Dsp Savings Fund Overview
Category Money Market Fund
BMSMONEY Rank 8
BMSMONEY Rating
Growth Option As On: 25-04-2024
NAV ₹48.4 (R) +0.01% ₹49.74 (D) +0.01%
Returns Gro. Opt. 1Y 3Y 5Y 7Y 10Y
LumpSum Reg. P 7.19% 5.34% 5.67% 6.0% 6.35%
LumpSum Dir. P 7.45% 5.59% 5.91% 6.25% 6.61%
SIP Reg. P 7.4% 6.3% 4.92% 5.46% 5.84%
SIP Dir. P 7.66% 6.55% 5.17% 5.71% 6.1%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-3.09 -0.68 0.51 -1.44% -0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.7% 0.0% -0.34% 1.22 0.56%

NAV Date: 25-04-2024

Scheme Name NAV Rupee Change Percent Change
DSP Savings Fund - Regular Plan - IDCW - Daily 10.1
0.0000
0.0000%
DSP Savings Fund - Direct Plan - IDCW - Daily 10.15
0.0000
0.0000%
DSP Savings Fund - Regular Plan - IDCW - Monthly 10.92
0.0000
0.0100%
DSP Savings Fund - Direct Plan - IDCW - Monthly 10.96
0.0000
0.0100%
DSP Savings Fund - Regular Plan - IDCW 12.19
0.0000
0.0100%
DSP Savings Fund - Direct Plan - IDCW 12.22
0.0000
0.0100%
DSP Savings Fund - Regular Plan - Growth 48.4
0.0000
0.0100%
DSP Savings Fund - Direct Plan - Growth 49.74
0.0000
0.0100%

Review Date: March 28, 2024

The Money Market Fund category has 16 funds. Performance of the DSP Savings Fund has been analyzed on 19 performance parameters. Out of eight return parameters, the fund has zero return parameters in first quartile; whereas zero risk parameters (out of four) in first quartile. Similarly two risk-adjusted performance parameters are in first quartile, the performance on different parameters provides has achieved eighth (out of 16 funds), which is ok rank in the Money Market Fund category.
Using a composite performance score, our ranking methodology takes into account the fund's return, the risk it carries, and its risk-adjusted performance during the last three years. This composite performance score then becomes the basis for ranking funds within the category.

The DSP Savings Fund has below average return performance, as more than 25% 1 year and above return parameters are below average in Money Market Fund category. The details are provided below.'
    '
  1. 1 Month Return%: One month return shows funds performance in very short period of time, the DSP Savings Fund has given return of 0.71% in last one month which is good as it is above average in Money Market Fund.
  2. 3 Month Return%: Three month return shows funds performance in short period of time, the DSP Savings Fund has given return of 1.89% in last three month which is good as it is above average in Money Market Fund.
  3. 1 Year Return%: The DSP Savings Fund has given return of 7.41% in last one year which is good as it is above average in Money Market Fund. The one year return rank of DSP Savings Fund is 9 in 19 funds. The investment of ₹ 10,000 in this fund would have become ₹ 10741.0 in one year.
  4. 3 Year Return%: The DSP Savings Fund has given return of 5.27% in last three year which is poor as it is in the below average with return rank of 10 in 16 funds. in Money Market Fund.
  5. 5 Year Return%: The DSP Savings Fund has given return of 5.61% in last five year which is poor as it is in the below average with return rank of 9 in 13 funds. in Money Market Fund.
  6. 1 Year SIP Return%: The DSP Savings Fund has given return of -8.57% in last one year which is good as it is above average with return rank of 9 in 19 funds. in Money Market Fund.
  7. 3 Year SIP Return%: The DSP Savings Fund has given return of 4.41% in last three year which is poor as it is in the below average with return rank of 10 in 16 funds. in Money Market Fund.
  8. 5 Year SIP Return%: The DSP Savings Fund has given return of 4.98% in last five year which is poor as it is in the below average with return rank of 9 in 13 funds. in Money Market Fund.
    9. '
'

