Iti Banking And Financial Services Fund Datagrid
Category Banking and Financial Fund
BMSMONEY Rank 12
Rating
Growth Option 18-08-2026
NAV ₹16.1(R) -0.29% ₹17.66(D) -0.29%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.62% 11.86% -% -% -%
Direct 9.63% 13.95% -% -% -%
Nifty Financial Services TRI -1.01% 11.31% 9.64% 11.92% 13.48%
SIP (XIRR) Regular 4.58% 9.8% -% -% -%
Direct 6.47% 11.86% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.28 0.15 0.42 -0.1% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
16.02% -14.09% -15.35% 0.97 11.84%
Fund AUM As on: 30/12/2025 338 Cr
Top Banking and Financial Fund
Fund Name Rank Rating
quant Bfsi Fund 1
Invesco India Financial Services Fund 2
- 3
Mirae Asset Banking and Financial Services Fund 4

NAV Date: 18-08-2026

Scheme Name NAV Rupee Change Percent Change
ITI Banking and Financial Services Fund - Regular Plan - IDCW Option 15.11
-0.0400
-0.2900%
ITI Banking and Financial Services Fund -Regular Plan - Growth Option 16.1
-0.0500
-0.2900%
ITI Banking and Financial Services Fund - Direct Plan - IDCW Option 16.66
-0.0500
-0.2900%
ITI Banking and Financial Services Fund - Direct Plan - Growth Option 17.66
-0.0500
-0.2900%

Review Date: 18-08-2026

Beginning of Analysis

In the Banking and Financial Services Fund category, ITI Banking and Financial Services Fund is the 12th ranked fund. The category has total 14 funds. The ITI Banking and Financial Services Fund has shown a poor past performence in Banking and Financial Services Fund. The fund has a Jensen Alpha of -0.1% which is lower than the category average of 3.46%, showing poor performance. The fund has a Sharpe Ratio of 0.28 which is lower than the category average of 0.43.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

ITI Banking and Financial Services Fund Return Analysis

The ITI Banking and Financial Services Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -0.82%, 7.03 and -2.38 in last one, three and six months respectively. In the same period the category average return was -0.51%, 6.59% and -1.59% respectively.
  • ITI Banking and Financial Services Fund has given a return of 9.63% in last one year. In the same period the Nifty Financial Services TRI return was -1.01%. The fund has given 10.64% more return than the benchmark return.
  • The fund has given a return of 13.95% in last three years and rank 9th out of fourteen funds in the category. In the same period the Nifty Financial Services TRI return was 11.31%. The fund has given 2.64% more return than the benchmark return.
  • The fund has given a SIP return of 6.47% in last one year whereas category average SIP return is 6.09%. The fund one year return rank in the category is 7th in 20 funds
  • The fund has SIP return of 11.86% in last three years and ranks 3rd in 14 funds. quant Bfsi Fund has given the highest SIP return (17.0%) in the category in last three years.

