Kotak Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 15
Rating
Growth Option 27-10-2026
NAV ₹3581.82(R) 0.0% ₹3946.24(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.92% 6.5% 5.87% 5.94% 6.43%
Direct 5.74% 7.32% 6.69% 6.76% 7.25%
Benchmark
SIP (XIRR) Regular 4.81% 6.0% 6.22% 5.56% 5.97%
Direct 5.63% 6.83% 7.05% 6.37% 6.79%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.32 0.73 0.68 0.13% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.7% 0.0% 0.0% 0.38 0.47%
Fund AUM As on: 30/12/2025 15091 Cr
Top Low Duration Fund
Fund Name Rank Rating
ICICI Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Tata Treasury Advantage Fund 4

NAV Date: 27-10-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Low Duration Fund- Regular Plan-Standard Income Distribution cum capital withdrawal option 1200.12
0.0600
0.0000%
Kotak Low Duration Fund - Direct Plan- Standard Income Distribution cum capital withdrawal option 1470.4
0.1100
0.0100%
Kotak Low Duration Fund- Regular Plan-Growth Option 3581.82
0.1700
0.0000%
Kotak Low Duration Fund- Direct Plan- Growth Option 3946.24
0.2700
0.0100%

Review Date: 27-10-2026

Beginning of Analysis

In the Low Duration Fund category, Kotak Low Duration Fund is the 13th ranked fund. The category has total 19 funds. The 2 star rating shows a poor past performance of the Kotak Low Duration Fund in Low Duration Fund. The fund has a Jensen Alpha of 0.13% which is lower than the category average of 0.36%, showing poor performance. The fund has a Sharpe Ratio of 1.32 which is lower than the category average of 1.6.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Kotak Low Duration Fund Return Analysis

  • The fund has given a return of 0.14%, 0.98 and 2.8 in last one, three and six months respectively. In the same period the category average return was 0.19%, 1.1% and 2.85% respectively.
  • Kotak Low Duration Fund has given a return of 5.74% in last one year. In the same period the Low Duration Fund category average return was 5.78%.
  • The fund has given a return of 7.32% in last three years and ranked 3.0rd out of nineteen funds in the category. In the same period the Low Duration Fund category average return was 7.19%.
  • The fund has given a return of 6.69% in last five years and ranked 3rd out of seventeen funds in the category. In the same period the Low Duration Fund category average return was 6.56%.
  • The fund has given a return of 7.25% in last ten years and ranked 1st out of fifteen funds in the category. In the same period the category average return was 6.72%.
  • The fund has given a SIP return of 5.63% in last one year whereas category average SIP return is 5.72%. The fund one year return rank in the category is 15th in 21 funds
  • The fund has SIP return of 6.83% in last three years and ranks 7th in 18 funds. Nippon India Low Duration Fund has given the highest SIP return (6.91%) in the category in last three years.
  • The fund has SIP return of 7.05% in last five years whereas category average SIP return is 6.91%.

