Previously Known As : Invesco India Banking & Psu Debt Fund
Invesco India Banking And Psu Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 16
Rating
Growth Option 12-06-2026
NAV ₹2369.92(R) +0.15% ₹2546.2(D) +0.15%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.27% 6.8% 5.18% 6.04% 6.34%
Direct 4.66% 7.16% 5.58% 6.46% 6.76%
Benchmark
SIP (XIRR) Regular 4.59% 4.71% 5.65% 5.61% 5.79%
Direct 4.97% 5.09% 6.03% 6.01% 6.2%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.6 0.27 0.63 -0.58% -0.47
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.52% -0.53% -0.67% 0.99 1.1%
Fund AUM As on: 30/12/2025 175 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Franklin India Banking & Psu Debt Fund 2
Kotak Banking And Psu Debt Fund 3
ICICI Prudential Banking & PSU Debt Fund 4

NAV Date: 12-06-2026

Scheme Name NAV Rupee Change Percent Change
Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) 1022.19
1.5400
0.1500%
Invesco India Banking and PSU Fund - Daily IDCW (Reinvestment) 1051.37
0.5800
0.0600%
Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) 1064.49
0.5800
0.0500%
Invesco India Banking and PSU Fund - Monthly IDCW (Payout / Reinvestment) 1073.49
1.6100
0.1500%
Invesco India Banking and PSU Fund - Growth Option 2369.92
3.5500
0.1500%
Invesco India Banking and PSU Fund - Direct Plan - Growth Option 2546.2
3.8400
0.1500%

Review Date: 12-06-2026

Beginning of Analysis

In the Banking and PSU Debt Fund category, Invesco India Banking and PSU Fund is the 17th ranked fund. The category has total 20 funds. The Invesco India Banking and PSU Fund has shown a poor past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of -0.58% which is lower than the category average of -0.27%, reflecting poor performance. The fund has a Sharpe Ratio of 0.6 which is lower than the category average of 0.78.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

Invesco India Banking and PSU Fund Return Analysis

  • The fund has given a return of 1.06%, 1.33 and 2.34 in last one, three and six months respectively. In the same period the category average return was 0.92%, 1.4% and 2.33% respectively.
  • Invesco India Banking and PSU Fund has given a return of 4.66% in last one year. In the same period the Banking and PSU Debt Fund category average return was 4.88%.
  • The fund has given a return of 7.16% in last three years and ranked 7.0th out of nineteen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.13%.
  • The fund has given a return of 5.58% in last five years and ranked 17th out of seventeen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.23%.
  • The fund has given a return of 6.76% in last ten years and ranked 12th out of fourteen funds in the category. In the same period the category average return was 7.22%.
  • The fund has given a SIP return of 4.97% in last one year whereas category average SIP return is 5.03%. The fund one year return rank in the category is 11th in 20 funds
  • The fund has SIP return of 5.09% in last three years and ranks 9th in 19 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (5.44%) in the category in last three years.
  • The fund has SIP return of 6.03% in last five years whereas category average SIP return is 6.25%.