ITI Banking and Financial Services Fund Risk Analysis

  • The fund has a standard deviation of 16.02 and semi deviation of 11.84. The category average standard deviation is 15.84 and semi deviation is 11.7.
  • The fund has a Value at Risk (VaR) of -14.09 and a maximum drawdown of -15.35. The category average VaR is -14.29 and the maximum drawdown is -15.4. The fund has a beta of 0.91 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and Financial Services Fund Category
  • Good Performance in Banking and Financial Services Fund Category
  • Poor Performance in Banking and Financial Services Fund Category
  • Very Poor Performance in Banking and Financial Services Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.95 -1.59
    -0.62
    		-4.09 | 1.61 15 | 23 Average
    3M Return % 6.57 3.60
    6.21
    		2.99 | 8.71 10 | 23 Good
    6M Return % -3.23 -7.52
    -2.26
    		-6.85 | 5.34 12 | 22 Good
    1Y Return % 7.62 -1.01
    5.95
    		-3.24 | 14.42 6 | 20 Good
    3Y Return % 11.86 11.31
    13.47
    		8.14 | 21.43 10 | 14 Average
    1Y SIP Return % 4.58
    4.61
    		-5.40 | 14.75 9 | 20 Good
    3Y SIP Return % 9.80
    9.16
    		5.17 | 15.14 4 | 14 Very Good
    Standard Deviation 16.02
    15.84
    		14.48 | 18.56 11 | 16 Average
    Semi Deviation 11.84
    11.71
    		10.75 | 14.29 13 | 16 Poor
    Max Drawdown % -15.35
    -15.40
    		-21.45 | -13.19 12 | 16 Average
    VaR 1 Y % -14.09
    -14.29
    		-31.85 | -10.85 12 | 16 Average
    Average Drawdown % 5.01
    5.79
    		4.36 | 10.13 14 | 16 Poor
    Sharpe Ratio 0.28
    0.43
    		0.10 | 0.99 14 | 16 Poor
    Sterling Ratio 0.42
    0.51
    		0.30 | 0.80 13 | 16 Poor
    Sortino Ratio 0.15
    0.21
    		0.08 | 0.46 13 | 16 Poor
    Jensen Alpha % -0.10
    3.46
    		-2.29 | 18.15 14 | 16 Poor
    Treynor Ratio 0.05
    0.08
    		0.02 | 0.26 13 | 16 Poor
    Modigliani Square Measure % 4.43
    6.71
    		1.56 | 15.43 14 | 16 Poor
    Alpha % -0.45
    3.60
    		-2.70 | 18.41 14 | 16 Poor
    Return data last Updated On : Aug. 18, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.82 -1.59 -0.51 -3.97 | 1.72 15 | 23 Average
    3M Return % 7.03 3.60 6.59 3.17 | 9.17 10 | 23 Good
    6M Return % -2.38 -7.52 -1.59 -6.52 | 6.33 12 | 22 Good
    1Y Return % 9.63 -1.01 7.46 -2.50 | 16.08 6 | 20 Good
    3Y Return % 13.95 11.31 15.00 9.68 | 23.38 9 | 14 Average
    1Y SIP Return % 6.47 6.09 -4.71 | 16.92 7 | 20 Good
    3Y SIP Return % 11.86 10.65 6.01 | 17.00 3 | 14 Very Good
    Standard Deviation 16.02 15.84 14.48 | 18.56 11 | 16 Average
    Semi Deviation 11.84 11.71 10.75 | 14.29 13 | 16 Poor
    Max Drawdown % -15.35 -15.40 -21.45 | -13.19 12 | 16 Average
    VaR 1 Y % -14.09 -14.29 -31.85 | -10.85 12 | 16 Average
    Average Drawdown % 5.01 5.79 4.36 | 10.13 14 | 16 Poor
    Sharpe Ratio 0.28 0.43 0.10 | 0.99 14 | 16 Poor
    Sterling Ratio 0.42 0.51 0.30 | 0.80 13 | 16 Poor
    Sortino Ratio 0.15 0.21 0.08 | 0.46 13 | 16 Poor
    Jensen Alpha % -0.10 3.46 -2.29 | 18.15 14 | 16 Poor
    Treynor Ratio 0.05 0.08 0.02 | 0.26 13 | 16 Poor
    Modigliani Square Measure % 4.43 6.71 1.56 | 15.43 14 | 16 Poor
    Alpha % -0.45 3.60 -2.70 | 18.41 14 | 16 Poor
    Return data last Updated On : Aug. 18, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Iti Banking And Financial Services Fund NAV Regular Growth Iti Banking And Financial Services Fund NAV Direct Growth
    18-08-2026 16.0972 17.6578
    17-08-2026 16.1448 17.7093
    14-08-2026 16.1337 17.6946
    13-08-2026 16.2255 17.7945
    12-08-2026 16.2535 17.8244
    11-08-2026 16.2055 17.7709
    10-08-2026 16.2428 17.8109
    07-08-2026 16.153 17.71
    06-08-2026 16.3831 17.9614
    05-08-2026 16.3153 17.8863
    04-08-2026 16.2894 17.857
    03-08-2026 16.3793 17.9548
    31-07-2026 16.1738 17.727
    30-07-2026 15.9733 17.5065
    29-07-2026 16.0337 17.5718
    28-07-2026 15.9448 17.4735
    27-07-2026 16.0384 17.5753
    24-07-2026 15.847 17.3631
    23-07-2026 15.8957 17.4157
    22-07-2026 16.0392 17.572
    21-07-2026 16.2934 17.8498
    20-07-2026 16.2516 17.8031

    Fund Launch Date: 13/Dec/2021
    Fund Category: Banking and Financial Fund
    Investment Objective: The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the scheme would be achieved
    Fund Description: An open ended equity scheme investing in Banking and Financial Services
    Fund Benchmark: Nifty Financial Services Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.