Edelweiss Banking & Psu Debt Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 15
Rating
Growth Option 27-01-2026
NAV ₹25.23(R) +0.06% ₹26.19(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.54% 7.12% 5.76% 7.64% -%
Direct 6.87% 7.46% 6.09% 7.98% -%
Benchmark
SIP (XIRR) Regular 4.5% 6.81% 6.48% 6.2% -%
Direct 4.81% 7.14% 6.81% 6.54% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.0 0.54 0.72 -1.2% 0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.57% -0.45% -0.25% 1.1 1.07%
Fund AUM As on: 30/12/2025 412 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
Franklin India Banking & Psu Debt Fund 1
ICICI Prudential Banking & PSU Debt Fund 2
UTI Banking & PSU Fund 3
Kotak Banking And Psu Debt Fund 4
Sundaram Banking & PSU Fund 5

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
Edelweiss Banking and PSU Debt Fund - Regular Plan Weekly - IDCW Option 10.13
0.0100
0.0600%
Edelweiss Banking and PSU Debt Fund - Direct Plan weekly - IDCW Option 10.53
0.0100
0.0600%
Edelweiss Banking and PSU Debt Fund - Direct Plan Monthly - IDCW Option 10.89
0.0100
0.0700%
Edelweiss Banking and PSU Debt Fund - Regular Plan Monthly - IDCW Option 11.14
0.0100
0.0600%
Edelweiss Banking and PSU Debt Fund - Regular Plan Fortnightly - IDCW Option 13.99
0.0100
0.0600%
Edelweiss Banking and PSU Debt Fund - Direct Plan Fortnightly - IDCW Option 14.46
0.0100
0.0700%
Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option 17.84
0.0100
0.0600%
Edelweiss Banking and PSU Debt Fund - Direct Plan - IDCW Option 18.74
0.0100
0.0700%
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option 25.23
0.0200
0.0600%
Edelweiss Banking and PSU Debt Fund - Direct Plan - Growth Option 26.19
0.0200
0.0600%

Review Date: 27-01-2026

Beginning of Analysis

In the Banking and PSU Debt Fund category, Edelweiss Banking & PSU Debt Fund is the 12th ranked fund. The category has total 20 funds. The 3 star rating shows an average past performance of the Edelweiss Banking & PSU Debt Fund in Banking and PSU Debt Fund. The fund has a Jensen Alpha of -1.2% which is lower than the category average of 0.77%, showing poor performance. The fund has a Sharpe Ratio of 1.0 which is lower than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

Edelweiss Banking & PSU Debt Fund Return Analysis

  • The fund has given a return of -0.12%, 0.5 and 1.64 in last one, three and six months respectively. In the same period the category average return was -0.04%, 0.66% and 1.98% respectively.
  • Edelweiss Banking & PSU Debt Fund has given a return of 6.87% in last one year. In the same period the Banking and PSU Debt Fund category average return was 7.04%.
  • The fund has given a return of 7.46% in last three years and ranked 12.0th out of 20 funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.48%.
  • The fund has given a return of 6.09% in last five years and ranked 9th out of 17 funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.17%.
  • The fund has given a SIP return of 4.81% in last one year whereas category average SIP return is 5.28%. The fund one year return rank in the category is 19th in 21 funds
  • The fund has SIP return of 7.14% in last three years and ranks 15th in 20 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (7.59%) in the category in last three years.
  • The fund has SIP return of 6.81% in last five years whereas category average SIP return is 6.88%.

