Kotak Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 10
Rating
Growth Option 28-04-2026
NAV ₹3498.42(R) +0.02% ₹3839.51(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.79% 6.77% 5.81% 6.19% 6.67%
Direct 6.61% 7.6% 6.63% 7.01% 7.49%
Benchmark
SIP (XIRR) Regular 5.38% 4.57% 5.72% 5.82% 5.78%
Direct 6.19% 5.38% 6.55% 6.64% 6.59%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.88 1.1 0.68 0.59% -1.78
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.5% 0.0% 0.0% 0.26 0.35%
Fund AUM As on: 30/12/2025 15091 Cr
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Canara Robeco Savings Fund 4

NAV Date: 28-04-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Low Duration Fund- Regular Plan-Standard Income Distribution cum capital withdrawal option 1250.3
0.2300
0.0200%
Kotak Low Duration Fund - Direct Plan- Standard Income Distribution cum capital withdrawal option 1529.91
0.3200
0.0200%
Kotak Low Duration Fund- Regular Plan-Growth Option 3498.42
0.6600
0.0200%
Kotak Low Duration Fund- Direct Plan- Growth Option 3839.51
0.8000
0.0200%

Review Date: 28-04-2026

Beginning of Analysis

In the Low Duration Fund category, Kotak Low Duration Fund is the 13th ranked fund. The category has total 19 funds. The Kotak Low Duration Fund has shown a poor past performence in Low Duration Fund. The fund has a Jensen Alpha of 0.59% which is lower than the category average of 0.67%, showing poor performance. The fund has a Sharpe Ratio of 1.88 which is lower than the category average of 2.06.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Kotak Low Duration Fund Return Analysis

  • The fund has given a return of 0.59%, 1.7 and 2.85 in last one, three and six months respectively. In the same period the category average return was 0.66%, 1.62% and 2.81% respectively.
  • Kotak Low Duration Fund has given a return of 6.61% in last one year. In the same period the Low Duration Fund category average return was 6.46%.
  • The fund has given a return of 7.6% in last three years and ranked 3.0rd out of nineteen funds in the category. In the same period the Low Duration Fund category average return was 7.41%.
  • The fund has given a return of 6.63% in last five years and ranked 5th out of seventeen funds in the category. In the same period the Low Duration Fund category average return was 6.46%.
  • The fund has given a return of 7.49% in last ten years and ranked 1st out of fifteen funds in the category. In the same period the category average return was 6.89%.
  • The fund has given a SIP return of 6.19% in last one year whereas category average SIP return is 6.09%. The fund one year return rank in the category is 7th in 19 funds
  • The fund has SIP return of 5.38% in last three years and ranks 1st in 19 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 6.55% in last five years whereas category average SIP return is 6.37%.

