Lic Mf Banking And Financial Services Fund Datagrid
Category Banking and Financial Fund
BMSMONEY Rank 14
Rating
Growth Option 12-11-2025
NAV ₹22.08(R) +0.03% ₹25.02(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 14.78% 12.28% 14.89% 12.78% 9.64%
Direct 16.33% 13.87% 16.44% 14.19% 11.0%
Nifty Financial Services TRI 17.16% 14.06% 15.74% 15.1% 15.67%
SIP (XIRR) Regular 22.82% 13.17% 13.45% 13.61% 11.25%
Direct 24.45% 14.81% 15.03% 15.12% 12.66%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.46 0.26 0.51 -3.02% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.12% -14.99% -13.67% 1.03 8.77%
Fund AUM As on: 30/06/2025 267 Cr
Top Banking and Financial Fund
Fund Name Rank Rating
Sbi Banking & Financial Services Fund 1
Invesco India Financial Services Fund 2
Nippon India Banking & Financial Services Fund 3

NAV Date: 12-11-2025

Scheme Name NAV Rupee Change Percent Change
LIC MF Banking and Financial Services Fund-Regular Plan-IDCW 22.07
0.0100
0.0300%
LIC MF Banking and Financial Services Fund-Regular Plan-Growth 22.08
0.0100
0.0300%
LIC MF Banking and Financial Services Fund-Direct Plan-IDCW 24.85
0.0100
0.0300%
LIC MF Banking and Financial Services Fund-Direct Plan-Growth 25.02
0.0100
0.0300%

Review Date: 12-11-2025

Beginning of Analysis

In the Banking and Financial Services Fund category, Lic Mf Banking And Financial Services Fund is the 14th ranked fund. The category has total 14 funds. The Lic Mf Banking And Financial Services Fund has shown a very poor past performence in Banking and Financial Services Fund. The fund has a Jensen Alpha of -3.02% which is lower than the category average of 2.31%, showing poor performance. The fund has a Sharpe Ratio of 0.46 which is lower than the category average of 0.82.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

Lic Mf Banking And Financial Services Fund Return Analysis

The Lic Mf Banking And Financial Services Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 3.37%, 7.75 and 10.49 in last one, three and six months respectively. In the same period the category average return was 2.84%, 6.34% and 8.8% respectively.
  • Lic Mf Banking And Financial Services Fund has given a return of 16.33% in last one year. In the same period the Nifty Financial Services TRI return was 17.16%. The fund has given 0.83% less return than the benchmark return.
  • The fund has given a return of 13.87% in last three years and rank 14th out of 14 funds in the category. In the same period the Nifty Financial Services TRI return was 14.06%. The fund has given 0.19% less return than the benchmark return.
  • Lic Mf Banking And Financial Services Fund has given a return of 16.44% in last five years and category average returns is 19.24% in same period. The fund ranked 10th out of 11 funds in the category. In the same period the Nifty Financial Services TRI return was 15.74%. The fund has given 0.7% more return than the benchmark return.
  • The fund has given a return of 11.0% in last ten years and ranked 10th out of ten funds in the category. In the same period the Nifty Financial Services TRI return was 15.67%. The fund has given 4.67% less return than the benchmark return.
  • The fund has given a SIP return of 24.45% in last one year whereas category average SIP return is 22.03%. The fund one year return rank in the category is 5th in 21 funds
  • The fund has SIP return of 14.81% in last three years and ranks 13th in 14 funds. Sbi Banking & Financial Services Fund has given the highest SIP return (22.76%) in the category in last three years.
  • The fund has SIP return of 15.03% in last five years whereas category average SIP return is 17.53%.

