Jm Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 10
Rating
Growth Option 01-10-2026
NAV ₹39.8(R) +0.02% ₹41.14(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.61% 6.79% 6.03% 7.77% -%
Direct 6.13% 7.26% 6.5% 8.17% -%
Benchmark
SIP (XIRR) Regular -10.03% 0.73% 3.8% 4.21% -%
Direct -9.59% 1.2% 4.27% 4.67% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.65 0.97 0.69 0.47% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.61% 0.0% 0.0% 0.29 0.41%
Fund AUM As on: 30/12/2025 193 Cr
Top Low Duration Fund
Fund Name Rank Rating
ICICI Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Tata Treasury Advantage Fund 4

NAV Date: 01-10-2026

Scheme Name NAV Rupee Change Percent Change
JM Low Duration Fund (Regular) - Daily IDCW 10.82
0.0000
0.0000%
JM Low Duration Fund (Direct) - Daily IDCW 10.85
0.0000
0.0000%
JM Low Duration Fund (Regular) - Fortnightly IDCW 11.09
0.0000
0.0200%
JM Low Duration Fund (Direct) - Fortnightly IDCW 11.13
0.0000
0.0200%
JM Low Duration Fund (Regular) - Weekly IDCW 11.42
0.0000
0.0200%
JM Low Duration Fund (Direct) - Weekly IDCW 11.46
0.0000
0.0200%
JM Low Duration Fund - Bonus Option - Principal Units 23.98
0.0000
0.0200%
JM Low Duration Fund (Direct) - Bonus Option - Principal Units 24.77
0.0000
0.0200%
JM Low Duration Fund (Regular) - Growth Option 39.8
0.0100
0.0200%
JM Low Duration Fund (Direct) - Growth 41.14
0.0100
0.0200%

Review Date: 01-10-2026

Beginning of Analysis

JM Low Duration Fund is the 9th ranked fund in the Low Duration Fund category. The category has total 19 funds. The 3 star rating shows an average past performance of the JM Low Duration Fund in Low Duration Fund. The fund has a Jensen Alpha of 0.47% which is higher than the category average of 0.36%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.65 which is higher than the category average of 1.6.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

JM Low Duration Fund Return Analysis

  • JM Low Duration Fund has given a return of 6.13% in last one year. In the same period the Low Duration Fund category average return was 6.17%.
  • The fund has given a return of 7.26% in last three years and ranked 13.0th out of nineteen funds in the category. In the same period the Low Duration Fund category average return was 7.32%.
  • The fund has given a return of 6.5% in last five years and ranked 13th out of seventeen funds in the category. In the same period the Low Duration Fund category average return was 6.59%.
  • The fund has given a SIP return of -9.59% in last one year whereas category average SIP return is -9.58%. The fund one year return rank in the category is 12th in 21 funds
  • The fund has SIP return of 1.2% in last three years and ranks 12th in 19 funds. Nippon India Low Duration Fund has given the highest SIP return (1.4%) in the category in last three years.
  • The fund has SIP return of 4.27% in last five years whereas category average SIP return is 4.37%.

