Lic Mf Banking And Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 11
BMSMONEY Rating
Gro. Opt. As On: 26-07-2024
NAV ₹19.93(R) +1.12% ₹22.14(D) +1.12%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 12.81% 14.87% 12.62% 7.39% -%
LumpSum (D) 14.36% 16.35% 14.0% 8.74% -%
SIP (R) 18.58% 17.84% 16.4% 13.07% -%
SIP (D) 20.27% 19.37% 17.85% 14.4% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.52 0.29 0.63 3.92% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.81% -17.01% -15.28% 0.93 10.5%
Top Banking and Financial Fund
Fund Name Rank Rating
Sundaram Financial Services Fund 1
Invesco India Financial Services Fund 2
Nippon India Banking & Financial Services Fund 3

NAV Date: 26-07-2024

Scheme Name NAV Rupee Change Percent Change
LIC MF Banking and Financial Services Fund-Regular Plan-IDCW 19.92
0.2200
1.1200%
LIC MF Banking and Financial Services Fund-Regular Plan-Growth 19.93
0.2200
1.1200%
LIC MF Banking and Financial Services Fund-Direct Plan-IDCW 22.0
0.2400
1.1200%
LIC MF Banking and Financial Services Fund-Direct Plan-Growth 22.14
0.2500
1.1200%

Review Date: 26-07-2024

LIC Mf Banking And Financial Services Fund has shown poor performance in the Banking and Financial Services Fund category. The fund has rank of 11 out of 12 funds in the category. The fund has delivered return of 12.81% in 1 year, 14.87% in 3 years and 12.62% in 5 years. The category average for the same periods is 21.97%, 16.22% and 14.7% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 15.81, VaR of -17.01, Average Drawdown of -5.65, Semi Deviation of 10.5 and Max Drawdown of -15.28. The category average for the same parameters is 15.4, -19.21, -5.58, 10.53 and -16.3 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in LIC Mf Banking And Financial Services Fund direct growth option would have grown to ₹11436.0 in 1 year, ₹15749.0 in 3 years and ₹19252.0 in 5 years as of today (26-07-2024).
  2. An SIP of ₹1,000 per month in LIC Mf Banking And Financial Services Fund direct growth option would have grown to ₹13276.0 in 1 year, ₹47848.0 in 3 years and ₹93670.0 in 5 years as of today (26-07-2024).
  3. standard deviation of 15.81 and based on VaR one can expect to lose more than -17.01% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.52 which shows poor performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.85, Beta of 0.93 and Jensen's Alpha of 3.92% which exhibit poor performance in the banking and financial services fund category .


