Dsp Regular Savings Fund Overview
Category Conservative Hybrid Fund
BMSMONEY Rank 8
BMSMONEY Rating
Gro. Opt. As On: 23-01-2025
NAV ₹55.81(R) +0.13% ₹62.65(D) +0.14%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 10.37% 8.51% 8.33% 6.22% 6.78%
LumpSum (D) 11.06% 9.2% 9.44% 7.46% 7.88%
SIP (R) -8.78% 6.28% 7.96% 7.79% 7.26%
SIP (D) -8.2% 6.97% 8.84% 8.86% 8.37%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.46 0.21 0.66 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.62% -3.91% -3.05% - 2.6%
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
Icici Prudential Regular Savings Fund 2
Franklin India Debt Hybrid Fund 3
Hdfc Hybrid Debt Fund 4

NAV Date: 23-01-2025

Scheme Name NAV Rupee Change Percent Change
DSP Regular Savings Fund - Regular Plan - IDCW - Monthly 11.39
0.0200
0.1300%
DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly 11.66
0.0200
0.1300%
DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly 13.98
0.0200
0.1400%
DSP Regular Savings Fund - Direct Plan - IDCW - Monthly 14.16
0.0200
0.1400%
DSP Regular Savings Fund- Regular Plan - Growth 55.81
0.0700
0.1300%
DSP Regular Savings Fund - Direct Plan - Growth 62.65
0.0800
0.1400%

