Kotak Balanced Advantage Fund Overview
Category Dynamic Asset Allocation or Balanced Advantage
BMSMONEY Rank 8
Rating
Growth Option 23-06-2025
NAV ₹20.47(R) -0.28% ₹22.19(D) -0.27%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.65% 14.27% 13.5% -% -%
Direct 8.84% 15.6% 14.88% -% -%
Benchmark
SIP (XIRR) Regular 7.38% 10.6% 11.2% -% -%
Direct 8.56% 11.85% 12.52% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.91 0.42 0.69 0.88% 0.07
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
7.52% -8.76% -8.84% 0.99 5.67%
Fund AUM As on: 31/03/2025 16425 Cr

NAV Date: 23-06-2025

Scheme Name NAV Rupee Change Percent Change
Kotak Balanced Advantage Fund -Regular Plan - Growth Option 20.47
-0.0600
-0.2800%
Kotak Balanced Advantage Fund - Regular Plan - Payout of Income Distribution cum capital withdrawal option Option 20.47
-0.0600
-0.2800%
Kotak Balanced Advantage Fund -Direct Plan -Payout of Income Distribution cum capital withdrawal option 22.19
-0.0600
-0.2700%
Kotak Balanced Advantage Fund - Direct Plan -Growth Option 22.19
-0.0600
-0.2700%

Review Date: 23-06-2025

Beginning of Analysis

Kotak Balanced Advantage Fund is the 8th ranked fund in the Dynamic Asset Allocation or Balanced Advantage Fund category. The category has total 24 funds. The 4 star rating shows a very good past performance of the Kotak Balanced Advantage Fund in Dynamic Asset Allocation or Balanced Advantage Fund. The fund has a Jensen Alpha of 0.88% which is higher than the category average of 0.19%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.91 which is higher than the category average of 0.85.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Dynamic Asset Allocation or Balanced Advantage Mutual Funds

Kotak Balanced Advantage Fund Return Analysis

  • The fund has given a return of 0.38%, 5.24 and 3.38 in last one, three and six months respectively. In the same period the category average return was 0.71%, 4.59% and 2.79% respectively.
  • Kotak Balanced Advantage Fund has given a return of 8.84% in last one year. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 6.26%.
  • The fund has given a return of 15.6% in last three years and ranked 11.0th out of 24 funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 15.82%.
  • The fund has given a return of 14.88% in last five years and ranked 10th out of 18 funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 14.86%.
  • The fund has given a SIP return of 8.56% in last one year whereas category average SIP return is 6.37%. The fund one year return rank in the category is 10th in 34 funds
  • The fund has SIP return of 11.85% in last three years and ranks 11th in 24 funds. Hdfc Balanced Advantage Fund has given the highest SIP return (17.0%) in the category in last three years.
  • The fund has SIP return of 12.52% in last five years whereas category average SIP return is 12.46%.

Kotak Balanced Advantage Fund Risk Analysis

  • The fund has a standard deviation of 7.52 and semi deviation of 5.67. The category average standard deviation is 8.28 and semi deviation is 6.02.
  • The fund has a Value at Risk (VaR) of -8.76 and a maximum drawdown of -8.84. The category average VaR is -9.71 and the maximum drawdown is -9.54. The fund has a beta of 0.99 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Very Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category

  • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.29
    0.59
    -0.21 | 2.04 24 | 34 Average
    3M Return % 4.95
    4.26
    0.58 | 7.54 10 | 34 Good
    6M Return % 2.82
    2.15
    -8.74 | 5.99 16 | 34 Good
    1Y Return % 7.65
    4.92
    -8.43 | 9.56 10 | 34 Good
    3Y Return % 14.27
    14.37
    10.52 | 23.34 11 | 24 Good
    5Y Return % 13.50
    13.47
    8.39 | 24.07 9 | 18 Good
    1Y SIP Return % 7.38
    5.05
    -9.78 | 10.15 10 | 34 Good
    3Y SIP Return % 10.60
    9.99
    3.07 | 16.28 10 | 24 Good
    5Y SIP Return % 11.20
    11.11
    5.66 | 20.02 9 | 18 Good
    Standard Deviation 7.52
    8.28
    5.74 | 14.25 10 | 24 Good
    Semi Deviation 5.67
    6.02
    4.21 | 10.65 12 | 24 Good
    Max Drawdown % -8.84
    -9.54
    -25.84 | -4.53 14 | 24 Average
    VaR 1 Y % -8.76
    -9.71
    -22.27 | -4.57 10 | 24 Good
    Average Drawdown % -3.04
    -3.17
    -5.65 | -1.90 13 | 24 Average
    Sharpe Ratio 0.91
    0.85
    0.27 | 1.53 10 | 24 Good
    Sterling Ratio 0.69
    0.69
    0.27 | 1.12 12 | 24 Good
    Sortino Ratio 0.42
    0.43
    0.14 | 0.89 10 | 24 Good
    Jensen Alpha % 0.88
    0.19
    -5.34 | 6.56 10 | 24 Good
    Treynor Ratio 0.07
    0.07
    0.03 | 0.12 11 | 24 Good
    Modigliani Square Measure % 12.28
    11.57
    5.12 | 16.98 8 | 24 Good
    Alpha % 0.73
    0.71
    -2.93 | 9.22 11 | 24 Good
    Return data last Updated On : June 23, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : May 30, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.38 0.71 -0.18 | 2.15 24 | 34
    3M Return % 5.24 4.59 0.95 | 7.89 10 | 34
    6M Return % 3.38 2.79 -8.16 | 6.30 16 | 34
    1Y Return % 8.84 6.26 -7.25 | 11.28 9 | 34
    3Y Return % 15.60 15.82 11.76 | 24.12 11 | 24
    5Y Return % 14.88 14.86 9.75 | 24.84 10 | 18
    1Y SIP Return % 8.56 6.37 -8.64 | 11.13 10 | 34
    3Y SIP Return % 11.85 11.36 4.40 | 17.00 11 | 24
    5Y SIP Return % 12.52 12.46 7.02 | 20.78 9 | 18
    Standard Deviation 7.52 8.28 5.74 | 14.25 10 | 24
    Semi Deviation 5.67 6.02 4.21 | 10.65 12 | 24
    Max Drawdown % -8.84 -9.54 -25.84 | -4.53 14 | 24
    VaR 1 Y % -8.76 -9.71 -22.27 | -4.57 10 | 24
    Average Drawdown % -3.04 -3.17 -5.65 | -1.90 13 | 24
    Sharpe Ratio 0.91 0.85 0.27 | 1.53 10 | 24
    Sterling Ratio 0.69 0.69 0.27 | 1.12 12 | 24
    Sortino Ratio 0.42 0.43 0.14 | 0.89 10 | 24
    Jensen Alpha % 0.88 0.19 -5.34 | 6.56 10 | 24
    Treynor Ratio 0.07 0.07 0.03 | 0.12 11 | 24
    Modigliani Square Measure % 12.28 11.57 5.12 | 16.98 8 | 24
    Alpha % 0.73 0.71 -2.93 | 9.22 11 | 24
    Return data last Updated On : June 23, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : May 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Balanced Advantage Fund NAV Regular Growth Kotak Balanced Advantage Fund NAV Direct Growth
    23-06-2025 20.467 22.188
    20-06-2025 20.525 22.249
    19-06-2025 20.359 22.069
    18-06-2025 20.433 22.147
    17-06-2025 20.458 22.175
    16-06-2025 20.499 22.218
    13-06-2025 20.388 22.095
    12-06-2025 20.456 22.169
    11-06-2025 20.604 22.329
    10-06-2025 20.594 22.317
    09-06-2025 20.613 22.337
    06-06-2025 20.544 22.261
    05-06-2025 20.468 22.178
    04-06-2025 20.395 22.098
    03-06-2025 20.34 22.037
    02-06-2025 20.38 22.079
    30-05-2025 20.402 22.101
    29-05-2025 20.43 22.132
    28-05-2025 20.404 22.102
    27-05-2025 20.404 22.102
    26-05-2025 20.476 22.179
    23-05-2025 20.408 22.103

    Fund Launch Date: 13/Jul/2018
    Fund Category: Dynamic Asset Allocation or Balanced Advantage
    Investment Objective: The investment objective of the scheme is to generate capital appreciation by investing in a dynamically balanced portfolio of equity & equity related securities and debt & money market securities
    Fund Description: An open ended dynamic asset allocation fund
    Fund Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.