Bank Of India Mid & Small Cap Equity & Debt Fund Overview
Category Aggressive Hybrid Fund
BMSMONEY Rank 12
BMSMONEY Rating
Gro. Opt. As On: 07-02-2025
NAV ₹36.15(R) +0.06% ₹39.17(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 9.78% 15.13% 22.83% 14.45% -%
LumpSum (D) 11.15% 16.38% 24.04% 15.55% -%
SIP (R) -1.44% 19.74% 21.95% 19.62% -%
SIP (D) -0.17% 21.11% 23.25% 20.8% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.47 0.23 0.55 -1157.92% 5.81
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.74% -25.77% -16.14% 0.01 11.05%
Top Aggressive Hybrid Fund
Fund Name Rank Rating
Invesco India Aggressive Hybrid Fund 1
Icici Prudential Equity & Debt Fund 2
UTI Aggressive Hybrid Fund 3
Dsp Equity & Bond Fund 4
Edelweiss Aggressive Hybrid Fund 5
Kotak Equity Hybrid Fund 6

NAV Date: 07-02-2025

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - REGULAR PLAN IDCW 30.64
0.0200
0.0700%
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - DIRECT PLAN IDCW 31.97
0.0200
0.0600%
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - REGULAR PLAN GROWTH 36.15
0.0200
0.0600%
BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - DIRECT PLAN GROWTH 39.17
0.0200
0.0500%

Review Date: 07-02-2025

Bank of India Mid & Small Cap Equity & Debt Fund has exhibited average performance in the Aggressive Hybrid Fund category. The fund has rank of 12 out of 27 funds in the category. The fund has delivered return of 9.78% in 1 year, 15.13% in 3 years and 22.83% in 5 years. The category average for the same periods is 10.78%, 12.68% and 15.17% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 14.74, VaR of -25.77, Average Drawdown of -7.35, Semi Deviation of 11.05 and Max Drawdown of -16.14. The category average for the same parameters is 10.53, -13.16, -4.78, 7.48 and -9.73 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bank of India Mid & Small Cap Equity & Debt Fund direct growth option would have grown to ₹11115.0 in 1 year, ₹15763.0 in 3 years and ₹29363.0 in 5 years as of today (07-02-2025).
  2. An SIP of ₹1,000 per month in Bank of India Mid & Small Cap Equity & Debt Fund direct growth option would have grown to ₹11989.0 in 1 year, ₹49076.0 in 3 years and ₹106899.0 in 5 years as of today (07-02-2025).
  3. standard deviation of 14.74 and based on VaR one can expect to lose more than -25.77% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.47 which shows good performance of fund in the aggressive hybrid fund category.
  5. The fund has R-square of 0.5, Beta of 0.01 and Jensen's Alpha of -1157.92% which exhibit poor performance in the aggressive hybrid fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.81
-2.60
-6.81 | 0.08 28 | 28 Poor
3M Return % -6.35
-3.28
-8.08 | 1.01 26 | 28 Poor
6M Return % -5.02
-2.01
-12.14 | 3.01 25 | 28 Poor
1Y Return % 9.78
10.78
-2.01 | 17.76 21 | 28 Average
3Y Return % 15.13
12.68
8.08 | 20.24 5 | 27 Very Good
5Y Return % 22.83
15.17
10.23 | 22.83 1 | 25 Very Good
7Y Return % 14.45
12.14
8.76 | 16.72 4 | 20 Very Good
1Y SIP Return % -1.44
2.04
-13.44 | 9.75 24 | 28 Poor
3Y SIP Return % 19.74
14.90
9.83 | 22.34 2 | 27 Very Good
5Y SIP Return % 21.95
15.96
11.39 | 22.38 3 | 25 Very Good
7Y SIP Return % 19.62
14.59
10.46 | 19.62 1 | 20 Very Good
Standard Deviation 14.74
10.53
9.08 | 14.74 26 | 26 Poor
Semi Deviation 11.05
7.48
6.29 | 11.05 26 | 26 Poor
Max Drawdown % -16.14
-9.73
-16.14 | -7.11 26 | 26 Poor
VaR 1 Y % -25.77
-13.16
-25.77 | -9.77 26 | 26 Poor
Average Drawdown % -7.35
-4.78
-7.35 | -2.75 26 | 26 Poor
Sharpe Ratio 0.47
0.46
0.04 | 0.98 11 | 26 Good
Sterling Ratio 0.55
0.62
0.33 | 0.98 16 | 26 Average
Sortino Ratio 0.23
0.24
0.04 | 0.52 12 | 26 Good
Jensen Alpha % -1157.92
-1050.48
-1221.07 | -963.20 23 | 26 Poor
Treynor Ratio 5.81
4.51
0.32 | 11.47 6 | 26 Very Good
Modigliani Square Measure % 806.31
949.23
520.39 | 1474.18 19 | 26 Average
Alpha % -97224.86
-97227.11
-97231.89 | -97219.92 5 | 26 Very Good
Return data last Updated On : Feb. 7, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.72 -2.50 -6.72 | 0.14 28 | 28
3M Return % -6.04 -2.98 -7.77 | 1.41 27 | 28
6M Return % -4.44 -1.41 -11.55 | 3.83 25 | 28
1Y Return % 11.15 12.14 -0.75 | 19.70 20 | 28
3Y Return % 16.38 14.04 9.37 | 21.87 7 | 27
5Y Return % 24.04 16.55 11.48 | 24.04 1 | 25
7Y Return % 15.55 13.37 9.69 | 17.97 5 | 20
1Y SIP Return % -0.17 3.31 -12.28 | 10.92 24 | 28
3Y SIP Return % 21.11 16.30 11.40 | 24.25 3 | 27
5Y SIP Return % 23.25 17.38 13.19 | 23.99 2 | 25
7Y SIP Return % 20.80 15.83 12.15 | 20.80 1 | 20
Standard Deviation 14.74 10.53 9.08 | 14.74 26 | 26
Semi Deviation 11.05 7.48 6.29 | 11.05 26 | 26
Max Drawdown % -16.14 -9.73 -16.14 | -7.11 26 | 26
VaR 1 Y % -25.77 -13.16 -25.77 | -9.77 26 | 26
Average Drawdown % -7.35 -4.78 -7.35 | -2.75 26 | 26
Sharpe Ratio 0.47 0.46 0.04 | 0.98 11 | 26
Sterling Ratio 0.55 0.62 0.33 | 0.98 16 | 26
Sortino Ratio 0.23 0.24 0.04 | 0.52 12 | 26
Jensen Alpha % -1157.92 -1050.48 -1221.07 | -963.20 23 | 26
Treynor Ratio 5.81 4.51 0.32 | 11.47 6 | 26
Modigliani Square Measure % 806.31 949.23 520.39 | 1474.18 19 | 26
Alpha % -97224.86 -97227.11 -97231.89 | -97219.92 5 | 26
Return data last Updated On : Feb. 7, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.06 ₹ 10,006.00 0.05 ₹ 10,005.00
1W 1.52 ₹ 10,152.00 1.53 ₹ 10,153.00
1M -6.81 ₹ 9,319.00 -6.72 ₹ 9,328.00
3M -6.35 ₹ 9,365.00 -6.04 ₹ 9,396.00
6M -5.02 ₹ 9,498.00 -4.44 ₹ 9,556.00
1Y 9.78 ₹ 10,978.00 11.15 ₹ 11,115.00
3Y 15.13 ₹ 15,260.00 16.38 ₹ 15,763.00
5Y 22.83 ₹ 27,958.00 24.04 ₹ 29,363.00
7Y 14.45 ₹ 25,730.00 15.55 ₹ 27,507.00
10Y
15Y