Invesco India Banking and PSU Fund Risk Analysis

  • The fund has a standard deviation of 1.52 and semi deviation of 1.1. The category average standard deviation is 1.29 and semi deviation is 0.93.
  • The fund has a Value at Risk (VaR) of -0.53 and a maximum drawdown of -0.67. The category average VaR is -0.33 and the maximum drawdown is -0.38. The fund has a beta of 0.96 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.02
    0.89
    		0.49 | 1.13 5 | 20 Very Good
    3M Return % 1.24
    1.31
    		1.02 | 1.75 14 | 20 Average
    6M Return % 2.16
    2.16
    		1.72 | 2.73 12 | 20 Average
    1Y Return % 4.27
    4.51
    		3.78 | 5.49 16 | 20 Poor
    3Y Return % 6.80
    6.76
    		6.35 | 7.10 7 | 19 Good
    5Y Return % 5.18
    5.85
    		5.18 | 7.21 17 | 17 Poor
    7Y Return % 6.04
    6.64
    		6.04 | 7.14 15 | 15 Poor
    10Y Return % 6.34
    6.86
    		6.34 | 7.22 14 | 14 Poor
    1Y SIP Return % 4.59
    4.66
    		3.90 | 5.52 12 | 20 Average
    3Y SIP Return % 4.71
    4.70
    		4.28 | 5.10 11 | 19 Average
    5Y SIP Return % 5.65
    5.87
    		5.48 | 6.57 15 | 17 Average
    7Y SIP Return % 5.61
    6.03
    		5.61 | 6.80 15 | 15 Poor
    10Y SIP Return % 5.79
    6.22
    		5.79 | 6.52 14 | 14 Poor
    Standard Deviation 1.52
    1.29
    		0.90 | 1.83 17 | 19 Poor
    Semi Deviation 1.10
    0.93
    		0.61 | 1.35 17 | 19 Poor
    Max Drawdown % -0.67
    -0.38
    		-0.91 | 0.00 18 | 19 Poor
    VaR 1 Y % -0.53
    -0.33
    		-1.21 | 0.00 14 | 19 Average
    Average Drawdown % -0.25
    -0.17
    		-0.38 | 0.00 16 | 19 Poor
    Sharpe Ratio 0.60
    0.78
    		0.45 | 1.28 16 | 19 Poor
    Sterling Ratio 0.63
    0.66
    		0.61 | 0.71 16 | 19 Poor
    Sortino Ratio 0.27
    0.38
    		0.19 | 0.79 16 | 19 Poor
    Jensen Alpha % -0.58
    -0.27
    		-0.90 | 0.43 15 | 19 Average
    Treynor Ratio -0.47
    -0.57
    		-0.86 | -0.41 4 | 19 Very Good
    Modigliani Square Measure % 6.58
    6.85
    		6.38 | 7.56 16 | 19 Poor
    Alpha % -0.78
    -0.70
    		-1.19 | -0.25 14 | 19 Average
    Return data last Updated On : June 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.06 0.92 0.52 | 1.16 5 | 20 Very Good
    3M Return % 1.33 1.40 1.13 | 1.83 14 | 20 Average
    6M Return % 2.34 2.33 1.88 | 2.88 11 | 20 Average
    1Y Return % 4.66 4.88 4.06 | 5.82 15 | 20 Average
    3Y Return % 7.16 7.13 6.68 | 7.48 7 | 19 Good
    5Y Return % 5.58 6.23 5.58 | 7.49 17 | 17 Poor
    7Y Return % 6.46 7.01 6.33 | 7.49 14 | 15 Poor
    10Y Return % 6.76 7.22 6.55 | 7.63 12 | 14 Average
    1Y SIP Return % 4.97 5.03 4.20 | 5.84 11 | 20 Average
    3Y SIP Return % 5.09 5.07 4.61 | 5.44 9 | 19 Good
    5Y SIP Return % 6.03 6.25 5.96 | 6.85 15 | 17 Average
    7Y SIP Return % 6.01 6.40 6.00 | 7.05 14 | 15 Poor
    10Y SIP Return % 6.20 6.59 6.09 | 6.93 13 | 14 Poor
    Standard Deviation 1.52 1.29 0.90 | 1.83 17 | 19 Poor
    Semi Deviation 1.10 0.93 0.61 | 1.35 17 | 19 Poor
    Max Drawdown % -0.67 -0.38 -0.91 | 0.00 18 | 19 Poor
    VaR 1 Y % -0.53 -0.33 -1.21 | 0.00 14 | 19 Average
    Average Drawdown % -0.25 -0.17 -0.38 | 0.00 16 | 19 Poor
    Sharpe Ratio 0.60 0.78 0.45 | 1.28 16 | 19 Poor
    Sterling Ratio 0.63 0.66 0.61 | 0.71 16 | 19 Poor
    Sortino Ratio 0.27 0.38 0.19 | 0.79 16 | 19 Poor
    Jensen Alpha % -0.58 -0.27 -0.90 | 0.43 15 | 19 Average
    Treynor Ratio -0.47 -0.57 -0.86 | -0.41 4 | 19 Very Good
    Modigliani Square Measure % 6.58 6.85 6.38 | 7.56 16 | 19 Poor
    Alpha % -0.78 -0.70 -1.19 | -0.25 14 | 19 Average
    Return data last Updated On : June 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Invesco India Banking And Psu Fund NAV Regular Growth Invesco India Banking And Psu Fund NAV Direct Growth
    12-06-2026 2369.9164 2546.2022
    11-06-2026 2366.3654 2542.3609
    10-06-2026 2367.6724 2543.739
    09-06-2026 2364.8886 2540.7221
    08-06-2026 2359.9528 2535.3932
    05-06-2026 2354.9969 2529.9909
    04-06-2026 2347.3717 2521.773
    03-06-2026 2344.7714 2518.9537
    02-06-2026 2346.3559 2520.63
    01-06-2026 2343.9846 2518.0567
    29-05-2026 2343.0426 2516.967
    27-05-2026 2342.0468 2515.8456
    26-05-2026 2340.3796 2514.0289
    25-05-2026 2340.085 2513.6866
    22-05-2026 2334.9769 2508.1221
    21-05-2026 2331.7549 2504.6354
    20-05-2026 2333.682 2506.6797
    19-05-2026 2335.9701 2509.1116
    18-05-2026 2334.7792 2507.8066
    15-05-2026 2341.0625 2514.4781
    14-05-2026 2344.1403 2517.7579
    13-05-2026 2344.8724 2518.5184
    12-05-2026 2345.906 2519.6026

    Fund Launch Date: 10/Dec/2012
    Fund Category: Banking and PSU Fund
    Investment Objective: To generate returns by investing primarily in debt & Money Market Instruments issued by banks, Public Financial Institutions (PFIs), Public Sector Undertakings (PSUs) and Municipal Bonds.
    Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
    Fund Benchmark: CRISIL Banking and PSU Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.