Hdfc Banking & Financial Services Fund Datagrid
Category Banking and Financial Fund
BMSMONEY Rank 8
Rating
Growth Option 04-12-2025
NAV ₹17.92(R) -0.07% ₹19.1(D) -0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 12.08% 15.61% -% -% -%
Direct 13.3% 17.1% -% -% -%
Nifty Financial Services TRI 13.52% 13.8% 15.08% 14.38% 15.78%
SIP (XIRR) Regular 20.77% 16.43% -% -% -%
Direct 22.1% 17.83% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.84 0.47 0.8 2.0% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.51% -13.41% -11.0% 1.01 8.51%
Fund AUM As on: 30/06/2025 4022 Cr
Top Banking and Financial Fund
Fund Name Rank Rating
Sbi Banking & Financial Services Fund 1
Invesco India Financial Services Fund 2
Nippon India Banking & Financial Services Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
HDFC Banking & Financial Services Fund - IDCW Option 15.73
-0.0100
-0.0600%
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan 16.88
-0.0100
-0.0700%
HDFC Banking & Financial Services Fund - Growth Option 17.92
-0.0100
-0.0700%
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan 19.1
-0.0100
-0.0600%

Review Date: 04-12-2025

Beginning of Analysis

HDFC Banking & Financial Services Fund is the 9th ranked fund in the Banking and Financial Services Fund category. The category has total 14 funds. The 3 star rating shows an average past performance of the HDFC Banking & Financial Services Fund in Banking and Financial Services Fund. The fund has a Jensen Alpha of 2.0% which is lower than the category average of 2.31%, showing poor performance. The fund has a Sharpe Ratio of 0.84 which is higher than the category average of 0.82.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

HDFC Banking & Financial Services Fund Return Analysis

The HDFC Banking & Financial Services Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 1.83%, 9.67 and 7.64 in last one, three and six months respectively. In the same period the category average return was 1.28%, 8.17% and 7.43% respectively.
  • HDFC Banking & Financial Services Fund has given a return of 13.3% in last one year. In the same period the Nifty Financial Services TRI return was 13.52%. The fund has given 0.22% less return than the benchmark return.
  • The fund has given a return of 17.1% in last three years and rank 8th out of 14 funds in the category. In the same period the Nifty Financial Services TRI return was 13.8%. The fund has given 3.3% more return than the benchmark return.
  • The fund has given a SIP return of 22.1% in last one year whereas category average SIP return is 21.12%. The fund one year return rank in the category is 8th in 21 funds
  • The fund has SIP return of 17.83% in last three years and ranks 8th in 14 funds. Sbi Banking & Financial Services Fund has given the highest SIP return (22.63%) in the category in last three years.

