Bank Of India Small Cap Fund Datagrid
Category Small Cap Fund
BMSMONEY Rank 5
Rating
Growth Option 26-10-2026
NAV ₹53.86(R) +0.22% ₹61.18(D) +0.25%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 14.77% 17.58% 16.18% 26.87% -%
Direct 16.42% 19.32% 17.96% 28.91% -%
Benchmark
SIP (XIRR) Regular 21.3% 12.78% 17.25% 21.67% -%
Direct 23.09% 14.42% 19.03% 23.63% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.69 0.37 0.62 -0.12% 0.17
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
21.82% -29.0% -24.95% 0.96 15.0%
Fund AUM As on: 30/12/2025 1969 Cr
Top Small Cap Fund
Fund Name Rank Rating
ITI Small Cap Fund 1
Invesco India Smallcap Fund 2
Bandhan Small Cap Fund 3
Mahindra Manulife Small Cap Fund 4
Bank of India Small Cap Fund 5

NAV Date: 26-10-2026

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA Small Cap Fund Regular Plan IDCW 39.27
0.0900
0.2300%
BANK OF INDIA Small Cap Fund Direct Plan IDCW 45.81
0.1100
0.2400%
BANK OF INDIA Small Cap Fund Regular Plan Growth 53.86
0.1200
0.2200%
BANK OF INDIA Small Cap Fund Direct Plan Growth 61.18
0.1500
0.2500%

Review Date: 26-10-2026

Beginning of Analysis

Bank of India Small Cap Fund is the 17th ranked fund in the Small Cap Fund category. The category has total 21 funds. The 2 star rating shows a poor past performance of the Bank of India Small Cap Fund in Small Cap Fund. The fund has a Jensen Alpha of -0.12% which is lower than the category average of -0.04%. The fund has a Sharpe Ratio of 0.69 which is higher than the category average of 0.57.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Small Cap Mutual Funds

Bank of India Small Cap Fund Return Analysis

The Bank of India Small Cap Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Small Cap Fund peers and the Nifty Smallcap 250 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Small Cap Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -7.18%, -2.13 and 10.41 in last one, three and six months respectively. In the same period the category average return was -6.85%, -5.04% and 3.32% respectively.
  • Bank of India Small Cap Fund has given a return of 16.42% in last one year. In the same period the Nifty Smallcap 250 TRI return was 5.19%. The fund has given 11.23% more return than the benchmark return.
  • The fund has given a return of 19.32% in last three years and rank 4th out of twenty three funds in the category. In the same period the Nifty Smallcap 250 TRI return was 14.81%. The fund has given 4.51% more return than the benchmark return.
  • Bank of India Small Cap Fund has given a return of 17.96% in last five years and category average returns is 14.07% in same period. The fund ranked 2nd out of twenty one funds in the category. In the same period the Nifty Smallcap 250 TRI return was 15.76%. The fund has given 2.2% more return than the benchmark return.
  • The fund has given a SIP return of 23.09% in last one year whereas category average SIP return is 4.37%. The fund one year return rank in the category is 1st in 30 funds
  • The fund has SIP return of 14.42% in last three years and ranks 1st in 23 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 19.03% in last five years whereas category average SIP return is 13.44%.

