Kotak Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 13
Rating
Growth Option 13-03-2026
NAV ₹3475.01(R) -0.02% ₹3810.07(D) -0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.73% 6.91% 5.84% 6.24% 6.74%
Direct 7.56% 7.74% 6.65% 7.06% 7.55%
Benchmark
SIP (XIRR) Regular 5.61% 6.7% 4.93% 5.47% 6.04%
Direct 6.45% 7.54% 5.73% 6.28% 6.87%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.35 1.48 0.69 0.78% -1.86
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.49% 0.0% 0.0% 0.25 0.34%
Fund AUM As on: 30/12/2025 15091 Cr
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Canara Robeco Savings Fund 4

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Low Duration Fund- Regular Plan-Standard Income Distribution cum capital withdrawal option 1241.93
-0.3000
-0.0200%
Kotak Low Duration Fund - Direct Plan- Standard Income Distribution cum capital withdrawal option 1518.18
-0.3300
-0.0200%
Kotak Low Duration Fund- Regular Plan-Growth Option 3475.01
-0.8300
-0.0200%
Kotak Low Duration Fund- Direct Plan- Growth Option 3810.07
-0.8300
-0.0200%

Review Date: 13-03-2026

Beginning of Analysis

In the Low Duration Fund category, Kotak Low Duration Fund is the 13th ranked fund. The category has total 19 funds. The Kotak Low Duration Fund has shown a poor past performence in Low Duration Fund. The fund has a Jensen Alpha of 0.78% which is lower than the category average of 0.94%, showing poor performance. The fund has a Sharpe Ratio of 2.35 which is lower than the category average of 2.78.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Kotak Low Duration Fund Return Analysis

  • The fund has given a return of 0.4%, 1.36 and 3.02 in last one, three and six months respectively. In the same period the category average return was 0.28%, 1.23% and 2.83% respectively.
  • Kotak Low Duration Fund has given a return of 7.56% in last one year. In the same period the Low Duration Fund category average return was 7.21%.
  • The fund has given a return of 7.74% in last three years and ranked 3.0rd out of nineteen funds in the category. In the same period the Low Duration Fund category average return was 7.52%.
  • The fund has given a return of 6.65% in last five years and ranked 4th out of seventeen funds in the category. In the same period the Low Duration Fund category average return was 6.45%.
  • The fund has given a return of 7.55% in last ten years and ranked 1st out of fifteen funds in the category. In the same period the category average return was 6.94%.
  • The fund has given a SIP return of 6.45% in last one year whereas category average SIP return is 6.1%. The fund one year return rank in the category is 1st in 19 funds
  • The fund has SIP return of 7.54% in last three years and ranks 1st in 19 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 5.73% in last five years whereas category average SIP return is 5.51%.

