Previously Known As : Bandhan Banking & Psu Debt Fund
Bandhan Banking And Psu Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 5
Rating
Growth Option 27-10-2026
NAV ₹26.26(R) -0.0% ₹27.14(D) -0.0%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.67% 6.67% 5.9% 6.33% 6.83%
Direct 4.98% 6.99% 6.22% 6.67% 7.14%
Benchmark
SIP (XIRR) Regular 4.6% 5.98% 6.24% 5.64% 6.36%
Direct 4.92% 6.3% 6.56% 5.95% 6.68%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.94 0.61 0.7 -0.39% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.29% 0.0% -0.08% 0.82 0.75%
Fund AUM As on: 30/12/2025 12884 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
Franklin India Banking & Psu Debt Fund 1
ICICI Prudential Banking & PSU Debt Fund 2
UTI Banking & PSU Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 27-10-2026

Scheme Name NAV Rupee Change Percent Change
Bandhan Banking and PSU Fund - Direct Monthly IDCW 10.42
0.0000
0.0000%
Bandhan Banking and PSU Fund - Direct Fortnightly IDCW 10.43
0.0000
0.0000%
Bandhan Banking and PSU Fund - Direct Daily IDCW 10.46
0.0000
0.0000%
Bandhan Banking and PSU Fund - Regular Fortnightly IDCW 10.59
0.0000
0.0000%
Bandhan Banking and PSU Fund - Regular Monthly IDCW 10.66
0.0000
0.0000%
Bandhan Banking and PSU Fund - Regular Daily IDCW 10.86
0.0000
0.0000%
Bandhan Banking and PSU Fund - Regular Quarterly IDCW 10.89
0.0000
0.0000%
Bandhan Banking and PSU Fund - Direct Quarterly IDCW 11.0
0.0000
0.0000%
Bandhan Banking and PSU Fund - Regular Annual IDCW 11.42
0.0000
0.0000%
Bandhan Banking and PSU Fund - Direct Annual IDCW 12.43
0.0000
0.0000%
Bandhan Banking and PSU Fund - Regular IDCW 14.18
0.0000
0.0000%
Bandhan Banking and PSU Fund - Direct IDCW 14.27
0.0000
0.0000%
Bandhan Banking and PSU Fund - Regular Growth 26.26
0.0000
0.0000%
Bandhan Banking and PSU Fund - Direct Growth 27.14
0.0000
0.0000%

Review Date: 27-10-2026

Beginning of Analysis

In the Banking and PSU Debt Fund category, Bandhan Banking and PSU Fund is the 14th ranked fund. The category has total 20 funds. The 2 star rating shows a poor past performance of the Bandhan Banking and PSU Fund in Banking and PSU Debt Fund. The fund has a Jensen Alpha of -0.39% which is lower than the category average of -0.45%, showing poor performance. The fund has a Sharpe Ratio of 0.94 which is higher than the category average of 0.81.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

Bandhan Banking and PSU Fund Return Analysis

  • The fund has given a return of -0.03%, 0.45 and 2.68 in last one, three and six months respectively. In the same period the category average return was -0.22%, 0.03% and 2.05% respectively.
  • Bandhan Banking and PSU Fund has given a return of 4.98% in last one year. In the same period the Banking and PSU Debt Fund category average return was 3.97%.
  • The fund has given a return of 6.99% in last three years and ranked 7.0th out of nineteen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.86%.
  • The fund has given a return of 6.22% in last five years and ranked 6th out of seventeen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.18%.
  • The fund has given a return of 7.14% in last ten years and ranked 3rd out of fourteen funds in the category. In the same period the category average return was 6.9%.
  • The fund has given a SIP return of 4.92% in last one year whereas category average SIP return is 3.64%. The fund one year return rank in the category is 3rd in 20 funds
  • The fund has SIP return of 6.3% in last three years and ranks 3rd in 19 funds. UTI Banking & PSU Fund has given the highest SIP return (6.93%) in the category in last three years.
  • The fund has SIP return of 6.56% in last five years whereas category average SIP return is 6.4%.

