Invesco India Banking & Psu Debt Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 14
Rating
Growth Option 27-01-2026
NAV ₹2324.4(R) +0.04% ₹2494.0(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.53% 7.14% 5.16% 6.32% 6.39%
Direct 6.94% 7.51% 5.55% 6.74% 6.81%
Benchmark
SIP (XIRR) Regular 4.81% 6.88% 6.23% 5.59% 6.02%
Direct 5.21% 7.26% 6.61% 5.98% 6.44%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.15 0.66 0.72 -0.13% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.33% 0.0% -0.19% 0.95 0.9%
Fund AUM As on: 30/12/2025 175 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
Franklin India Banking & Psu Debt Fund 1
ICICI Prudential Banking & PSU Debt Fund 2
UTI Banking & PSU Fund 3
Kotak Banking And Psu Debt Fund 4
Sundaram Banking & PSU Fund 5

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) 1009.98
0.4000
0.0400%
Invesco India Banking and PSU Fund - Daily IDCW (Reinvestment) 1049.58
0.3800
0.0400%
Invesco India Banking and PSU Fund - Monthly IDCW (Payout / Reinvestment) 1060.64
0.3800
0.0400%
Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) 1062.84
0.4200
0.0400%
Invesco India Banking and PSU Fund - Growth Option 2324.4
0.8300
0.0400%
Invesco India Banking and PSU Fund - Direct Plan - Growth Option 2494.0
1.0000
0.0400%

Review Date: 27-01-2026

Beginning of Analysis

Invesco India Banking & Psu Debt Fund is the 17th ranked fund in the Banking and PSU Debt Fund category. The category has total 20 funds. The 2 star rating shows a poor past performance of the Invesco India Banking & Psu Debt Fund in Banking and PSU Debt Fund. The fund has a Jensen Alpha of -0.13% which is lower than the category average of 0.77%, showing poor performance. The fund has a Sharpe Ratio of 1.15 which is lower than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

Invesco India Banking & Psu Debt Fund Return Analysis

  • The fund has given a return of 0.0%, 0.73 and 1.97 in last one, three and six months respectively. In the same period the category average return was -0.04%, 0.66% and 1.98% respectively.
  • Invesco India Banking & Psu Debt Fund has given a return of 6.94% in last one year. In the same period the Banking and PSU Debt Fund category average return was 7.04%.
  • The fund has given a return of 7.51% in last three years and ranked 8.0th out of 20 funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.48%.
  • The fund has given a return of 5.55% in last five years and ranked 17th out of 17 funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.17%.
  • The fund has given a return of 6.81% in last ten years and ranked 13th out of 14 funds in the category. In the same period the category average return was 7.35%.
  • The fund has given a SIP return of 5.21% in last one year whereas category average SIP return is 5.28%. The fund one year return rank in the category is 12th in 21 funds
  • The fund has SIP return of 7.26% in last three years and ranks 9th in 20 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (7.59%) in the category in last three years.
  • The fund has SIP return of 6.61% in last five years whereas category average SIP return is 6.88%.

