Iti Balanced Advantage Fund Overview
Category Dynamic Asset Allocation or Balanced Advantage
BMSMONEY Rank 16
Rating
Growth Option 18-07-2025
NAV ₹14.48(R) -0.42% ₹16.15(D) -0.41%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 2.99% 12.47% 10.62% -% -%
Direct 4.79% 14.54% 12.8% -% -%
Benchmark
SIP (XIRR) Regular 5.68% 9.87% 10.07% -% -%
Direct 7.51% 11.89% 12.17% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.99 0.48 0.74 0.83% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
7.24% -9.81% -7.93% 0.91 5.44%
Fund AUM As on: 30/06/2025 392 Cr

NAV Date: 18-07-2025

Scheme Name NAV Rupee Change Percent Change
ITI Balanced Advantage Fund - Regular Plan - IDCW Option 12.58
-0.0500
-0.4200%
ITI Balanced Advantage Fund - Direct Plan - IDCW Option 14.23
-0.0600
-0.4100%
ITI Balanced Advantage Fund - Regular Plan - Growth Option 14.48
-0.0600
-0.4200%
ITI Balanced Advantage Fund - Direct Plan - Growth Option 16.15
-0.0700
-0.4100%

Review Date: 18-07-2025

Beginning of Analysis

In the Dynamic Asset Allocation or Balanced Advantage Fund category, Iti Balanced Advantage Fund is the 16th ranked fund. The category has total 24 funds. The Iti Balanced Advantage Fund has shown a poor past performence in Dynamic Asset Allocation or Balanced Advantage Fund. The fund has a Jensen Alpha of 0.83% which is higher than the category average of 0.45%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.99 which is lower than the category average of 1.09.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Dynamic Asset Allocation or Balanced Advantage Mutual Funds

Iti Balanced Advantage Fund Return Analysis

  • The fund has given a return of 0.66%, 3.98 and 5.58 in last one, three and six months respectively. In the same period the category average return was 1.34%, 4.11% and 5.54% respectively.
  • Iti Balanced Advantage Fund has given a return of 4.79% in last one year. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 4.51%.
  • The fund has given a return of 14.54% in last three years and ranked 13.0th out of 24 funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 14.95%.
  • The fund has given a return of 12.8% in last five years and ranked 11th out of 18 funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 14.39%.
  • The fund has given a SIP return of 7.51% in last one year whereas category average SIP return is 7.57%. The fund one year return rank in the category is 24th in 34 funds
  • The fund has SIP return of 11.89% in last three years and ranks 12th in 24 funds. Hdfc Balanced Advantage Fund has given the highest SIP return (16.99%) in the category in last three years.
  • The fund has SIP return of 12.17% in last five years whereas category average SIP return is 12.5%.

Iti Balanced Advantage Fund Risk Analysis

  • The fund has a standard deviation of 7.24 and semi deviation of 5.44. The category average standard deviation is 8.05 and semi deviation is 5.91.
  • The fund has a Value at Risk (VaR) of -9.81 and a maximum drawdown of -7.93. The category average VaR is -9.03 and the maximum drawdown is -9.54. The fund has a beta of 0.88 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Very Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category

  • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.52
    1.23
    0.52 | 2.70 34 | 34 Poor
    3M Return % 3.54
    3.79
    1.45 | 8.58 20 | 34 Average
    6M Return % 4.69
    4.89
    -3.27 | 7.46 21 | 34 Average
    1Y Return % 2.99
    3.20
    -8.81 | 8.30 22 | 34 Average
    3Y Return % 12.47
    13.51
    9.65 | 21.73 16 | 24 Average
    5Y Return % 10.62
    13.00
    7.77 | 24.22 16 | 18 Poor
    1Y SIP Return % 5.68
    6.23
    -8.37 | 11.16 26 | 34 Average
    3Y SIP Return % 9.87
    10.33
    4.08 | 16.25 15 | 24 Average
    5Y SIP Return % 10.07
    11.14
    6.27 | 19.67 13 | 18 Average
    Standard Deviation 7.24
    8.05
    5.67 | 14.09 8 | 24 Good
    Semi Deviation 5.44
    5.91
    4.10 | 10.67 9 | 24 Good
    Max Drawdown % -7.93
    -9.54
    -25.84 | -4.53 8 | 24 Good
    VaR 1 Y % -9.81
    -9.03
    -22.27 | -4.07 17 | 24 Average
    Average Drawdown % -2.64
    -3.36
    -6.12 | -1.97 5 | 24 Very Good
    Sharpe Ratio 0.99
    1.09
    0.40 | 1.78 16 | 24 Average
    Sterling Ratio 0.74
    0.78
    0.32 | 1.22 15 | 24 Average
    Sortino Ratio 0.48
    0.56
    0.19 | 1.07 16 | 24 Average
    Jensen Alpha % 0.83
    0.45
    -5.34 | 6.81 13 | 24 Average
    Treynor Ratio 0.08
    0.08
    0.04 | 0.14 14 | 24 Average
    Modigliani Square Measure % 12.58
    12.92
    5.88 | 18.12 15 | 24 Average
    Alpha % -0.03
    0.99
    -2.59 | 10.03 16 | 24 Average
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.66 1.34 0.58 | 2.72 33 | 34
    3M Return % 3.98 4.11 1.53 | 9.04 15 | 34
    6M Return % 5.58 5.54 -2.56 | 8.02 21 | 34
    1Y Return % 4.79 4.51 -7.52 | 9.51 21 | 34
    3Y Return % 14.54 14.95 11.04 | 22.49 13 | 24
    5Y Return % 12.80 14.39 9.14 | 24.98 11 | 18
    1Y SIP Return % 7.51 7.57 -8.09 | 12.42 24 | 34
    3Y SIP Return % 11.89 11.75 5.52 | 16.99 12 | 24
    5Y SIP Return % 12.17 12.50 7.68 | 20.44 11 | 18
    Standard Deviation 7.24 8.05 5.67 | 14.09 8 | 24
    Semi Deviation 5.44 5.91 4.10 | 10.67 9 | 24
    Max Drawdown % -7.93 -9.54 -25.84 | -4.53 8 | 24
    VaR 1 Y % -9.81 -9.03 -22.27 | -4.07 17 | 24
    Average Drawdown % -2.64 -3.36 -6.12 | -1.97 5 | 24
    Sharpe Ratio 0.99 1.09 0.40 | 1.78 16 | 24
    Sterling Ratio 0.74 0.78 0.32 | 1.22 15 | 24
    Sortino Ratio 0.48 0.56 0.19 | 1.07 16 | 24
    Jensen Alpha % 0.83 0.45 -5.34 | 6.81 13 | 24
    Treynor Ratio 0.08 0.08 0.04 | 0.14 14 | 24
    Modigliani Square Measure % 12.58 12.92 5.88 | 18.12 15 | 24
    Alpha % -0.03 0.99 -2.59 | 10.03 16 | 24
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Iti Balanced Advantage Fund NAV Regular Growth Iti Balanced Advantage Fund NAV Direct Growth
    18-07-2025 14.4767 16.1523
    17-07-2025 14.5376 16.2195
    16-07-2025 14.5802 16.2663
    15-07-2025 14.5529 16.235
    14-07-2025 14.5144 16.1914
    11-07-2025 14.4887 16.1604
    10-07-2025 14.5594 16.2384
    09-07-2025 14.58 16.2607
    08-07-2025 14.5751 16.2544
    07-07-2025 14.5525 16.2285
    04-07-2025 14.566 16.2412
    03-07-2025 14.5534 16.2263
    02-07-2025 14.558 16.2307
    01-07-2025 14.6078 16.2854
    30-06-2025 14.6341 16.314
    27-06-2025 14.6415 16.3199
    26-06-2025 14.6266 16.3024
    25-06-2025 14.5506 16.217
    24-06-2025 14.4627 16.1183
    23-06-2025 14.4178 16.0675
    20-06-2025 14.4552 16.1069
    19-06-2025 14.3237 15.9596
    18-06-2025 14.4024 16.0465

    Fund Launch Date: 09/Dec/2019
    Fund Category: Dynamic Asset Allocation or Balanced Advantage
    Investment Objective: The investment objective of the Scheme is to seek capital appreciation by investing in equity and equity related securities and fixed income instruments. The allocation between equity instruments and fixed income will be managed dynamically so as to provide investors with long term capital appreciation. However, there can be no assurance that the investment objective of the scheme will be realized.
    Fund Description: An open ended dynamic asset allocation fund
    Fund Benchmark: CRISIL Hybrid 50+50 “ Moderate Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.