Dsp Regular Savings Fund Overview
Category Conservative Hybrid Fund
BMSMONEY Rank 4
Rating
Growth Option 18-07-2025
NAV ₹58.98(R) -0.07% ₹66.4(D) -0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.27% 10.57% 9.3% 7.22% 7.19%
Direct 8.95% 11.27% 10.31% 8.45% 8.29%
Benchmark
SIP (XIRR) Regular -7.49% 5.35% 7.78% 8.26% 7.19%
Direct -6.92% 6.05% 8.59% 9.26% 8.26%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.48 0.91 0.98 1.68% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.38% -2.52% -1.22% 0.93 2.35%
Fund AUM As on: 30/06/2025 170 Cr

NAV Date: 18-07-2025

Scheme Name NAV Rupee Change Percent Change
DSP Regular Savings Fund - Regular Plan - IDCW - Monthly 11.56
-0.0100
-0.0700%
DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly 11.84
-0.0100
-0.0700%
DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly 14.33
-0.0100
-0.0700%
DSP Regular Savings Fund - Direct Plan - IDCW - Monthly 14.54
-0.0100
-0.0700%
DSP Regular Savings Fund- Regular Plan - Growth 58.98
-0.0400
-0.0700%
DSP Regular Savings Fund - Direct Plan - Growth 66.4
-0.0500
-0.0700%

Review Date: 18-07-2025

Beginning of Analysis

Dsp Regular Savings Fund is the 4th ranked fund in the Conservative Hybrid Fund category. The category has total 17 funds. The Dsp Regular Savings Fund has shown an excellent past performence in Conservative Hybrid Fund. The fund has a Jensen Alpha of 1.68% which is higher than the category average of 0.01%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.48 which is higher than the category average of 1.26.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Conservative Hybrid Mutual Funds

Dsp Regular Savings Fund Return Analysis

  • The fund has given a return of 0.57%, 1.86 and 5.76 in last one, three and six months respectively. In the same period the category average return was 0.76%, 2.22% and 5.27% respectively.
  • Dsp Regular Savings Fund has given a return of 8.95% in last one year. In the same period the Conservative Hybrid Fund category average return was 7.78%.
  • The fund has given a return of 11.27% in last three years and ranked 9.0th out of 17 funds in the category. In the same period the Conservative Hybrid Fund category average return was 10.94%.
  • The fund has given a return of 10.31% in last five years and ranked 8th out of 15 funds in the category. In the same period the Conservative Hybrid Fund category average return was 10.48%.
  • The fund has given a return of 8.29% in last ten years and ranked 10th out of 15 funds in the category. In the same period the category average return was 8.74%.
  • The fund has given a SIP return of -6.92% in last one year whereas category average SIP return is -6.56%. The fund one year return rank in the category is 6th in 17 funds
  • The fund has SIP return of 6.05% in last three years and ranks 6th in 17 funds. Franklin India Debt Hybrid Fund has given the highest SIP return (9.37%) in the category in last three years.
  • The fund has SIP return of 8.59% in last five years whereas category average SIP return is 8.33%.

Dsp Regular Savings Fund Risk Analysis

  • The fund has a standard deviation of 3.38 and semi deviation of 2.35. The category average standard deviation is 3.6 and semi deviation is 2.63.
  • The fund has a Value at Risk (VaR) of -2.52 and a maximum drawdown of -1.22. The category average VaR is -2.96 and the maximum drawdown is -2.42. The fund has a beta of 1.04 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Conservative Hybrid Fund Category
  • Good Performance in Conservative Hybrid Fund Category
  • Poor Performance in Conservative Hybrid Fund Category
  • Very Poor Performance in Conservative Hybrid Fund Category

  • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.51
    0.69
    -0.19 | 1.47 15 | 17 Average
    3M Return % 1.70
    2.00
    0.60 | 3.18 12 | 17 Average
    6M Return % 5.43
    4.83
    3.06 | 5.95 5 | 17 Very Good
    1Y Return % 8.27
    6.86
    5.12 | 8.74 4 | 17 Very Good
    3Y Return % 10.57
    9.98
    7.18 | 11.99 9 | 17 Good
    5Y Return % 9.30
    9.50
    6.27 | 11.64 7 | 15 Good
    7Y Return % 7.22
    8.07
    4.95 | 10.39 10 | 15 Average
    10Y Return % 7.19
    7.76
    5.55 | 9.61 10 | 15 Average
    15Y Return % 8.06
    8.34
    6.43 | 9.78 9 | 13 Average
    1Y SIP Return % -7.49
    -7.34
    -10.30 | 8.69 7 | 17 Good
    3Y SIP Return % 5.35
    4.52
    1.67 | 8.57 5 | 17 Very Good
    5Y SIP Return % 7.78
    7.36
    4.64 | 8.77 8 | 15 Good
    7Y SIP Return % 8.26
    8.13
    5.82 | 10.00 9 | 15 Average
    10Y SIP Return % 7.19
    7.53
    5.34 | 9.32 10 | 15 Average
    15Y SIP Return % 7.65
    8.11
    6.30 | 9.65 9 | 13 Average
    Standard Deviation 3.38
    3.60
    2.00 | 4.92 5 | 17 Very Good
    Semi Deviation 2.35
    2.63
    1.42 | 3.83 4 | 17 Very Good
    Max Drawdown % -1.22
    -2.42
    -5.51 | -0.32 3 | 17 Very Good
    VaR 1 Y % -2.52
    -2.96
    -5.51 | -0.74 7 | 17 Good
    Average Drawdown % -0.69
    -1.04
    -1.56 | -0.22 3 | 17 Very Good
    Sharpe Ratio 1.48
    1.26
    0.58 | 1.95 6 | 17 Good
    Sterling Ratio 0.98
    0.84
    0.64 | 1.10 2 | 17 Very Good
    Sortino Ratio 0.91
    0.69
    0.26 | 1.18 4 | 17 Very Good
    Jensen Alpha % 1.68
    0.01
    -3.06 | 3.63 5 | 17 Very Good
    Treynor Ratio 0.05
    0.04
    0.02 | 0.07 5 | 17 Very Good
    Modigliani Square Measure % 9.77
    8.93
    6.64 | 13.82 5 | 17 Very Good
    Alpha % 0.79
    0.34
    -2.51 | 2.80 9 | 17 Good
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.57 0.76 -0.10 | 1.51 15 | 17
    3M Return % 1.86 2.22 0.84 | 3.30 12 | 17
    6M Return % 5.76 5.27 3.59 | 6.42 6 | 17
    1Y Return % 8.95 7.78 6.14 | 9.72 4 | 17
    3Y Return % 11.27 10.94 8.22 | 12.91 9 | 17
    5Y Return % 10.31 10.48 7.26 | 12.84 8 | 15
    7Y Return % 8.45 9.04 5.73 | 11.78 10 | 15
    10Y Return % 8.29 8.74 6.37 | 11.00 10 | 15
    1Y SIP Return % -6.92 -6.56 -9.39 | 9.45 6 | 17
    3Y SIP Return % 6.05 5.47 2.74 | 9.37 6 | 17
    5Y SIP Return % 8.59 8.33 5.69 | 10.12 9 | 15
    7Y SIP Return % 9.26 9.12 6.85 | 11.44 10 | 15
    10Y SIP Return % 8.26 8.49 6.12 | 10.72 10 | 15
    Standard Deviation 3.38 3.60 2.00 | 4.92 5 | 17
    Semi Deviation 2.35 2.63 1.42 | 3.83 4 | 17
    Max Drawdown % -1.22 -2.42 -5.51 | -0.32 3 | 17
    VaR 1 Y % -2.52 -2.96 -5.51 | -0.74 7 | 17
    Average Drawdown % -0.69 -1.04 -1.56 | -0.22 3 | 17
    Sharpe Ratio 1.48 1.26 0.58 | 1.95 6 | 17
    Sterling Ratio 0.98 0.84 0.64 | 1.10 2 | 17
    Sortino Ratio 0.91 0.69 0.26 | 1.18 4 | 17
    Jensen Alpha % 1.68 0.01 -3.06 | 3.63 5 | 17
    Treynor Ratio 0.05 0.04 0.02 | 0.07 5 | 17
    Modigliani Square Measure % 9.77 8.93 6.64 | 13.82 5 | 17
    Alpha % 0.79 0.34 -2.51 | 2.80 9 | 17
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Regular Savings Fund NAV Regular Growth Dsp Regular Savings Fund NAV Direct Growth
    18-07-2025 58.9828 66.405
    17-07-2025 59.0262 66.4525
    16-07-2025 59.008 66.4308
    15-07-2025 59.0111 66.4329
    14-07-2025 58.9539 66.3672
    11-07-2025 58.9127 66.3168
    10-07-2025 58.9263 66.3308
    09-07-2025 58.9436 66.3489
    08-07-2025 58.9694 66.3766
    07-07-2025 58.9539 66.3579
    04-07-2025 58.9297 66.3267
    03-07-2025 58.8865 66.2767
    02-07-2025 58.8652 66.2515
    01-07-2025 58.8653 66.2505
    30-06-2025 58.8291 66.2085
    27-06-2025 58.7942 66.1657
    26-06-2025 58.8096 66.1817
    25-06-2025 58.7384 66.1004
    24-06-2025 58.7342 66.0946
    23-06-2025 58.6419 65.9895
    20-06-2025 58.6474 65.9921
    19-06-2025 58.5773 65.9121
    18-06-2025 58.6821 66.0288

    Fund Launch Date: 27/Apr/2004
    Fund Category: Conservative Hybrid Fund
    Investment Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
    Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
    Fund Benchmark: CRISIL Hybrid 85+15-Conservative Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.