Franklin India Government Securities Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 11
Rating
Growth Option 16-01-2026
NAV ₹59.23(R) +0.03% ₹65.09(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.51% 5.8% 4.56% 5.65% 5.89%
Direct 5.07% 6.35% 5.07% 6.18% 6.57%
Benchmark
SIP (XIRR) Regular 2.72% 3.47% 2.37% 3.72% 4.62%
Direct 3.28% 4.02% 2.89% 4.24% 5.21%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.17 0.07 0.48 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.33% -0.97% -2.79% - 1.84%
Fund AUM As on: 30/06/2025 154 Cr
Top Gilt Fund
Fund Name Rank Rating
Icici Prudential Gilt Fund 1
Baroda BNP Paribas Gilt Fund 2
Axis Gilt Fund 3
DSP Gilt Fund 4
Hdfc Gilt Fund 5

NAV Date: 16-01-2026

Scheme Name NAV Rupee Change Percent Change
Franklin India Government Securities Fund - IDCW 10.59
0.0000
0.0300%
Franklin India Government Securities Fund - Direct - IDCW 11.79
0.0000
0.0400%
Franklin India Government Securities Fund - Growth 59.23
0.0200
0.0300%
Franklin India Government Securities Fund - Direct - Growth 65.09
0.0200
0.0400%

Review Date: 16-01-2026

Beginning of Analysis

In the Gilt Fund category, Franklin India Government Securities Fund is the 15th ranked fund. The category has total 19 funds. The Franklin India Government Securities Fund has shown a poor past performence in Gilt Fund. The fund has a Sharpe Ratio of 0.17 which is lower than the category average of 0.3.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Franklin India Government Securities Fund Return Analysis

  • The fund has given a return of -0.11%, 0.18 and 0.77 in last one, three and six months respectively. In the same period the category average return was -0.16%, -0.85% and -0.4% respectively.
  • Franklin India Government Securities Fund has given a return of 5.07% in last one year. In the same period the Gilt Fund category average return was 4.26%.
  • The fund has given a return of 6.35% in last three years and ranked 19.0th out of 21 funds in the category. In the same period the Gilt Fund category average return was 6.98%.
  • The fund has given a return of 5.07% in last five years and ranked 17th out of 18 funds in the category. In the same period the Gilt Fund category average return was 5.59%.
  • The fund has given a return of 6.57% in last ten years and ranked 16th out of 16 funds in the category. In the same period the category average return was 7.7%.
  • The fund has given a SIP return of 3.28% in last one year whereas category average SIP return is 1.49%. The fund one year return rank in the category is 2nd in 21 funds
  • The fund has SIP return of 4.02% in last three years and ranks 10th in 21 funds. Icici Prudential Gilt Fund has given the highest SIP return (5.21%) in the category in last three years.
  • The fund has SIP return of 2.89% in last five years whereas category average SIP return is 3.23%.

