Hdfc Income Fund Datagrid
Category Medium to Long Duration Fund
BMSMONEY Rank 9
Rating
Growth Option 04-12-2025
NAV ₹58.77(R) +0.06% ₹65.17(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.34% 6.74% 4.7% 6.01% 5.99%
Direct 5.96% 7.52% 5.7% 6.88% 6.82%
Benchmark
SIP (XIRR) Regular 3.76% 6.57% 5.2% 5.34% 5.49%
Direct 4.38% 7.18% 6.02% 6.22% 6.34%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.5 0.22 0.59 -1.52% 0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.48% -1.88% -1.91% 1.04 1.85%
Fund AUM As on: 30/06/2025 936 Cr
Top Medium to Long Duration Fund
Fund Name Rank Rating
Icici Prudential Bond Fund 1
JM Medium to Long Duration Fund 2
LIC MF Medium to Long Duration Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
HDFC Income Fund - Quarterly IDCW Option 11.43
0.0100
0.0600%
HDFC Income Fund - Quarterly IDCW- Direct Plan 12.82
0.0100
0.0600%
HDFC Income Fund - Normal IDCW Option 18.53
0.0100
0.0600%
HDFC Income Fund - Normal IDCW - Direct Plan 20.61
0.0100
0.0600%
HDFC Income Fund - Growth Option 58.77
0.0300
0.0600%
HDFC Income Fund - Growth Option - Direct Plan 65.17
0.0400
0.0600%

Review Date: 04-12-2025

Beginning of Analysis

Hdfc Income Fund is the 7th ranked fund in the Medium to Long Duration Fund category. The category has total 13 funds. The 3 star rating shows an average past performance of the Hdfc Income Fund in Medium to Long Duration Fund. The fund has a Jensen Alpha of -1.52% which is lower than the category average of -0.73%, reflecting poor performance. The fund has a Sharpe Ratio of 0.5 which is lower than the category average of 0.56.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium to Long Duration Mutual Funds are ideal for long-term investors seeking higher returns by taking advantage of interest rate movements. These funds invest in debt instruments with a portfolio duration of 4 to 7 years, making them highly sensitive to interest rate changes. While they offer the potential for significant capital appreciation in a falling interest rate environment, they also carry higher risks, including interest rate risk and volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Hdfc Income Fund Return Analysis

  • The fund has given a return of 0.29%, 1.28 and 0.14 in last one, three and six months respectively. In the same period the category average return was 0.15%, 1.41% and 0.63% respectively.
  • Hdfc Income Fund has given a return of 5.96% in last one year. In the same period the Medium to Long Duration Fund category average return was 5.89%.
  • The fund has given a return of 7.52% in last three years and ranked 6.0th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 7.48%.
  • The fund has given a return of 5.7% in last five years and ranked 9th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 6.3%.
  • The fund has given a return of 6.82% in last ten years and ranked 10th out of 13 funds in the category. In the same period the category average return was 7.16%.
  • The fund has given a SIP return of 4.38% in last one year whereas category average SIP return is 4.75%. The fund one year return rank in the category is 9th in 13 funds
  • The fund has SIP return of 7.18% in last three years and ranks 8th in 13 funds. LIC MF Medium to Long Duration Fund has given the highest SIP return (8.04%) in the category in last three years.
  • The fund has SIP return of 6.02% in last five years whereas category average SIP return is 6.31%.

