Icici Prudential Banking & Psu Debt Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 2
Rating
Growth Option 09-09-2026
NAV ₹34.95(R) +0.02% ₹36.58(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.65% 7.05% 6.32% 6.66% 6.9%
Direct 6.01% 7.41% 6.72% 7.08% 7.31%
Benchmark
SIP (XIRR) Regular -% -% -% -% -%
Direct 6.01% 4.98% 6.51% 6.68% 7.03%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.06 0.58 0.7 0.08% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.37% 0.0% -0.45% 0.81 0.9%
Fund AUM As on: 30/12/2025 9736 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
Franklin India Banking & Psu Debt Fund 1
ICICI Prudential Banking & PSU Debt Fund 2
UTI Banking & PSU Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 09-09-2026

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW 11.05
0.0000
0.0200%
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Quarterly IDCW 13.05
0.0000
0.0300%
ICICI Prudential Banking and PSU Debt Fund - Growth 34.95
0.0100
0.0200%
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth 36.58
0.0100
0.0300%

Review Date: 09-09-2026

Beginning of Analysis

In the Banking and PSU Debt Fund category, ICICI Prudential Banking & PSU Debt Fund is the third ranked fund. The category has total 20 funds. The ICICI Prudential Banking & PSU Debt Fund has shown an excellent past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 0.08% which is higher than the category average of -0.45%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.06 which is higher than the category average of 0.81.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

ICICI Prudential Banking & PSU Debt Fund Return Analysis

  • The fund has given a return of 0.09%, 1.7 and 3.2 in last one, three and six months respectively. In the same period the category average return was 0.13%, 1.67% and 3.01% respectively.
  • ICICI Prudential Banking & PSU Debt Fund has given a return of 6.01% in last one year. In the same period the Banking and PSU Debt Fund category average return was 5.57%.
  • The fund has given a return of 7.41% in last three years and ranked 4.0th out of nineteen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.22%.
  • The fund has given a return of 6.72% in last five years and ranked 2nd out of seventeen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.33%.
  • The fund has given a return of 7.31% in last ten years and ranked 2nd out of fourteen funds in the category. In the same period the category average return was 7.09%.
  • The fund has given a SIP return of 6.01% in last one year whereas category average SIP return is 5.63%. The fund one year return rank in the category is 4th in 20 funds
  • The fund has SIP return of 4.98% in last three years and ranks 3rd in 19 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (5.37%) in the category in last three years.
  • The fund has SIP return of 6.51% in last five years whereas category average SIP return is 6.22%.

