Dsp Regular Savings Fund Overview
Category Conservative Hybrid Fund
BMSMONEY Rank 12
BMSMONEY Rating
Gro. Opt. As On: 17-09-2024
NAV ₹55.89(R) +0.04% ₹62.6(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 15.23% 8.24% 9.48% 6.5% 7.59%
LumpSum (D) 15.96% 9.02% 10.68% 7.75% 8.7%
SIP (R) -0.22% 10.24% 9.79% 7.9% 7.18%
SIP (D) 0.42% 10.95% 10.74% 8.97% 8.29%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.22 0.1 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.59% -3.91% -3.05% - 2.61%
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
SBI Conservative Hybrid Fund 2
HDFC Hybrid Debt Fund 3
Kotak Debt Hybrid Fund 4

NAV Date: 17-09-2024

Scheme Name NAV Rupee Change Percent Change
DSP Regular Savings Fund - Regular Plan - IDCW - Monthly 11.71
0.0000
0.0400%
DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly 12.16
0.0000
0.0400%
DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly 14.45
0.0100
0.0400%
DSP Regular Savings Fund - Direct Plan - IDCW - Monthly 14.46
0.0100
0.0400%
DSP Regular Savings Fund- Regular Plan - Growth 55.89
0.0200
0.0400%
DSP Regular Savings Fund - Direct Plan - Growth 62.6
0.0200
0.0400%