The DSP Savings Fund has poor risk performance, as non of above risk paramerters are above average Money Market Fund category. The details are provided below. '
    '
  1. Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The DSP Savings Fund has standard deviation of 0.7 which is very poor as it is in the fourth quartile with risk rank of 9 in 10 funds. in Money Market Fund.
  2. Semi Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. It uses only negative returns for calculation. The DSP Savings Fund has semi deviation of 0.56 which is very poor as it is in the fourth quartile with risk rank of 10 in 10 funds. in Money Market Fund.
  3. Max Drawdown %: It is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained. The DSP Savings Fund has max drawdown of -0.34% which is very poor as it is in the fourth quartile with risk rank of 9 in 10 funds. in Money Market Fund.
  4. Average Drawdown %: It is the average of the drawdowns over a period of time. The DSP Savings Fund has average drawdown of -0.34% which is very poor as it is in the fourth quartile with risk rank of 9 in 10 funds. in Money Market Fund.
    5. '
'

The DSP Savings Fund has poor risk adjusted performance, as non of above risk adjusted paramerters are above average in Money Market Fund category. The details are provided below. '
    '
  1. Sterling Ratio: It is a measure of risk-adjusted return. The DSP Savings Fund has Sterling Ratio of 0.51 which is very poor as it is in the fourth quartile with risk rank of 9 in 10 funds. in Money Market Fund.
  2. Sortino Ratio: It is a measure of risk-adjusted return. The DSP Savings Fund has Sortino Ratio of -0.68 which is very good as it is in the top quartile with risk rank of 2 in 10 funds. in Money Market Fund.
  3. Jensen Alpha %: It is a measure of risk-adjusted return. The DSP Savings Fund has Jensen Alpha of -1.44% which is very poor as it is in the fourth quartile with risk rank of 8 in 10 funds. in Money Market Fund.
  4. Treynor Ratio: It is a measure of risk-adjusted return. The DSP Savings Fund has Treynor Ratio of -0.02 which is poor as it is in the below average with risk rank of 7 in 10 funds. in Money Market Fund.
  5. Modigliani Square Measure %: It is a measure of risk-adjusted return. The DSP Savings Fund has Modigliani Square Measure of 3.6% which is very poor as it is in the fourth quartile with risk rank of 9 in 10 funds. in Money Market Fund.
  6. Alpha %: It is a measure of risk-adjusted return. The DSP Savings Fund has Alpha of -0.36% which is poor as it is in the below average with risk rank of 7 in 10 funds. in Money Market Fund.
    7. '
'


