Dsp Regular Savings Fund Datagrid
Category Conservative Hybrid Fund
BMSMONEY Rank 5
Rating
Growth Option 27-07-2026
NAV ₹60.93(R) +0.27% ₹69.08(D) +0.28%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.44% 8.32% 7.19% 8.03% 6.69%
Direct 4.16% 9.03% 7.97% 9.1% 7.79%
Benchmark
SIP (XIRR) Regular 4.3% 6.57% 7.65% 7.46% 7.03%
Direct 5.0% 7.28% 8.37% 8.3% 8.03%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.7 0.33 0.66 1.58% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.93% -2.52% -3.14% 0.94 2.79%
Fund AUM As on: 30/12/2025 181 Cr
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
Nippon India Conservative Hybrid Fund 2
ICICI Prudential Regular Savings Fund 3
SBI Conservative Hybrid Fund 4

NAV Date: 27-07-2026

Scheme Name NAV Rupee Change Percent Change
DSP Regular Savings Fund - Regular Plan - IDCW - Monthly 11.02
0.0300
0.2700%
DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly 11.28
0.0300
0.2700%
DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly 13.95
0.0400
0.2800%
DSP Regular Savings Fund - Direct Plan - IDCW - Monthly 14.2
0.0400
0.2800%
DSP Regular Savings Fund- Regular Plan - Growth 60.93
0.1700
0.2700%
DSP Regular Savings Fund - Direct Plan - Growth 69.08
0.1900
0.2800%

Review Date: 27-07-2026

Beginning of Analysis

In the Conservative Hybrid Fund category, DSP Regular Savings Fund is the 5th ranked fund. The category has total 17 funds. The 4 star rating shows a very good past performance of the DSP Regular Savings Fund in Conservative Hybrid Fund. The fund has a Jensen Alpha of 1.58% which is higher than the category average of 0.69%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.7 which is higher than the category average of 0.48.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Conservative Hybrid Mutual Funds

DSP Regular Savings Fund Return Analysis

  • The fund has given a return of 0.29%, 1.81 and 2.49 in last one, three and six months respectively. In the same period the category average return was 0.52%, 2.04% and 2.71% respectively.
  • DSP Regular Savings Fund has given a return of 4.16% in last one year. In the same period the Conservative Hybrid Fund category average return was 4.11%.
  • The fund has given a return of 9.03% in last three years and ranked 6.0th out of seventeen funds in the category. In the same period the Conservative Hybrid Fund category average return was 8.52%.
  • The fund has given a return of 7.97% in last five years and ranked 10th out of sixteen funds in the category. In the same period the Conservative Hybrid Fund category average return was 8.2%.
  • The fund has given a return of 7.79% in last ten years and ranked 9th out of fifteen funds in the category. In the same period the category average return was 8.13%.
  • The fund has given a SIP return of 5.0% in last one year whereas category average SIP return is 5.06%. The fund one year return rank in the category is 10th in 16 funds
  • The fund has SIP return of 7.28% in last three years and ranks 8th in 16 funds. Nippon India Conservative Hybrid Fund has given the highest SIP return (8.5%) in the category in last three years.
  • The fund has SIP return of 8.37% in last five years whereas category average SIP return is 7.96%.

