Previously Known As : Bandhan Government Securities Fund - Investment Plan
Bandhan Gilt Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 9
Rating
Growth Option 13-03-2026
NAV ₹35.81(R) +0.04% ₹38.88(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.77% 6.97% 5.68% 7.29% 7.54%
Direct 4.42% 7.64% 6.34% 7.95% 8.19%
Benchmark
SIP (XIRR) Regular 3.15% 5.78% 4.41% 5.26% 6.36%
Direct 3.8% 6.45% 5.05% 5.92% 7.03%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.31 0.14 0.51 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.04% -5.78% -3.96% - 3.0%
Fund AUM As on: 30/12/2025 2317 Cr
Top Gilt Fund
Fund Name Rank Rating
Icici Prudential Gilt Fund 1
Axis Gilt Fund 2
Baroda BNP Paribas Gilt Fund 3
Uti Gilt Fund 4
DSP Gilt Fund 5

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
BANDHAN Government Securities Fund - IP - Regular Plan - Annual IDCW 11.34
0.0000
0.0400%
BANDHAN Government Securities Fund - IP - Regular - Plan B - Half Yearly IDCW 11.38
0.0000
0.0400%
BANDHAN Government Securities Fund- Investment Plan-Direct Plan-Quarterly IDCW 11.57
0.0000
0.0400%
BANDHAN Government Securities Fund - IP - Regular Plan - Quarterly IDCW 11.86
0.0000
0.0400%
BANDHAN Government Securities Fund- Investment Plan-Direct Plan-Half Yearly IDCW 12.37
0.0100
0.0400%
BANDHAN Government Securities Fund- Investment Plan-Direct Plan-Annual IDCW 12.49
0.0100
0.0400%
BANDHAN Government Securities Fund - IP - Regular Plan - IDCW 13.5
0.0100
0.0400%
BANDHAN Government Securities Fund- Investment Plan-Direct Plan-IDCW 14.99
0.0100
0.0400%
BANDHAN Government Securities Fund - IP - Regular -Plan B - Periodic IDCW 16.82
0.0100
0.0400%
BANDHAN Government Securities Fund- Investment Plan-Direct Plan-Periodic IDCW 18.4
0.0100
0.0400%
BANDHAN Government Securities Fund - IP - Regular Plan - Growth 35.81
0.0100
0.0400%
BANDHAN Government Securities Fund- Investment Plan-Direct Plan-Growth 38.88
0.0200
0.0400%

Review Date: 13-03-2026

Beginning of Analysis

Bandhan Gilt Fund is the 9th ranked fund in the Gilt Fund category. The category has total 19 funds. The Bandhan Gilt Fund has shown an average past performence in Gilt Fund. The fund has a Sharpe Ratio of 0.31 which is higher than the category average of 0.3.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Bandhan Gilt Fund Return Analysis

  • The fund has given a return of 0.72%, 1.54 and 2.7 in last one, three and six months respectively. In the same period the category average return was 0.47%, 0.77% and 1.45% respectively.
  • Bandhan Gilt Fund has given a return of 4.42% in last one year. In the same period the Gilt Fund category average return was 3.73%.
  • The fund has given a return of 7.64% in last three years and ranked 3.0rd out of twenty one funds in the category. In the same period the Gilt Fund category average return was 7.03%.
  • The fund has given a return of 6.34% in last five years and ranked 5th out of eighteen funds in the category. In the same period the Gilt Fund category average return was 6.12%.
  • The fund has given a return of 8.19% in last ten years and ranked 4th out of seventeen funds in the category. In the same period the category average return was 7.65%.
  • The fund has given a SIP return of 3.8% in last one year whereas category average SIP return is 1.94%. The fund one year return rank in the category is 4th in 22 funds
  • The fund has SIP return of 6.45% in last three years and ranks 4th in 21 funds. Icici Prudential Gilt Fund has given the highest SIP return (7.11%) in the category in last three years.
  • The fund has SIP return of 5.05% in last five years whereas category average SIP return is 4.7%.