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 0.71
0.69
0.56 | 0.74 9 | 19
Yes
No
No
3M Return % 1.86
1.86
1.55 | 2.00 10 | 19
Yes
No
No
6M Return % 3.70
3.64
3.21 | 3.86 10 | 19
Yes
No
No
1Y Return % 7.19
7.09
6.32 | 7.55 9 | 19
Yes
No
No
3Y Return % 5.34
5.43
4.51 | 5.84 10 | 16
No
No
No
5Y Return % 5.67
5.74
4.69 | 6.15 9 | 13
No
No
No
7Y Return % 6.00
6.03
5.21 | 6.55 8 | 12
No
No
No
10Y Return % 6.35
12.29
5.87 | 69.36 8 | 11
No
No
No
15Y Return % 6.41
21.82
6.41 | 45.79 9 | 9
No
No
Yes
1Y SIP Return % 7.40
7.30
6.47 | 7.78 9 | 19
Yes
No
No
3Y SIP Return % 6.30
6.36
5.49 | 6.75 10 | 16
No
No
No
5Y SIP Return % 4.92
4.99
4.11 | 5.40 9 | 13
No
No
No
7Y SIP Return % 5.46
5.51
4.60 | 5.96 7 | 12
No
No
No
10Y SIP Return % 5.84
11.11
5.14 | 62.73 8 | 11
No
No
No
15Y SIP Return % 6.30
22.52
6.12 | 53.45 8 | 9
No
No
Yes
Standard Deviation 0.70
0.59
0.52 | 0.70 9 | 10
No
No
Yes
Semi Deviation 0.56
0.43
0.36 | 0.56 10 | 10
No
No
Yes
Max Drawdown % -0.34
-0.07
-0.40 | 0.00 9 | 10
No
No
Yes
Average Drawdown % -0.34
-0.07
-0.40 | 0.00 9 | 10
No
No
Yes
Sharpe Ratio -3.09
-3.44
-4.18 | -3.02 3 | 10
Yes
Yes
No
Sterling Ratio 0.51
0.54
0.42 | 0.57 9 | 10
No
No
Yes
Sortino Ratio -0.68
-0.72
-0.78 | -0.68 2 | 10
Yes
Yes
No
Jensen Alpha % -1.44
-1.20
-3.35 | -0.59 8 | 10
No
No
Yes
Treynor Ratio -0.02
-0.02
-0.02 | -0.01 7 | 10
No
No
No
Modigliani Square Measure % 3.60
4.53
3.25 | 5.20 9 | 10
No
No
Yes
Alpha % -0.36
-0.34
-1.48 | 0.16 7 | 10
No
No
No
Return data last Updated On : April 25, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 0.73 0.72 0.59 | 0.76 11 | 19
Yes
No
No
3M Return % 1.92 1.93 1.65 | 2.04 13 | 19
No
No
No
6M Return % 3.82 3.81 3.43 | 4.00 12 | 19
Yes
No
No
1Y Return % 7.45 7.45 6.89 | 7.78 12 | 19
No
No
No
3Y Return % 5.59 5.77 5.41 | 6.04 12 | 16
No
No
Yes
5Y Return % 5.91 6.09 5.68 | 6.79 10 | 13
No
No
Yes
7Y Return % 6.25 6.40 5.53 | 6.75 10 | 12
No
No
Yes
10Y Return % 6.61 12.64 6.29 | 69.64 10 | 11
No
No
Yes
1Y SIP Return % 7.66 7.66 6.97 | 8.03 12 | 19
Yes
No
No
3Y SIP Return % 6.55 6.69 6.34 | 6.97 12 | 16
No
No
Yes
5Y SIP Return % 5.17 5.33 5.03 | 5.60 11 | 13
No
No
Yes
7Y SIP Return % 5.71 5.88 5.58 | 6.19 9 | 12
No
No
Yes
10Y SIP Return % 6.10 11.46 5.78 | 63.05 10 | 11
No
No
Yes
Standard Deviation 0.70 0.59 0.52 | 0.70 9 | 10
No
No
Yes
Semi Deviation 0.56 0.43 0.36 | 0.56 10 | 10
No
No
Yes
Max Drawdown % -0.34 -0.07 -0.40 | 0.00 9 | 10
No
No
Yes
Average Drawdown % -0.34 -0.07 -0.40 | 0.00 9 | 10
No
No
Yes
Sharpe Ratio -3.09 -3.44 -4.18 | -3.02 3 | 10
Yes
Yes
No
Sterling Ratio 0.51 0.54 0.42 | 0.57 9 | 10
No
No
Yes
Sortino Ratio -0.68 -0.72 -0.78 | -0.68 2 | 10
Yes
Yes
No
Jensen Alpha % -1.44 -1.20 -3.35 | -0.59 8 | 10
No
No
Yes
Treynor Ratio -0.02 -0.02 -0.02 | -0.01 7 | 10
No
No
No
Modigliani Square Measure % 3.60 4.53 3.25 | 5.20 9 | 10
No
No
Yes
Alpha % -0.36 -0.34 -1.48 | 0.16 7 | 10
No
No
No
Return data last Updated On : April 25, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.01 ₹ 10001.0 0.01 ₹ 10001.0
1W 0.09 ₹ 10009.0 0.09 ₹ 10009.0
1M 0.71 ₹ 10071.0 0.73 ₹ 10073.0
3M 1.86 ₹ 10186.0 1.92 ₹ 10192.0
6M 3.7 ₹ 10370.0 3.82 ₹ 10382.0
1Y 7.19 ₹ 10719.0 7.45 ₹ 10745.0
3Y 5.34 ₹ 11688.0 5.59 ₹ 11773.0
5Y 5.67 ₹ 13173.0 5.91 ₹ 13328.0
7Y 6.0 ₹ 15032.0 6.25 ₹ 15286.0
10Y 6.35 ₹ 18505.0 6.61 ₹ 18958.0
15Y 6.41 ₹ 25393.0 - ₹ -

