Hsbc Regular Savings Fund Overview
Category Conservative Hybrid Fund
BMSMONEY Rank 7
BMSMONEY Rating
Gro. Opt. As On: 17-09-2024
NAV ₹58.93(R) -0.13% ₹65.48(D) -0.13%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 17.55% 8.66% 9.66% 7.65% 8.15%
LumpSum (D) 18.51% 9.81% 11.12% 8.89% 9.19%
SIP (R) 1.87% 11.07% 10.21% 8.6% 7.87%
SIP (D) 2.72% 12.1% 11.44% 9.86% 9.03%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.42 0.19 0.63 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.29% -4.78% -4.33% - 3.13%
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
SBI Conservative Hybrid Fund 2
HDFC Hybrid Debt Fund 3
Kotak Debt Hybrid Fund 4

NAV Date: 17-09-2024

Scheme Name NAV Rupee Change Percent Change
HSBC Conservative Hybrid Fund - Regular Monthly IDCW 13.75
-0.0200
-0.1300%
HSBC Conservative Hybrid Fund - Direct Quarterly IDCW 15.87
-0.0200
-0.1300%
HSBC Conservative Hybrid Fund - Direct Monthly IDCW 18.16
-0.0200
-0.1300%
HSBC Conservative Hybrid Fund - Regular Quarterly IDCW 18.26
-0.0200
-0.1300%
HSBC Conservative Hybrid Fund - Regular Growth 58.93
-0.0800
-0.1300%
HSBC Conservative Hybrid Fund - Direct Growth 65.48
-0.0900
-0.1300%