HDFC Banking & Financial Services Fund Risk Analysis

  • The fund has a standard deviation of 12.51 and semi deviation of 8.51. The category average standard deviation is 12.47 and semi deviation is 8.54.
  • The fund has a Value at Risk (VaR) of -13.41 and a maximum drawdown of -11.0. The category average VaR is -13.04 and the maximum drawdown is -10.52. The fund has a beta of 0.98 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and Financial Services Fund Category
  • Good Performance in Banking and Financial Services Fund Category
  • Poor Performance in Banking and Financial Services Fund Category
  • Very Poor Performance in Banking and Financial Services Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.74 1.55
    1.17
    		-0.47 | 2.09 4 | 21 Very Good
    3M Return % 9.36 6.84
    7.81
    		4.39 | 10.30 4 | 21 Very Good
    6M Return % 7.03 5.91
    6.71
    		2.83 | 13.14 7 | 21 Good
    1Y Return % 12.08 13.52
    11.09
    		5.09 | 17.04 8 | 21 Good
    3Y Return % 15.61 13.80
    15.52
    		11.54 | 19.61 7 | 14 Good
    1Y SIP Return % 20.77
    19.51
    		13.51 | 30.30 7 | 21 Good
    3Y SIP Return % 16.43
    16.64
    		12.45 | 21.32 8 | 14 Good
    Standard Deviation 12.51
    12.47
    		10.96 | 13.12 6 | 14 Good
    Semi Deviation 8.51
    8.54
    		7.52 | 9.17 7 | 14 Good
    Max Drawdown % -11.00
    -10.53
    		-13.67 | -8.01 9 | 14 Average
    VaR 1 Y % -13.41
    -13.04
    		-16.76 | -10.85 9 | 14 Average
    Average Drawdown % -4.23
    -4.62
    		-5.48 | -3.88 4 | 14 Very Good
    Sharpe Ratio 0.84
    0.82
    		0.46 | 1.11 8 | 14 Good
    Sterling Ratio 0.80
    0.81
    		0.51 | 1.06 10 | 14 Average
    Sortino Ratio 0.47
    0.46
    		0.26 | 0.60 8 | 14 Good
    Jensen Alpha % 2.00
    2.31
    		-3.02 | 7.38 10 | 14 Average
    Treynor Ratio 0.10
    0.11
    		0.06 | 0.16 9 | 14 Average
    Modigliani Square Measure % 16.20
    16.02
    		11.15 | 19.75 7 | 14 Good
    Alpha % 4.38
    3.40
    		-1.15 | 7.71 6 | 14 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.83 1.55 1.28 -0.31 | 2.21 4 | 21 Very Good
    3M Return % 9.67 6.84 8.17 4.90 | 10.83 4 | 21 Very Good
    6M Return % 7.64 5.91 7.43 3.26 | 14.03 9 | 21 Good
    1Y Return % 13.30 13.52 12.59 7.15 | 18.91 9 | 21 Good
    3Y Return % 17.10 13.80 16.94 12.41 | 21.20 8 | 14 Good
    1Y SIP Return % 22.10 21.12 14.46 | 32.36 8 | 21 Good
    3Y SIP Return % 17.83 18.07 13.34 | 22.63 8 | 14 Good
    Standard Deviation 12.51 12.47 10.96 | 13.12 6 | 14 Good
    Semi Deviation 8.51 8.54 7.52 | 9.17 7 | 14 Good
    Max Drawdown % -11.00 -10.53 -13.67 | -8.01 9 | 14 Average
    VaR 1 Y % -13.41 -13.04 -16.76 | -10.85 9 | 14 Average
    Average Drawdown % -4.23 -4.62 -5.48 | -3.88 4 | 14 Very Good
    Sharpe Ratio 0.84 0.82 0.46 | 1.11 8 | 14 Good
    Sterling Ratio 0.80 0.81 0.51 | 1.06 10 | 14 Average
    Sortino Ratio 0.47 0.46 0.26 | 0.60 8 | 14 Good
    Jensen Alpha % 2.00 2.31 -3.02 | 7.38 10 | 14 Average
    Treynor Ratio 0.10 0.11 0.06 | 0.16 9 | 14 Average
    Modigliani Square Measure % 16.20 16.02 11.15 | 19.75 7 | 14 Good
    Alpha % 4.38 3.40 -1.15 | 7.71 6 | 14 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Banking & Financial Services Fund NAV Regular Growth Hdfc Banking & Financial Services Fund NAV Direct Growth
    04-12-2025 17.916 19.095
    03-12-2025 17.924 19.103
    02-12-2025 17.928 19.107
    01-12-2025 18.074 19.261
    28-11-2025 18.094 19.281
    27-11-2025 18.14 19.33
    26-11-2025 18.125 19.313
    25-11-2025 17.892 19.064
    24-11-2025 17.904 19.076
    21-11-2025 17.949 19.123
    20-11-2025 18.077 19.259
    19-11-2025 18.046 19.224
    18-11-2025 18.056 19.234
    17-11-2025 18.057 19.236
    14-11-2025 17.844 19.006
    13-11-2025 17.781 18.938
    12-11-2025 17.71 18.863
    11-11-2025 17.612 18.757
    10-11-2025 17.625 18.771
    07-11-2025 17.595 18.737
    06-11-2025 17.467 18.601
    04-11-2025 17.609 18.751

    Fund Launch Date: 01/Jul/2021
    Fund Category: Banking and Financial Fund
    Investment Objective: To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended equity scheme investing in Banking and Financial Services Sector
    Fund Benchmark: NIFTY Financial Services Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.