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.4015 ₹ 12475.584 7.6613 ₹ 12492.096
3Y ₹ 36000 6.2954 ₹ 39607.848 6.5516 ₹ 39759.552
5Y ₹ 60000 4.9195 ₹ 67953.3 5.1657 ₹ 68375.82
7Y ₹ 84000 5.4615 ₹ 102000.108 5.7121 ₹ 102915.456
10Y ₹ 120000 5.8405 ₹ 161932.8 6.0956 ₹ 164100.72
15Y ₹ 180000 6.2989 ₹ 295491.42 - ₹ -


Date NAV Regular Growth NAV Direct Growth
25-04-2024 48.4033 49.7442
24-04-2024 48.3999 49.7402
23-04-2024 48.4022 49.7423
22-04-2024 48.3869 49.7262
19-04-2024 48.3618 49.6992
18-04-2024 48.3574 49.6943
16-04-2024 48.347 49.6829
15-04-2024 48.3386 49.6739
12-04-2024 48.3161 49.6497
08-04-2024 48.2605 49.5911
05-04-2024 48.2331 49.5618
04-04-2024 48.2162 49.5441
03-04-2024 48.1975 49.5244
02-04-2024 48.1945 49.521
28-03-2024 48.1299 49.4527
27-03-2024 48.0644 49.385
26-03-2024 48.0625 49.3827
22-03-2024 48.0342 49.3521
21-03-2024 48.0305 49.3479
20-03-2024 48.018 49.3347
19-03-2024 48.0111 49.3272
18-03-2024 47.9991 49.3146
15-03-2024 47.965 49.2786
14-03-2024 47.9588 49.2719
13-03-2024 47.9528 49.2654
12-03-2024 47.9401 49.252
11-03-2024 47.9292 49.2406
07-03-2024 47.89 49.1991
06-03-2024 47.8798 49.1883
05-03-2024 47.8658 49.1737
04-03-2024 47.8508 49.1579
01-03-2024 47.8189 49.1242
29-02-2024 47.8087 49.1134
28-02-2024 47.7996 49.1038
27-02-2024 47.7884 49.0919
26-02-2024 47.7819 49.0849
23-02-2024 47.7542 49.0556
22-02-2024 47.7462 49.047
21-02-2024 47.7371 49.0374
20-02-2024 47.7263 49.026
16-02-2024 47.6895 48.987
15-02-2024 47.6783 48.9752
14-02-2024 47.6669 48.9632
13-02-2024 47.6568 48.9525
12-02-2024 47.6465 48.9416
09-02-2024 47.6204 48.9138
08-02-2024 47.6116 48.9045
07-02-2024 47.6029 48.8953
06-02-2024 47.5944 48.8862
05-02-2024 47.5857 48.8769
02-02-2024 47.5577 48.8473
01-02-2024 47.5471 48.8361
31-01-2024 47.5379 48.8263
30-01-2024 47.5285 48.8163
29-01-2024 47.52 48.8074
25-01-2024 47.4842 48.7693
24-01-2024 47.476 48.7606
23-01-2024 47.4692 48.7533
19-01-2024 47.4363 48.7183
18-01-2024 47.4286 48.7101
17-01-2024 47.4206 48.7016
16-01-2024 47.4129 48.6934
15-01-2024 47.4059 48.6859
12-01-2024 47.3799 48.6582
11-01-2024 47.3697 48.6475
10-01-2024 47.3607 48.6379
09-01-2024 47.3512 48.6278
08-01-2024 47.3402 48.6162
05-01-2024 47.3119 48.5862
04-01-2024 47.3016 48.5754
03-01-2024 47.2911 48.5643
02-01-2024 47.2818 48.5545
01-01-2024 47.2707 48.5427
31-12-2023 47.2569 48.5283
29-12-2023 47.2389 48.5092
