Jm Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 10
Rating
Growth Option 29-07-2026
NAV ₹39.44(R) +0.01% ₹40.73(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.67% 6.81% 5.95% 7.26% -%
Direct 6.19% 7.28% 6.41% 7.65% -%
Benchmark
SIP (XIRR) Regular 5.94% 2.77% 5.24% 6.3% -%
Direct 6.46% 3.24% 5.71% 6.76% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.65 0.97 0.69 0.47% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.61% 0.0% 0.0% 0.29 0.41%
Fund AUM As on: 30/12/2025 193 Cr
Top Low Duration Fund
Fund Name Rank Rating
ICICI Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Tata Treasury Advantage Fund 4

NAV Date: 29-07-2026

Scheme Name NAV Rupee Change Percent Change
JM Low Duration Fund (Regular) - Daily IDCW 10.82
0.0000
0.0000%
JM Low Duration Fund (Direct) - Daily IDCW 10.85
0.0000
0.0000%
JM Low Duration Fund (Regular) - Fortnightly IDCW 11.08
0.0000
0.0100%
JM Low Duration Fund (Direct) - Fortnightly IDCW 11.12
0.0000
0.0100%
JM Low Duration Fund (Regular) - Weekly IDCW 11.41
0.0000
0.0100%
JM Low Duration Fund (Direct) - Weekly IDCW 11.45
0.0000
0.0100%
JM Low Duration Fund - Bonus Option - Principal Units 23.76
0.0000
0.0100%
JM Low Duration Fund (Direct) - Bonus Option - Principal Units 24.52
0.0000
0.0100%
JM Low Duration Fund (Regular) - Growth Option 39.44
0.0000
0.0100%
JM Low Duration Fund (Direct) - Growth 40.73
0.0000
0.0100%

Review Date: 29-07-2026

Beginning of Analysis

JM Low Duration Fund is the 9th ranked fund in the Low Duration Fund category. The category has total 19 funds. The JM Low Duration Fund has shown an average past performence in Low Duration Fund. The fund has a Jensen Alpha of 0.47% which is higher than the category average of 0.36%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.65 which is higher than the category average of 1.6.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

JM Low Duration Fund Return Analysis

  • The fund has given a return of 0.47%, 1.75 and 3.35 in last one, three and six months respectively. In the same period the category average return was 0.49%, 1.79% and 3.4% respectively.
  • JM Low Duration Fund has given a return of 6.19% in last one year. In the same period the Low Duration Fund category average return was 6.24%.
  • The fund has given a return of 7.28% in last three years and ranked 13.0th out of nineteen funds in the category. In the same period the Low Duration Fund category average return was 7.37%.
  • The fund has given a return of 6.41% in last five years and ranked 13th out of seventeen funds in the category. In the same period the Low Duration Fund category average return was 6.59%.
  • The fund has given a SIP return of 6.46% in last one year whereas category average SIP return is 6.55%. The fund one year return rank in the category is 17th in 22 funds
  • The fund has SIP return of 3.24% in last three years and ranks 13th in 19 funds. Kotak Low Duration Fund has given the highest SIP return (3.5%) in the category in last three years.
  • The fund has SIP return of 5.71% in last five years whereas category average SIP return is 5.83%.