Bandhan Banking and PSU Fund Risk Analysis

  • The fund has a standard deviation of 1.29 and semi deviation of 0.75. The category average standard deviation is 1.46 and semi deviation is 0.96.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.08. The category average VaR is -0.33 and the maximum drawdown is -0.36. The fund has a beta of 0.61 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.05
    -0.25
    		-0.53 | 0.28 4 | 20 Very Good
    3M Return % 0.37
    -0.06
    		-0.81 | 1.34 5 | 20 Very Good
    6M Return % 2.53
    1.87
    		1.31 | 2.99 2 | 20 Very Good
    1Y Return % 4.67
    3.61
    		2.52 | 5.48 3 | 20 Very Good
    3Y Return % 6.67
    6.49
    		5.96 | 7.20 4 | 19 Very Good
    5Y Return % 5.90
    5.80
    		5.15 | 7.50 4 | 17 Very Good
    7Y Return % 6.33
    6.19
    		5.57 | 7.11 5 | 15 Good
    10Y Return % 6.83
    6.54
    		6.09 | 6.83 1 | 14 Very Good
    1Y SIP Return % 4.60
    3.28
    		2.05 | 5.81 3 | 20 Very Good
    3Y SIP Return % 5.98
    5.49
    		4.81 | 6.67 3 | 19 Very Good
    5Y SIP Return % 6.24
    6.02
    		5.54 | 7.05 3 | 17 Very Good
    7Y SIP Return % 5.64
    5.52
    		5.06 | 6.60 4 | 15 Very Good
    10Y SIP Return % 6.36
    6.09
    		5.62 | 6.41 3 | 14 Very Good
    Standard Deviation 1.29
    1.46
    		0.98 | 2.08 4 | 19 Very Good
    Semi Deviation 0.75
    0.96
    		0.63 | 1.41 4 | 19 Very Good
    Max Drawdown % -0.08
    -0.36
    		-0.89 | 0.00 3 | 19 Very Good
    VaR 1 Y % 0.00
    -0.33
    		-1.21 | 0.00 5 | 19 Very Good
    Average Drawdown % 0.04
    0.17
    		0.00 | 0.38 17 | 19 Poor
    Sharpe Ratio 0.94
    0.81
    		0.53 | 1.29 5 | 19 Very Good
    Sterling Ratio 0.70
    0.67
    		0.63 | 0.71 5 | 19 Very Good
    Sortino Ratio 0.61
    0.44
    		0.26 | 0.81 3 | 19 Very Good
    Jensen Alpha % -0.39
    -0.45
    		-1.09 | 0.42 7 | 19 Good
    Treynor Ratio 0.02
    0.02
    		0.01 | 0.03 6 | 19 Good
    Modigliani Square Measure % 1.36
    1.18
    		0.77 | 1.88 5 | 19 Very Good
    Alpha % -0.75
    -0.75
    		-1.08 | -0.29 9 | 19 Good
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.03 -0.22 -0.51 | 0.29 4 | 20 Very Good
    3M Return % 0.45 0.03 -0.74 | 1.40 5 | 20 Very Good
    6M Return % 2.68 2.05 1.47 | 3.11 2 | 20 Very Good
    1Y Return % 4.98 3.97 2.80 | 5.74 3 | 20 Very Good
    3Y Return % 6.99 6.86 6.29 | 7.47 7 | 19 Good
    5Y Return % 6.22 6.18 5.54 | 7.77 6 | 17 Good
    7Y Return % 6.67 6.56 5.89 | 7.33 6 | 15 Good
    10Y Return % 7.14 6.90 6.37 | 7.21 3 | 14 Very Good
    1Y SIP Return % 4.92 3.64 2.33 | 6.07 3 | 20 Very Good
    3Y SIP Return % 6.30 5.86 5.13 | 6.93 3 | 19 Very Good
    5Y SIP Return % 6.56 6.40 5.91 | 7.32 4 | 17 Very Good
    7Y SIP Return % 5.95 5.87 5.44 | 6.86 5 | 15 Good
    10Y SIP Return % 6.68 6.46 6.00 | 6.71 3 | 14 Very Good
    Standard Deviation 1.29 1.46 0.98 | 2.08 4 | 19 Very Good
    Semi Deviation 0.75 0.96 0.63 | 1.41 4 | 19 Very Good
    Max Drawdown % -0.08 -0.36 -0.89 | 0.00 3 | 19 Very Good
    VaR 1 Y % 0.00 -0.33 -1.21 | 0.00 5 | 19 Very Good
    Average Drawdown % 0.04 0.17 0.00 | 0.38 17 | 19 Poor
    Sharpe Ratio 0.94 0.81 0.53 | 1.29 5 | 19 Very Good
    Sterling Ratio 0.70 0.67 0.63 | 0.71 5 | 19 Very Good
    Sortino Ratio 0.61 0.44 0.26 | 0.81 3 | 19 Very Good
    Jensen Alpha % -0.39 -0.45 -1.09 | 0.42 7 | 19 Good
    Treynor Ratio 0.02 0.02 0.01 | 0.03 6 | 19 Good
    Modigliani Square Measure % 1.36 1.18 0.77 | 1.88 5 | 19 Very Good
    Alpha % -0.75 -0.75 -1.08 | -0.29 9 | 19 Good
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Banking And Psu Fund NAV Regular Growth Bandhan Banking And Psu Fund NAV Direct Growth
    27-10-2026 26.2628 27.1365
    26-10-2026 26.2633 27.1367
    23-10-2026 26.2478 27.12
    22-10-2026 26.2511 27.1232
    21-10-2026 26.2754 27.1481
    19-10-2026 26.2947 27.1676
    16-10-2026 26.2791 27.1508
    15-10-2026 26.2846 27.1563
    14-10-2026 26.2929 27.1646
    13-10-2026 26.3069 27.1788
    12-10-2026 26.2957 27.1671
    09-10-2026 26.3099 27.1811
    08-10-2026 26.3081 27.179
    07-10-2026 26.3148 27.1857
    06-10-2026 26.3185 27.1892
    05-10-2026 26.3147 27.1851
    01-10-2026 26.2957 27.1646
    30-09-2026 26.2949 27.1636
    29-09-2026 26.2814 27.1494
    28-09-2026 26.2769 27.1445

    Fund Launch Date: 26/Feb/2013
    Fund Category: Banking and PSU Fund
    Investment Objective: The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such asBanks, Public Sector Undertakings (PSUs) and Public Financial Institutions(PFIs)
    Fund Description: An open ended debt scheme predominantly investing in debt instruments of banks,Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
    Fund Benchmark: NIFTY Banking & PSU Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.