Kotak Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.7 and semi deviation of 0.47. The category average standard deviation is 0.64 and semi deviation is 0.42.
  • The fund has a beta of 0.23 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.08
    0.14
    		0.06 | 0.22 18 | 22 Average
    3M Return % 0.78
    0.97
    		0.78 | 1.20 22 | 22 Poor
    6M Return % 2.40
    2.59
    		2.29 | 2.94 19 | 22 Poor
    1Y Return % 4.92
    5.20
    		4.61 | 5.69 17 | 21 Average
    3Y Return % 6.50
    6.64
    		6.09 | 7.15 14 | 19 Average
    5Y Return % 5.87
    6.04
    		5.44 | 6.49 15 | 17 Average
    7Y Return % 5.94
    6.07
    		5.30 | 7.73 8 | 17 Good
    10Y Return % 6.43
    6.23
    		5.78 | 6.91 3 | 15 Very Good
    1Y SIP Return % 4.81
    5.15
    		4.58 | 5.75 18 | 21 Average
    3Y SIP Return % 6.00
    6.19
    		5.61 | 6.65 16 | 19 Poor
    5Y SIP Return % 6.22
    6.39
    		5.79 | 6.92 14 | 17 Average
    7Y SIP Return % 5.56
    5.74
    		5.08 | 6.44 13 | 17 Average
    10Y SIP Return % 5.97
    5.95
    		5.42 | 6.57 8 | 15 Good
    Standard Deviation 0.70
    0.64
    		0.59 | 0.70 19 | 19 Poor
    Semi Deviation 0.47
    0.42
    		0.39 | 0.47 19 | 19 Poor
    Sharpe Ratio 1.32
    1.60
    		0.85 | 2.49 16 | 19 Poor
    Sterling Ratio 0.68
    0.69
    		0.63 | 0.75 12 | 19 Average
    Sortino Ratio 0.73
    0.99
    		0.44 | 1.87 16 | 19 Poor
    Jensen Alpha % 0.13
    0.36
    		-0.07 | 0.82 17 | 19 Poor
    Treynor Ratio 0.03
    0.04
    		0.02 | 0.05 17 | 19 Poor
    Modigliani Square Measure % 1.21
    1.47
    		0.78 | 2.28 16 | 19 Poor
    Alpha % -1.10
    -0.97
    		-1.45 | -0.35 13 | 19 Average
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.14 0.19 0.10 | 0.29 19 | 24 Poor
    3M Return % 0.98 1.10 0.92 | 1.25 23 | 24 Poor
    6M Return % 2.80 2.85 2.60 | 3.04 17 | 24 Average
    1Y Return % 5.74 5.78 5.33 | 6.08 14 | 22 Average
    3Y Return % 7.32 7.19 6.97 | 7.33 3 | 19 Very Good
    5Y Return % 6.69 6.56 6.38 | 6.74 3 | 17 Very Good
    7Y Return % 6.76 6.58 6.10 | 8.13 3 | 17 Very Good
    10Y Return % 7.25 6.72 5.98 | 7.25 1 | 15 Very Good
    1Y SIP Return % 5.63 5.72 5.25 | 6.07 15 | 21 Average
    3Y SIP Return % 6.83 6.74 6.47 | 6.91 7 | 18 Good
    5Y SIP Return % 7.05 6.91 6.70 | 7.06 2 | 16 Very Good
    7Y SIP Return % 6.37 6.25 5.98 | 6.66 4 | 16 Very Good
    10Y SIP Return % 6.79 6.44 6.08 | 6.79 1 | 14 Very Good
    Standard Deviation 0.70 0.64 0.59 | 0.70 19 | 19 Poor
    Semi Deviation 0.47 0.42 0.39 | 0.47 19 | 19 Poor
    Sharpe Ratio 1.32 1.60 0.85 | 2.49 16 | 19 Poor
    Sterling Ratio 0.68 0.69 0.63 | 0.75 12 | 19 Average
    Sortino Ratio 0.73 0.99 0.44 | 1.87 16 | 19 Poor
    Jensen Alpha % 0.13 0.36 -0.07 | 0.82 17 | 19 Poor
    Treynor Ratio 0.03 0.04 0.02 | 0.05 17 | 19 Poor
    Modigliani Square Measure % 1.21 1.47 0.78 | 2.28 16 | 19 Poor
    Alpha % -1.10 -0.97 -1.45 | -0.35 13 | 19 Average
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Low Duration Fund NAV Regular Growth Kotak Low Duration Fund NAV Direct Growth
    27-10-2026 3581.8174 3946.2446
    26-10-2026 3581.6521 3945.9791
    23-10-2026 3580.0507 3943.9648
    22-10-2026 3580.5514 3944.4331
    21-10-2026 3582.4428 3946.4334
    19-10-2026 3584.3916 3948.4135
    16-10-2026 3583.0052 3946.6363
    15-10-2026 3583.7882 3947.4155
    14-10-2026 3585.1782 3948.8632
    13-10-2026 3585.8707 3949.5426
    12-10-2026 3585.4889 3949.039
    09-10-2026 3585.9325 3949.2776
    08-10-2026 3585.2652 3948.4594
    07-10-2026 3584.3674 3947.3872
    06-10-2026 3583.9479 3946.842
    05-10-2026 3583.9966 3946.8124
    01-10-2026 3581.72 3943.9725
    30-09-2026 3580.9658 3943.0589
    29-09-2026 3579.4496 3941.3061
    28-09-2026 3578.8696 3940.5843

    Fund Launch Date: 29/Feb/2008
    Fund Category: Low Duration Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months
    Fund Benchmark: NIFTY Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.