Previously Known As : Jm Income Fund
Jm Medium To Long Duration Fund Datagrid
Category Medium to Long Duration Fund
BMSMONEY Rank 3
Rating
Growth Option 12-02-2026
NAV ₹63.32(R) +0.11% ₹70.76(D) +0.11%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.8% 6.97% 4.9% 3.63% 4.27%
Direct 6.31% 7.51% 5.54% 4.37% 5.12%
Benchmark
SIP (XIRR) Regular -11.75% 4.68% 5.36% 5.01% 4.21%
Direct -11.33% 5.21% 5.92% 5.64% 4.92%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.62 0.3 0.65 0.38% 0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.07% -1.06% -0.86% 0.88 1.46%
Fund AUM As on: 30/12/2025 31 Cr
Top Medium to Long Duration Fund
Fund Name Rank Rating
Icici Prudential Bond Fund 1
LIC MF Medium to Long Duration Fund 2
JM Medium to Long Duration Fund 3

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
JM Medium to Long Duration Fund (Regular) - Quarterly IDCW 21.53
0.0200
0.1100%
JM Medium to Long Duration Fund (Direct) - Quarterly IDCW 25.0
0.0300
0.1100%
JM Medium to Long Duration Fund (Regular) - Bonus Option- Principal Units 25.9
0.0300
0.1100%
JM Medium to Long Duration Fund (Regular) - Growth Option 63.32
0.0700
0.1100%
JM Medium to Long Duration Fund (Direct) - Growth Option 70.76
0.0800
0.1100%

Review Date: 12-02-2026

Beginning of Analysis

In the Medium to Long Duration Fund category, JM Medium to Long Duration Fund is the second ranked fund. The category has total 13 funds. The JM Medium to Long Duration Fund has shown an excellent past performence in Medium to Long Duration Fund. The fund has a Jensen Alpha of 0.38% which is higher than the category average of -0.15%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.62 which is higher than the category average of 0.45.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium to Long Duration Mutual Funds are ideal for long-term investors seeking higher returns by taking advantage of interest rate movements. These funds invest in debt instruments with a portfolio duration of 4 to 7 years, making them highly sensitive to interest rate changes. While they offer the potential for significant capital appreciation in a falling interest rate environment, they also carry higher risks, including interest rate risk and volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

JM Medium to Long Duration Fund Return Analysis

  • The fund has given a return of 0.34%, 0.57 and 2.04 in last one, three and six months respectively. In the same period the category average return was 0.28%, 0.32% and 1.92% respectively.
  • JM Medium to Long Duration Fund has given a return of 6.31% in last one year. In the same period the Medium to Long Duration Fund category average return was 5.59%.
  • The fund has given a return of 7.51% in last three years and ranked 6.0th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 7.43%.
  • The fund has given a return of 5.54% in last five years and ranked 11th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 6.5%.
  • The fund has given a return of 5.12% in last ten years and ranked 13th out of 13 funds in the category. In the same period the category average return was 7.22%.
  • The fund has given a SIP return of -11.33% in last one year whereas category average SIP return is -11.78%. The fund one year return rank in the category is 3rd in 13 funds
  • The fund has SIP return of 5.21% in last three years and ranks 3rd in 13 funds. LIC MF Medium to Long Duration Fund has given the highest SIP return (5.68%) in the category in last three years.
  • The fund has SIP return of 5.92% in last five years whereas category average SIP return is 6.18%.

