Lic Mf Banking And Financial Services Fund Datagrid
Category Banking and Financial Fund
BMSMONEY Rank 13
Rating
Growth Option 11-02-2026
NAV ₹22.57(R) -0.06% ₹25.66(D) -0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 25.02% 14.08% 11.35% 12.06% 12.49%
Direct 26.68% 15.71% 12.86% 13.48% 13.9%
Nifty Financial Services TRI 23.69% 16.48% 11.86% 14.57% 17.92%
SIP (XIRR) Regular 19.99% 12.79% 13.02% 13.41% 11.22%
Direct 21.58% 14.4% 14.59% 14.93% 12.63%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.45 0.25 0.51 -3.4% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.21% -15.11% -13.67% 1.07 8.85%
Fund AUM As on: 30/12/2025 284 Cr
Top Banking and Financial Fund
Fund Name Rank Rating
Sbi Banking & Financial Services Fund 1
Invesco India Financial Services Fund 2
Mirae Asset Banking and Financial Services Fund 3

NAV Date: 11-02-2026

Scheme Name NAV Rupee Change Percent Change
LIC MF Banking and Financial Services Fund-Regular Plan-IDCW 22.57
-0.0100
-0.0600%
LIC MF Banking and Financial Services Fund-Regular Plan-Growth 22.57
-0.0100
-0.0600%
LIC MF Banking and Financial Services Fund-Direct Plan-IDCW 25.49
-0.0100
-0.0600%
LIC MF Banking and Financial Services Fund-Direct Plan-Growth 25.66
-0.0100
-0.0600%

Review Date: 11-02-2026

Beginning of Analysis

Lic Mf Banking And Financial Services Fund is the 14th ranked fund in the Banking and Financial Services Fund category. The category has total 14 funds. The Lic Mf Banking And Financial Services Fund has shown a very poor past performence in Banking and Financial Services Fund. The fund has a Jensen Alpha of -3.4% which is lower than the category average of 1.54%, showing poor performance. The fund has a Sharpe Ratio of 0.45 which is lower than the category average of 0.77.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

Lic Mf Banking And Financial Services Fund Return Analysis

The Lic Mf Banking And Financial Services Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 1.2%, 2.61 and 9.86 in last one, three and six months respectively. In the same period the category average return was 2.0%, 3.57% and 9.17% respectively.
  • Lic Mf Banking And Financial Services Fund has given a return of 26.68% in last one year. In the same period the Nifty Financial Services TRI return was 23.69%. The fund has given 2.99% more return than the benchmark return.
  • The fund has given a return of 15.71% in last three years and rank 13th out of 14 funds in the category. In the same period the Nifty Financial Services TRI return was 16.48%. The fund has given 0.77% less return than the benchmark return.
  • Lic Mf Banking And Financial Services Fund has given a return of 12.86% in last five years and category average returns is 14.98% in same period. The fund ranked 11th out of 12 funds in the category. In the same period the Nifty Financial Services TRI return was 11.86%. The fund has given 1.0% more return than the benchmark return.
  • The fund has given a return of 13.9% in last ten years and ranked 11th out of 11 funds in the category. In the same period the Nifty Financial Services TRI return was 17.92%. The fund has given 4.02% less return than the benchmark return.
  • The fund has given a SIP return of 21.58% in last one year whereas category average SIP return is 20.82%. The fund one year return rank in the category is 10th in 21 funds
  • The fund has SIP return of 14.4% in last three years and ranks 13th in 14 funds. Sbi Banking & Financial Services Fund has given the highest SIP return (23.01%) in the category in last three years.
  • The fund has SIP return of 14.59% in last five years whereas category average SIP return is 17.21%.