Review Date: 17-09-2024

DSP Regular Savings Fund has shown poor performance in the Conservative Hybrid Fund category. The fund has rank of 12 out of 18 funds in the category. The fund has delivered return of 15.23% in 1 year, 8.24% in 3 years, 9.48% in 5 years and 7.59% in 10 years. The category average for the same periods is 13.72%, 8.48%, 9.4% and 8.26% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 3.59, VaR of -3.91, Average Drawdown of -1.15, Semi Deviation of 2.61 and Max Drawdown of -3.05. The category average for the same parameters is 3.61, -3.09, -1.07, 2.5 and -2.65 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in DSP Regular Savings Fund direct growth option would have grown to ₹11596.0 in 1 year, ₹12957.0 in 3 years and ₹16608.0 in 5 years as of today (17-09-2024).
  2. An SIP of ₹1,000 per month in DSP Regular Savings Fund direct growth option would have grown to ₹12028.0 in 1 year, ₹42438.0 in 3 years and ₹78627.0 in 5 years as of today (17-09-2024).
  3. standard deviation of 3.59 and based on VaR one can expect to lose more than -3.91% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.22 which shows average performance of fund in the conservative hybrid fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.84
1.45
0.68 | 1.88 3 | 18 Very Good
3M Return % 4.75
3.77
2.60 | 4.81 2 | 18 Very Good
6M Return % 9.06
8.14
4.80 | 12.29 5 | 18 Very Good
1Y Return % 15.23
13.72
9.55 | 17.81 6 | 18 Good
3Y Return % 8.24
8.48
5.79 | 11.39 11 | 17 Average
5Y Return % 9.48
9.40
4.79 | 12.51 10 | 16 Average
7Y Return % 6.50
7.39
4.09 | 9.84 12 | 16 Average
10Y Return % 7.59
8.26
6.05 | 10.19 11 | 16 Average
15Y Return % 8.03
8.63
6.55 | 9.85 9 | 11 Average
1Y SIP Return % -0.22
0.26
-6.05 | 15.65 6 | 18 Good
3Y SIP Return % 10.24
9.67
6.54 | 12.18 9 | 17 Good
5Y SIP Return % 9.79
9.66
6.90 | 12.40 9 | 16 Average
7Y SIP Return % 7.90
8.16
5.27 | 10.85 10 | 16 Average
10Y SIP Return % 7.18
7.67
4.92 | 10.03 10 | 16 Average
15Y SIP Return % 7.53
8.31
6.01 | 9.66 9 | 11 Average
Standard Deviation 3.59
3.61
2.10 | 4.96 9 | 17 Good
Semi Deviation 2.61
2.50
1.43 | 3.13 11 | 17 Average
Max Drawdown % -3.05
-2.65
-4.55 | -1.02 10 | 17 Good
VaR 1 Y % -3.91
-3.09
-4.78 | -0.69 14 | 17 Average
Average Drawdown % -1.15
-1.07
-1.50 | -0.42 12 | 17 Average
Sharpe Ratio 0.22
0.41
-0.31 | 1.16 12 | 17 Average
Sterling Ratio 0.61
0.69
0.45 | 1.00 12 | 17 Average
Sortino Ratio 0.10
0.22
-0.11 | 0.64 12 | 17 Average
Return data last Updated On : Sept. 17, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.90 1.52 0.70 | 1.93 3 | 18
3M Return % 4.92 4.01 2.80 | 4.97 2 | 18
6M Return % 9.39 8.63 5.49 | 12.74 5 | 18
1Y Return % 15.96 14.76 10.29 | 19.28 6 | 18
3Y Return % 9.02 9.45 6.78 | 11.81 11 | 17
5Y Return % 10.68 10.45 5.51 | 13.96 9 | 16
7Y Return % 7.75 8.42 4.87 | 11.26 11 | 16
10Y Return % 8.70 9.28 6.89 | 11.54 12 | 16
1Y SIP Return % 0.42 1.19 -5.41 | 16.47 6 | 18
3Y SIP Return % 10.95 10.64 7.57 | 13.65 9 | 17
5Y SIP Return % 10.74 10.69 7.89 | 13.87 9 | 16
7Y SIP Return % 8.97 9.16 6.00 | 12.25 10 | 16
10Y SIP Return % 8.29 8.69 5.69 | 11.41 10 | 16
Standard Deviation 3.59 3.61 2.10 | 4.96 9 | 17
Semi Deviation 2.61 2.50 1.43 | 3.13 11 | 17
Max Drawdown % -3.05 -2.65 -4.55 | -1.02 10 | 17
VaR 1 Y % -3.91 -3.09 -4.78 | -0.69 14 | 17
Average Drawdown % -1.15 -1.07 -1.50 | -0.42 12 | 17
Sharpe Ratio 0.22 0.41 -0.31 | 1.16 12 | 17
Sterling Ratio 0.61 0.69 0.45 | 1.00 12 | 17
Sortino Ratio 0.10 0.22 -0.11 | 0.64 12 | 17
Return data last Updated On : Sept. 17, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.04 ₹ 10,004.00 0.04 ₹ 10,004.00
1W 0.46 ₹ 10,046.00 0.47 ₹ 10,047.00
1M 1.84 ₹ 10,184.00 1.90 ₹ 10,190.00
3M 4.75 ₹ 10,475.00 4.92 ₹ 10,492.00
6M 9.06 ₹ 10,906.00 9.39 ₹ 10,939.00
1Y 15.23 ₹ 11,523.00 15.96 ₹ 11,596.00
3Y 8.24 ₹ 12,682.00 9.02 ₹ 12,957.00
5Y 9.48 ₹ 15,729.00 10.68 ₹ 16,608.00
7Y 6.50 ₹ 15,537.00 7.75 ₹ 16,863.00
10Y 7.59 ₹ 20,791.00 8.70 ₹ 23,040.00
15Y 8.03 ₹ 31,876.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -0.22 ₹ 11,985.68 0.42 ₹ 12,027.54
3Y ₹ 36000 10.24 ₹ 41,994.94 10.95 ₹ 42,437.95
5Y ₹ 60000 9.79 ₹ 76,785.42 10.74 ₹ 78,627.18
7Y ₹ 84000 7.90 ₹ 111,285.80 8.97 ₹ 115,641.37
10Y ₹ 120000 7.18 ₹ 173,662.08 8.29 ₹ 184,147.44
15Y ₹ 180000 7.53 ₹ 327,052.08 ₹


Date NAV Regular Growth NAV Direct Growth
17-09-2024 55.89 62.5973
16-09-2024 55.869 62.5727
13-09-2024 55.8095 62.5025
12-09-2024 55.768 62.455
11-09-2024 55.5948 62.2599
10-09-2024 55.6364 62.3052
09-09-2024 55.5588 62.2172
06-09-2024 55.4734 62.1182
05-09-2024 55.5822 62.2389
04-09-2024 55.5542 62.2064
03-09-2024 55.5125 62.1585
02-09-2024 55.4222 62.0563
30-08-2024 55.3653 61.9892
29-08-2024 55.2816 61.8944
28-08-2024 55.2753 61.8861
27-08-2024 55.2892 61.9005
26-08-2024 55.2405 61.8449
23-08-2024 55.1357 61.7242
22-08-2024 55.1446 61.733
21-08-2024 55.0546 61.6311
20-08-2024 54.9824 61.5492
19-08-2024 54.8791 61.4324

Fund Launch Date: 27/Apr/2004
Fund Category: Conservative Hybrid Fund
Investment Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
Fund Benchmark: CRISIL Hybrid 85+15-Conservative Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.