Review Date: 17-09-2024

HSBC Regular Savings Fund has exhibited good performance in the Conservative Hybrid Fund category. The fund has rank of 7 out of 18 funds in the category. The fund has delivered return of 17.55% in 1 year, 8.66% in 3 years, 9.66% in 5 years and 8.15% in 10 years. The category average for the same periods is 13.72%, 8.48%, 9.4% and 8.26% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 4.29, VaR of -4.78, Average Drawdown of -1.48, Semi Deviation of 3.13 and Max Drawdown of -4.33. The category average for the same parameters is 3.61, -3.09, -1.07, 2.5 and -2.65 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in HSBC Regular Savings Fund direct growth option would have grown to ₹11851.0 in 1 year, ₹13240.0 in 3 years and ₹16942.0 in 5 years as of today (17-09-2024).
  2. An SIP of ₹1,000 per month in HSBC Regular Savings Fund direct growth option would have grown to ₹12176.0 in 1 year, ₹43151.0 in 3 years and ₹80011.0 in 5 years as of today (17-09-2024).
  3. standard deviation of 4.29 and based on VaR one can expect to lose more than -4.78% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.42 which shows good performance of fund in the conservative hybrid fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.97
1.45
0.68 | 1.88 16 | 18 Poor
3M Return % 3.18
3.77
2.60 | 4.81 17 | 18 Poor
6M Return % 12.29
8.14
4.80 | 12.29 1 | 18 Very Good
1Y Return % 17.55
13.72
9.55 | 17.81 2 | 18 Very Good
3Y Return % 8.66
8.48
5.79 | 11.39 8 | 17 Good
5Y Return % 9.66
9.40
4.79 | 12.51 8 | 16 Good
7Y Return % 7.65
7.39
4.09 | 9.84 7 | 16 Good
10Y Return % 8.15
8.26
6.05 | 10.19 9 | 16 Average
15Y Return % 8.39
8.63
6.55 | 9.85 8 | 11 Average
1Y SIP Return % 1.87
0.26
-6.05 | 15.65 3 | 18 Very Good
3Y SIP Return % 11.07
9.67
6.54 | 12.18 6 | 17 Good
5Y SIP Return % 10.21
9.66
6.90 | 12.40 7 | 16 Good
7Y SIP Return % 8.60
8.16
5.27 | 10.85 7 | 16 Good
10Y SIP Return % 7.87
7.67
4.92 | 10.03 9 | 16 Average
15Y SIP Return % 8.12
8.31
6.01 | 9.66 8 | 11 Average
Standard Deviation 4.29
3.61
2.10 | 4.96 14 | 17 Average
Semi Deviation 3.13
2.50
1.43 | 3.13 17 | 17 Poor
Max Drawdown % -4.33
-2.65
-4.55 | -1.02 16 | 17 Poor
VaR 1 Y % -4.78
-3.09
-4.78 | -0.69 17 | 17 Poor
Average Drawdown % -1.48
-1.07
-1.50 | -0.42 16 | 17 Poor
Sharpe Ratio 0.42
0.41
-0.31 | 1.16 9 | 17 Good
Sterling Ratio 0.63
0.69
0.45 | 1.00 11 | 17 Average
Sortino Ratio 0.19
0.22
-0.11 | 0.64 10 | 17 Good
Return data last Updated On : Sept. 17, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.03 1.52 0.70 | 1.93 16 | 18
3M Return % 3.39 4.01 2.80 | 4.97 17 | 18
6M Return % 12.74 8.63 5.49 | 12.74 1 | 18
1Y Return % 18.51 14.76 10.29 | 19.28 2 | 18
3Y Return % 9.81 9.45 6.78 | 11.81 8 | 17
5Y Return % 11.12 10.45 5.51 | 13.96 8 | 16
7Y Return % 8.89 8.42 4.87 | 11.26 6 | 16
10Y Return % 9.19 9.28 6.89 | 11.54 8 | 16
1Y SIP Return % 2.72 1.19 -5.41 | 16.47 4 | 18
3Y SIP Return % 12.10 10.64 7.57 | 13.65 5 | 17
5Y SIP Return % 11.44 10.69 7.89 | 13.87 6 | 16
7Y SIP Return % 9.86 9.16 6.00 | 12.25 7 | 16
10Y SIP Return % 9.03 8.69 5.69 | 11.41 9 | 16
Standard Deviation 4.29 3.61 2.10 | 4.96 14 | 17
Semi Deviation 3.13 2.50 1.43 | 3.13 17 | 17
Max Drawdown % -4.33 -2.65 -4.55 | -1.02 16 | 17
VaR 1 Y % -4.78 -3.09 -4.78 | -0.69 17 | 17
Average Drawdown % -1.48 -1.07 -1.50 | -0.42 16 | 17
Sharpe Ratio 0.42 0.41 -0.31 | 1.16 9 | 17
Sterling Ratio 0.63 0.69 0.45 | 1.00 11 | 17
Sortino Ratio 0.19 0.22 -0.11 | 0.64 10 | 17
Return data last Updated On : Sept. 17, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.13 ₹ 9,987.00 -0.13 ₹ 9,987.00
1W 0.69 ₹ 10,069.00 0.71 ₹ 10,071.00
1M 0.97 ₹ 10,097.00 1.03 ₹ 10,103.00
3M 3.18 ₹ 10,318.00 3.39 ₹ 10,339.00
6M 12.29 ₹ 11,229.00 12.74 ₹ 11,274.00
1Y 17.55 ₹ 11,755.00 18.51 ₹ 11,851.00
3Y 8.66 ₹ 12,829.00 9.81 ₹ 13,240.00
5Y 9.66 ₹ 15,861.00 11.12 ₹ 16,942.00
7Y 7.65 ₹ 16,755.00 8.89 ₹ 18,153.00
10Y 8.15 ₹ 21,882.00 9.19 ₹ 24,080.00
15Y 8.39 ₹ 33,504.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 1.87 ₹ 12,121.32 2.72 ₹ 12,176.32
3Y ₹ 36000 11.07 ₹ 42,510.67 12.10 ₹ 43,151.36
5Y ₹ 60000 10.21 ₹ 77,589.72 11.44 ₹ 80,010.90
7Y ₹ 84000 8.60 ₹ 114,104.59 9.86 ₹ 119,361.73
10Y ₹ 120000 7.87 ₹ 180,103.56 9.03 ₹ 191,485.68
15Y ₹ 180000 8.12 ₹ 343,278.36 ₹


Date NAV Regular Growth NAV Direct Growth
17-09-2024 58.9346 65.4802
16-09-2024 59.0127 65.5655
13-09-2024 58.9359 65.4757
12-09-2024 58.866 65.3965
11-09-2024 58.6006 65.1002
10-09-2024 58.5298 65.0201
09-09-2024 58.3162 64.7813
06-09-2024 58.3419 64.8055
05-09-2024 58.5532 65.0387
04-09-2024 58.4787 64.9544
03-09-2024 58.4395 64.9095
02-09-2024 58.4242 64.891
30-08-2024 58.5306 65.0048
29-08-2024 58.3988 64.8568
28-08-2024 58.5332 65.0047
27-08-2024 58.5672 65.0409
26-08-2024 58.4973 64.9618
23-08-2024 58.5245 64.9876
22-08-2024 58.4226 64.873
21-08-2024 58.4138 64.8617
20-08-2024 58.4717 64.9246
19-08-2024 58.3706 64.8108

Fund Launch Date: 22/Jan/2004
Fund Category: Conservative Hybrid Fund
Investment Objective: Seeks to generate reasonable returns through investments in Debt and Money Market Instruments. The secondary objective of the scheme is to invest in equity and equity related instruments to seek capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Fund Description: An open ended Hybrid Scheme investing predominantly in debt instruments
Fund Benchmark: CRISIL Hybrid 85+15 - Conservative Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.