28-12-2023 47.2213 48.4908
27-12-2023 47.2089 48.4778
26-12-2023 47.2019 48.4703
22-12-2023 47.1663 48.4325
21-12-2023 47.1577 48.4233
20-12-2023 47.1476 48.4127
19-12-2023 47.1382 48.4027
18-12-2023 47.1255 48.3894
15-12-2023 47.1005 48.3628
14-12-2023 47.0943 48.3561
13-12-2023 47.0843 48.3455
12-12-2023 47.0738 48.3344
11-12-2023 47.0691 48.3294
08-12-2023 47.0445 48.3032
07-12-2023 47.0362 48.2943
06-12-2023 47.0255 48.2831
05-12-2023 47.0162 48.2732
04-12-2023 47.0051 48.2615
01-12-2023 46.9789 48.2337
30-11-2023 46.9729 48.2272
29-11-2023 46.966 48.2198
28-11-2023 46.9576 48.2109
24-11-2023 46.9233 48.1744
23-11-2023 46.9147 48.1653
22-11-2023 46.9073 48.1573
21-11-2023 46.8988 48.1483
20-11-2023 46.8922 48.1412
17-11-2023 46.8649 48.1123
16-11-2023 46.8555 48.1023
15-11-2023 46.8491 48.0954
13-11-2023 46.8324 48.0776
10-11-2023 46.8048 48.0483
09-11-2023 46.7979 48.041
08-11-2023 46.7918 48.0344
07-11-2023 46.7832 48.0253
06-11-2023 46.7749 48.0164
03-11-2023 46.7459 47.9857
02-11-2023 46.7354 47.9746
01-11-2023 46.7262 47.9648
31-10-2023 46.7155 47.9536
30-10-2023 46.7068 47.9443
27-10-2023 46.6864 47.9224
26-10-2023 46.677 47.9124
25-10-2023 46.6699 47.9048
23-10-2023 46.6525 47.8864
20-10-2023 46.629 47.8613
19-10-2023 46.6216 47.8534
18-10-2023 46.6152 47.8465
17-10-2023 46.6077 47.8385
16-10-2023 46.5992 47.8295
13-10-2023 46.5722 47.8008
12-10-2023 46.5659 47.7941
11-10-2023 46.5571 47.7847
10-10-2023 46.5471 47.7741
09-10-2023 46.5419 47.7685
06-10-2023 46.5175 47.7425
05-10-2023 46.5154 47.74
04-10-2023 46.5069 47.7309
03-10-2023 46.4916 47.715
30-09-2023 46.4653 47.687
29-09-2023 46.4567 47.6779
27-09-2023 46.4375 47.6575
26-09-2023 46.4241 47.6434
25-09-2023 46.4201 47.639
22-09-2023 46.3951 47.6123
21-09-2023 46.3857 47.6023
20-09-2023 46.3826 47.5988
18-09-2023 46.3655 47.5806
15-09-2023 46.3428 47.5562
14-09-2023 46.3337 47.5465
13-09-2023 46.325 47.5373
12-09-2023 46.3187 47.5304
11-09-2023 46.3127 47.5238
08-09-2023 46.288 47.4975
07-09-2023 46.2801 47.489
06-09-2023 46.2713 47.4797
05-09-2023 46.2633 47.4711
04-09-2023 46.2538 47.461
01-09-2023 46.2293 47.4348
31-08-2023 46.2203 47.4253
30-08-2023 46.2116 47.416
29-08-2023 46.1989 47.4025
28-08-2023 46.1911 47.3943
25-08-2023 46.1653 47.3668
24-08-2023 46.1551 47.356
23-08-2023 46.1456 47.346
22-08-2023 46.1395 47.3394
21-08-2023 46.13 47.3294
18-08-2023 46.1009 47.2985