JM Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.61 and semi deviation of 0.41. The category average standard deviation is 0.64 and semi deviation is 0.42.
  • The fund has a beta of 0.19 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44
    0.45
    		0.37 | 0.51 15 | 22 Average
    3M Return % 1.63
    1.66
    		1.49 | 1.81 14 | 22 Average
    6M Return % 3.11
    3.13
    		2.81 | 3.35 14 | 21 Average
    1Y Return % 5.67
    5.64
    		5.09 | 6.26 10 | 21 Good
    3Y Return % 6.81
    6.81
    		6.27 | 7.40 10 | 19 Good
    5Y Return % 5.95
    6.07
    		5.39 | 7.39 10 | 17 Good
    7Y Return % 7.26
    6.21
    		5.49 | 7.26 1 | 17 Very Good
    1Y SIP Return % 5.94
    5.97
    		5.38 | 6.55 13 | 21 Average
    3Y SIP Return % 2.77
    2.77
    		2.22 | 3.31 10 | 19 Good
    5Y SIP Return % 5.24
    5.30
    		4.70 | 5.88 10 | 17 Good
    7Y SIP Return % 6.30
    5.69
    		5.00 | 6.44 2 | 17 Very Good
    Standard Deviation 0.61
    0.64
    		0.59 | 0.70 4 | 19 Very Good
    Semi Deviation 0.41
    0.42
    		0.39 | 0.47 8 | 19 Good
    Sharpe Ratio 1.65
    1.60
    		0.85 | 2.49 9 | 19 Good
    Sterling Ratio 0.69
    0.69
    		0.63 | 0.75 10 | 19 Good
    Sortino Ratio 0.97
    0.99
    		0.44 | 1.87 9 | 19 Good
    Jensen Alpha % 0.47
    0.36
    		-0.07 | 0.82 7 | 19 Good
    Treynor Ratio 0.04
    0.04
    		0.02 | 0.05 5 | 19 Very Good
    Modigliani Square Measure % 1.51
    1.47
    		0.78 | 2.28 9 | 19 Good
    Alpha % -0.93
    -0.97
    		-1.45 | -0.35 8 | 19 Good
    Return data last Updated On : July 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.47 0.49 0.44 | 0.58 17 | 24 Average
    3M Return % 1.75 1.79 1.62 | 1.89 19 | 24 Poor
    6M Return % 3.35 3.40 3.16 | 3.54 18 | 23 Average
    1Y Return % 6.19 6.24 5.86 | 6.51 15 | 22 Average
    3Y Return % 7.28 7.37 7.17 | 7.56 13 | 19 Average
    5Y Return % 6.41 6.59 6.32 | 7.51 13 | 17 Average
    7Y Return % 7.65 6.73 6.22 | 7.65 1 | 17 Very Good
    1Y SIP Return % 6.46 6.55 6.13 | 6.78 17 | 22 Average
    3Y SIP Return % 3.24 3.31 3.13 | 3.50 13 | 19 Average
    5Y SIP Return % 5.71 5.83 5.63 | 6.02 13 | 17 Average
    7Y SIP Return % 6.76 6.22 5.91 | 6.76 1 | 17 Very Good
    Standard Deviation 0.61 0.64 0.59 | 0.70 4 | 19 Very Good
    Semi Deviation 0.41 0.42 0.39 | 0.47 8 | 19 Good
    Sharpe Ratio 1.65 1.60 0.85 | 2.49 9 | 19 Good
    Sterling Ratio 0.69 0.69 0.63 | 0.75 10 | 19 Good
    Sortino Ratio 0.97 0.99 0.44 | 1.87 9 | 19 Good
    Jensen Alpha % 0.47 0.36 -0.07 | 0.82 7 | 19 Good
    Treynor Ratio 0.04 0.04 0.02 | 0.05 5 | 19 Very Good
    Modigliani Square Measure % 1.51 1.47 0.78 | 2.28 9 | 19 Good
    Alpha % -0.93 -0.97 -1.45 | -0.35 8 | 19 Good
    Return data last Updated On : July 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Low Duration Fund NAV Regular Growth Jm Low Duration Fund NAV Direct Growth
    29-07-2026 39.4439 40.7323
    28-07-2026 39.4417 40.7295
    27-07-2026 39.4336 40.7206
    24-07-2026 39.3965 40.6807
    23-07-2026 39.3898 40.6733
    22-07-2026 39.3848 40.6676
    21-07-2026 39.3833 40.6655
    20-07-2026 39.3665 40.6476
    17-07-2026 39.3603 40.6397
    16-07-2026 39.3436 40.6219
    15-07-2026 39.3278 40.6051
    14-07-2026 39.3217 40.5983
    13-07-2026 39.3505 40.6275
    10-07-2026 39.3374 40.6125
    09-07-2026 39.3206 40.5946
    08-07-2026 39.3071 40.5802
    07-07-2026 39.339 40.6125
    06-07-2026 39.3564 40.63
    03-07-2026 39.3461 40.6178
    02-07-2026 39.3392 40.6102
    01-07-2026 39.3169 40.5866
    30-06-2026 39.2958 40.5643
    29-06-2026 39.2725 40.5398

    Fund Launch Date: 25/Sep/2006
    Fund Category: Low Duration Fund
    Investment Objective: To generate stable long term returns with low risk strategy and capital appreciation/accretion besides preservation of capital through investments in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6 months - 12 months.
    Fund Description: Open Ended Debt Low Duration Fund
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.