Hdfc Income Fund Risk Analysis

  • The fund has a standard deviation of 2.48 and semi deviation of 1.85. The category average standard deviation is 2.36 and semi deviation is 1.74.
  • The fund has a Value at Risk (VaR) of -1.88 and a maximum drawdown of -1.91. The category average VaR is -1.69 and the maximum drawdown is -1.66. The fund has a beta of 1.02 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium to Long Duration Fund Category
  • Good Performance in Medium to Long Duration Fund Category
  • Poor Performance in Medium to Long Duration Fund Category
  • Very Poor Performance in Medium to Long Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.24
    0.09
    		-0.32 | 0.25 2 | 13 Very Good
    3M Return % 1.13
    1.24
    		0.61 | 1.55 11 | 13 Average
    6M Return % -0.15
    0.28
    		-0.31 | 1.49 11 | 13 Average
    1Y Return % 5.34
    5.13
    		3.24 | 6.45 6 | 13 Good
    3Y Return % 6.74
    6.69
    		5.76 | 7.48 7 | 13 Good
    5Y Return % 4.70
    5.51
    		4.02 | 10.51 9 | 13 Average
    7Y Return % 6.01
    6.34
    		3.76 | 7.82 9 | 13 Average
    10Y Return % 5.99
    6.36
    		4.13 | 7.49 10 | 13 Average
    15Y Return % 6.73
    7.19
    		6.58 | 7.84 10 | 11 Poor
    1Y SIP Return % 3.76
    4.00
    		2.75 | 5.24 8 | 13 Good
    3Y SIP Return % 6.57
    6.39
    		5.43 | 7.21 6 | 13 Good
    5Y SIP Return % 5.20
    5.53
    		4.37 | 7.95 9 | 13 Average
    7Y SIP Return % 5.34
    5.85
    		4.80 | 9.02 9 | 13 Average
    10Y SIP Return % 5.49
    5.98
    		4.44 | 7.93 10 | 13 Average
    15Y SIP Return % 5.95
    6.35
    		4.54 | 7.73 10 | 13 Average
    Standard Deviation 2.48
    2.36
    		1.95 | 3.76 11 | 13 Average
    Semi Deviation 1.85
    1.74
    		1.43 | 2.66 11 | 13 Average
    Max Drawdown % -1.91
    -1.66
    		-3.60 | -0.86 10 | 13 Average
    VaR 1 Y % -1.88
    -1.69
    		-2.28 | -0.98 9 | 13 Average
    Average Drawdown % -0.51
    -0.60
    		-1.57 | -0.28 6 | 13 Good
    Sharpe Ratio 0.50
    0.56
    		0.21 | 1.01 8 | 13 Good
    Sterling Ratio 0.59
    0.61
    		0.52 | 0.70 8 | 13 Good
    Sortino Ratio 0.22
    0.25
    		0.09 | 0.47 9 | 13 Average
    Jensen Alpha % -1.52
    -0.73
    		-2.26 | 0.86 12 | 13 Average
    Treynor Ratio 0.01
    0.01
    		0.00 | 0.02 9 | 13 Average
    Modigliani Square Measure % 5.87
    6.33
    		4.34 | 8.08 11 | 13 Average
    Alpha % -1.43
    -1.32
    		-2.21 | -0.53 8 | 13 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.29 0.15 -0.26 | 0.29 4 | 13 Very Good
    3M Return % 1.28 1.41 0.90 | 1.76 12 | 13 Average
    6M Return % 0.14 0.63 0.12 | 1.94 11 | 13 Average
    1Y Return % 5.96 5.89 4.19 | 7.21 8 | 13 Good
    3Y Return % 7.52 7.48 6.65 | 8.12 6 | 13 Good
    5Y Return % 5.70 6.30 4.71 | 11.24 9 | 13 Average
    7Y Return % 6.88 7.13 4.53 | 8.51 9 | 13 Average
    10Y Return % 6.82 7.16 4.99 | 8.21 10 | 13 Average
    1Y SIP Return % 4.38 4.75 3.73 | 6.18 9 | 13 Average
    3Y SIP Return % 7.18 7.18 6.25 | 8.04 8 | 13 Good
    5Y SIP Return % 6.02 6.31 5.07 | 8.76 8 | 13 Good
    7Y SIP Return % 6.22 6.64 5.53 | 9.78 9 | 13 Average
    10Y SIP Return % 6.34 6.78 5.17 | 8.63 9 | 13 Average
    Standard Deviation 2.48 2.36 1.95 | 3.76 11 | 13 Average
    Semi Deviation 1.85 1.74 1.43 | 2.66 11 | 13 Average
    Max Drawdown % -1.91 -1.66 -3.60 | -0.86 10 | 13 Average
    VaR 1 Y % -1.88 -1.69 -2.28 | -0.98 9 | 13 Average
    Average Drawdown % -0.51 -0.60 -1.57 | -0.28 6 | 13 Good
    Sharpe Ratio 0.50 0.56 0.21 | 1.01 8 | 13 Good
    Sterling Ratio 0.59 0.61 0.52 | 0.70 8 | 13 Good
    Sortino Ratio 0.22 0.25 0.09 | 0.47 9 | 13 Average
    Jensen Alpha % -1.52 -0.73 -2.26 | 0.86 12 | 13 Average
    Treynor Ratio 0.01 0.01 0.00 | 0.02 9 | 13 Average
    Modigliani Square Measure % 5.87 6.33 4.34 | 8.08 11 | 13 Average
    Alpha % -1.43 -1.32 -2.21 | -0.53 8 | 13 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Income Fund NAV Regular Growth Hdfc Income Fund NAV Direct Growth
    04-12-2025 58.7679 65.1709
    03-12-2025 58.7491 65.149
    02-12-2025 58.7348 65.1321
    01-12-2025 58.6318 65.0168
    28-11-2025 58.7203 65.1118
    27-11-2025 58.8235 65.2251
    26-11-2025 58.8617 65.2665
    25-11-2025 58.8437 65.2454
    24-11-2025 58.7699 65.1626
    21-11-2025 58.7117 65.0949
    20-11-2025 58.7351 65.1198
    19-11-2025 58.6797 65.0574
    18-11-2025 58.6683 65.0436
    17-11-2025 58.6069 64.9745
    14-11-2025 58.6244 64.9907
    13-11-2025 58.7059 65.08
    12-11-2025 58.7564 65.1349
    11-11-2025 58.7399 65.1157
    10-11-2025 58.7447 65.1199
    07-11-2025 58.6746 65.0391
    06-11-2025 58.7033 65.0698
    04-11-2025 58.629 64.9853

    Fund Launch Date: 11/Sep/2000
    Fund Category: Medium to Long Duration Fund
    Investment Objective: To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended medium term debt scheme investing in instruments such that the Macaulay Duration of the Portfolio is between 4 years and 7 years.
    Fund Benchmark: CRISIL Composite Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.