JM Medium to Long Duration Fund Risk Analysis

  • The fund has a standard deviation of 2.07 and semi deviation of 1.46. The category average standard deviation is 2.36 and semi deviation is 1.72.
  • The fund has a Value at Risk (VaR) of -1.06 and a maximum drawdown of -0.86. The category average VaR is -1.69 and the maximum drawdown is -1.66. The fund has a beta of 0.94 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium to Long Duration Fund Category
  • Good Performance in Medium to Long Duration Fund Category
  • Poor Performance in Medium to Long Duration Fund Category
  • Very Poor Performance in Medium to Long Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.30
    0.22
    		0.05 | 0.88 2 | 13 Very Good
    3M Return % 0.44
    0.15
    		-0.16 | 0.44 1 | 13 Very Good
    6M Return % 1.79
    1.57
    		0.97 | 2.33 3 | 13 Very Good
    1Y Return % 5.80
    4.84
    		3.82 | 6.29 2 | 13 Very Good
    3Y Return % 6.97
    6.65
    		5.72 | 7.58 4 | 13 Very Good
    5Y Return % 4.90
    5.71
    		4.31 | 10.25 9 | 13 Average
    7Y Return % 3.63
    6.22
    		3.63 | 7.93 13 | 13 Poor
    10Y Return % 4.27
    6.42
    		4.27 | 7.68 13 | 13 Poor
    1Y SIP Return % -11.75
    -12.39
    		-13.10 | -10.90 2 | 13 Very Good
    3Y SIP Return % 4.68
    4.05
    		3.22 | 4.91 2 | 13 Very Good
    5Y SIP Return % 5.36
    5.39
    		4.31 | 7.62 6 | 13 Good
    7Y SIP Return % 5.01
    5.68
    		4.64 | 8.87 10 | 13 Average
    10Y SIP Return % 4.21
    5.64
    		4.21 | 7.61 13 | 13 Poor
    15Y SIP Return % 4.58
    6.35
    		4.58 | 7.74 13 | 13 Poor
    Standard Deviation 2.07
    2.36
    		1.96 | 3.78 3 | 13 Very Good
    Semi Deviation 1.46
    1.72
    		1.42 | 2.65 2 | 13 Very Good
    Max Drawdown % -0.86
    -1.66
    		-3.60 | -0.86 1 | 13 Very Good
    VaR 1 Y % -1.06
    -1.69
    		-2.28 | -0.98 3 | 13 Very Good
    Average Drawdown % -0.28
    -0.56
    		-1.29 | -0.28 1 | 13 Very Good
    Sharpe Ratio 0.62
    0.45
    		0.06 | 0.95 4 | 13 Very Good
    Sterling Ratio 0.65
    0.58
    		0.50 | 0.68 2 | 13 Very Good
    Sortino Ratio 0.30
    0.21
    		0.03 | 0.44 3 | 13 Very Good
    Jensen Alpha % 0.38
    -0.15
    		-1.57 | 1.57 4 | 13 Very Good
    Treynor Ratio 0.01
    0.01
    		0.00 | 0.02 4 | 13 Very Good
    Modigliani Square Measure % 7.09
    6.19
    		4.24 | 8.10 3 | 13 Very Good
    Alpha % -0.49
    -0.88
    		-1.86 | 0.03 5 | 13 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.34 0.28 0.09 | 0.95 2 | 13 Very Good
    3M Return % 0.57 0.32 -0.06 | 0.57 1 | 13 Very Good
    6M Return % 2.04 1.92 1.35 | 2.75 5 | 13 Good
    1Y Return % 6.31 5.59 4.52 | 7.23 3 | 13 Very Good
    3Y Return % 7.51 7.43 6.58 | 8.39 6 | 13 Good
    5Y Return % 5.54 6.50 5.00 | 10.98 11 | 13 Average
    7Y Return % 4.37 7.01 4.37 | 8.63 13 | 13 Poor
    10Y Return % 5.12 7.22 5.12 | 8.36 13 | 13 Poor
    1Y SIP Return % -11.33 -11.78 -12.66 | -10.14 3 | 13 Very Good
    3Y SIP Return % 5.21 4.82 4.01 | 5.68 3 | 13 Very Good
    5Y SIP Return % 5.92 6.18 5.04 | 8.45 8 | 13 Good
    7Y SIP Return % 5.64 6.47 5.36 | 9.65 12 | 13 Average
    10Y SIP Return % 4.92 6.43 4.92 | 8.32 13 | 13 Poor
    Standard Deviation 2.07 2.36 1.96 | 3.78 3 | 13 Very Good
    Semi Deviation 1.46 1.72 1.42 | 2.65 2 | 13 Very Good
    Max Drawdown % -0.86 -1.66 -3.60 | -0.86 1 | 13 Very Good
    VaR 1 Y % -1.06 -1.69 -2.28 | -0.98 3 | 13 Very Good
    Average Drawdown % -0.28 -0.56 -1.29 | -0.28 1 | 13 Very Good
    Sharpe Ratio 0.62 0.45 0.06 | 0.95 4 | 13 Very Good
    Sterling Ratio 0.65 0.58 0.50 | 0.68 2 | 13 Very Good
    Sortino Ratio 0.30 0.21 0.03 | 0.44 3 | 13 Very Good
    Jensen Alpha % 0.38 -0.15 -1.57 | 1.57 4 | 13 Very Good
    Treynor Ratio 0.01 0.01 0.00 | 0.02 4 | 13 Very Good
    Modigliani Square Measure % 7.09 6.19 4.24 | 8.10 3 | 13 Very Good
    Alpha % -0.49 -0.88 -1.86 | 0.03 5 | 13 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Medium To Long Duration Fund NAV Regular Growth Jm Medium To Long Duration Fund NAV Direct Growth
    12-02-2026 63.3174 70.7611
    11-02-2026 63.2467 70.6811
    10-02-2026 63.2034 70.6318
    09-02-2026 63.1345 70.5538
    06-02-2026 63.1322 70.5485
    05-02-2026 63.3161 70.7531
    04-02-2026 63.2258 70.6513
    03-02-2026 63.1357 70.5497
    02-02-2026 62.9755 70.3697
    30-01-2026 63.1089 70.516
    29-01-2026 63.0313 70.4284
    28-01-2026 62.9992 70.3915
    27-01-2026 62.9801 70.3693
    23-01-2026 62.9984 70.386
    22-01-2026 62.9984 70.3851
    21-01-2026 62.9217 70.2985
    20-01-2026 62.8994 70.2727
    19-01-2026 62.902 70.2747
    16-01-2026 62.9287 70.3017
    14-01-2026 62.9991 70.3785
    13-01-2026 63.0691 70.4557
    12-01-2026 63.1258 70.5182

    Fund Launch Date: 01/Jan/2013
    Fund Category: Medium to Long Duration Fund
    Investment Objective: To generate stable long term returns with low risk strategy and capital appreciation/accretion through investment in debt instruments and related securities besides preservation of capital
    Fund Description: Open Ended Debt Medium to Long Duration Fund
    Fund Benchmark: Crisil Composite Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.