Previously Known As : Icici Prudential Mip 25
Icici Prudential Regular Savings Fund Overview
Category Conservative Hybrid Fund
BMSMONEY Rank 4
Rating
Growth Option 22-04-2025
NAV ₹73.92(R) +0.04% ₹81.19(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 9.93% 9.87% 10.89% 9.23% 9.26%
Direct 10.75% 10.7% 11.77% 10.06% 10.1%
Benchmark
SIP (XIRR) Regular 8.38% 6.5% 8.71% 9.25% 9.32%
Direct 9.17% 7.3% 9.57% 10.1% 10.17%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.64 0.3 0.74 2.04% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.39% -2.79% -2.08% 0.9 2.48%

NAV Date: 22-04-2025

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Regular Savings Fund - Plan - Quarterly IDCW 11.81
0.0100
0.0400%
ICICI Prudential Regular Savings Fund - Plan - Half Yearly IDCW 13.02
0.0100
0.0400%
ICICI Prudential Regular Savings Fund - Plan - Monthly IDCW 13.97
0.0100
0.0400%
ICICI Prudential Regular Savings Fund - Direct Plan - Quarterly IDCW 14.53
0.0100
0.0500%
ICICI Prudential Regular Savings Fund - Direct Plan - Monthly IDCW 16.53
0.0100
0.0500%
ICICI Prudential Regular Savings Fund - Direct Plan - Half Yearly IDCW 16.74
0.0100
0.0500%
ICICI Prudential Regular Savings Fund - Plan - Growth 73.92
0.0300
0.0400%
ICICI Prudential Regular Savings Fund - Direct Plan - Growth 81.19
0.0400
0.0500%

Review Date: 22-04-2025

Beginning of Analysis

In the Conservative Hybrid Fund category, Icici Prudential Regular Savings Fund is the 4th ranked fund. The category has total 17 funds. The Icici Prudential Regular Savings Fund has shown an excellent past performence in Conservative Hybrid Fund. The fund has a Jensen Alpha of 2.04% which is higher than the category average of -0.12%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.64 which is higher than the category average of 0.33.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Conservative Hybrid Mutual Funds

Icici Prudential Regular Savings Fund Return Analysis

  • The fund has given a return of 1.57%, 2.97 and 3.51 in last one, three and six months respectively. In the same period the category average return was 2.03%, 3.41% and 3.51% respectively.
  • Icici Prudential Regular Savings Fund has given a return of 10.75% in last one year. In the same period the Conservative Hybrid Fund category average return was 11.0%.
  • The fund has given a return of 10.7% in last three years and ranked 5.0th out of 17 funds in the category. In the same period the Conservative Hybrid Fund category average return was 10.02%.
  • The fund has given a return of 11.77% in last five years and ranked 6th out of 15 funds in the category. In the same period the Conservative Hybrid Fund category average return was 11.43%.
  • The fund has given a return of 10.1% in last ten years and ranked 2nd out of 15 funds in the category. In the same period the category average return was 8.7%.
  • The fund has given a SIP return of 9.17% in last one year whereas category average SIP return is 9.37%. The fund one year return rank in the category is 11th in 17 funds
  • The fund has SIP return of 7.3% in last three years and ranks 8th in 17 funds. Franklin India Debt Hybrid Fund has given the highest SIP return (9.21%) in the category in last three years.
  • The fund has SIP return of 9.57% in last five years whereas category average SIP return is 9.01%.

Icici Prudential Regular Savings Fund Risk Analysis

  • The fund has a standard deviation of 3.39 and semi deviation of 2.48. The category average standard deviation is 3.98 and semi deviation is 2.87.
  • The fund has a Value at Risk (VaR) of -2.79 and a maximum drawdown of -2.08. The category average VaR is -4.22 and the maximum drawdown is -3.25. The fund has a beta of 0.9 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Conservative Hybrid Fund Category
  • Good Performance in Conservative Hybrid Fund Category
  • Poor Performance in Conservative Hybrid Fund Category
  • Very Poor Performance in Conservative Hybrid Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Regular Savings Fund NAV Regular Growth Icici Prudential Regular Savings Fund NAV Direct Growth
    22-04-2025 73.9204 81.1919
    21-04-2025 73.8875 81.154
    17-04-2025 73.6523 80.8891
    16-04-2025 73.376 80.584
    15-04-2025 73.2296 80.4215
    11-04-2025 72.7458 79.8836
    09-04-2025 72.4064 79.5076
    08-04-2025 72.4307 79.5327
    07-04-2025 72.1787 79.2544
    04-04-2025 72.7145 79.8378
    03-04-2025 73.0775 80.2347
    02-04-2025 73.0211 80.1712
    28-03-2025 72.781 79.8994
    27-03-2025 72.7432 79.8562
    26-03-2025 72.6688 79.7728
    25-03-2025 72.7751 79.8879
    24-03-2025 72.8233 79.9391

    Fund Launch Date: 30/Mar/2004
    Fund Category: Conservative Hybrid Fund
    Investment Objective: To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
    Fund Benchmark: Nifty 50 Hybrid Composite Debt 15:85 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.