Hdfc Gilt Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 7
Rating
Growth Option 27-10-2026
NAV ₹56.37(R) -0.04% ₹59.68(D) -0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 1.03% 5.57% 4.75% 5.25% 5.31%
Direct 1.46% 6.03% 5.2% 5.71% 5.75%
Benchmark
SIP (XIRR) Regular 0.36% 3.48% 4.73% 4.37% 5.03%
Direct 0.78% 3.93% 5.19% 4.82% 5.49%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.23 0.1 0.52 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.5% -4.99% -2.73% - 2.59%
Fund AUM As on: 30/12/2025 2945 Cr
Top Gilt Fund
Fund Name Rank Rating
Bandhan Gilt Fund 1
ICICI Prudential Gilt Fund 2
Axis Gilt Fund 3
UTI Gilt Fund 4
DSP Gilt Fund 5

NAV Date: 27-10-2026

Scheme Name NAV Rupee Change Percent Change
HDFC Gilt Fund - IDCW Plan 11.99
0.0000
-0.0400%
HDFC Gilt Fund - IDCW Option - Direct Plan 12.82
0.0000
-0.0400%
HDFC Gilt Fund - Growth Plan 56.37
-0.0200
-0.0400%
HDFC Gilt Fund - Growth Option - Direct Plan 59.68
-0.0200
-0.0400%

Review Date: 27-10-2026

Beginning of Analysis

In the Gilt Fund category, HDFC Gilt Fund is the 6th ranked fund. The category has total 19 funds. The 4 star rating shows a very good past performance of the HDFC Gilt Fund in Gilt Fund. The fund has a Sharpe Ratio of 0.23 which is higher than the category average of 0.12.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

HDFC Gilt Fund Return Analysis

  • The fund has given a return of -0.57%, -1.79 and 1.13 in last one, three and six months respectively. In the same period the category average return was -0.67%, -1.59% and 1.16% respectively.
  • HDFC Gilt Fund has given a return of 1.46% in last one year. In the same period the Gilt Fund category average return was 1.64%.
  • The fund has given a return of 6.03% in last three years and ranked 11.0th out of twenty one funds in the category. In the same period the Gilt Fund category average return was 6.0%.
  • The fund has given a return of 5.2% in last five years and ranked 12th out of eighteen funds in the category. In the same period the Gilt Fund category average return was 5.41%.
  • The fund has given a return of 5.75% in last ten years and ranked 16th out of seventeen funds in the category. In the same period the category average return was 6.53%.
  • The fund has given a SIP return of 0.78% in last one year whereas category average SIP return is 1.06%. The fund one year return rank in the category is 12th in 22 funds
  • The fund has SIP return of 3.93% in last three years and ranks 7th in 20 funds. Bandhan Gilt Fund has given the highest SIP return (6.75%) in the category in last three years.
  • The fund has SIP return of 5.19% in last five years whereas category average SIP return is 5.23%.

