Previously Known As : Idfc Government Securities Fund - Constant Maturity Plan
Bandhan Government Securities Fund - Constant Maturity Plan Datagrid
Category Gilt Fund with 10 year constant duration
BMSMONEY Rank -
Rating
Growth Option 27-01-2026
NAV ₹46.74(R) -0.07% ₹47.58(D) -0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.46% 8.16% 5.4% 7.75% 8.09%
Direct 6.7% 8.39% 5.59% 7.93% 8.25%
Benchmark
SIP (XIRR) Regular 4.3% 7.51% 6.87% 6.26% 7.29%
Direct 4.53% 7.74% 7.08% 6.46% 7.47%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.89 0.44 0.71 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.68% -1.73% -1.54% - 1.95%
Fund AUM As on: 30/12/2025 346 Cr

No data available

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
BANDHAN Government Securities Fund - Constant Maturity Plan - Regular Plan - Weekly IDCW 10.32
-0.0100
-0.0700%
BANDHAN Government Securities Fund - Constant Maturity Plan - Regular Plan - Monthly IDCW 10.41
-0.0100
-0.0700%
BANDHAN Government Securities Fund - Constant Maturity Plan -Direct Plan-Monthly IDCW 10.45
-0.0100
-0.0700%
BANDHAN Government Securities Fund - Constant Maturity Plan - Regular Plan - Quarterly IDCW 11.53
-0.0100
-0.0700%
BANDHAN Government Securities Fund - Constant Maturity Plan -Direct Plan-Quarterly IDCW 11.83
-0.0100
-0.0700%
BANDHAN Government Securities Fund - Constant Maturity Plan -Direct Plan-Periodic IDCW 14.17
-0.0100
-0.0700%
BANDHAN Government Securities Fund - Constant Maturity Plan - Regular Plan - Periodic IDCW 16.73
-0.0100
-0.0700%
BANDHAN Government Securities Fund - Constant Maturity Plan -Direct Plan-Weekly IDCW 17.96
-0.0100
-0.0700%
BANDHAN Government Securities Fund - Constant Maturity Plan - Regular Plan - Growth 46.74
-0.0300
-0.0700%
BANDHAN Government Securities Fund - Constant Maturity Plan -Direct Plan-Growth 47.58
-0.0300
-0.0700%

Review Date: 27-01-2026

Beginning of Analysis

The 2 star rating shows a poor past performance of the Bandhan Government Securities Fund - Constant Maturity Plan in Gilt Fund with 10 year constant duration. The Bandhan Government Securities Fund - Constant Maturity Plan has a Sharpe Ratio of 0.89 which is higher than the category average of 0.8. Here the Bandhan Government Securities Fund - Constant Maturity Plan has shown very good performance in terms of risk adjusted returns.
The past performance of the {fund_name_eng} may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds.
Gilt Mutual Funds with 10-Year Constant Duration are debt funds that invest primarily in government securities and maintain a fixed portfolio duration of 10 years. These funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio, as they carry zero credit risk due to their investment in government-backed securities. However, they are highly sensitive to interest rate changes due to their long duration, making them more volatile compared to other debt funds. These funds perform well in a falling interest rate environment, offering significant capital appreciation, but may underperform when interest rates rise. They are best suited for long-term investors (with a horizon of 5–10 years or more) who can tolerate volatility and understand the impact of interest rate movements on bond prices. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Bandhan Government Securities Fund - Constant Maturity Plan Return Analysis

  • The fund has given a return of 0.07%, 0.68 and 1.37 in last one, three and six months respectively. In the same period the category average return was -0.2%, 0.42% and 0.87% respectively.
  • Bandhan Government Securities Fund - Constant Maturity Plan has given a return of 6.7% in last one year. In the same period the category average return was 5.92%.
  • The fund has given a return of 8.39% in last three years and ranked 1.0st out of five funds in the category. In the same period the Gilt Fund with 10 year constant duration category average return was 8.04%.
  • The fund has given a return of 5.59% in last five years and ranked 3.0rd out of four funds in the category. In the same period the Gilt Fund with 10 year constant duration category average return was 5.46%.
  • The fund has given a return of 8.25% in last ten years and ranked 2.0nd out of four funds in the category. In the same period the category average return was 7.91%.
  • The fund has given a SIP return of 4.53% in last one year whereas category average SIP return is 3.57%. The fund one year return rank in the category is 1st in 5 funds
  • The fund has SIP return of 7.74% in last three years and ranks 1st in 5 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 7.08% in last five years whereas category average SIP return is 6.77%.