JM Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.61 and semi deviation of 0.41. The category average standard deviation is 0.64 and semi deviation is 0.42.
  • The fund has a beta of 0.19 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.39
    		0.29 | 0.47 6 | 22 Very Good
    3M Return % 1.24
    1.20
    		1.02 | 1.41 7 | 22 Good
    1Y Return % 5.61
    5.59
    		4.97 | 6.16 9 | 21 Good
    3Y Return % 6.79
    6.76
    		6.22 | 7.27 8 | 19 Good
    5Y Return % 6.03
    6.07
    		5.47 | 6.53 10 | 17 Good
    7Y Return % 7.77
    6.15
    		5.40 | 7.77 1 | 17 Very Good
    1Y SIP Return % -10.03
    -10.07
    		-10.68 | -9.62 10 | 21 Good
    3Y SIP Return % 0.73
    0.71
    		0.15 | 1.21 9 | 19 Good
    5Y SIP Return % 3.80
    3.84
    		3.24 | 4.40 10 | 17 Good
    7Y SIP Return % 4.21
    3.74
    		3.08 | 4.44 3 | 17 Very Good
    Standard Deviation 0.61
    0.64
    		0.59 | 0.70 4 | 19 Very Good
    Semi Deviation 0.41
    0.42
    		0.39 | 0.47 8 | 19 Good
    Sharpe Ratio 1.65
    1.60
    		0.85 | 2.49 9 | 19 Good
    Sterling Ratio 0.69
    0.69
    		0.63 | 0.75 10 | 19 Good
    Sortino Ratio 0.97
    0.99
    		0.44 | 1.87 9 | 19 Good
    Jensen Alpha % 0.47
    0.36
    		-0.07 | 0.82 7 | 19 Good
    Treynor Ratio 0.04
    0.04
    		0.02 | 0.05 5 | 19 Very Good
    Modigliani Square Measure % 1.51
    1.47
    		0.78 | 2.28 9 | 19 Good
    Alpha % -0.93
    -0.97
    		-1.45 | -0.35 8 | 19 Good
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.45 0.43 0.34 | 0.49 10 | 24 Good
    3M Return % 1.35 1.33 1.17 | 1.45 11 | 24 Good
    1Y Return % 6.13 6.17 5.71 | 6.39 15 | 22 Average
    3Y Return % 7.26 7.32 7.12 | 7.47 13 | 19 Average
    5Y Return % 6.50 6.59 6.39 | 6.76 13 | 17 Average
    7Y Return % 8.17 6.67 6.16 | 8.17 1 | 17 Very Good
    1Y SIP Return % -9.59 -9.58 -10.05 | -9.29 12 | 21 Good
    3Y SIP Return % 1.20 1.25 1.02 | 1.40 12 | 19 Average
    5Y SIP Return % 4.27 4.37 4.17 | 4.53 12 | 17 Average
    7Y SIP Return % 4.67 4.26 3.98 | 4.67 1 | 17 Very Good
    Standard Deviation 0.61 0.64 0.59 | 0.70 4 | 19 Very Good
    Semi Deviation 0.41 0.42 0.39 | 0.47 8 | 19 Good
    Sharpe Ratio 1.65 1.60 0.85 | 2.49 9 | 19 Good
    Sterling Ratio 0.69 0.69 0.63 | 0.75 10 | 19 Good
    Sortino Ratio 0.97 0.99 0.44 | 1.87 9 | 19 Good
    Jensen Alpha % 0.47 0.36 -0.07 | 0.82 7 | 19 Good
    Treynor Ratio 0.04 0.04 0.02 | 0.05 5 | 19 Very Good
    Modigliani Square Measure % 1.51 1.47 0.78 | 2.28 9 | 19 Good
    Alpha % -0.93 -0.97 -1.45 | -0.35 8 | 19 Good
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Low Duration Fund NAV Regular Growth Jm Low Duration Fund NAV Direct Growth
    01-10-2026 39.8037 41.1358
    30-09-2026 39.7969 41.1282
    29-09-2026 39.7818 41.1121
    28-09-2026 39.7801 41.1099
    25-09-2026 39.7662 41.0941
    24-09-2026 39.7751 41.1028
    23-09-2026 39.79 41.1176
    22-09-2026 39.7814 41.1083
    21-09-2026 39.775 41.1012
    18-09-2026 39.7558 41.0799
    17-09-2026 39.7448 41.068
    16-09-2026 39.7388 41.0613
    15-09-2026 39.7281 41.0498
    11-09-2026 39.7405 41.0606
    10-09-2026 39.7611 41.0814
    09-09-2026 39.7628 41.0826
    08-09-2026 39.7543 41.0735
    07-09-2026 39.7446 41.0628
    04-09-2026 39.7159 41.0317
    03-09-2026 39.6947 41.0094
    02-09-2026 39.669 40.9824
    01-09-2026 39.6406 40.9525

    Fund Launch Date: 25/Sep/2006
    Fund Category: Low Duration Fund
    Investment Objective: To generate stable long term returns with low risk strategy and capital appreciation/accretion besides preservation of capital through investments in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6 months - 12 months.
    Fund Description: Open Ended Debt Low Duration Fund
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.