the category average of 3.01%, showing poor performance. The fund has a Sharpe Ratio of 0.67 which is lower than the category average of 0.77.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Axis Retirement Savings Fund - Dynamic Plan Return Analysis

The Axis Retirement Savings Fund - Dynamic Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -0.73%, 2.72 and 2.43 in last one, three and six months respectively. In the same period the category average return was 0.16%, 2.59% and 3.25% respectively.
  • Axis Retirement Savings Fund - Dynamic Plan has given a return of 0.64% in last one year. In the same period the Nifty 500 TRI return was 3.82%. The fund has given 3.18% less return than the benchmark return.
  • The fund has given a return of 15.22% in last three years and rank 10th out of 26 funds in the category. In the same period the Nifty 500 TRI return was 15.22%. The fund has given 0.0% less return than the benchmark return.
  • Axis Retirement Savings Fund - Dynamic Plan has given a return of 13.94% in last five years and category average returns is 13.13% in same period. The fund ranked 9th out of 21 funds in the category. In the same period the Nifty 500 TRI return was 17.88%. The fund has given 3.94% less return than the benchmark return.
  • The fund has given a SIP return of 7.73% in last one year whereas category average SIP return is 9.57%. The fund one year return rank in the category is 17th in 29 funds
  • The fund has SIP return of 14.46% in last three years and ranks 6th in 26 funds. Icici Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (24.11%) in the category in last three years.
  • The fund has SIP return of 12.6% in last five years whereas category average SIP return is 11.76%.

Axis Retirement Savings Fund - Dynamic Plan Risk Analysis

  • The fund has a standard deviation of 11.47 and semi deviation of 8.7. The category average standard deviation is 8.1 and semi deviation is 5.99.
  • The fund has a Value at Risk (VaR) of -15.62 and a maximum drawdown of -15.54. The category average VaR is -9.67 and the maximum drawdown is -9.97. The fund has a beta of 0.79 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.85 0.33
    0.06
    		-1.56 | 0.95 26 | 29 Poor
    3M Return % 2.42 4.18
    2.30
    		-1.16 | 4.96 15 | 29 Good
    6M Return % 1.84 4.72
    2.67
    		-0.85 | 8.07 17 | 29 Average
    1Y Return % -0.55 3.82
    3.24
    		-2.35 | 9.18 27 | 29 Poor
    3Y Return % 13.64 15.22
    12.10
    		5.32 | 22.97 10 | 26 Good
    5Y Return % 12.18 17.88
    11.73
    		3.76 | 24.74 10 | 21 Good
    1Y SIP Return % 6.48
    8.32
    		2.69 | 19.96 18 | 29 Average
    3Y SIP Return % 12.95
    11.14
    		5.27 | 22.37 7 | 26 Very Good
    5Y SIP Return % 11.01
    10.42
    		4.02 | 21.43 9 | 21 Good
    Standard Deviation 11.47
    8.10
    		1.10 | 14.70 19 | 26 Average
    Semi Deviation 8.70
    5.99
    		0.79 | 10.76 20 | 26 Average
    Max Drawdown % -15.54
    -9.97
    		-19.00 | -0.42 20 | 26 Average
    VaR 1 Y % -15.62
    -9.67
    		-20.07 | 0.00 22 | 26 Poor
    Average Drawdown % -6.36
    -4.41
    		-10.34 | -0.15 19 | 26 Average
    Sharpe Ratio 0.67
    0.77
    		-0.08 | 1.16 18 | 26 Average
    Sterling Ratio 0.54
    0.64
    		0.48 | 0.89 21 | 26 Average
    Sortino Ratio 0.31
    0.37
    		-0.03 | 0.59 20 | 26 Average
    Jensen Alpha % 0.47
    3.01
    		-0.62 | 6.00 23 | 26 Poor
    Treynor Ratio 0.10
    0.12
    		-0.02 | 0.28 20 | 26 Average
    Modigliani Square Measure % 15.87
    25.31
    		14.74 | 72.17 23 | 26 Poor
    Alpha % -3.95
    -2.81
    		-8.18 | 6.99 15 | 26 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.73 0.33 0.16 -1.44 | 1.04 26 | 29 Poor
    3M Return % 2.72 4.18 2.59 -0.81 | 5.33 15 | 29 Good
    6M Return % 2.43 4.72 3.25 -0.30 | 8.81 16 | 29 Good
    1Y Return % 0.64 3.82 4.43 -1.22 | 10.64 27 | 29 Poor
    3Y Return % 15.22 15.22 13.39 6.53 | 24.66 10 | 26 Good
    5Y Return % 13.94 17.88 13.13 5.03 | 26.45 9 | 21 Good
    1Y SIP Return % 7.73 9.57 3.84 | 21.60 17 | 29 Average
    3Y SIP Return % 14.46 12.42 6.44 | 24.11 6 | 26 Very Good
    5Y SIP Return % 12.60 11.76 5.22 | 23.12 9 | 21 Good
    Standard Deviation 11.47 8.10 1.10 | 14.70 19 | 26 Average
    Semi Deviation 8.70 5.99 0.79 | 10.76 20 | 26 Average
    Max Drawdown % -15.54 -9.97 -19.00 | -0.42 20 | 26 Average
    VaR 1 Y % -15.62 -9.67 -20.07 | 0.00 22 | 26 Poor
    Average Drawdown % -6.36 -4.41 -10.34 | -0.15 19 | 26 Average
    Sharpe Ratio 0.67 0.77 -0.08 | 1.16 18 | 26 Average
    Sterling Ratio 0.54 0.64 0.48 | 0.89 21 | 26 Average
    Sortino Ratio 0.31 0.37 -0.03 | 0.59 20 | 26 Average
    Jensen Alpha % 0.47 3.01 -0.62 | 6.00 23 | 26 Poor
    Treynor Ratio 0.10 0.12 -0.02 | 0.28 20 | 26 Average
    Modigliani Square Measure % 15.87 25.31 14.74 | 72.17 23 | 26 Poor
    Alpha % -3.95 -2.81 -8.18 | 6.99 15 | 26 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Axis Retirement Savings Fund - Dynamic Plan NAV Regular Growth Axis Retirement Savings Fund - Dynamic Plan NAV Direct Growth
    04-12-2025 19.9 21.89
    03-12-2025 19.87 21.86
    02-12-2025 19.96 21.95
    01-12-2025 20.02 22.02
    28-11-2025 20.08 22.08
    27-11-2025 20.11 22.11
    26-11-2025 20.14 22.15
    25-11-2025 19.9 21.89
    24-11-2025 19.9 21.88
    21-11-2025 19.99 21.98
    20-11-2025 20.13 22.14
    19-11-2025 20.07 22.07
    18-11-2025 20.01 22.0
    17-11-2025 20.12 22.12
    14-11-2025 20.04 22.03
    13-11-2025 20.07 22.06
    12-11-2025 20.1 22.09
    11-11-2025 20.04 22.02
    10-11-2025 19.97 21.95
    07-11-2025 19.89 21.86
    06-11-2025 19.92 21.89
    04-11-2025 20.07 22.05

    Fund Launch Date: 20/Dec/2019
    Fund Category: Retirement Fund
    Investment Objective: The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Investment Plan has a dual objective of generating capital appreciation by investing in equity and equity related securities as well as generating income by investing in debt and money market securities, while a‚empting to manage risk from the market through active asset allocation. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
    Fund Description: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
    Fund Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.