Kotak Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.5 and semi deviation of 0.35. The category average standard deviation is 0.48 and semi deviation is 0.35.
  • The fund has a beta of 0.23 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.53
    0.62
    		0.52 | 0.70 19 | 20 Poor
    3M Return % 1.50
    1.48
    		1.29 | 1.60 11 | 20 Average
    6M Return % 2.46
    2.53
    		2.21 | 2.89 15 | 20 Average
    1Y Return % 5.79
    5.90
    		5.37 | 6.51 13 | 19 Average
    3Y Return % 6.77
    6.85
    		6.30 | 7.51 12 | 19 Average
    5Y Return % 5.81
    5.94
    		5.25 | 7.26 10 | 17 Good
    7Y Return % 6.19
    5.96
    		5.35 | 6.85 5 | 17 Very Good
    10Y Return % 6.67
    6.40
    		5.91 | 7.10 3 | 15 Very Good
    1Y SIP Return % 5.38
    5.50
    		5.00 | 6.10 14 | 18 Average
    3Y SIP Return % 4.57
    4.64
    		4.12 | 5.21 11 | 18 Average
    5Y SIP Return % 5.72
    5.83
    		5.24 | 6.42 11 | 16 Average
    7Y SIP Return % 5.82
    5.94
    		5.26 | 6.65 10 | 16 Average
    10Y SIP Return % 5.78
    5.69
    		5.18 | 6.35 5 | 14 Good
    Standard Deviation 0.50
    0.48
    		0.45 | 0.52 17 | 19 Poor
    Semi Deviation 0.35
    0.35
    		0.33 | 0.38 12 | 19 Average
    Sharpe Ratio 1.88
    2.06
    		1.02 | 3.48 13 | 19 Average
    Sterling Ratio 0.68
    0.68
    		0.63 | 0.75 10 | 19 Good
    Sortino Ratio 1.10
    1.20
    		0.49 | 2.78 10 | 19 Good
    Jensen Alpha % 0.59
    0.67
    		0.15 | 1.24 13 | 19 Average
    Treynor Ratio -1.78
    -1.94
    		-2.30 | -1.56 5 | 19 Very Good
    Modigliani Square Measure % 7.58
    7.75
    		6.83 | 9.03 14 | 19 Average
    Alpha % -1.08
    -1.06
    		-1.55 | -0.35 10 | 19 Good
    Return data last Updated On : April 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.59 0.66 0.58 | 0.74 19 | 20 Poor
    3M Return % 1.70 1.62 1.47 | 1.72 2 | 20 Very Good
    6M Return % 2.85 2.81 2.59 | 2.96 7 | 20 Good
    1Y Return % 6.61 6.46 6.25 | 6.65 4 | 19 Very Good
    3Y Return % 7.60 7.41 7.17 | 7.64 3 | 19 Very Good
    5Y Return % 6.63 6.46 6.16 | 7.38 5 | 17 Very Good
    7Y Return % 7.01 6.48 5.46 | 7.06 3 | 17 Very Good
    10Y Return % 7.49 6.89 6.14 | 7.49 1 | 15 Very Good
    1Y SIP Return % 6.19 6.09 5.83 | 6.33 7 | 19 Good
    3Y SIP Return % 5.38 5.19 4.98 | 5.38 1 | 19 Very Good
    5Y SIP Return % 6.55 6.37 6.14 | 6.55 2 | 17 Very Good
    7Y SIP Return % 6.64 6.46 6.14 | 6.99 4 | 17 Very Good
    10Y SIP Return % 6.59 6.19 5.75 | 6.59 1 | 15 Very Good
    Standard Deviation 0.50 0.48 0.45 | 0.52 17 | 19 Poor
    Semi Deviation 0.35 0.35 0.33 | 0.38 12 | 19 Average
    Sharpe Ratio 1.88 2.06 1.02 | 3.48 13 | 19 Average
    Sterling Ratio 0.68 0.68 0.63 | 0.75 10 | 19 Good
    Sortino Ratio 1.10 1.20 0.49 | 2.78 10 | 19 Good
    Jensen Alpha % 0.59 0.67 0.15 | 1.24 13 | 19 Average
    Treynor Ratio -1.78 -1.94 -2.30 | -1.56 5 | 19 Very Good
    Modigliani Square Measure % 7.58 7.75 6.83 | 9.03 14 | 19 Average
    Alpha % -1.08 -1.06 -1.55 | -0.35 10 | 19 Good
    Return data last Updated On : April 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Low Duration Fund NAV Regular Growth Kotak Low Duration Fund NAV Direct Growth
    28-04-2026 3498.4239 3839.5078
    27-04-2026 3497.7685 3838.7069
    24-04-2026 3496.7862 3837.3835
    23-04-2026 3496.346 3836.8188
    22-04-2026 3497.4463 3837.9449
    21-04-2026 3496.7356 3837.0836
    20-04-2026 3496.5356 3836.7826
    17-04-2026 3495.7034 3835.6243
    16-04-2026 3495.3773 3835.185
    15-04-2026 3493.6455 3833.2032
    13-04-2026 3490.5237 3829.6151
    10-04-2026 3489.9534 3828.745
    09-04-2026 3488.6479 3827.2315
    08-04-2026 3484.7695 3822.8953
    07-04-2026 3480.7308 3818.3833
    06-04-2026 3480.1216 3817.6337
    02-04-2026 3480.7663 3818.0142
    30-03-2026 3479.8937 3816.8115

    Fund Launch Date: 29/Feb/2008
    Fund Category: Low Duration Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months
    Fund Benchmark: NIFTY Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.