Iti Banking And Financial Services Fund Datagrid
Category Banking and Financial Fund
BMSMONEY Rank 12
Rating
Growth Option 03-07-2026
NAV ₹16.27(R) +0.1% ₹17.81(D) +0.11%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.19% 11.23% -% -% -%
Direct 9.19% 13.32% -% -% -%
Nifty Financial Services TRI 1.53% 10.94% 11.11% 10.91% 14.68%
SIP (XIRR) Regular 10.97% 11.51% -% -% -%
Direct 12.99% 13.59% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.28 0.14 0.4 0.13% -0.47
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.03% -14.09% -15.34% 0.95 11.71%
Fund AUM As on: 30/12/2025 338 Cr
Top Banking and Financial Fund
Fund Name Rank Rating
Invesco India Financial Services Fund 1
SBI Banking & Financial Services Fund 2
Mirae Asset Banking and Financial Services Fund 3
Nippon India Banking & Financial Services Fund 4

NAV Date: 03-07-2026

Scheme Name NAV Rupee Change Percent Change
ITI Banking and Financial Services Fund - Regular Plan - IDCW Option 15.27
0.0200
0.1000%
ITI Banking and Financial Services Fund -Regular Plan - Growth Option 16.27
0.0200
0.1000%
ITI Banking and Financial Services Fund - Direct Plan - IDCW Option 16.8
0.0200
0.1100%
ITI Banking and Financial Services Fund - Direct Plan - Growth Option 17.81
0.0200
0.1100%

Review Date: 03-07-2026

Beginning of Analysis

In the Banking and Financial Services Fund category, ITI Banking and Financial Services Fund is the 12th ranked fund. The category has total 14 funds. The ITI Banking and Financial Services Fund has shown a poor past performence in Banking and Financial Services Fund. The fund has a Jensen Alpha of 0.13% which is lower than the category average of 2.24%, showing poor performance. The fund has a Sharpe Ratio of 0.28 which is lower than the category average of 0.42.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

ITI Banking and Financial Services Fund Return Analysis

The ITI Banking and Financial Services Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 8.43%, 12.66 and 0.4 in last one, three and six months respectively. In the same period the category average return was 8.28%, 12.65% and 0.13% respectively.
  • ITI Banking and Financial Services Fund has given a return of 9.19% in last one year. In the same period the Nifty Financial Services TRI return was 1.53%. The fund has given 7.66% more return than the benchmark return.
  • The fund has given a return of 13.32% in last three years and rank 12th out of sixteen funds in the category. In the same period the Nifty Financial Services TRI return was 10.94%. The fund has given 2.38% more return than the benchmark return.
  • The fund has given a SIP return of 12.99% in last one year whereas category average SIP return is 11.17%. The fund one year return rank in the category is 8th in 22 funds
  • The fund has SIP return of 13.59% in last three years and ranks 5th in 16 funds. quant Bfsi Fund has given the highest SIP return (21.42%) in the category in last three years.