Bandhan Government Securities Fund - Constant Maturity Plan Risk Analysis

  • The fund has a standard deviation of 2.68 and semi deviation of 1.95. The category average standard deviation is 2.55 and semi deviation is 1.83.
  • The fund has a Value at Risk (VaR) of -1.73 and a maximum drawdown of -1.54. The category average VaR is -1.53 and the maximum drawdown is -1.41.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund with 10 year constant duration Category
  • Good Performance in Gilt Fund with 10 year constant duration Category
  • Poor Performance in Gilt Fund with 10 year constant duration Category
  • Very Poor Performance in Gilt Fund with 10 year constant duration Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.05
    -0.22
    		-0.40 | 0.05 1 | 5 Very Good
    3M Return % 0.62
    0.35
    		-0.03 | 0.62 1 | 5 Very Good
    6M Return % 1.26
    0.73
    		0.27 | 1.26 1 | 5 Very Good
    1Y Return % 6.46
    5.63
    		4.75 | 6.46 1 | 5 Very Good
    3Y Return % 8.16
    7.75
    		7.46 | 8.16 1 | 5 Very Good
    5Y Return % 5.40
    5.23
    		4.58 | 5.62 2 | 4 Good
    7Y Return % 7.75
    7.33
    		6.55 | 7.81 2 | 4 Good
    10Y Return % 8.09
    7.68
    		6.77 | 8.09 1 | 4 Very Good
    15Y Return % 8.25
    8.32
    		8.25 | 8.39 2 | 2 Good
    1Y SIP Return % 4.30
    3.29
    		2.25 | 4.30 1 | 5 Very Good
    3Y SIP Return % 7.51
    6.90
    		6.36 | 7.51 1 | 5 Very Good
    5Y SIP Return % 6.87
    6.53
    		5.98 | 6.87 1 | 4 Very Good
    7Y SIP Return % 6.26
    5.97
    		5.36 | 6.35 2 | 4 Good
    10Y SIP Return % 7.29
    6.79
    		5.92 | 7.29 1 | 4 Very Good
    15Y SIP Return % 8.11
    7.94
    		7.78 | 8.11 1 | 2 Very Good
    Standard Deviation 2.68
    2.55
    		2.44 | 2.68 5 | 5 Average
    Semi Deviation 1.95
    1.83
    		1.72 | 1.95 5 | 5 Average
    Max Drawdown % -1.54
    -1.41
    		-1.54 | -1.20 5 | 5 Average
    VaR 1 Y % -1.73
    -1.53
    		-1.73 | -1.35 5 | 5 Average
    Average Drawdown % -0.47
    -0.44
    		-0.47 | -0.38 5 | 5 Average
    Sharpe Ratio 0.89
    0.80
    		0.67 | 0.93 2 | 5 Very Good
    Sterling Ratio 0.71
    0.69
    		0.66 | 0.72 2 | 5 Very Good
    Sortino Ratio 0.44
    0.40
    		0.33 | 0.47 2 | 5 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.07 -0.20 -0.38 | 0.07 1 | 5 Very Good
    3M Return % 0.68 0.42 0.03 | 0.68 1 | 5 Very Good
    6M Return % 1.37 0.87 0.37 | 1.37 1 | 5 Very Good
    1Y Return % 6.70 5.92 4.96 | 6.70 1 | 5 Very Good
    3Y Return % 8.39 8.04 7.68 | 8.39 1 | 5 Very Good
    5Y Return % 5.59 5.46 4.79 | 5.79 3 | 4 Average
    7Y Return % 7.93 7.56 6.77 | 7.99 2 | 4 Good
    10Y Return % 8.25 7.91 7.01 | 8.27 2 | 4 Good
    1Y SIP Return % 4.53 3.57 2.46 | 4.53 1 | 5 Very Good
    3Y SIP Return % 7.74 7.19 6.58 | 7.74 1 | 5 Very Good
    5Y SIP Return % 7.08 6.77 6.20 | 7.08 1 | 4 Very Good
    7Y SIP Return % 6.46 6.20 5.58 | 6.51 2 | 4 Good
    10Y SIP Return % 7.47 7.03 6.15 | 7.47 1 | 4 Very Good
    Standard Deviation 2.68 2.55 2.44 | 2.68 5 | 5 Average
    Semi Deviation 1.95 1.83 1.72 | 1.95 5 | 5 Average
    Max Drawdown % -1.54 -1.41 -1.54 | -1.20 5 | 5 Average
    VaR 1 Y % -1.73 -1.53 -1.73 | -1.35 5 | 5 Average
    Average Drawdown % -0.47 -0.44 -0.47 | -0.38 5 | 5 Average
    Sharpe Ratio 0.89 0.80 0.67 | 0.93 2 | 5 Very Good
    Sterling Ratio 0.71 0.69 0.66 | 0.72 2 | 5 Very Good
    Sortino Ratio 0.44 0.40 0.33 | 0.47 2 | 5 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Government Securities Fund - Constant Maturity Plan NAV Regular Growth Bandhan Government Securities Fund - Constant Maturity Plan NAV Direct Growth
    27-01-2026 46.7354 47.5766
    23-01-2026 46.7681 47.6088
    22-01-2026 46.826 47.6675
    21-01-2026 46.7493 47.5891
    20-01-2026 46.6974 47.536
    19-01-2026 46.6624 47.5
    16-01-2026 46.6659 47.5028
    14-01-2026 46.7243 47.5616
    13-01-2026 46.772 47.6099
    12-01-2026 46.8562 47.6953
    09-01-2026 46.7264 47.5624
    08-01-2026 46.685 47.5199
    07-01-2026 46.7023 47.5372
    06-01-2026 46.7199 47.5548
    05-01-2026 46.6596 47.4931
    02-01-2026 46.7129 47.5465
    01-01-2026 46.7831 47.6177
    31-12-2025 46.7323 47.5658
    30-12-2025 46.7102 47.543
    29-12-2025 46.7125 47.545

    Fund Launch Date: 21/Feb/2002
    Fund Category: Gilt Fund with 10 year constant duration
    Investment Objective: The fund is a mix of government bonds,state development loans (SDLs), treasury bills and/orcash management bills. The fund will predominantly havean average maturity of around 10 years.
    Fund Description: An open ended debt scheme investing in government securities having a constant maturity of 10 years
    Fund Benchmark: CRISIL 10 year Gilt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.