Invesco India Banking & Psu Debt Fund Risk Analysis

  • The fund has a standard deviation of 1.33 and semi deviation of 0.9. The category average standard deviation is 1.14 and semi deviation is 0.77.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.19. The category average VaR is -0.05 and the maximum drawdown is -0.13. The fund has a beta of 0.96 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.03
    -0.07
    		-0.26 | 0.11 6 | 21 Very Good
    3M Return % 0.63
    0.57
    		0.19 | 1.06 8 | 21 Good
    6M Return % 1.78
    1.79
    		1.29 | 2.42 11 | 21 Good
    1Y Return % 6.53
    6.66
    		5.90 | 7.43 14 | 21 Average
    3Y Return % 7.14
    7.09
    		6.65 | 7.45 7 | 20 Good
    5Y Return % 5.16
    5.79
    		5.16 | 7.05 17 | 17 Poor
    7Y Return % 6.32
    6.86
    		6.32 | 7.64 15 | 15 Poor
    10Y Return % 6.39
    6.99
    		6.39 | 7.37 14 | 14 Poor
    1Y SIP Return % 4.81
    4.90
    		3.96 | 6.02 12 | 21 Good
    3Y SIP Return % 6.88
    6.83
    		6.34 | 7.24 6 | 20 Good
    5Y SIP Return % 6.23
    6.50
    		6.15 | 7.37 16 | 17 Poor
    7Y SIP Return % 5.59
    6.04
    		5.59 | 6.75 15 | 15 Poor
    10Y SIP Return % 6.02
    6.47
    		6.02 | 6.78 14 | 14 Poor
    Standard Deviation 1.33
    1.14
    		0.82 | 1.59 18 | 20 Poor
    Semi Deviation 0.90
    0.77
    		0.54 | 1.09 18 | 20 Poor
    Max Drawdown % -0.19
    -0.13
    		-0.40 | 0.00 15 | 20 Average
    VaR 1 Y % 0.00
    -0.05
    		-0.45 | 0.00 15 | 20 Average
    Average Drawdown % -0.16
    -0.09
    		-0.25 | 0.00 18 | 20 Poor
    Sharpe Ratio 1.15
    1.34
    		0.89 | 2.05 16 | 20 Poor
    Sterling Ratio 0.72
    0.72
    		0.69 | 0.75 9 | 20 Good
    Sortino Ratio 0.66
    0.82
    		0.47 | 1.33 15 | 20 Average
    Jensen Alpha % -0.13
    0.77
    		-1.20 | 2.45 17 | 20 Poor
    Modigliani Square Measure % 6.05
    7.17
    		5.23 | 9.22 18 | 20 Poor
    Alpha % -0.66
    -0.67
    		-0.97 | -0.27 9 | 20 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.00 -0.04 -0.24 | 0.15 6 | 21 Very Good
    3M Return % 0.73 0.66 0.26 | 1.13 7 | 21 Good
    6M Return % 1.97 1.98 1.42 | 2.59 11 | 21 Good
    1Y Return % 6.94 7.04 6.20 | 7.78 13 | 21 Average
    3Y Return % 7.51 7.48 6.97 | 7.82 8 | 20 Good
    5Y Return % 5.55 6.17 5.55 | 7.31 17 | 17 Poor
    7Y Return % 6.74 7.24 6.57 | 7.98 13 | 15 Poor
    10Y Return % 6.81 7.35 6.66 | 7.78 13 | 14 Poor
    1Y SIP Return % 5.21 5.28 4.24 | 6.36 12 | 21 Good
    3Y SIP Return % 7.26 7.21 6.67 | 7.59 9 | 20 Good
    5Y SIP Return % 6.61 6.88 6.61 | 7.64 17 | 17 Poor
    7Y SIP Return % 5.98 6.40 5.96 | 6.99 14 | 15 Poor
    10Y SIP Return % 6.44 6.84 6.31 | 7.19 13 | 14 Poor
    Standard Deviation 1.33 1.14 0.82 | 1.59 18 | 20 Poor
    Semi Deviation 0.90 0.77 0.54 | 1.09 18 | 20 Poor
    Max Drawdown % -0.19 -0.13 -0.40 | 0.00 15 | 20 Average
    VaR 1 Y % 0.00 -0.05 -0.45 | 0.00 15 | 20 Average
    Average Drawdown % -0.16 -0.09 -0.25 | 0.00 18 | 20 Poor
    Sharpe Ratio 1.15 1.34 0.89 | 2.05 16 | 20 Poor
    Sterling Ratio 0.72 0.72 0.69 | 0.75 9 | 20 Good
    Sortino Ratio 0.66 0.82 0.47 | 1.33 15 | 20 Average
    Jensen Alpha % -0.13 0.77 -1.20 | 2.45 17 | 20 Poor
    Modigliani Square Measure % 6.05 7.17 5.23 | 9.22 18 | 20 Poor
    Alpha % -0.66 -0.67 -0.97 | -0.27 9 | 20 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Invesco India Banking & Psu Debt Fund NAV Regular Growth Invesco India Banking & Psu Debt Fund NAV Direct Growth
    27-01-2026 2324.4012 2494.0005
    23-01-2026 2323.5705 2493.0053
    22-01-2026 2323.562 2492.9703
    21-01-2026 2321.7648 2491.0161
    20-01-2026 2321.3147 2490.5073
    19-01-2026 2321.9434 2491.1558
    16-01-2026 2323.307 2492.541
    14-01-2026 2325.5854 2494.9334
    13-01-2026 2326.6604 2496.0607
    12-01-2026 2328.3841 2497.8839
    09-01-2026 2326.6047 2495.8968
    08-01-2026 2326.7212 2495.9958
    07-01-2026 2325.8263 2495.0099
    06-01-2026 2326.3651 2495.5619
    05-01-2026 2325.3938 2494.494
    02-01-2026 2325.8666 2494.9233
    01-01-2026 2326.689 2495.7795
    31-12-2025 2325.7765 2494.7747
    30-12-2025 2325.1139 2494.038
    29-12-2025 2325.0478 2493.9412

    Fund Launch Date: 10/Dec/2012
    Fund Category: Banking and PSU Fund
    Investment Objective: To generate returns by investing primarily in debt & Money Market Instruments issued by banks, Public Financial Institutions (PFIs), Public Sector Undertakings (PSUs) and Municipal Bonds.
    Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
    Fund Benchmark: CRISIL Banking and PSU Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.