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -1.44 ₹ 11,906.06 -0.17 ₹ 11,988.59
3Y ₹ 36000 19.74 ₹ 48,142.48 21.11 ₹ 49,075.99
5Y ₹ 60000 21.95 ₹ 103,578.30 23.25 ₹ 106,898.52
7Y ₹ 84000 19.62 ₹ 169,222.62 20.80 ₹ 176,460.23
10Y ₹ 120000
15Y ₹ 180000


Date Bank Of India Mid & Small Cap Equity & Debt Fund NAV Regular Growth Bank Of India Mid & Small Cap Equity & Debt Fund NAV Direct Growth
07-02-2025 36.15 39.17
06-02-2025 36.13 39.15
05-02-2025 36.21 39.23
04-02-2025 35.62 38.6
03-02-2025 35.04 37.96
31-01-2025 35.61 38.58
30-01-2025 35.09 38.02
29-01-2025 35.14 38.07
28-01-2025 34.39 37.25
27-01-2025 34.95 37.86
24-01-2025 35.9 38.88
23-01-2025 36.42 39.45
22-01-2025 35.97 38.95
21-01-2025 36.51 39.54
20-01-2025 37.22 40.31
17-01-2025 37.14 40.22
16-01-2025 37.15 40.23
15-01-2025 36.56 39.59
14-01-2025 36.37 39.37
13-01-2025 35.78 38.74
10-01-2025 37.17 40.23
09-01-2025 37.78 40.89
08-01-2025 38.27 41.43
07-01-2025 38.79 41.99

Fund Launch Date: 29/Jun/2016
Fund Category: Aggressive Hybrid Fund
Investment Objective: An open ended hybrid scheme investing predominantly in equity and equity related instruments
Fund Description: BOI AXA Mid Cap Equity & Debt Fund
Fund Benchmark: NIFTY MidSmallcap 400 Total Return Index: 70%; CRISIL Short Term Bond Fund Index: 30%
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.