Hdfc Banking & Financial Services Fund Datagrid
Category Banking and Financial Fund
BMSMONEY Rank 7
Rating
Growth Option 30-09-2026
NAV ₹16.99(R) +0.5% ₹18.27(D) +0.51%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 2.36% 9.96% 9.8% -% -%
Direct 3.47% 11.24% 11.29% -% -%
Benchmark
SIP (XIRR) Regular -4.61% 5.08% 9.72% -% -%
Direct -3.59% 6.28% 11.11% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.38 0.19 0.49 2.9% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
16.23% -13.41% -15.11% 1.06 11.78%
Fund AUM As on: 30/12/2025 4391 Cr
Top Banking and Financial Fund
Fund Name Rank Rating
quant Bfsi Fund 1
Invesco India Financial Services Fund 2
SBI Banking & Financial Services Fund 3
Mirae Asset Banking and Financial Services Fund 4

NAV Date: 30-09-2026

Scheme Name NAV Rupee Change Percent Change
HDFC Banking & Financial Services Fund - IDCW Option 14.91
0.0700
0.5100%
HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan 16.14
0.0800
0.5000%
HDFC Banking & Financial Services Fund - Growth Option 16.99
0.0800
0.5000%
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan 18.27
0.0900
0.5100%

Review Date: 30-09-2026

Beginning of Analysis

In the Banking and Financial Services Fund category, HDFC Banking & Financial Services Fund is the 9th ranked fund. The category has total 14 funds. The HDFC Banking & Financial Services Fund has shown an average past performence in Banking and Financial Services Fund. The fund has a Jensen Alpha of 2.9% which is lower than the category average of 3.46%, showing poor performance. The fund has a Sharpe Ratio of 0.38 which is lower than the category average of 0.43.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

HDFC Banking & Financial Services Fund Return Analysis

The HDFC Banking & Financial Services Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -5.98%, -5.14 and 10.86 in last one, three and six months respectively. In the same period the category average return was -6.66%, -4.77% and 10.12% respectively.
  • HDFC Banking & Financial Services Fund has given a return of 3.47% in last one year. In the same period the Nifty Financial Services TRI return was -3.58%. The fund has given 7.05% more return than the benchmark return.
  • The fund has given a return of 11.24% in last three years and rank 9th out of seventeen funds in the category. In the same period the Nifty Financial Services TRI return was 8.55%. The fund has given 2.69% more return than the benchmark return.
  • HDFC Banking & Financial Services Fund has given a return of 11.29% in last five years and category average returns is 10.92% in same period. The fund ranked 7th out of thirteen funds in the category. In the same period the Nifty Financial Services TRI return was 8.02%. The fund has given 3.27% more return than the benchmark return.
  • The fund has given a SIP return of -3.59% in last one year whereas category average SIP return is -3.0%. The fund one year return rank in the category is 11th in 22 funds
  • The fund has SIP return of 6.28% in last three years and ranks 8th in 16 funds. quant Bfsi Fund has given the highest SIP return (14.46%) in the category in last three years.
  • The fund has SIP return of 11.11% in last five years whereas category average SIP return is 10.46%.