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -2.23
-0.46
-2.23 | 1.26 14 | 14 Poor
3M Return % 4.16
5.74
3.04 | 8.87 11 | 14 Average
6M Return % 9.29
12.70
9.29 | 16.45 14 | 14 Poor
1Y Return % 12.81
21.97
12.81 | 34.38 14 | 14 Poor
3Y Return % 14.87
16.22
13.65 | 20.35 11 | 13 Average
5Y Return % 12.62
14.70
12.25 | 18.25 9 | 11 Average
7Y Return % 7.39
11.43
7.39 | 14.23 11 | 11 Poor
1Y SIP Return % 18.58
28.10
18.58 | 38.80 14 | 14 Poor
3Y SIP Return % 17.84
21.57
17.84 | 26.36 13 | 13 Poor
5Y SIP Return % 16.40
19.25
16.40 | 22.83 11 | 11 Poor
7Y SIP Return % 13.07
15.78
13.07 | 19.10 11 | 11 Poor
Standard Deviation 15.81
15.40
14.78 | 16.05 11 | 12 Poor
Semi Deviation 10.50
10.53
10.10 | 10.88 6 | 12 Good
Max Drawdown % -15.28
-16.30
-18.28 | -12.63 3 | 12 Very Good
VaR 1 Y % -17.01
-19.21
-21.63 | -17.01 1 | 12 Very Good
Average Drawdown % -5.65
-5.58
-6.64 | -4.28 6 | 12 Good
Sharpe Ratio 0.52
0.63
0.49 | 0.89 11 | 12 Poor
Sterling Ratio 0.63
0.67
0.58 | 0.99 5 | 12 Good
Sortino Ratio 0.29
0.34
0.27 | 0.49 9 | 12 Average
Jensen Alpha % 3.92
5.43
2.78 | 9.58 10 | 12 Poor
Treynor Ratio 0.09
0.11
0.08 | 0.16 11 | 12 Poor
Modigliani Square Measure % 15.88
18.06
15.59 | 22.89 11 | 12 Poor
Alpha % 3.07
4.23
1.47 | 8.43 9 | 12 Average
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -2.12 -0.36 -2.12 | 1.34 14 | 14
3M Return % 4.51 6.05 3.24 | 9.09 11 | 14
6M Return % 10.11 13.38 10.11 | 17.21 14 | 14
1Y Return % 14.36 23.45 14.36 | 36.15 14 | 14
3Y Return % 16.35 17.62 14.61 | 22.12 10 | 13
5Y Return % 14.00 15.95 13.43 | 19.81 9 | 11
7Y Return % 8.74 12.66 8.74 | 15.57 11 | 11
1Y SIP Return % 20.27 29.66 20.27 | 40.63 14 | 14
3Y SIP Return % 19.37 22.97 19.37 | 28.15 13 | 13
5Y SIP Return % 17.85 20.54 17.72 | 24.52 10 | 11
7Y SIP Return % 14.40 17.00 14.40 | 20.58 11 | 11
Standard Deviation 15.81 15.40 14.78 | 16.05 11 | 12
Semi Deviation 10.50 10.53 10.10 | 10.88 6 | 12
Max Drawdown % -15.28 -16.30 -18.28 | -12.63 3 | 12
VaR 1 Y % -17.01 -19.21 -21.63 | -17.01 1 | 12
Average Drawdown % -5.65 -5.58 -6.64 | -4.28 6 | 12
Sharpe Ratio 0.52 0.63 0.49 | 0.89 11 | 12
Sterling Ratio 0.63 0.67 0.58 | 0.99 5 | 12
Sortino Ratio 0.29 0.34 0.27 | 0.49 9 | 12
Jensen Alpha % 3.92 5.43 2.78 | 9.58 10 | 12
Treynor Ratio 0.09 0.11 0.08 | 0.16 11 | 12
Modigliani Square Measure % 15.88 18.06 15.59 | 22.89 11 | 12
Alpha % 3.07 4.23 1.47 | 8.43 9 | 12
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 1.12 ₹ 10,112.00 1.12 ₹ 10,112.00
1W -1.30 ₹ 9,870.00 -1.29 ₹ 9,871.00
1M -2.23 ₹ 9,777.00 -2.12 ₹ 9,788.00
3M 4.16 ₹ 10,416.00 4.51 ₹ 10,451.00
6M 9.29 ₹ 10,929.00 10.11 ₹ 11,011.00
1Y 12.81 ₹ 11,281.00 14.36 ₹ 11,436.00
3Y 14.87 ₹ 15,158.00 16.35 ₹ 15,749.00
5Y 12.62 ₹ 18,120.00 14.00 ₹ 19,252.00
7Y 7.39 ₹ 16,475.00 8.74 ₹ 17,978.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 18.58 ₹ 13,171.75 20.27 ₹ 13,275.92
3Y ₹ 36000 17.84 ₹ 46,830.92 19.37 ₹ 47,848.18
5Y ₹ 60000 16.40 ₹ 90,393.12 17.85 ₹ 93,670.20
7Y ₹ 84000 13.07 ₹ 133,815.19 14.40 ₹ 140,337.29
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date NAV Regular Growth NAV Direct Growth
26-07-2024 19.9265 22.1376
25-07-2024 19.7062 21.892
24-07-2024 19.9101 22.1177
23-07-2024 19.9755 22.1895
22-07-2024 20.1894 22.4263
19-07-2024 20.1277 22.3551
18-07-2024 20.3488 22.5999
16-07-2024 20.3215 22.5679
15-07-2024 20.3525 22.6015
12-07-2024 20.2754 22.5133
11-07-2024 20.2749 22.5119
10-07-2024 20.2167 22.4464
09-07-2024 20.3194 22.5596
08-07-2024 20.3128 22.5515
05-07-2024 20.4174 22.665
04-07-2024 20.5791 22.8437
03-07-2024 20.6787 22.9533
02-07-2024 20.3834 22.6247
01-07-2024 20.4783 22.7291
28-06-2024 20.272 22.4976
27-06-2024 20.291 22.5179
26-06-2024 20.3814 22.6174

Fund Launch Date: 09/Mar/2015
Fund Category: Banking and Financial Fund
Investment Objective: The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that in invested substantially in equity and equity related securities of companies engaged in banking and financial services sector. However there can be no assurance that the investment objective of the scheme will be achieved.
Fund Description: An open ended equity scheme investing in banking & financial companies
Fund Benchmark: Nifty Financial Services Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.