Iti Banking & Psu Debt Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 16
Rating
Growth Option 11-09-2026
NAV ₹13.78(R) -0.09% ₹14.23(D) -0.09%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.56% 6.48% 5.77% -% -%
Direct 5.12% 7.07% 6.35% -% -%
Benchmark
SIP (XIRR) Regular 4.53% 4.08% 5.51% -% -%
Direct 5.09% 4.65% 6.1% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.81 0.43 0.67 -0.23% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.02% 0.0% 0.0% 0.58 0.68%
Fund AUM As on: 30/12/2025 38 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
Franklin India Banking & Psu Debt Fund 1
ICICI Prudential Banking & PSU Debt Fund 2
UTI Banking & PSU Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 11-09-2026

Scheme Name NAV Rupee Change Percent Change
ITI Banking & PSU Debt Fund - Regular Plan - IDCW Option 13.78
-0.0100
-0.0900%
ITI Banking & PSU Debt Fund - Regular Plan - Growth Option 13.78
-0.0100
-0.0900%
ITI Banking & PSU Debt Fund - Direct Plan - Growth Option 14.23
-0.0100
-0.0900%
ITI Banking & PSU Debt Fund - Direct Plan - IDCW Option 14.23
-0.0100
-0.0900%

Review Date: 11-09-2026

Beginning of Analysis

In the Banking and PSU Debt Fund category, ITI Banking & PSU Debt Fund is the 15th ranked fund. The category has total 20 funds. The 2 star rating shows a poor past performance of the ITI Banking & PSU Debt Fund in Banking and PSU Debt Fund. The fund has a Jensen Alpha of -0.23% which is lower than the category average of -0.45%, showing poor performance. The fund has a Sharpe Ratio of 0.81 which is lower than the category average of 0.81.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

ITI Banking & PSU Debt Fund Return Analysis

  • The fund has given a return of 0.19%, 1.5 and 2.58 in last one, three and six months respectively. In the same period the category average return was 0.01%, 1.54% and 2.74% respectively.
  • ITI Banking & PSU Debt Fund has given a return of 5.12% in last one year. In the same period the Banking and PSU Debt Fund category average return was 5.41%.
  • The fund has given a return of 7.07% in last three years and ranked 14.0th out of nineteen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.17%.
  • The fund has given a return of 6.35% in last five years and ranked 5th out of seventeen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.29%.
  • The fund has given a SIP return of 5.09% in last one year whereas category average SIP return is 5.3%. The fund one year return rank in the category is 14th in 20 funds
  • The fund has SIP return of 4.65% in last three years and ranks 16th in 19 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (5.48%) in the category in last three years.
  • The fund has SIP return of 6.1% in last five years whereas category average SIP return is 6.22%.