HDFC Gilt Fund Risk Analysis

  • The fund has a standard deviation of 3.5 and semi deviation of 2.59. The category average standard deviation is 3.81 and semi deviation is 2.8.
  • The fund has a Value at Risk (VaR) of -4.99 and a maximum drawdown of -2.73. The category average VaR is -5.38 and the maximum drawdown is -3.5.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.60
    -0.72
    		-1.54 | 0.23 8 | 23 Good
    3M Return % -1.89
    -1.76
    		-3.16 | -0.09 14 | 23 Average
    6M Return % 0.92
    0.81
    		-0.58 | 3.92 9 | 23 Good
    1Y Return % 1.03
    0.95
    		-1.83 | 6.54 9 | 23 Good
    3Y Return % 5.57
    5.30
    		3.99 | 7.65 7 | 21 Good
    5Y Return % 4.75
    4.74
    		4.03 | 5.75 8 | 18 Good
    7Y Return % 5.25
    5.38
    		4.51 | 6.45 9 | 18 Good
    10Y Return % 5.31
    5.84
    		4.72 | 7.00 14 | 17 Average
    15Y Return % 7.13
    7.33
    		6.24 | 8.44 10 | 14 Average
    1Y SIP Return % 0.36
    0.43
    		-2.70 | 6.61 9 | 23 Good
    3Y SIP Return % 3.48
    3.06
    		1.09 | 6.09 8 | 21 Good
    5Y SIP Return % 4.73
    4.56
    		3.68 | 6.44 8 | 18 Good
    7Y SIP Return % 4.37
    4.29
    		3.61 | 5.66 8 | 18 Good
    10Y SIP Return % 5.03
    5.22
    		4.51 | 6.50 9 | 17 Good
    15Y SIP Return % 6.11
    6.33
    		5.53 | 7.39 8 | 15 Good
    Standard Deviation 3.50
    3.81
    		2.50 | 5.02 9 | 21 Good
    Semi Deviation 2.59
    2.80
    		1.93 | 3.79 10 | 21 Good
    Max Drawdown % -2.73
    -3.50
    		-5.92 | -2.09 5 | 21 Very Good
    VaR 1 Y % -4.99
    -5.38
    		-7.69 | -1.79 9 | 21 Good
    Average Drawdown % 0.96
    1.22
    		0.89 | 2.41 17 | 21 Average
    Sharpe Ratio 0.23
    0.12
    		-0.15 | 0.53 6 | 21 Very Good
    Sterling Ratio 0.52
    0.47
    		0.35 | 0.61 6 | 21 Very Good
    Sortino Ratio 0.10
    0.06
    		-0.05 | 0.23 6 | 21 Very Good
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.57 -0.67 -1.50 | 0.28 8 | 23 Good
    3M Return % -1.79 -1.59 -3.07 | 0.06 15 | 23 Average
    6M Return % 1.13 1.16 -0.37 | 4.25 11 | 23 Good
    1Y Return % 1.46 1.64 -1.40 | 7.21 10 | 23 Good
    3Y Return % 6.03 6.00 4.46 | 8.32 11 | 21 Good
    5Y Return % 5.20 5.41 4.80 | 6.41 12 | 18 Average
    7Y Return % 5.71 6.06 5.31 | 7.11 13 | 18 Average
    10Y Return % 5.75 6.53 5.36 | 7.65 16 | 17 Poor
    1Y SIP Return % 0.78 1.06 -2.28 | 7.28 12 | 22 Good
    3Y SIP Return % 3.93 3.70 1.54 | 6.75 7 | 20 Good
    5Y SIP Return % 5.19 5.23 4.37 | 7.10 9 | 17 Good
    7Y SIP Return % 4.82 4.97 4.30 | 6.32 9 | 17 Good
    10Y SIP Return % 5.49 5.95 5.31 | 7.17 13 | 16 Poor
    Standard Deviation 3.50 3.81 2.50 | 5.02 9 | 21 Good
    Semi Deviation 2.59 2.80 1.93 | 3.79 10 | 21 Good
    Max Drawdown % -2.73 -3.50 -5.92 | -2.09 5 | 21 Very Good
    VaR 1 Y % -4.99 -5.38 -7.69 | -1.79 9 | 21 Good
    Average Drawdown % 0.96 1.22 0.89 | 2.41 17 | 21 Average
    Sharpe Ratio 0.23 0.12 -0.15 | 0.53 6 | 21 Very Good
    Sterling Ratio 0.52 0.47 0.35 | 0.61 6 | 21 Very Good
    Sortino Ratio 0.10 0.06 -0.05 | 0.23 6 | 21 Very Good
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Gilt Fund NAV Regular Growth Hdfc Gilt Fund NAV Direct Growth
    27-10-2026 56.3708 59.6754
    26-10-2026 56.3916 59.6968
    23-10-2026 56.3498 59.6509
    22-10-2026 56.4114 59.7154
    21-10-2026 56.4548 59.7608
    19-10-2026 56.5196 59.8282
    16-10-2026 56.5367 59.8445
    15-10-2026 56.5004 59.8055
    14-10-2026 56.4427 59.7438
    13-10-2026 56.5092 59.8135
    12-10-2026 56.5139 59.8179
    09-10-2026 56.6786 59.9902
    08-10-2026 56.6649 59.9751
    07-10-2026 56.7567 60.0716
    06-10-2026 56.7308 60.0435
    05-10-2026 56.7652 60.0792
    01-10-2026 56.7413 60.0513
    30-09-2026 56.8143 60.128
    29-09-2026 56.8103 60.123
    28-09-2026 56.7085 60.0146

    Fund Launch Date: 16/Jul/2001
    Fund Category: Gilt Fund
    Investment Objective: To generate credit risk-free returns through investments in sovereign securities issued by the Central Government and/ or State Government. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended debt scheme investing in government securities across maturities
    Fund Benchmark: CRISIL Dynamic Gilt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.