Bandhan Gilt Fund Risk Analysis

  • The fund has a standard deviation of 4.04 and semi deviation of 3.0. The category average standard deviation is 3.11 and semi deviation is 2.33.
  • The fund has a Value at Risk (VaR) of -5.78 and a maximum drawdown of -3.96. The category average VaR is -2.94 and the maximum drawdown is -3.16.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.67
    0.42
    		0.04 | 0.79 3 | 23 Very Good
    3M Return % 1.39
    0.60
    		-0.26 | 1.45 2 | 23 Very Good
    6M Return % 2.39
    1.11
    		-0.25 | 2.96 3 | 23 Very Good
    1Y Return % 3.77
    3.03
    		0.82 | 5.69 8 | 22 Good
    3Y Return % 6.97
    6.32
    		5.33 | 7.44 5 | 21 Very Good
    5Y Return % 5.68
    5.43
    		4.44 | 6.55 7 | 18 Good
    7Y Return % 7.29
    6.58
    		5.66 | 7.61 5 | 18 Very Good
    10Y Return % 7.54
    6.95
    		5.89 | 8.02 3 | 17 Very Good
    15Y Return % 8.40
    7.44
    		6.47 | 8.48 2 | 14 Very Good
    1Y SIP Return % 3.15
    1.25
    		-1.50 | 4.04 4 | 22 Very Good
    3Y SIP Return % 5.78
    5.03
    		3.62 | 6.55 6 | 21 Very Good
    5Y SIP Return % 4.41
    4.04
    		2.90 | 5.21 6 | 18 Good
    7Y SIP Return % 5.26
    4.86
    		3.91 | 6.04 6 | 18 Good
    10Y SIP Return % 6.36
    5.73
    		4.99 | 6.78 3 | 17 Very Good
    15Y SIP Return % 7.32
    6.66
    		5.78 | 7.64 3 | 15 Very Good
    Standard Deviation 4.04
    3.11
    		1.90 | 4.04 21 | 21 Poor
    Semi Deviation 3.00
    2.33
    		1.43 | 3.00 21 | 21 Poor
    Max Drawdown % -3.96
    -3.16
    		-4.50 | -1.30 17 | 21 Average
    VaR 1 Y % -5.78
    -2.94
    		-5.78 | -0.83 21 | 21 Poor
    Average Drawdown % -1.22
    -1.04
    		-2.79 | -0.60 18 | 21 Average
    Sharpe Ratio 0.31
    0.30
    		-0.03 | 0.97 8 | 21 Good
    Sterling Ratio 0.51
    0.51
    		0.40 | 0.68 11 | 21 Good
    Sortino Ratio 0.14
    0.13
    		-0.01 | 0.44 8 | 21 Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.72 0.47 0.10 | 0.82 3 | 23 Very Good
    3M Return % 1.54 0.77 -0.15 | 1.56 2 | 23 Very Good
    6M Return % 2.70 1.45 -0.02 | 3.25 3 | 23 Very Good
    1Y Return % 4.42 3.73 1.29 | 6.26 8 | 22 Good
    3Y Return % 7.64 7.03 5.91 | 8.00 3 | 21 Very Good
    5Y Return % 6.34 6.12 5.19 | 7.14 5 | 18 Very Good
    7Y Return % 7.95 7.27 6.18 | 8.18 4 | 18 Very Good
    10Y Return % 8.19 7.65 6.56 | 8.61 4 | 17 Very Good
    1Y SIP Return % 3.80 1.94 -1.05 | 4.63 4 | 22 Very Good
    3Y SIP Return % 6.45 5.74 4.10 | 7.11 4 | 21 Very Good
    5Y SIP Return % 5.05 4.70 3.63 | 5.76 4 | 18 Very Good
    7Y SIP Return % 5.92 5.55 4.67 | 6.62 4 | 18 Very Good
    10Y SIP Return % 7.03 6.44 5.57 | 7.37 3 | 17 Very Good
    Standard Deviation 4.04 3.11 1.90 | 4.04 21 | 21 Poor
    Semi Deviation 3.00 2.33 1.43 | 3.00 21 | 21 Poor
    Max Drawdown % -3.96 -3.16 -4.50 | -1.30 17 | 21 Average
    VaR 1 Y % -5.78 -2.94 -5.78 | -0.83 21 | 21 Poor
    Average Drawdown % -1.22 -1.04 -2.79 | -0.60 18 | 21 Average
    Sharpe Ratio 0.31 0.30 -0.03 | 0.97 8 | 21 Good
    Sterling Ratio 0.51 0.51 0.40 | 0.68 11 | 21 Good
    Sortino Ratio 0.14 0.13 -0.01 | 0.44 8 | 21 Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Gilt Fund NAV Regular Growth Bandhan Gilt Fund NAV Direct Growth
    13-03-2026 35.8109 38.8816
    12-03-2026 35.7971 38.8659
    11-03-2026 35.7819 38.8488
    10-03-2026 35.7762 38.8419
    09-03-2026 35.7962 38.8629
    06-03-2026 35.7221 38.7806
    05-03-2026 35.7057 38.762
    04-03-2026 35.7 38.7552
    02-03-2026 35.6907 38.7438
    27-02-2026 35.6753 38.7251
    26-02-2026 35.6705 38.7192
    25-02-2026 35.6592 38.7063
    24-02-2026 35.6444 38.6896
    23-02-2026 35.6271 38.6701
    20-02-2026 35.6019 38.6409
    18-02-2026 35.6116 38.6501
    17-02-2026 35.5932 38.6294
    16-02-2026 35.5707 38.6044
    13-02-2026 35.5724 38.6043

    Fund Launch Date: 24/Mar/2003
    Fund Category: Gilt Fund
    Investment Objective: A dedicated gilt fund with anobjective to generate optimal returns with highliquidity by investing in Government Securities.
    Fund Description: An open ended debt scheme investing in government securities across maturities
    Fund Benchmark: CRISIL Dynamic Gilt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.