Kotak Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.49 and semi deviation of 0.34. The category average standard deviation is 0.44 and semi deviation is 0.31.
  • The fund has a beta of 0.23 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.34
    0.24
    		0.16 | 0.35 2 | 20 Very Good
    3M Return % 1.17
    1.09
    		0.92 | 1.25 7 | 20 Good
    6M Return % 2.63
    2.55
    		2.25 | 2.95 8 | 20 Good
    1Y Return % 6.73
    6.64
    		6.02 | 7.32 8 | 19 Good
    3Y Return % 6.91
    6.96
    		6.41 | 7.63 10 | 19 Good
    5Y Return % 5.84
    5.93
    		5.24 | 7.25 10 | 17 Good
    7Y Return % 6.24
    5.98
    		5.38 | 6.88 4 | 17 Very Good
    10Y Return % 6.74
    6.45
    		5.93 | 7.17 3 | 15 Very Good
    1Y SIP Return % 5.61
    5.53
    		4.91 | 6.26 8 | 19 Good
    3Y SIP Return % 6.70
    6.71
    		6.13 | 7.34 10 | 19 Good
    5Y SIP Return % 4.93
    4.99
    		4.39 | 5.58 10 | 17 Good
    7Y SIP Return % 5.47
    5.53
    		4.86 | 6.23 10 | 17 Good
    10Y SIP Return % 6.04
    5.93
    		5.40 | 6.61 4 | 15 Very Good
    Standard Deviation 0.49
    0.44
    		0.41 | 0.49 19 | 19 Poor
    Semi Deviation 0.34
    0.31
    		0.28 | 0.35 18 | 19 Poor
    Sharpe Ratio 2.35
    2.78
    		1.67 | 4.26 15 | 19 Average
    Sterling Ratio 0.69
    0.70
    		0.65 | 0.77 13 | 19 Average
    Sortino Ratio 1.48
    1.97
    		0.97 | 4.18 15 | 19 Average
    Jensen Alpha % 0.78
    0.94
    		0.42 | 1.46 13 | 19 Average
    Treynor Ratio -1.86
    -2.15
    		-2.61 | -1.69 3 | 19 Very Good
    Modigliani Square Measure % 7.91
    8.31
    		7.35 | 9.61 15 | 19 Average
    Alpha % -1.06
    -0.98
    		-1.49 | -0.33 12 | 19 Average
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.40 0.28 0.22 | 0.40 1 | 20 Very Good
    3M Return % 1.36 1.23 1.12 | 1.36 1 | 20 Very Good
    6M Return % 3.02 2.83 2.66 | 3.02 2 | 20 Very Good
    1Y Return % 7.56 7.21 6.93 | 7.56 1 | 19 Very Good
    3Y Return % 7.74 7.52 7.30 | 7.76 3 | 19 Very Good
    5Y Return % 6.65 6.45 6.14 | 7.36 4 | 17 Very Good
    7Y Return % 7.06 6.50 5.49 | 7.08 2 | 17 Very Good
    10Y Return % 7.55 6.94 6.21 | 7.55 1 | 15 Very Good
    1Y SIP Return % 6.45 6.10 5.81 | 6.45 1 | 19 Very Good
    3Y SIP Return % 7.54 7.27 7.03 | 7.54 1 | 19 Very Good
    5Y SIP Return % 5.73 5.51 5.27 | 5.73 1 | 17 Very Good
    7Y SIP Return % 6.28 6.05 5.73 | 6.53 3 | 17 Very Good
    10Y SIP Return % 6.87 6.43 5.96 | 6.87 1 | 15 Very Good
    Standard Deviation 0.49 0.44 0.41 | 0.49 19 | 19 Poor
    Semi Deviation 0.34 0.31 0.28 | 0.35 18 | 19 Poor
    Sharpe Ratio 2.35 2.78 1.67 | 4.26 15 | 19 Average
    Sterling Ratio 0.69 0.70 0.65 | 0.77 13 | 19 Average
    Sortino Ratio 1.48 1.97 0.97 | 4.18 15 | 19 Average
    Jensen Alpha % 0.78 0.94 0.42 | 1.46 13 | 19 Average
    Treynor Ratio -1.86 -2.15 -2.61 | -1.69 3 | 19 Very Good
    Modigliani Square Measure % 7.91 8.31 7.35 | 9.61 15 | 19 Average
    Alpha % -1.06 -0.98 -1.49 | -0.33 12 | 19 Average
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Low Duration Fund NAV Regular Growth Kotak Low Duration Fund NAV Direct Growth
    13-03-2026 3475.0086 3810.0714
    12-03-2026 3475.8406 3810.9024
    11-03-2026 3476.2939 3811.3185
    10-03-2026 3475.4749 3810.3397
    09-03-2026 3475.6061 3810.4026
    06-03-2026 3473.4085 3807.7507
    05-03-2026 3471.956 3806.0775
    04-03-2026 3470.5467 3804.4517
    02-03-2026 3471.1552 3804.9571
    27-02-2026 3469.4503 3802.8465
    26-02-2026 3469.0473 3802.3239
    25-02-2026 3467.7823 3800.8565
    24-02-2026 3466.6024 3799.4824
    23-02-2026 3466.3149 3799.0863
    20-02-2026 3465.2571 3797.6845
    18-02-2026 3464.9008 3797.1326
    17-02-2026 3465.0415 3797.2061
    16-02-2026 3464.785 3796.8443
    13-02-2026 3463.3179 3794.9943

    Fund Launch Date: 29/Feb/2008
    Fund Category: Low Duration Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months
    Fund Benchmark: NIFTY Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.