Review Date: 23-01-2025

Dsp Regular Savings Fund has exhibited average performance in the Conservative Hybrid Fund category. The fund has rank of 8 out of 16 funds in the category. The fund has delivered return of 10.37% in 1 year, 8.51% in 3 years, 8.33% in 5 years and 6.78% in 10 years. The category average for the same periods is 9.63%, 8.13%, 8.59% and 7.46% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 3.62, VaR of -3.91, Average Drawdown of -1.02, Semi Deviation of 2.6 and Max Drawdown of -3.05. The category average for the same parameters is 3.62, -3.45, -1.19, 2.58 and -2.83 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Regular Savings Fund direct growth option would have grown to ₹11106.0 in 1 year, ₹13023.0 in 3 years and ₹15698.0 in 5 years as of today (23-01-2025).
  2. An SIP of ₹1,000 per month in Dsp Regular Savings Fund direct growth option would have grown to ₹11458.0 in 1 year, ₹40014.0 in 3 years and ₹75002.0 in 5 years as of today (23-01-2025).
  3. standard deviation of 3.62 and based on VaR one can expect to lose more than -3.91% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.46 which shows good performance of fund in the conservative hybrid fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.28
-0.46
-1.87 | 0.54 7 | 17 Good
3M Return % 0.13
-0.06
-0.72 | 0.84 5 | 17 Very Good
6M Return % 2.49
2.03
0.82 | 3.43 5 | 17 Very Good
1Y Return % 10.37
9.63
7.13 | 13.06 6 | 17 Good
3Y Return % 8.51
8.13
5.58 | 11.25 7 | 16 Good
5Y Return % 8.33
8.59
5.43 | 11.04 9 | 15 Average
7Y Return % 6.22
7.16
4.13 | 9.39 11 | 15 Average
10Y Return % 6.78
7.46
5.15 | 9.26 11 | 15 Average
15Y Return % 7.75
8.39
6.44 | 9.72 9 | 11 Average
1Y SIP Return % -8.78
-8.78
-11.23 | 6.04 5 | 17 Very Good
3Y SIP Return % 6.28
5.71
3.35 | 8.29 8 | 16 Good
5Y SIP Return % 7.96
7.82
5.35 | 9.88 9 | 15 Average
7Y SIP Return % 7.79
7.99
5.59 | 10.35 10 | 15 Average
10Y SIP Return % 7.26
7.75
5.27 | 9.89 10 | 15 Average
15Y SIP Return % 7.52
8.21
6.13 | 9.60 9 | 11 Average
Standard Deviation 3.62
3.62
2.11 | 4.46 9 | 16 Average
Semi Deviation 2.60
2.58
1.45 | 3.27 10 | 16 Average
Max Drawdown % -3.05
-2.83
-4.88 | -1.02 9 | 16 Average
VaR 1 Y % -3.91
-3.45
-5.69 | -0.88 11 | 16 Average
Average Drawdown % -1.02
-1.19
-1.74 | -0.39 6 | 16 Good
Sharpe Ratio 0.46
0.32
-0.41 | 1.22 7 | 16 Good
Sterling Ratio 0.66
0.64
0.35 | 0.99 8 | 16 Good
Sortino Ratio 0.21
0.16
-0.15 | 0.67 6 | 16 Good
Return data last Updated On : Jan. 23, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.22 -0.38 -1.80 | 0.56 7 | 17
3M Return % 0.28 0.15 -0.60 | 1.03 5 | 17
6M Return % 2.82 2.47 1.08 | 3.59 8 | 17
1Y Return % 11.06 10.58 8.24 | 13.99 6 | 17
3Y Return % 9.20 9.04 6.67 | 11.58 10 | 16
5Y Return % 9.44 9.57 6.17 | 12.47 9 | 15
7Y Return % 7.46 8.13 4.90 | 10.78 11 | 15
10Y Return % 7.88 8.42 5.98 | 10.61 11 | 15
1Y SIP Return % -8.20 -7.99 -10.31 | 6.80 5 | 17
3Y SIP Return % 6.97 6.60 4.46 | 8.84 8 | 16
5Y SIP Return % 8.84 8.79 6.37 | 11.35 9 | 15
7Y SIP Return % 8.86 8.96 6.35 | 11.79 10 | 15
10Y SIP Return % 8.37 8.73 6.05 | 11.29 10 | 15
Standard Deviation 3.62 3.62 2.11 | 4.46 9 | 16
Semi Deviation 2.60 2.58 1.45 | 3.27 10 | 16
Max Drawdown % -3.05 -2.83 -4.88 | -1.02 9 | 16
VaR 1 Y % -3.91 -3.45 -5.69 | -0.88 11 | 16
Average Drawdown % -1.02 -1.19 -1.74 | -0.39 6 | 16
Sharpe Ratio 0.46 0.32 -0.41 | 1.22 7 | 16
Sterling Ratio 0.66 0.64 0.35 | 0.99 8 | 16
Sortino Ratio 0.21 0.16 -0.15 | 0.67 6 | 16
Return data last Updated On : Jan. 23, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.13 ₹ 10,013.00 0.14 ₹ 10,014.00
1W -0.07 ₹ 9,993.00 -0.06 ₹ 9,994.00
1M -0.28 ₹ 9,972.00 -0.22 ₹ 9,978.00
3M 0.13 ₹ 10,013.00 0.28 ₹ 10,028.00
6M 2.49 ₹ 10,249.00 2.82 ₹ 10,282.00
1Y 10.37 ₹ 11,037.00 11.06 ₹ 11,106.00
3Y 8.51 ₹ 12,777.00 9.20 ₹ 13,023.00
5Y 8.33 ₹ 14,917.00 9.44 ₹ 15,698.00
7Y 6.22 ₹ 15,260.00 7.46 ₹ 16,550.00
10Y 6.78 ₹ 19,271.00 7.88 ₹ 21,349.00
15Y 7.75 ₹ 30,642.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.78 ₹ 11,419.99 -8.20 ₹ 11,458.49
3Y ₹ 36000 6.28 ₹ 39,606.44 6.97 ₹ 40,013.71
5Y ₹ 60000 7.96 ₹ 73,359.36 8.84 ₹ 75,001.50
7Y ₹ 84000 7.79 ₹ 110,877.40 8.86 ₹ 115,161.31
10Y ₹ 120000 7.26 ₹ 174,471.96 8.37 ₹ 184,960.56
15Y ₹ 180000 7.52 ₹ 326,610.90 ₹


Date Dsp Regular Savings Fund NAV Regular Growth Dsp Regular Savings Fund NAV Direct Growth
23-01-2025 55.8125 62.6452
22-01-2025 55.7382 62.5607
21-01-2025 55.7374 62.5588
20-01-2025 55.9435 62.789
17-01-2025 55.7846 62.6076
16-01-2025 55.8514 62.6815
15-01-2025 55.7009 62.5116
14-01-2025 55.6724 62.4786
13-01-2025 55.4703 62.2507
10-01-2025 55.7853 62.6011
09-01-2025 55.9598 62.7958
08-01-2025 56.0731 62.9219
07-01-2025 56.172 63.0319
06-01-2025 56.1113 62.9626
03-01-2025 56.3178 63.1912
02-01-2025 56.3565 63.2336
01-01-2025 56.1172 62.9641
31-12-2024 56.0633 62.9025
30-12-2024 56.013 62.845
27-12-2024 56.0293 62.8601
26-12-2024 55.9885 62.8133
24-12-2024 55.9493 62.7673
23-12-2024 55.9668 62.7858

Fund Launch Date: 27/Apr/2004
Fund Category: Conservative Hybrid Fund
Investment Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
Fund Benchmark: CRISIL Hybrid 85+15-Conservative Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.