Lic Mf Banking And Financial Services Fund Risk Analysis

  • The fund has a standard deviation of 13.12 and semi deviation of 8.77. The category average standard deviation is 12.47 and semi deviation is 8.54.
  • The fund has a Value at Risk (VaR) of -14.99 and a maximum drawdown of -13.67. The category average VaR is -13.04 and the maximum drawdown is -10.52. The fund has a beta of 0.99 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and Financial Services Fund Category
  • Good Performance in Banking and Financial Services Fund Category
  • Poor Performance in Banking and Financial Services Fund Category
  • Very Poor Performance in Banking and Financial Services Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 3.27 1.71
    2.73
    		0.44 | 4.47 6 | 21 Very Good
    3M Return % 7.40 4.66
    5.97
    		3.11 | 8.19 3 | 21 Very Good
    6M Return % 9.77 5.25
    8.06
    		4.20 | 19.62 4 | 21 Very Good
    1Y Return % 14.78 17.16
    14.54
    		9.61 | 23.22 9 | 21 Good
    3Y Return % 12.28 14.06
    16.32
    		12.28 | 20.70 14 | 14 Poor
    5Y Return % 14.89 15.74
    17.91
    		14.89 | 22.79 11 | 11 Poor
    7Y Return % 12.78 15.10
    14.62
    		12.15 | 17.01 10 | 11 Poor
    10Y Return % 9.64 15.67
    14.13
    		9.64 | 17.33 10 | 10 Poor
    1Y SIP Return % 22.82
    20.40
    		14.18 | 35.15 5 | 21 Very Good
    3Y SIP Return % 13.17
    16.84
    		12.77 | 21.45 13 | 14 Poor
    5Y SIP Return % 13.45
    16.21
    		13.39 | 18.95 10 | 11 Poor
    7Y SIP Return % 13.61
    16.19
    		13.61 | 18.28 11 | 11 Poor
    10Y SIP Return % 11.25
    14.44
    		11.25 | 16.80 10 | 10 Poor
    Standard Deviation 13.12
    12.47
    		10.96 | 13.12 14 | 14 Poor
    Semi Deviation 8.77
    8.54
    		7.52 | 9.17 11 | 14 Average
    Max Drawdown % -13.67
    -10.53
    		-13.67 | -8.01 14 | 14 Poor
    VaR 1 Y % -14.99
    -13.04
    		-16.76 | -10.85 13 | 14 Poor
    Average Drawdown % -5.48
    -4.62
    		-5.48 | -3.88 14 | 14 Poor
    Sharpe Ratio 0.46
    0.82
    		0.46 | 1.11 14 | 14 Poor
    Sterling Ratio 0.51
    0.81
    		0.51 | 1.06 14 | 14 Poor
    Sortino Ratio 0.26
    0.46
    		0.26 | 0.60 14 | 14 Poor
    Jensen Alpha % -3.02
    2.31
    		-3.02 | 7.38 14 | 14 Poor
    Treynor Ratio 0.06
    0.11
    		0.06 | 0.16 14 | 14 Poor
    Modigliani Square Measure % 11.15
    16.02
    		11.15 | 19.75 14 | 14 Poor
    Alpha % -0.18
    3.40
    		-1.15 | 7.71 13 | 14 Poor
    Return data last Updated On : Nov. 12, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 3.37 1.71 2.84 0.51 | 4.58 5 | 21 Very Good
    3M Return % 7.75 4.66 6.34 3.33 | 8.62 3 | 21 Very Good
    6M Return % 10.49 5.25 8.80 4.65 | 20.57 3 | 21 Very Good
    1Y Return % 16.33 17.16 16.08 10.64 | 25.20 8 | 21 Good
    3Y Return % 13.87 14.06 17.75 13.87 | 22.31 14 | 14 Poor
    5Y Return % 16.44 15.74 19.24 16.15 | 23.78 10 | 11 Poor
    7Y Return % 14.19 15.10 15.87 13.33 | 18.47 10 | 11 Poor
    10Y Return % 11.00 15.67 15.34 11.00 | 18.63 10 | 10 Poor
    1Y SIP Return % 24.45 22.03 15.15 | 37.29 5 | 21 Very Good
    3Y SIP Return % 14.81 18.27 13.66 | 22.76 13 | 14 Poor
    5Y SIP Return % 15.03 17.53 14.28 | 20.53 10 | 11 Poor
    7Y SIP Return % 15.12 17.48 15.02 | 19.82 10 | 11 Poor
    10Y SIP Return % 12.66 15.63 12.66 | 18.12 10 | 10 Poor
    Standard Deviation 13.12 12.47 10.96 | 13.12 14 | 14 Poor
    Semi Deviation 8.77 8.54 7.52 | 9.17 11 | 14 Average
    Max Drawdown % -13.67 -10.53 -13.67 | -8.01 14 | 14 Poor
    VaR 1 Y % -14.99 -13.04 -16.76 | -10.85 13 | 14 Poor
    Average Drawdown % -5.48 -4.62 -5.48 | -3.88 14 | 14 Poor
    Sharpe Ratio 0.46 0.82 0.46 | 1.11 14 | 14 Poor
    Sterling Ratio 0.51 0.81 0.51 | 1.06 14 | 14 Poor
    Sortino Ratio 0.26 0.46 0.26 | 0.60 14 | 14 Poor
    Jensen Alpha % -3.02 2.31 -3.02 | 7.38 14 | 14 Poor
    Treynor Ratio 0.06 0.11 0.06 | 0.16 14 | 14 Poor
    Modigliani Square Measure % 11.15 16.02 11.15 | 19.75 14 | 14 Poor
    Alpha % -0.18 3.40 -1.15 | 7.71 13 | 14 Poor
    Return data last Updated On : Nov. 12, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Banking And Financial Services Fund NAV Regular Growth Lic Mf Banking And Financial Services Fund NAV Direct Growth
    12-11-2025 22.0762 25.0195
    11-11-2025 22.0695 25.011
    10-11-2025 22.0317 24.9672
    07-11-2025 21.9514 24.8737
    06-11-2025 21.6684 24.5522
    04-11-2025 21.8232 24.7258
    03-11-2025 21.9714 24.8929
    31-10-2025 21.7922 24.6872
    30-10-2025 21.9708 24.8887
    29-10-2025 22.0421 24.9686
    28-10-2025 22.0486 24.975
    27-10-2025 22.023 24.9452
    24-10-2025 21.9141 24.8192
    23-10-2025 21.9785 24.8913
    20-10-2025 21.9322 24.8362
    17-10-2025 21.6779 24.5457
    16-10-2025 21.6574 24.5216
    15-10-2025 21.4746 24.3138
    14-10-2025 21.3088 24.1253
    13-10-2025 21.3782 24.203

    Fund Launch Date: 09/Mar/2015
    Fund Category: Banking and Financial Fund
    Investment Objective: The investment objective of the scheme is to generate long-term capital appreciation for unit holders from aportfolio that in invested substantially in equity and equity related securities of companies engaged inbanking and financial services sector. However there can be no assurance that the investment objective ofthe scheme will be achieved.
    Fund Description: An open ended equity schemeinvesting in banking & financial companies
    Fund Benchmark: Nifty Financial Services Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.