Bank of India Small Cap Fund Risk Analysis

  • The fund has a standard deviation of 21.82 and semi deviation of 15.0. The category average standard deviation is 19.42 and semi deviation is 13.77.
  • The fund has a Value at Risk (VaR) of -29.0 and a maximum drawdown of -24.95. The category average VaR is -30.46 and the maximum drawdown is -22.91. The fund has a beta of 0.87 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Small Cap Fund Category
  • Good Performance in Small Cap Fund Category
  • Poor Performance in Small Cap Fund Category
  • Very Poor Performance in Small Cap Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -7.28 -7.22
    -6.94
    		-9.10 | -4.99 23 | 34 Average
    3M Return % -2.46 -6.86
    -5.32
    		-8.62 | -1.56 3 | 34 Very Good
    6M Return % 9.63 -0.46
    2.69
    		-5.00 | 12.30 2 | 34 Very Good
    1Y Return % 14.77 -3.84
    1.16
    		-10.26 | 15.60 2 | 30 Very Good
    3Y Return % 17.58 12.66
    13.13
    		8.12 | 21.08 4 | 23 Very Good
    5Y Return % 16.18 12.54
    12.68
    		9.03 | 16.35 2 | 21 Very Good
    7Y Return % 26.87 20.86
    21.53
    		17.30 | 31.54 2 | 17 Very Good
    1Y SIP Return % 21.30
    3.12
    		-8.66 | 21.30 1 | 30 Very Good
    3Y SIP Return % 12.78
    5.10
    		-1.51 | 12.78 1 | 23 Very Good
    5Y SIP Return % 17.25
    12.06
    		7.61 | 18.48 3 | 21 Very Good
    7Y SIP Return % 21.67
    17.25
    		13.62 | 23.91 2 | 17 Very Good
    Standard Deviation 21.82
    19.42
    		16.81 | 21.86 22 | 23 Poor
    Semi Deviation 15.00
    13.77
    		12.05 | 15.58 22 | 23 Poor
    Max Drawdown % -24.95
    -22.91
    		-30.55 | -18.93 19 | 23 Poor
    VaR 1 Y % -29.00
    -30.46
    		-36.02 | -22.80 8 | 23 Good
    Average Drawdown % 13.78
    8.90
    		6.51 | 14.71 2 | 23 Very Good
    Sharpe Ratio 0.69
    0.57
    		0.28 | 0.96 5 | 23 Very Good
    Sterling Ratio 0.62
    0.54
    		0.29 | 0.84 4 | 23 Very Good
    Sortino Ratio 0.37
    0.30
    		0.16 | 0.51 6 | 23 Very Good
    Jensen Alpha % -0.12
    -0.04
    		-4.67 | 5.58 10 | 22 Good
    Treynor Ratio 0.17
    0.14
    		0.07 | 0.23 5 | 22 Very Good
    Modigliani Square Measure % 15.21
    12.74
    		6.16 | 21.39 5 | 22 Very Good
    Alpha % -1.13
    -2.89
    		-8.65 | 5.63 7 | 22 Good
    Return data last Updated On : Oct. 26, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -7.18 -7.22 -6.85 -9.01 | -4.93 23 | 34 Average
    3M Return % -2.13 -6.86 -5.04 -8.36 | -1.14 3 | 34 Very Good
    6M Return % 10.41 -0.46 3.32 -4.62 | 13.03 2 | 34 Very Good
    1Y Return % 16.42 -3.84 2.36 -9.53 | 17.31 2 | 30 Very Good
    3Y Return % 19.32 12.66 14.46 9.43 | 22.66 4 | 23 Very Good
    5Y Return % 17.96 12.54 14.07 10.37 | 18.00 2 | 21 Very Good
    7Y Return % 28.91 20.86 22.98 18.53 | 33.01 2 | 17 Very Good
    1Y SIP Return % 23.09 4.37 -7.92 | 23.09 1 | 30 Very Good
    3Y SIP Return % 14.42 6.33 -0.18 | 14.42 1 | 23 Very Good
    5Y SIP Return % 19.03 13.44 9.04 | 20.14 3 | 21 Very Good
    7Y SIP Return % 23.63 18.70 14.77 | 25.43 2 | 17 Very Good
    Standard Deviation 21.82 19.42 16.81 | 21.86 22 | 23 Poor
    Semi Deviation 15.00 13.77 12.05 | 15.58 22 | 23 Poor
    Max Drawdown % -24.95 -22.91 -30.55 | -18.93 19 | 23 Poor
    VaR 1 Y % -29.00 -30.46 -36.02 | -22.80 8 | 23 Good
    Average Drawdown % 13.78 8.90 6.51 | 14.71 2 | 23 Very Good
    Sharpe Ratio 0.69 0.57 0.28 | 0.96 5 | 23 Very Good
    Sterling Ratio 0.62 0.54 0.29 | 0.84 4 | 23 Very Good
    Sortino Ratio 0.37 0.30 0.16 | 0.51 6 | 23 Very Good
    Jensen Alpha % -0.12 -0.04 -4.67 | 5.58 10 | 22 Good
    Treynor Ratio 0.17 0.14 0.07 | 0.23 5 | 22 Very Good
    Modigliani Square Measure % 15.21 12.74 6.16 | 21.39 5 | 22 Very Good
    Alpha % -1.13 -2.89 -8.65 | 5.63 7 | 22 Good
    Return data last Updated On : Oct. 26, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bank Of India Small Cap Fund NAV Regular Growth Bank Of India Small Cap Fund NAV Direct Growth
    26-10-2026 53.86 61.18
    23-10-2026 53.74 61.03
    22-10-2026 55.1 62.57
    21-10-2026 55.74 63.29
    19-10-2026 57.15 64.89
    16-10-2026 58.11 65.98
    15-10-2026 57.91 65.74
    14-10-2026 58.86 66.82
    13-10-2026 58.89 66.85
    12-10-2026 58.73 66.66
    09-10-2026 58.54 66.44
    08-10-2026 58.39 66.27
    07-10-2026 59.86 67.94
    06-10-2026 60.03 68.12
    05-10-2026 59.17 67.15
    01-10-2026 58.46 66.33
    30-09-2026 58.63 66.52
    29-09-2026 58.41 66.26
    28-09-2026 58.09 65.91

    Fund Launch Date: 28/Nov/2018
    Fund Category: Small Cap Fund
    Investment Objective: The investment objective of the scheme is to generate long term capital appreciation byinvesting predominantly in equity and equity-related securities of small cap companies.However, there can be no assurance that the investment objectives of the Scheme will berealized.
    Fund Description: An open ended equity scheme predominantly investing in small cap stocks
    Fund Benchmark: Nifty Smallcap 100 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.