Lic Mf Banking And Financial Services Fund Risk Analysis

  • The fund has a standard deviation of 13.21 and semi deviation of 8.85. The category average standard deviation is 12.48 and semi deviation is 8.56.
  • The fund has a Value at Risk (VaR) of -15.11 and a maximum drawdown of -13.67. The category average VaR is -13.08 and the maximum drawdown is -10.57. The fund has a beta of 0.99 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and Financial Services Fund Category
  • Good Performance in Banking and Financial Services Fund Category
  • Poor Performance in Banking and Financial Services Fund Category
  • Very Poor Performance in Banking and Financial Services Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.09 2.78
    1.89
    		-0.50 | 3.32 18 | 21 Average
    3M Return % 2.28 3.69
    3.22
    		0.08 | 5.15 17 | 21 Average
    6M Return % 9.15 7.36
    8.43
    		3.95 | 12.09 9 | 21 Good
    1Y Return % 25.02 23.69
    24.01
    		17.59 | 32.72 8 | 21 Good
    3Y Return % 14.08 16.48
    18.28
    		14.08 | 22.94 14 | 14 Poor
    5Y Return % 11.35 11.86
    13.65
    		10.96 | 17.10 11 | 12 Poor
    7Y Return % 12.06 14.57
    14.37
    		12.06 | 16.92 11 | 11 Poor
    10Y Return % 12.49 17.92
    16.45
    		12.49 | 19.21 11 | 11 Poor
    1Y SIP Return % 19.99
    19.20
    		11.95 | 28.63 10 | 21 Good
    3Y SIP Return % 12.79
    16.47
    		11.81 | 21.71 13 | 14 Poor
    5Y SIP Return % 13.02
    15.87
    		12.62 | 18.76 11 | 12 Poor
    7Y SIP Return % 13.41
    16.06
    		13.41 | 18.27 11 | 11 Poor
    10Y SIP Return % 11.22
    14.39
    		11.22 | 16.86 11 | 11 Poor
    Standard Deviation 13.21
    12.48
    		10.95 | 13.21 14 | 14 Poor
    Semi Deviation 8.85
    8.56
    		7.52 | 9.22 11 | 14 Average
    Max Drawdown % -13.67
    -10.57
    		-13.67 | -8.58 14 | 14 Poor
    VaR 1 Y % -15.11
    -13.08
    		-16.76 | -10.85 13 | 14 Poor
    Average Drawdown % -4.88
    -4.19
    		-5.15 | -3.48 13 | 14 Poor
    Sharpe Ratio 0.45
    0.77
    		0.45 | 1.09 14 | 14 Poor
    Sterling Ratio 0.51
    0.77
    		0.51 | 1.04 14 | 14 Poor
    Sortino Ratio 0.25
    0.42
    		0.25 | 0.59 13 | 14 Poor
    Jensen Alpha % -3.40
    1.54
    		-3.40 | 6.88 14 | 14 Poor
    Treynor Ratio 0.06
    0.10
    		0.06 | 0.15 14 | 14 Poor
    Modigliani Square Measure % 10.84
    15.10
    		10.84 | 19.35 14 | 14 Poor
    Alpha % -0.03
    2.92
    		-2.09 | 7.49 12 | 14 Average
    Return data last Updated On : Feb. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.20 2.78 2.00 -0.37 | 3.44 18 | 21 Average
    3M Return % 2.61 3.69 3.57 0.50 | 5.47 17 | 21 Average
    6M Return % 9.86 7.36 9.17 4.38 | 13.20 9 | 21 Good
    1Y Return % 26.68 23.69 25.69 18.52 | 34.83 7 | 21 Good
    3Y Return % 15.71 16.48 19.72 14.97 | 24.56 13 | 14 Poor
    5Y Return % 12.86 11.86 14.98 11.82 | 18.04 11 | 12 Poor
    7Y Return % 13.48 14.57 15.63 13.48 | 18.42 11 | 11 Poor
    10Y Return % 13.90 17.92 17.75 13.90 | 20.55 11 | 11 Poor
    1Y SIP Return % 21.58 20.82 12.84 | 30.69 10 | 21 Good
    3Y SIP Return % 14.40 17.90 12.70 | 23.01 13 | 14 Poor
    5Y SIP Return % 14.59 17.21 13.51 | 20.33 11 | 12 Poor
    7Y SIP Return % 14.93 17.36 14.51 | 19.82 10 | 11 Poor
    10Y SIP Return % 12.63 15.64 12.63 | 18.16 11 | 11 Poor
    Standard Deviation 13.21 12.48 10.95 | 13.21 14 | 14 Poor
    Semi Deviation 8.85 8.56 7.52 | 9.22 11 | 14 Average
    Max Drawdown % -13.67 -10.57 -13.67 | -8.58 14 | 14 Poor
    VaR 1 Y % -15.11 -13.08 -16.76 | -10.85 13 | 14 Poor
    Average Drawdown % -4.88 -4.19 -5.15 | -3.48 13 | 14 Poor
    Sharpe Ratio 0.45 0.77 0.45 | 1.09 14 | 14 Poor
    Sterling Ratio 0.51 0.77 0.51 | 1.04 14 | 14 Poor
    Sortino Ratio 0.25 0.42 0.25 | 0.59 13 | 14 Poor
    Jensen Alpha % -3.40 1.54 -3.40 | 6.88 14 | 14 Poor
    Treynor Ratio 0.06 0.10 0.06 | 0.15 14 | 14 Poor
    Modigliani Square Measure % 10.84 15.10 10.84 | 19.35 14 | 14 Poor
    Alpha % -0.03 2.92 -2.09 | 7.49 12 | 14 Average
    Return data last Updated On : Feb. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Banking And Financial Services Fund NAV Regular Growth Lic Mf Banking And Financial Services Fund NAV Direct Growth
    11-02-2026 22.5723 25.6635
    10-02-2026 22.586 25.6781
    09-02-2026 22.5253 25.6082
    06-02-2026 22.3224 25.3749
    05-02-2026 22.2144 25.2512
    04-02-2026 22.3719 25.4295
    03-02-2026 22.3039 25.3513
    02-02-2026 21.7207 24.6875
    30-01-2026 22.1511 25.1741
    29-01-2026 22.2395 25.2737
    28-01-2026 22.1712 25.1952
    27-01-2026 21.9464 24.9389
    23-01-2026 21.7451 24.7067
    22-01-2026 22.0489 25.0511
    21-01-2026 21.8893 24.8689
    20-01-2026 22.0846 25.0898
    19-01-2026 22.3723 25.4158
    16-01-2026 22.4323 25.4812
    14-01-2026 22.367 25.4053
    13-01-2026 22.4095 25.4527
    12-01-2026 22.3286 25.3598

    Fund Launch Date: 09/Mar/2015
    Fund Category: Banking and Financial Fund
    Investment Objective: The investment objective of the scheme is to generate long-term capital appreciation for unit holders from aportfolio that in invested substantially in equity and equity related securities of companies engaged inbanking and financial services sector. However there can be no assurance that the investment objective ofthe scheme will be achieved.
    Fund Description: An open ended equity schemeinvesting in banking & financial companies
    Fund Benchmark: Nifty Financial Services Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.