ITI Banking and Financial Services Fund Risk Analysis

  • The fund has a standard deviation of 15.03 and semi deviation of 11.71. The category average standard deviation is 14.92 and semi deviation is 11.46.
  • The fund has a Value at Risk (VaR) of -14.09 and a maximum drawdown of -15.34. The category average VaR is -13.12 and the maximum drawdown is -14.99. The fund has a beta of 0.91 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and Financial Services Fund Category
  • Good Performance in Banking and Financial Services Fund Category
  • Poor Performance in Banking and Financial Services Fund Category
  • Very Poor Performance in Banking and Financial Services Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 8.27 8.11
    8.16
    		6.54 | 9.40 13 | 24 Average
    3M Return % 12.20 9.85
    12.29
    		8.45 | 20.84 12 | 24 Good
    6M Return % -0.49 -2.89
    -0.54
    		-4.49 | 5.53 10 | 24 Good
    1Y Return % 7.19 1.53
    4.86
    		-1.05 | 19.76 5 | 22 Very Good
    3Y Return % 11.23 10.94
    13.57
    		8.11 | 25.69 13 | 16 Poor
    1Y SIP Return % 10.97
    9.72
    		1.80 | 25.89 8 | 22 Good
    3Y SIP Return % 11.51
    11.17
    		6.66 | 19.52 6 | 16 Good
    Standard Deviation 15.03
    14.92
    		13.88 | 15.74 7 | 15 Good
    Semi Deviation 11.71
    11.46
    		10.64 | 12.25 13 | 15 Poor
    Max Drawdown % -15.34
    -14.99
    		-16.49 | -13.19 12 | 15 Average
    VaR 1 Y % -14.09
    -13.12
    		-16.76 | -10.85 12 | 15 Average
    Average Drawdown % -5.01
    -5.50
    		-6.80 | -4.35 3 | 15 Very Good
    Sharpe Ratio 0.28
    0.42
    		0.15 | 0.73 13 | 15 Poor
    Sterling Ratio 0.40
    0.50
    		0.33 | 0.73 12 | 15 Average
    Sortino Ratio 0.14
    0.20
    		0.09 | 0.33 13 | 15 Poor
    Jensen Alpha % 0.13
    2.24
    		-1.92 | 7.31 13 | 15 Poor
    Treynor Ratio -0.47
    -0.46
    		-0.51 | -0.43 12 | 15 Average
    Modigliani Square Measure % 10.18
    12.37
    		8.23 | 17.32 13 | 15 Poor
    Alpha % -0.16
    3.49
    		-0.59 | 8.61 14 | 15 Poor
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 8.43 8.11 8.28 6.62 | 9.53 13 | 24 Average
    3M Return % 12.66 9.85 12.65 8.64 | 21.31 12 | 24 Good
    6M Return % 0.40 -2.89 0.13 -4.14 | 6.52 10 | 24 Good
    1Y Return % 9.19 1.53 6.28 -0.28 | 21.65 5 | 22 Very Good
    3Y Return % 13.32 10.94 15.01 9.64 | 27.72 12 | 16 Average
    1Y SIP Return % 12.99 11.17 2.56 | 27.84 8 | 22 Good
    3Y SIP Return % 13.59 12.58 7.48 | 21.42 5 | 16 Good
    Standard Deviation 15.03 14.92 13.88 | 15.74 7 | 15 Good
    Semi Deviation 11.71 11.46 10.64 | 12.25 13 | 15 Poor
    Max Drawdown % -15.34 -14.99 -16.49 | -13.19 12 | 15 Average
    VaR 1 Y % -14.09 -13.12 -16.76 | -10.85 12 | 15 Average
    Average Drawdown % -5.01 -5.50 -6.80 | -4.35 3 | 15 Very Good
    Sharpe Ratio 0.28 0.42 0.15 | 0.73 13 | 15 Poor
    Sterling Ratio 0.40 0.50 0.33 | 0.73 12 | 15 Average
    Sortino Ratio 0.14 0.20 0.09 | 0.33 13 | 15 Poor
    Jensen Alpha % 0.13 2.24 -1.92 | 7.31 13 | 15 Poor
    Treynor Ratio -0.47 -0.46 -0.51 | -0.43 12 | 15 Average
    Modigliani Square Measure % 10.18 12.37 8.23 | 17.32 13 | 15 Poor
    Alpha % -0.16 3.49 -0.59 | 8.61 14 | 15 Poor
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Iti Banking And Financial Services Fund NAV Regular Growth Iti Banking And Financial Services Fund NAV Direct Growth
    03-07-2026 16.268 17.807
    02-07-2026 16.2514 17.788
    01-07-2026 16.1709 17.699
    30-06-2026 15.9843 17.494
    29-06-2026 15.9391 17.4438
    25-06-2026 16.07 17.5837
    24-06-2026 16.0841 17.5983
    23-06-2026 15.848 17.3392
    22-06-2026 15.9997 17.5044
    19-06-2026 15.9435 17.4404
    18-06-2026 15.9673 17.4656
    17-06-2026 15.8848 17.3746
    16-06-2026 15.8908 17.3803
    15-06-2026 15.8164 17.2982
    12-06-2026 15.5821 17.0395
    11-06-2026 15.0671 16.4755
    10-06-2026 15.0972 16.5076
    09-06-2026 15.1791 16.5965
    08-06-2026 14.9129 16.3047
    05-06-2026 15.0733 16.4777
    04-06-2026 15.0807 16.4851
    03-06-2026 15.0249 16.4233

    Fund Launch Date: 13/Dec/2021
    Fund Category: Banking and Financial Fund
    Investment Objective: The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the scheme would be achieved
    Fund Description: An open ended equity scheme investing in Banking and Financial Services
    Fund Benchmark: Nifty Financial Services Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.