Franklin India Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 3
Rating
Growth Option 30-09-2026
NAV ₹1436.16(R) +0.01% ₹1441.32(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.28% 6.01% 5.66% 4.99% -%
Direct 5.31% 6.06% 5.7% 5.04% -%
Benchmark
SIP (XIRR) Regular 5.21% 5.67% 5.86% 5.14% -%
Direct 5.25% 5.71% 5.91% 5.19% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.73 0.99 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.18% 0.0% 0.0% - 0.14%
Fund AUM As on: 30/12/2025 556 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 30-09-2026

Scheme Name NAV Rupee Change Percent Change
Franklin India Overnight Fund - Direct Daily Dividend Plan - Daily - IDCW 1000.0
0.0000
0.0000%
Franklin India Overnight Fund - Daily Dividend Plan - Daily - IDCW 1000.0
0.0000
0.0000%
Franklin India Overnight Fund - Direct Weekly Dividend Plan - Weekly - IDCW 1000.42
0.1400
0.0100%
Franklin India Overnight Fund - Weekly Dividend Plan - Weekly - IDCW 1000.42
0.1400
0.0100%
Franklin India Overnight fund- Growth 1436.16
0.2000
0.0100%
Franklin India Overnight Fund- Growth - Direct 1441.32
0.2100
0.0100%

Review Date: 30-09-2026

Beginning of Analysis

In the Overnight Fund category, Franklin India Overnight Fund is the 5th ranked fund. The category has total 29 funds. The 5 star rating shows an excellent past performance of the Franklin India Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 1.73 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Franklin India Overnight Fund Return Analysis

  • The fund has given a return of 0.4%, 1.28 and 2.61 in last one, three and six months respectively. In the same period the category average return was 0.39%, 1.26% and 2.57% respectively.
  • Franklin India Overnight Fund has given a return of 5.31% in last one year. In the same period the Overnight Fund category average return was 5.22%.
  • The fund has given a return of 6.06% in last three years and ranked 18.0th out of thirty two funds in the category. In the same period the Overnight Fund category average return was 6.04%.
  • The fund has given a return of 5.7% in last five years and ranked 19th out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.71%.
  • The fund has given a SIP return of 5.25% in last one year whereas category average SIP return is 5.16%. The fund one year return rank in the category is 2nd in 36 funds
  • The fund has SIP return of 5.71% in last three years and ranks 5th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (5.86%) in the category in last three years.
  • The fund has SIP return of 5.91% in last five years whereas category average SIP return is 5.89%.

Franklin India Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.18 and semi deviation of 0.14. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.39
    0.39
    		0.35 | 0.41 7 | 35 Very Good
    3M Return % 1.27
    1.24
    		1.13 | 1.29 3 | 34 Very Good
    6M Return % 2.59
    2.53
    		2.33 | 2.76 2 | 34 Very Good
    1Y Return % 5.28
    5.14
    		4.75 | 5.47 2 | 34 Very Good
    3Y Return % 6.01
    5.95
    		5.61 | 6.18 5 | 32 Very Good
    5Y Return % 5.66
    5.63
    		5.43 | 5.82 9 | 27 Good
    7Y Return % 4.99
    4.99
    		4.87 | 5.06 9 | 22 Good
    1Y SIP Return % 5.21
    5.08
    		4.68 | 5.44 2 | 34 Very Good
    3Y SIP Return % 5.67
    5.58
    		5.21 | 5.84 3 | 32 Very Good
    5Y SIP Return % 5.86
    5.81
    		5.58 | 6.03 3 | 27 Very Good
    7Y SIP Return % 5.14
    5.39
    		5.12 | 5.57 17 | 22 Average
    Standard Deviation 0.18
    0.20
    		0.18 | 0.27 1 | 30 Very Good
    Semi Deviation 0.14
    0.15
    		0.14 | 0.20 1 | 30 Very Good
    Sharpe Ratio 1.73
    1.34
    		-0.16 | 2.45 3 | 30 Very Good
    Sterling Ratio 0.61
    0.61
    		0.58 | 0.63 5 | 30 Very Good
    Sortino Ratio 0.99
    0.73
    		-0.06 | 1.62 3 | 30 Very Good
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.40 0.39 0.36 | 0.40 14 | 37 Good
    3M Return % 1.28 1.26 1.18 | 1.28 3 | 36 Very Good
    6M Return % 2.61 2.57 2.43 | 2.77 2 | 36 Very Good
    1Y Return % 5.31 5.22 4.96 | 5.48 3 | 36 Very Good
    3Y Return % 6.06 6.04 5.82 | 6.20 18 | 32 Average
    5Y Return % 5.70 5.71 5.53 | 5.85 19 | 27 Average
    7Y Return % 5.04 5.08 4.97 | 5.11 21 | 22 Poor
    1Y SIP Return % 5.25 5.16 4.88 | 5.46 2 | 36 Very Good
    3Y SIP Return % 5.71 5.66 5.42 | 5.86 5 | 32 Very Good
    5Y SIP Return % 5.91 5.89 5.68 | 6.05 16 | 27 Average
    7Y SIP Return % 5.19 5.47 5.19 | 5.62 22 | 22 Poor
    Standard Deviation 0.18 0.20 0.18 | 0.27 1 | 30 Very Good
    Semi Deviation 0.14 0.15 0.14 | 0.20 1 | 30 Very Good
    Sharpe Ratio 1.73 1.34 -0.16 | 2.45 3 | 30 Very Good
    Sterling Ratio 0.61 0.61 0.58 | 0.63 5 | 30 Very Good
    Sortino Ratio 0.99 0.73 -0.06 | 1.62 3 | 30 Very Good
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Franklin India Overnight Fund NAV Regular Growth Franklin India Overnight Fund NAV Direct Growth
    30-09-2026 1436.1608 1441.3216
    29-09-2026 1435.9569 1441.1152
    28-09-2026 1435.7638 1440.9198
    25-09-2026 1435.1726 1440.3217
    24-09-2026 1434.9785 1440.1253
    23-09-2026 1434.7823 1439.9268
    22-09-2026 1434.5837 1439.7259
    21-09-2026 1434.3848 1439.5247
    18-09-2026 1433.7916 1438.9246
    17-09-2026 1433.5953 1438.726
    16-09-2026 1433.4037 1438.5322
    15-09-2026 1433.2176 1438.3439
    11-09-2026 1432.4776 1437.595
    10-09-2026 1432.3001 1437.4152
    09-09-2026 1432.1194 1437.2324
    08-09-2026 1431.9404 1437.0511
    07-09-2026 1431.7611 1436.8696
    04-09-2026 1431.2375 1436.3395
    03-09-2026 1431.0696 1436.1694
    02-09-2026 1430.8917 1435.9893
    01-09-2026 1430.7047 1435.8001
    31-08-2026 1430.5118 1435.6049

    Fund Launch Date: 07/May/2019
    Fund Category: Overnight Fund
    Investment Objective: The Scheme intends to provide reasonable income along with high liquidity by investing in overnight securities having maturity of 1 business day
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.