DSP Regular Savings Fund Risk Analysis

  • The fund has a standard deviation of 3.93 and semi deviation of 2.79. The category average standard deviation is 4.15 and semi deviation is 3.13.
  • The fund has a Value at Risk (VaR) of -2.52 and a maximum drawdown of -3.14. The category average VaR is -4.23 and the maximum drawdown is -3.42. The fund has a beta of 0.96 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Conservative Hybrid Fund Category
  • Good Performance in Conservative Hybrid Fund Category
  • Poor Performance in Conservative Hybrid Fund Category
  • Very Poor Performance in Conservative Hybrid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.24
    0.45
    		-0.22 | 0.80 15 | 17 Average
    3M Return % 1.65
    1.83
    		1.11 | 2.44 12 | 17 Average
    6M Return % 2.16
    2.29
    		-0.75 | 5.40 9 | 17 Good
    1Y Return % 3.44
    3.25
    		-0.41 | 6.70 8 | 17 Good
    3Y Return % 8.32
    7.60
    		4.79 | 10.56 5 | 17 Very Good
    5Y Return % 7.19
    7.30
    		5.37 | 9.70 10 | 16 Average
    7Y Return % 8.03
    7.84
    		5.35 | 9.87 8 | 15 Good
    10Y Return % 6.69
    7.17
    		5.49 | 8.86 10 | 15 Average
    15Y Return % 7.90
    8.19
    		6.48 | 9.63 10 | 15 Average
    1Y SIP Return % 4.30
    4.12
    		-0.01 | 6.52 10 | 17 Good
    3Y SIP Return % 6.57
    5.89
    		2.75 | 7.89 7 | 17 Good
    5Y SIP Return % 7.65
    7.06
    		4.56 | 9.31 7 | 16 Good
    7Y SIP Return % 7.46
    7.08
    		5.31 | 8.73 8 | 15 Good
    10Y SIP Return % 7.03
    7.14
    		5.50 | 8.72 9 | 15 Average
    15Y SIP Return % 7.36
    7.75
    		6.24 | 9.28 10 | 15 Average
    Standard Deviation 3.93
    4.15
    		2.28 | 5.35 5 | 17 Very Good
    Semi Deviation 2.79
    3.13
    		1.79 | 4.09 4 | 17 Very Good
    Max Drawdown % -3.14
    -3.42
    		-5.51 | -1.71 7 | 17 Good
    VaR 1 Y % -2.52
    -4.23
    		-8.94 | -1.05 4 | 17 Very Good
    Average Drawdown % 1.26
    1.63
    		0.59 | 2.71 13 | 17 Average
    Sharpe Ratio 0.70
    0.48
    		-0.21 | 1.28 5 | 17 Very Good
    Sterling Ratio 0.66
    0.59
    		0.35 | 0.87 5 | 17 Very Good
    Sortino Ratio 0.33
    0.22
    		-0.07 | 0.65 4 | 17 Very Good
    Jensen Alpha % 1.58
    0.69
    		-2.15 | 4.01 5 | 17 Very Good
    Treynor Ratio 0.03
    0.02
    		-0.01 | 0.06 5 | 17 Very Good
    Modigliani Square Measure % 2.45
    1.69
    		-0.73 | 4.51 5 | 17 Very Good
    Alpha % 1.57
    0.86
    		-2.13 | 4.12 4 | 17 Very Good
    Return data last Updated On : July 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.29 0.52 -0.15 | 0.88 15 | 17 Average
    3M Return % 1.81 2.04 1.29 | 2.68 12 | 17 Average
    6M Return % 2.49 2.71 -0.44 | 5.92 9 | 17 Good
    1Y Return % 4.16 4.11 0.33 | 7.53 10 | 17 Good
    3Y Return % 9.03 8.52 5.73 | 10.89 6 | 17 Good
    5Y Return % 7.97 8.20 6.37 | 10.03 10 | 16 Average
    7Y Return % 9.10 8.80 6.10 | 10.95 8 | 15 Good
    10Y Return % 7.79 8.13 6.30 | 10.01 9 | 15 Average
    1Y SIP Return % 5.00 5.06 0.68 | 7.36 10 | 16 Average
    3Y SIP Return % 7.28 6.83 3.62 | 8.50 8 | 16 Good
    5Y SIP Return % 8.37 7.96 5.50 | 9.64 8 | 15 Good
    7Y SIP Return % 8.30 8.00 6.30 | 9.38 7 | 14 Good
    10Y SIP Return % 8.03 8.07 6.47 | 9.86 8 | 14 Good
    Standard Deviation 3.93 4.15 2.28 | 5.35 5 | 17 Very Good
    Semi Deviation 2.79 3.13 1.79 | 4.09 4 | 17 Very Good
    Max Drawdown % -3.14 -3.42 -5.51 | -1.71 7 | 17 Good
    VaR 1 Y % -2.52 -4.23 -8.94 | -1.05 4 | 17 Very Good
    Average Drawdown % 1.26 1.63 0.59 | 2.71 13 | 17 Average
    Sharpe Ratio 0.70 0.48 -0.21 | 1.28 5 | 17 Very Good
    Sterling Ratio 0.66 0.59 0.35 | 0.87 5 | 17 Very Good
    Sortino Ratio 0.33 0.22 -0.07 | 0.65 4 | 17 Very Good
    Jensen Alpha % 1.58 0.69 -2.15 | 4.01 5 | 17 Very Good
    Treynor Ratio 0.03 0.02 -0.01 | 0.06 5 | 17 Very Good
    Modigliani Square Measure % 2.45 1.69 -0.73 | 4.51 5 | 17 Very Good
    Alpha % 1.57 0.86 -2.13 | 4.12 4 | 17 Very Good
    Return data last Updated On : July 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Regular Savings Fund NAV Regular Growth Dsp Regular Savings Fund NAV Direct Growth
    27-07-2026 60.9271 69.0808
    24-07-2026 60.7607 68.8887
    23-07-2026 60.7751 68.9038
    22-07-2026 60.8279 68.9625
    21-07-2026 60.9872 69.1419
    20-07-2026 60.9742 69.1261
    17-07-2026 61.062 69.2221
    16-07-2026 61.0048 69.1561
    15-07-2026 60.9991 69.1484
    14-07-2026 60.8823 69.0149
    13-07-2026 61.0844 69.2429
    10-07-2026 61.0592 69.2108
    09-07-2026 60.8672 68.992
    08-07-2026 60.7827 68.8951
    07-07-2026 61.1336 69.2916
    06-07-2026 61.1187 69.2736
    03-07-2026 60.9758 69.1081
    02-07-2026 60.9582 69.087
    01-07-2026 60.8478 68.9608
    30-06-2026 60.812 68.919
    29-06-2026 60.7822 68.8841

    Fund Launch Date: 27/Apr/2004
    Fund Category: Conservative Hybrid Fund
    Investment Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
    Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
    Fund Benchmark: CRISIL Hybrid 85+15-Conservative Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.