Franklin India Government Securities Fund Overview
Category Gilt Fund
BMSMONEY Rank 16
Rating
Growth Option 18-07-2025
NAV ₹59.12(R) +0.26% ₹64.79(D) +0.27%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.56% 6.68% 4.63% 6.35% 6.11%
Direct 9.13% 7.22% 5.13% 6.92% 6.83%
Benchmark
SIP (XIRR) Regular -8.44% 1.65% 4.13% 4.99% 4.92%
Direct -7.96% 2.2% 4.66% 5.52% 5.52%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.39 0.17 0.58 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.83% -0.43% -1.21% - 1.35%
Fund AUM As on: 30/06/2025 154 Cr

NAV Date: 18-07-2025

Scheme Name NAV Rupee Change Percent Change
Franklin India Government Securities Fund - IDCW 10.82
0.0300
0.2600%
Franklin India Government Securities Fund - Direct - IDCW 12.1
0.0300
0.2700%
Franklin India Government Securities Fund - Growth 59.12
0.1600
0.2600%
Franklin India Government Securities Fund - Direct - Growth 64.79
0.1700
0.2700%

Review Date: 18-07-2025

Beginning of Analysis

In the Gilt Fund category, Franklin India Government Securities Fund is the 16th ranked fund. The category has total 18 funds. The 1 star rating shows a very poor past performance of the Franklin India Government Securities Fund in Gilt Fund. The fund has a Sharpe Ratio of 0.39 which is lower than the category average of 0.71.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Franklin India Government Securities Fund Return Analysis

  • The fund has given a return of 1.1%, 0.68 and 4.55 in last one, three and six months respectively. In the same period the category average return was 0.88%, 0.21% and 4.93% respectively.
  • Franklin India Government Securities Fund has given a return of 9.13% in last one year. In the same period the Gilt Fund category average return was 8.94%.
  • The fund has given a return of 7.22% in last three years and ranked 18.0th out of 18 funds in the category. In the same period the Gilt Fund category average return was 8.55%.
  • The fund has given a return of 5.13% in last five years and ranked 18th out of 18 funds in the category. In the same period the Gilt Fund category average return was 6.15%.
  • The fund has given a return of 6.83% in last ten years and ranked 16th out of 16 funds in the category. In the same period the category average return was 8.13%.
  • The fund has given a SIP return of -7.96% in last one year whereas category average SIP return is -8.17%. The fund one year return rank in the category is 7th in 21 funds
  • The fund has SIP return of 2.2% in last three years and ranks 18th in 18 funds. Tata Gilt Securities Fund has given the highest SIP return (4.04%) in the category in last three years.
  • The fund has SIP return of 4.66% in last five years whereas category average SIP return is 5.68%.

Franklin India Government Securities Fund Risk Analysis

  • The fund has a standard deviation of 1.83 and semi deviation of 1.35. The category average standard deviation is 2.71 and semi deviation is 1.91.
  • The fund has a Value at Risk (VaR) of -0.43 and a maximum drawdown of -1.21. The category average VaR is -1.64 and the maximum drawdown is -1.5.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

  • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.06
    0.83
    0.34 | 1.51 4 | 21 Very Good
    3M Return % 0.55
    0.05
    -0.52 | 1.23 4 | 21 Very Good
    6M Return % 4.27
    4.58
    3.86 | 5.76 14 | 21 Average
    1Y Return % 8.56
    8.21
    7.15 | 10.15 7 | 21 Good
    3Y Return % 6.68
    7.85
    6.68 | 8.83 18 | 18 Poor
    5Y Return % 4.63
    5.46
    4.63 | 6.33 18 | 18 Poor
    7Y Return % 6.35
    7.47
    6.35 | 8.33 18 | 18 Poor
    10Y Return % 6.11
    7.41
    6.11 | 8.28 16 | 16 Poor
    15Y Return % 6.52
    10.40
    6.52 | 44.82 14 | 14 Poor
    1Y SIP Return % -8.44
    -8.77
    -9.85 | -6.91 7 | 21 Good
    3Y SIP Return % 1.65
    2.58
    1.65 | 3.50 18 | 18 Poor
    5Y SIP Return % 4.13
    4.97
    4.13 | 5.85 18 | 18 Poor
    7Y SIP Return % 4.99
    5.99
    4.99 | 6.90 18 | 18 Poor
    10Y SIP Return % 4.92
    6.15
    4.92 | 7.00 16 | 16 Poor
    15Y SIP Return % 5.95
    9.71
    5.95 | 44.97 15 | 15 Poor
    Standard Deviation 1.83
    2.71
    1.60 | 3.70 2 | 18 Very Good
    Semi Deviation 1.35
    1.91
    1.07 | 2.64 2 | 18 Very Good
    Max Drawdown % -1.21
    -1.50
    -2.21 | -0.25 5 | 18 Very Good
    VaR 1 Y % -0.43
    -1.64
    -3.12 | 0.00 2 | 18 Very Good
    Average Drawdown % -0.90
    -0.57
    -0.90 | -0.24 18 | 18 Poor
    Sharpe Ratio 0.39
    0.71
    0.28 | 1.87 17 | 18 Poor
    Sterling Ratio 0.58
    0.67
    0.55 | 0.87 17 | 18 Poor
    Sortino Ratio 0.17
    0.37
    0.13 | 1.31 17 | 18 Poor
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.10 0.88 0.37 | 1.56 4 | 21
    3M Return % 0.68 0.21 -0.29 | 1.35 5 | 21
    6M Return % 4.55 4.93 4.32 | 6.33 17 | 21
    1Y Return % 9.13 8.94 7.81 | 10.56 7 | 21
    3Y Return % 7.22 8.55 7.22 | 9.40 18 | 18
    5Y Return % 5.13 6.15 5.13 | 6.92 18 | 18
    7Y Return % 6.92 8.17 6.92 | 8.96 18 | 18
    10Y Return % 6.83 8.13 6.83 | 8.91 16 | 16
    1Y SIP Return % -7.96 -8.17 -9.13 | -6.11 7 | 21
    3Y SIP Return % 2.20 3.27 2.20 | 4.04 18 | 18
    5Y SIP Return % 4.66 5.68 4.66 | 6.43 18 | 18
    7Y SIP Return % 5.52 6.70 5.52 | 7.50 18 | 18
    10Y SIP Return % 5.52 6.84 5.52 | 7.59 16 | 16
    Standard Deviation 1.83 2.71 1.60 | 3.70 2 | 18
    Semi Deviation 1.35 1.91 1.07 | 2.64 2 | 18
    Max Drawdown % -1.21 -1.50 -2.21 | -0.25 5 | 18
    VaR 1 Y % -0.43 -1.64 -3.12 | 0.00 2 | 18
    Average Drawdown % -0.90 -0.57 -0.90 | -0.24 18 | 18
    Sharpe Ratio 0.39 0.71 0.28 | 1.87 17 | 18
    Sterling Ratio 0.58 0.67 0.55 | 0.87 17 | 18
    Sortino Ratio 0.17 0.37 0.13 | 1.31 17 | 18
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Franklin India Government Securities Fund NAV Regular Growth Franklin India Government Securities Fund NAV Direct Growth
    18-07-2025 59.1155 64.7886
    17-07-2025 58.9594 64.6166
    16-07-2025 58.9361 64.59
    15-07-2025 58.9464 64.6005
    14-07-2025 58.9692 64.6245
    11-07-2025 58.8231 64.4617
    10-07-2025 58.549 64.1603
    09-07-2025 58.5743 64.1871
    08-07-2025 58.6099 64.2252
    07-07-2025 58.6242 64.2399
    04-07-2025 58.6204 64.2331
    03-07-2025 58.5642 64.1704
    02-07-2025 58.6439 64.2569
    01-07-2025 58.5648 64.1693
    30-06-2025 58.5167 64.1157
    27-06-2025 58.441 64.0299
    26-06-2025 58.4754 64.0667
    25-06-2025 58.4783 64.069
    24-06-2025 58.6163 64.2193
    23-06-2025 58.5718 64.1696
    20-06-2025 58.516 64.1056
    19-06-2025 58.4076 63.9859
    18-06-2025 58.4948 64.0806

    Fund Launch Date: 21/Jun/1999
    Fund Category: Gilt Fund
    Investment Objective: The Primary objective of the Scheme is to generate return through investments in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the central Government and / or State Government for repayment of Principal and Interest
    Fund Description: An open ended debt scheme investing in government securities across maturity
    Fund Benchmark: I-SEC Li-Bex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.