17-08-2023 46.0915 47.2885
14-08-2023 46.077 47.2726
11-08-2023 46.0576 47.2518
10-08-2023 46.06 47.254
09-08-2023 46.0552 47.2487
08-08-2023 46.0471 47.24
07-08-2023 46.0376 47.2299
04-08-2023 46.0139 47.2047
03-08-2023 46.0061 47.1964
02-08-2023 46.001 47.1908
01-08-2023 45.9967 47.1861
31-07-2023 45.9869 47.1758
28-07-2023 45.9624 47.1499
27-07-2023 45.957 47.1441
26-07-2023 45.9494 47.136
25-07-2023 45.9379 47.124
24-07-2023 45.9287 47.1142
21-07-2023 45.9056 47.0898
20-07-2023 45.8954 47.0791
19-07-2023 45.8856 47.0688
18-07-2023 45.8793 47.0621
17-07-2023 45.87 47.0522
14-07-2023 45.8492 47.0301
13-07-2023 45.8366 47.017
12-07-2023 45.8239 47.0037
11-07-2023 45.8145 46.9938
10-07-2023 45.8045 46.9833
07-07-2023 45.7835 46.9609
06-07-2023 45.7725 46.9494
05-07-2023 45.7654 46.9419
04-07-2023 45.7572 46.9332
03-07-2023 45.7435 46.9189
30-06-2023 45.7107 46.8845
28-06-2023 45.6899 46.8627
27-06-2023 45.6761 46.8483
26-06-2023 45.6732 46.845
23-06-2023 45.6513 46.8218
22-06-2023 45.6485 46.8187
21-06-2023 45.6377 46.8073
20-06-2023 45.6363 46.8056
19-06-2023 45.6256 46.7944
16-06-2023 45.6 46.7673
15-06-2023 45.592 46.7587
14-06-2023 45.5807 46.7469
13-06-2023 45.5696 46.7352
12-06-2023 45.557 46.722
09-06-2023 45.5325 46.6961
08-06-2023 45.5321 46.6953
07-06-2023 45.5316 46.6945
06-06-2023 45.5213 46.6838
05-06-2023 45.5096 46.6714
02-06-2023 45.4822 46.6425
01-06-2023 45.4701 46.6298
31-05-2023 45.4554 46.6145
30-05-2023 45.4492 46.6078
29-05-2023 45.4424 46.6005
26-05-2023 45.4241 46.581
25-05-2023 45.415 46.5714
24-05-2023 45.4088 46.5646
23-05-2023 45.407 46.5625
22-05-2023 45.4141 46.5695
19-05-2023 45.3606 46.5138
18-05-2023 45.3497 46.5022
17-05-2023 45.3364 46.4883
16-05-2023 45.3225 46.4737
15-05-2023 45.3022 46.4527
12-05-2023 45.2688 46.4175
11-05-2023 45.2646 46.4128
10-05-2023 45.256 46.4038
09-05-2023 45.2448 46.392
08-05-2023 45.2367 46.3833
04-05-2023 45.2055 46.3501
03-05-2023 45.1984 46.3426
02-05-2023 45.1842 46.3277
28-04-2023 45.1593 46.3008
27-04-2023 45.1549 46.296
26-04-2023 45.1505 46.2912
25-04-2023 45.1391 46.2791

Fund Launch Date: 20/Sep/1999
Fund Category: Money Market Fund
Investment Objective: The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.
Fund Description: An open ended debt scheme investing in money market instruments
Fund Benchmark: CRISIL Liquid Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.