Edelweiss Banking & PSU Debt Fund Risk Analysis

  • The fund has a standard deviation of 1.57 and semi deviation of 1.07. The category average standard deviation is 1.14 and semi deviation is 0.77.
  • The fund has a Value at Risk (VaR) of -0.45 and a maximum drawdown of -0.25. The category average VaR is -0.05 and the maximum drawdown is -0.13. The fund has a beta of 1.22 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.15
    -0.07
    		-0.26 | 0.11 16 | 21 Average
    3M Return % 0.43
    0.57
    		0.19 | 1.06 16 | 21 Average
    6M Return % 1.49
    1.79
    		1.29 | 2.42 18 | 21 Average
    1Y Return % 6.54
    6.66
    		5.90 | 7.43 13 | 21 Average
    3Y Return % 7.12
    7.09
    		6.65 | 7.45 10 | 20 Good
    5Y Return % 5.76
    5.79
    		5.16 | 7.05 9 | 17 Good
    7Y Return % 7.64
    6.86
    		6.32 | 7.64 1 | 15 Very Good
    1Y SIP Return % 4.50
    4.90
    		3.96 | 6.02 17 | 21 Average
    3Y SIP Return % 6.81
    6.83
    		6.34 | 7.24 11 | 20 Average
    5Y SIP Return % 6.48
    6.50
    		6.15 | 7.37 8 | 17 Good
    7Y SIP Return % 6.20
    6.04
    		5.59 | 6.75 4 | 15 Very Good
    Standard Deviation 1.57
    1.14
    		0.82 | 1.59 19 | 20 Poor
    Semi Deviation 1.07
    0.77
    		0.54 | 1.09 19 | 20 Poor
    Max Drawdown % -0.25
    -0.13
    		-0.40 | 0.00 18 | 20 Poor
    VaR 1 Y % -0.45
    -0.05
    		-0.45 | 0.00 20 | 20 Poor
    Average Drawdown % -0.15
    -0.09
    		-0.25 | 0.00 17 | 20 Poor
    Sharpe Ratio 1.00
    1.34
    		0.89 | 2.05 19 | 20 Poor
    Sterling Ratio 0.72
    0.72
    		0.69 | 0.75 10 | 20 Good
    Sortino Ratio 0.54
    0.82
    		0.47 | 1.33 19 | 20 Poor
    Jensen Alpha % -1.20
    0.77
    		-1.20 | 2.45 20 | 20 Poor
    Treynor Ratio 0.01
    0.02
    		0.01 | 0.03 20 | 20 Poor
    Modigliani Square Measure % 5.23
    7.17
    		5.23 | 9.22 20 | 20 Poor
    Alpha % -0.72
    -0.67
    		-0.97 | -0.27 12 | 20 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.12 -0.04 -0.24 | 0.15 16 | 21 Average
    3M Return % 0.50 0.66 0.26 | 1.13 16 | 21 Average
    6M Return % 1.64 1.98 1.42 | 2.59 19 | 21 Poor
    1Y Return % 6.87 7.04 6.20 | 7.78 17 | 21 Average
    3Y Return % 7.46 7.48 6.97 | 7.82 12 | 20 Average
    5Y Return % 6.09 6.17 5.55 | 7.31 9 | 17 Good
    7Y Return % 7.98 7.24 6.57 | 7.98 1 | 15 Very Good
    1Y SIP Return % 4.81 5.28 4.24 | 6.36 19 | 21 Poor
    3Y SIP Return % 7.14 7.21 6.67 | 7.59 15 | 20 Average
    5Y SIP Return % 6.81 6.88 6.61 | 7.64 10 | 17 Good
    7Y SIP Return % 6.54 6.40 5.96 | 6.99 4 | 15 Very Good
    Standard Deviation 1.57 1.14 0.82 | 1.59 19 | 20 Poor
    Semi Deviation 1.07 0.77 0.54 | 1.09 19 | 20 Poor
    Max Drawdown % -0.25 -0.13 -0.40 | 0.00 18 | 20 Poor
    VaR 1 Y % -0.45 -0.05 -0.45 | 0.00 20 | 20 Poor
    Average Drawdown % -0.15 -0.09 -0.25 | 0.00 17 | 20 Poor
    Sharpe Ratio 1.00 1.34 0.89 | 2.05 19 | 20 Poor
    Sterling Ratio 0.72 0.72 0.69 | 0.75 10 | 20 Good
    Sortino Ratio 0.54 0.82 0.47 | 1.33 19 | 20 Poor
    Jensen Alpha % -1.20 0.77 -1.20 | 2.45 20 | 20 Poor
    Treynor Ratio 0.01 0.02 0.01 | 0.03 20 | 20 Poor
    Modigliani Square Measure % 5.23 7.17 5.23 | 9.22 20 | 20 Poor
    Alpha % -0.72 -0.67 -0.97 | -0.27 12 | 20 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Edelweiss Banking & Psu Debt Fund NAV Regular Growth Edelweiss Banking & Psu Debt Fund NAV Direct Growth
    27-01-2026 25.2308 26.1893
    23-01-2026 25.2152 26.1723
    22-01-2026 25.2123 26.169
    21-01-2026 25.1885 26.1442
    20-01-2026 25.1883 26.1437
    19-01-2026 25.2015 26.1572
    16-01-2026 25.2213 26.1771
    14-01-2026 25.2422 26.1984
    13-01-2026 25.2586 26.2152
    12-01-2026 25.2827 26.2401
    09-01-2026 25.2659 26.2219
    08-01-2026 25.2682 26.2241
    07-01-2026 25.261 26.2164
    06-01-2026 25.2728 26.2284
    05-01-2026 25.2691 26.2244
    02-01-2026 25.2814 26.2365
    01-01-2026 25.287 26.242
    31-12-2025 25.2783 26.2329
    30-12-2025 25.2628 26.2165
    29-12-2025 25.2678 26.2215

    Fund Launch Date: 26/Aug/2013
    Fund Category: Banking and PSU Fund
    Investment Objective: The investment objective of the Scheme is to generate returns commensurate with risks of investing in a portfolio of Debt Securities andMoney Market Instruments issued by Banks, Public Sector Undertakings, Public Financial Institutions, entities majorly owned by Central andState Governments and Municipal Bonds. However, there can be no assurance that the investment objective of the scheme will be realized.
    Fund Description: An open ended debt scheme predominantly investing in Debt Instruments of Banks,Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
    Fund Benchmark: NIFTY Banking & PSU Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.