ITI Banking & PSU Debt Fund Risk Analysis

  • The fund has a standard deviation of 1.02 and semi deviation of 0.68. The category average standard deviation is 1.46 and semi deviation is 0.96.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of 0.0. The category average VaR is -0.33 and the maximum drawdown is -0.36. The fund has a beta of 0.51 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.14
    -0.02
    		-0.34 | 0.52 4 | 20 Very Good
    3M Return % 1.37
    1.45
    		1.22 | 1.91 11 | 20 Average
    6M Return % 2.31
    2.56
    		2.21 | 3.26 18 | 20 Poor
    1Y Return % 4.56
    5.04
    		4.44 | 6.30 18 | 20 Poor
    3Y Return % 6.48
    6.80
    		6.36 | 7.22 18 | 19 Poor
    5Y Return % 5.77
    5.91
    		5.33 | 7.44 11 | 17 Average
    1Y SIP Return % 4.53
    4.93
    		4.29 | 6.21 16 | 20 Poor
    3Y SIP Return % 4.08
    4.46
    		4.00 | 5.15 17 | 19 Poor
    5Y SIP Return % 5.51
    5.84
    		5.43 | 6.60 16 | 17 Poor
    Standard Deviation 1.02
    1.46
    		0.98 | 2.08 2 | 19 Very Good
    Semi Deviation 0.68
    0.96
    		0.63 | 1.41 2 | 19 Very Good
    Max Drawdown % 0.00
    -0.36
    		-0.89 | 0.00 2 | 19 Very Good
    VaR 1 Y % 0.00
    -0.33
    		-1.21 | 0.00 5 | 19 Very Good
    Average Drawdown % 0.00
    0.17
    		0.00 | 0.38 19 | 19 Poor
    Sharpe Ratio 0.81
    0.81
    		0.53 | 1.29 8 | 19 Good
    Sterling Ratio 0.67
    0.67
    		0.63 | 0.71 12 | 19 Average
    Sortino Ratio 0.43
    0.44
    		0.26 | 0.81 8 | 19 Good
    Jensen Alpha % -0.23
    -0.45
    		-1.09 | 0.42 4 | 19 Very Good
    Treynor Ratio 0.02
    0.02
    		0.01 | 0.03 5 | 19 Very Good
    Modigliani Square Measure % 1.18
    1.18
    		0.77 | 1.88 8 | 19 Good
    Alpha % -1.07
    -0.75
    		-1.08 | -0.29 18 | 19 Poor
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.19 0.01 -0.31 | 0.54 4 | 20 Very Good
    3M Return % 1.50 1.54 1.31 | 1.97 10 | 20 Good
    6M Return % 2.58 2.74 2.38 | 3.39 14 | 20 Average
    1Y Return % 5.12 5.41 4.73 | 6.61 16 | 20 Poor
    3Y Return % 7.07 7.17 6.69 | 7.56 14 | 19 Average
    5Y Return % 6.35 6.29 5.72 | 7.71 5 | 17 Very Good
    1Y SIP Return % 5.09 5.30 4.57 | 6.48 14 | 20 Average
    3Y SIP Return % 4.65 4.82 4.32 | 5.48 16 | 19 Poor
    5Y SIP Return % 6.10 6.22 5.90 | 6.88 11 | 17 Average
    Standard Deviation 1.02 1.46 0.98 | 2.08 2 | 19 Very Good
    Semi Deviation 0.68 0.96 0.63 | 1.41 2 | 19 Very Good
    Max Drawdown % 0.00 -0.36 -0.89 | 0.00 2 | 19 Very Good
    VaR 1 Y % 0.00 -0.33 -1.21 | 0.00 5 | 19 Very Good
    Average Drawdown % 0.00 0.17 0.00 | 0.38 19 | 19 Poor
    Sharpe Ratio 0.81 0.81 0.53 | 1.29 8 | 19 Good
    Sterling Ratio 0.67 0.67 0.63 | 0.71 12 | 19 Average
    Sortino Ratio 0.43 0.44 0.26 | 0.81 8 | 19 Good
    Jensen Alpha % -0.23 -0.45 -1.09 | 0.42 4 | 19 Very Good
    Treynor Ratio 0.02 0.02 0.01 | 0.03 5 | 19 Very Good
    Modigliani Square Measure % 1.18 1.18 0.77 | 1.88 8 | 19 Good
    Alpha % -1.07 -0.75 -1.08 | -0.29 18 | 19 Poor
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Iti Banking & Psu Debt Fund NAV Regular Growth Iti Banking & Psu Debt Fund NAV Direct Growth
    11-09-2026 13.7773 14.2292
    10-09-2026 13.7894 14.2415
    09-09-2026 13.7923 14.2443
    08-09-2026 13.7892 14.2409
    07-09-2026 13.7835 14.2349
    04-09-2026 13.7753 14.2258
    03-09-2026 13.772 14.2221
    02-09-2026 13.7607 14.2102
    01-09-2026 13.7573 14.2066
    31-08-2026 13.7548 14.2037
    28-08-2026 13.7585 14.2069
    27-08-2026 13.7621 14.2105
    25-08-2026 13.7657 14.2138
    24-08-2026 13.7618 14.2096
    21-08-2026 13.754 14.201
    20-08-2026 13.7544 14.2011
    19-08-2026 13.7662 14.2132
    18-08-2026 13.7624 14.209
    17-08-2026 13.7652 14.2117
    14-08-2026 13.7681 14.214
    13-08-2026 13.7655 14.2111
    12-08-2026 13.7599 14.2052
    11-08-2026 13.7575 14.2025

    Fund Launch Date: 22/Oct/2020
    Fund Category: Banking and PSU Fund
    Investment Objective: The investment objective of the Scheme is to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks(SCBs), Public Sector undertakings(PSUs), Public Financial Institutions(PFIs) and Municipal Bonds. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved
    Fund Description: An open ended scheme investing in arbitrage opportunities
    Fund Benchmark: Crisil Banking & PSU Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.