Franklin India Government Securities Fund Risk Analysis

  • The fund has a standard deviation of 2.33 and semi deviation of 1.84. The category average standard deviation is 3.11 and semi deviation is 2.31.
  • The fund has a Value at Risk (VaR) of -0.97 and a maximum drawdown of -2.79. The category average VaR is -2.93 and the maximum drawdown is -3.16.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.16
    -0.22
    		-0.44 | 0.13 6 | 21 Very Good
    3M Return % 0.03
    -1.02
    		-2.11 | 0.29 3 | 21 Very Good
    6M Return % 0.49
    -0.73
    		-1.88 | 0.61 2 | 21 Very Good
    1Y Return % 4.51
    3.57
    		1.72 | 6.02 5 | 21 Very Good
    3Y Return % 5.80
    6.26
    		5.29 | 7.49 16 | 21 Average
    5Y Return % 4.56
    4.90
    		4.10 | 6.03 14 | 18 Average
    7Y Return % 5.65
    6.62
    		5.65 | 7.60 18 | 18 Poor
    10Y Return % 5.89
    7.00
    		5.89 | 8.05 16 | 16 Poor
    15Y Return % 6.48
    7.48
    		6.48 | 8.50 14 | 14 Poor
    1Y SIP Return % 2.72
    0.81
    		-1.15 | 3.55 2 | 21 Very Good
    3Y SIP Return % 3.47
    3.12
    		1.94 | 4.66 9 | 21 Good
    5Y SIP Return % 2.37
    2.56
    		1.55 | 3.76 12 | 18 Average
    7Y SIP Return % 3.72
    4.24
    		3.37 | 5.44 16 | 18 Poor
    10Y SIP Return % 4.62
    5.52
    		4.62 | 6.57 16 | 16 Poor
    15Y SIP Return % 5.43
    6.41
    		5.43 | 7.34 15 | 15 Poor
    Standard Deviation 2.33
    3.11
    		1.92 | 4.06 3 | 21 Very Good
    Semi Deviation 1.84
    2.31
    		1.44 | 3.01 3 | 21 Very Good
    Max Drawdown % -2.79
    -3.16
    		-4.50 | -1.30 6 | 21 Very Good
    VaR 1 Y % -0.97
    -2.93
    		-5.78 | -0.83 2 | 21 Very Good
    Average Drawdown % -2.79
    -0.95
    		-2.79 | -0.60 21 | 21 Poor
    Sharpe Ratio 0.17
    0.30
    		0.00 | 1.01 14 | 21 Average
    Sterling Ratio 0.48
    0.51
    		0.41 | 0.68 14 | 21 Average
    Sortino Ratio 0.07
    0.13
    		0.01 | 0.46 16 | 21 Average
    Return data last Updated On : Jan. 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.11 -0.16 -0.34 | 0.18 8 | 21 Good
    3M Return % 0.18 -0.85 -2.00 | 0.40 3 | 21 Very Good
    6M Return % 0.77 -0.40 -1.65 | 0.87 2 | 21 Very Good
    1Y Return % 5.07 4.26 2.42 | 6.59 4 | 21 Very Good
    3Y Return % 6.35 6.98 6.11 | 8.05 19 | 21 Poor
    5Y Return % 5.07 5.59 4.86 | 6.61 17 | 18 Poor
    7Y Return % 6.18 7.32 6.18 | 8.18 18 | 18 Poor
    10Y Return % 6.57 7.70 6.57 | 8.64 16 | 16 Poor
    1Y SIP Return % 3.28 1.49 -0.67 | 4.11 2 | 21 Very Good
    3Y SIP Return % 4.02 3.82 2.62 | 5.21 10 | 21 Good
    5Y SIP Return % 2.89 3.23 2.29 | 4.31 14 | 18 Average
    7Y SIP Return % 4.24 4.93 4.15 | 6.02 17 | 18 Poor
    10Y SIP Return % 5.21 6.22 5.21 | 7.16 16 | 16 Poor
    Standard Deviation 2.33 3.11 1.92 | 4.06 3 | 21 Very Good
    Semi Deviation 1.84 2.31 1.44 | 3.01 3 | 21 Very Good
    Max Drawdown % -2.79 -3.16 -4.50 | -1.30 6 | 21 Very Good
    VaR 1 Y % -0.97 -2.93 -5.78 | -0.83 2 | 21 Very Good
    Average Drawdown % -2.79 -0.95 -2.79 | -0.60 21 | 21 Poor
    Sharpe Ratio 0.17 0.30 0.00 | 1.01 14 | 21 Average
    Sterling Ratio 0.48 0.51 0.41 | 0.68 14 | 21 Average
    Sortino Ratio 0.07 0.13 0.01 | 0.46 16 | 21 Average
    Return data last Updated On : Jan. 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Franklin India Government Securities Fund NAV Regular Growth Franklin India Government Securities Fund NAV Direct Growth
    16-01-2026 59.2259 65.0879
    14-01-2026 59.2062 65.0641
    13-01-2026 59.2567 65.1185
    12-01-2026 59.1931 65.0476
    09-01-2026 59.1652 65.0138
    08-01-2026 59.214 65.0663
    07-01-2026 59.3209 65.1828
    06-01-2026 59.3261 65.1874
    05-01-2026 59.4733 65.3481
    02-01-2026 59.6351 65.5227
    01-01-2026 59.5569 65.4357
    31-12-2025 59.516 65.3897
    30-12-2025 59.4793 65.3483
    29-12-2025 59.5348 65.4082
    26-12-2025 59.4645 65.3279
    24-12-2025 59.4849 65.3483
    23-12-2025 59.2822 65.1246
    22-12-2025 59.2513 65.0895
    19-12-2025 59.4501 65.3048
    18-12-2025 59.3116 65.1517
    17-12-2025 59.2969 65.1345
    16-12-2025 59.3229 65.162

    Fund Launch Date: 21/Jun/1999
    Fund Category: Gilt Fund
    Investment Objective: The Primary objective of the Scheme is to generate return through investments in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the central Government and / or State Government for repayment of Principal and Interest
    Fund Description: An open ended debt scheme investing in government securities across maturity
    Fund Benchmark: I-SEC Li-Bex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.