HDFC Banking & Financial Services Fund Risk Analysis

  • The fund has a standard deviation of 16.23 and semi deviation of 11.78. The category average standard deviation is 15.84 and semi deviation is 11.7.
  • The fund has a Value at Risk (VaR) of -13.41 and a maximum drawdown of -15.11. The category average VaR is -14.29 and the maximum drawdown is -15.4. The fund has a beta of 0.98 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and Financial Services Fund Category
  • Good Performance in Banking and Financial Services Fund Category
  • Poor Performance in Banking and Financial Services Fund Category
  • Very Poor Performance in Banking and Financial Services Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -6.07 -6.25
    -6.76
    		-8.76 | -4.98 7 | 26 Very Good
    3M Return % -5.39 -6.94
    -5.08
    		-7.68 | -0.95 15 | 26 Average
    6M Return % 10.28 5.63
    9.38
    		3.86 | 18.77 10 | 26 Good
    1Y Return % 2.36 -4.42
    1.32
    		-4.60 | 11.23 9 | 23 Good
    3Y Return % 9.96 8.60
    10.10
    		4.68 | 18.61 7 | 17 Good
    5Y Return % 9.80 7.14
    9.63
    		7.55 | 11.66 6 | 13 Good
    1Y SIP Return % -4.61
    -4.41
    		-10.14 | 8.26 10 | 23 Good
    3Y SIP Return % 5.08
    4.65
    		0.77 | 12.64 6 | 17 Good
    5Y SIP Return % 9.72
    9.18
    		5.87 | 12.41 6 | 13 Good
    Standard Deviation 16.23
    15.84
    		14.48 | 18.56 12 | 16 Average
    Semi Deviation 11.78
    11.71
    		10.75 | 14.29 12 | 16 Average
    Max Drawdown % -15.11
    -15.40
    		-21.45 | -13.19 8 | 16 Good
    VaR 1 Y % -13.41
    -14.29
    		-31.85 | -10.85 10 | 16 Average
    Average Drawdown % 4.94
    5.79
    		4.36 | 10.13 15 | 16 Poor
    Sharpe Ratio 0.38
    0.43
    		0.10 | 0.99 10 | 16 Average
    Sterling Ratio 0.49
    0.51
    		0.30 | 0.80 10 | 16 Average
    Sortino Ratio 0.19
    0.21
    		0.08 | 0.46 9 | 16 Average
    Jensen Alpha % 2.90
    3.46
    		-2.29 | 18.15 8 | 16 Good
    Treynor Ratio 0.06
    0.08
    		0.02 | 0.26 11 | 16 Average
    Modigliani Square Measure % 5.90
    6.71
    		1.56 | 15.43 10 | 16 Average
    Alpha % 3.66
    3.60
    		-2.70 | 18.41 5 | 16 Good
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -5.98 -6.25 -6.66 -8.67 | -4.93 7 | 26 Very Good
    3M Return % -5.14 -6.94 -4.77 -7.44 | -0.49 15 | 26 Average
    6M Return % 10.86 5.63 10.12 4.54 | 19.87 10 | 26 Good
    1Y Return % 3.47 -4.42 2.70 -3.91 | 12.99 9 | 23 Good
    3Y Return % 11.24 8.60 11.51 6.18 | 20.52 9 | 17 Good
    5Y Return % 11.29 7.14 10.92 8.37 | 13.15 7 | 13 Good
    1Y SIP Return % -3.59 -3.00 -9.01 | 10.31 11 | 22 Good
    3Y SIP Return % 6.28 6.04 1.55 | 14.46 8 | 16 Good
    5Y SIP Return % 11.11 10.46 6.95 | 13.94 6 | 12 Good
    Standard Deviation 16.23 15.84 14.48 | 18.56 12 | 16 Average
    Semi Deviation 11.78 11.71 10.75 | 14.29 12 | 16 Average
    Max Drawdown % -15.11 -15.40 -21.45 | -13.19 8 | 16 Good
    VaR 1 Y % -13.41 -14.29 -31.85 | -10.85 10 | 16 Average
    Average Drawdown % 4.94 5.79 4.36 | 10.13 15 | 16 Poor
    Sharpe Ratio 0.38 0.43 0.10 | 0.99 10 | 16 Average
    Sterling Ratio 0.49 0.51 0.30 | 0.80 10 | 16 Average
    Sortino Ratio 0.19 0.21 0.08 | 0.46 9 | 16 Average
    Jensen Alpha % 2.90 3.46 -2.29 | 18.15 8 | 16 Good
    Treynor Ratio 0.06 0.08 0.02 | 0.26 11 | 16 Average
    Modigliani Square Measure % 5.90 6.71 1.56 | 15.43 10 | 16 Average
    Alpha % 3.66 3.60 -2.70 | 18.41 5 | 16 Good
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Banking & Financial Services Fund NAV Regular Growth Hdfc Banking & Financial Services Fund NAV Direct Growth
    30-09-2026 16.99 18.266
    29-09-2026 16.905 18.174
    28-09-2026 16.947 18.219
    25-09-2026 17.236 18.528
    24-09-2026 17.196 18.484
    23-09-2026 17.666 18.989
    22-09-2026 17.549 18.862
    21-09-2026 17.64 18.96
    18-09-2026 17.636 18.954
    17-09-2026 17.45 18.753
    16-09-2026 17.448 18.75
    15-09-2026 17.321 18.614
    11-09-2026 17.642 18.956
    10-09-2026 17.61 18.921
    09-09-2026 17.553 18.86
    08-09-2026 17.737 19.056
    07-09-2026 17.87 19.199
    04-09-2026 17.938 19.27
    03-09-2026 17.876 19.203
    02-09-2026 17.787 19.108
    01-09-2026 17.917 19.246
    31-08-2026 18.087 19.428

    Fund Launch Date: 01/Jul/2021
    Fund Category: Banking and Financial Fund
    Investment Objective: To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended equity scheme investing in Banking and Financial Services Sector
    Fund Benchmark: NIFTY Financial Services Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.