ICICI Prudential Banking & PSU Debt Fund Risk Analysis

  • The fund has a standard deviation of 1.37 and semi deviation of 0.9. The category average standard deviation is 1.46 and semi deviation is 0.96.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.45. The category average VaR is -0.33 and the maximum drawdown is -0.36. The fund has a beta of 0.54 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.06
    0.10
    		-0.19 | 0.57 10 | 20 Good
    3M Return % 1.61
    1.59
    		1.40 | 1.94 9 | 20 Good
    6M Return % 3.02
    2.83
    		2.50 | 3.35 4 | 20 Very Good
    1Y Return % 5.65
    5.20
    		4.62 | 6.38 4 | 20 Very Good
    3Y Return % 7.05
    6.85
    		6.41 | 7.24 4 | 19 Very Good
    5Y Return % 6.32
    5.95
    		5.40 | 7.45 2 | 17 Very Good
    7Y Return % 6.66
    6.38
    		5.82 | 6.93 3 | 15 Very Good
    10Y Return % 6.90
    6.72
    		6.29 | 7.03 5 | 14 Good
    15Y Return % 7.84
    7.60
    		6.90 | 8.05 2 | 3 Good
    Standard Deviation 1.37
    1.46
    		0.98 | 2.08 7 | 19 Good
    Semi Deviation 0.90
    0.96
    		0.63 | 1.41 8 | 19 Good
    Max Drawdown % -0.45
    -0.36
    		-0.89 | 0.00 14 | 19 Average
    VaR 1 Y % 0.00
    -0.33
    		-1.21 | 0.00 5 | 19 Very Good
    Average Drawdown % 0.26
    0.17
    		0.00 | 0.38 3 | 19 Very Good
    Sharpe Ratio 1.06
    0.81
    		0.53 | 1.29 3 | 19 Very Good
    Sterling Ratio 0.70
    0.67
    		0.63 | 0.71 4 | 19 Very Good
    Sortino Ratio 0.58
    0.44
    		0.26 | 0.81 4 | 19 Very Good
    Jensen Alpha % 0.08
    -0.45
    		-1.09 | 0.42 3 | 19 Very Good
    Treynor Ratio 0.02
    0.02
    		0.01 | 0.03 3 | 19 Very Good
    Modigliani Square Measure % 1.55
    1.18
    		0.77 | 1.88 3 | 19 Very Good
    Alpha % -0.29
    -0.75
    		-1.08 | -0.29 1 | 19 Very Good
    Return data last Updated On : Sept. 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.09 0.13 -0.16 | 0.59 11 | 20 Average
    3M Return % 1.70 1.67 1.49 | 2.00 9 | 20 Good
    6M Return % 3.20 3.01 2.74 | 3.50 5 | 20 Very Good
    1Y Return % 6.01 5.57 4.93 | 6.68 4 | 20 Very Good
    3Y Return % 7.41 7.22 6.74 | 7.58 4 | 19 Very Good
    5Y Return % 6.72 6.33 5.80 | 7.72 2 | 17 Very Good
    7Y Return % 7.08 6.74 6.11 | 7.15 2 | 15 Very Good
    10Y Return % 7.31 7.09 6.52 | 7.43 2 | 14 Very Good
    1Y SIP Return % 6.01 5.63 5.03 | 6.68 4 | 20 Very Good
    3Y SIP Return % 4.98 4.75 4.26 | 5.37 3 | 19 Very Good
    5Y SIP Return % 6.51 6.22 5.92 | 6.85 3 | 17 Very Good
    7Y SIP Return % 6.68 6.35 5.98 | 7.09 2 | 15 Very Good
    10Y SIP Return % 7.03 6.76 6.28 | 7.04 2 | 14 Very Good
    Standard Deviation 1.37 1.46 0.98 | 2.08 7 | 19 Good
    Semi Deviation 0.90 0.96 0.63 | 1.41 8 | 19 Good
    Max Drawdown % -0.45 -0.36 -0.89 | 0.00 14 | 19 Average
    VaR 1 Y % 0.00 -0.33 -1.21 | 0.00 5 | 19 Very Good
    Average Drawdown % 0.26 0.17 0.00 | 0.38 3 | 19 Very Good
    Sharpe Ratio 1.06 0.81 0.53 | 1.29 3 | 19 Very Good
    Sterling Ratio 0.70 0.67 0.63 | 0.71 4 | 19 Very Good
    Sortino Ratio 0.58 0.44 0.26 | 0.81 4 | 19 Very Good
    Jensen Alpha % 0.08 -0.45 -1.09 | 0.42 3 | 19 Very Good
    Treynor Ratio 0.02 0.02 0.01 | 0.03 3 | 19 Very Good
    Modigliani Square Measure % 1.55 1.18 0.77 | 1.88 3 | 19 Very Good
    Alpha % -0.29 -0.75 -1.08 | -0.29 1 | 19 Very Good
    Return data last Updated On : Sept. 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Banking & Psu Debt Fund NAV Regular Growth Icici Prudential Banking & Psu Debt Fund NAV Direct Growth
    09-09-2026 34.9471 36.5767
    08-09-2026 34.9384 36.5672
    07-09-2026 34.9337 36.562
    04-09-2026 34.9141 36.5404
    03-09-2026 34.8952 36.5203
    02-09-2026 34.8429 36.4652
    01-09-2026 34.8278 36.449
    31-08-2026 34.8227 36.4434
    28-08-2026 34.8312 36.4513
    27-08-2026 34.8474 36.4679
    25-08-2026 34.8572 36.4775
    24-08-2026 34.8516 36.4713
    21-08-2026 34.8362 36.4542
    20-08-2026 34.8674 36.4864
    19-08-2026 34.9211 36.5423
    18-08-2026 34.9105 36.5309
    17-08-2026 34.9347 36.5559
    14-08-2026 34.9536 36.5746
    13-08-2026 34.9449 36.5652
    12-08-2026 34.9238 36.5428
    11-08-2026 34.916 36.5343
    10-08-2026 34.9247 36.543

    Fund Launch Date: 28/Dec/2009
    Fund Category: Banking and PSU Fund
    Investment Objective: To generate income through predominantly investing in Debt instruments ofbanks, Public Sector Undertakings, Public Financial Institutions and MunicipalBonds while maintaining the optimum balance of yield, safety and liquidity.However, there can be no assurance or guarantee that the investment objectiveof the Scheme would be achieved.
    Fund Description: An open ended debt scheme predominantly investing in Debtinstruments of banks, Public Sector Undertakings, PublicFinancial Institutions and Municipal Bonds
    Fund Benchmark: CRISIL Banking and PSU Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.