Lic Mf Banking And Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 11
BMSMONEY Rating
Gro. Opt. As On: 17-09-2024
NAV ₹20.3(R) +0.03% ₹22.66(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 13.77% 12.95% 14.04% 8.13% -%
LumpSum (D) 15.68% 14.5% 15.51% 9.52% -%
SIP (R) 17.52% 17.38% 17.1% 13.6% -%
SIP (D) 19.67% 19.09% 18.69% 15.03% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.53 0.3 0.63 3.05% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.85% -17.01% -15.28% 0.94 10.53%
Top Banking and Financial Fund
Fund Name Rank Rating
Sundaram Financial Services Fund 1
Invesco India Financial Services Fund 2
Nippon India Banking & Financial Services Fund 3

NAV Date: 17-09-2024

Scheme Name NAV Rupee Change Percent Change
LIC MF Banking and Financial Services Fund-Regular Plan-IDCW 20.3
0.0100
0.0300%
LIC MF Banking and Financial Services Fund-Regular Plan-Growth 20.3
0.0100
0.0300%
LIC MF Banking and Financial Services Fund-Direct Plan-IDCW 22.51
0.0100
0.0400%
LIC MF Banking and Financial Services Fund-Direct Plan-Growth 22.66
0.0100
0.0400%

Review Date: 17-09-2024

LIC Mf Banking And Financial Services Fund has shown poor performance in the Banking and Financial Services Fund category. The fund has rank of 11 out of 13 funds in the category. The fund has delivered return of 13.77% in 1 year, 12.95% in 3 years and 14.04% in 5 years. The category average for the same periods is 24.29%, 14.84% and 17.02% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 15.85, VaR of -17.01, Average Drawdown of -5.73, Semi Deviation of 10.53 and Max Drawdown of -15.28. The category average for the same parameters is 15.2, -19.17, -5.56, 10.46 and -16.35 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in LIC Mf Banking And Financial Services Fund direct growth option would have grown to ₹11568.0 in 1 year, ₹15010.0 in 3 years and ₹20560.0 in 5 years as of today (17-09-2024).
  2. An SIP of ₹1,000 per month in LIC Mf Banking And Financial Services Fund direct growth option would have grown to ₹13245.0 in 1 year, ₹47685.0 in 3 years and ₹95661.0 in 5 years as of today (17-09-2024).
  3. standard deviation of 15.85 and based on VaR one can expect to lose more than -17.01% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.53 which shows average performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.88, Beta of 0.94 and Jensen's Alpha of 3.05% which exhibit average performance in the banking and financial services fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 4.73
5.59
2.73 | 8.96 12 | 14 Average
3M Return % 2.16
6.49
2.16 | 9.93 14 | 14 Poor
6M Return % 14.43
18.13
11.79 | 22.92 12 | 14 Average
1Y Return % 13.77
24.29
13.77 | 39.62 14 | 14 Poor
3Y Return % 12.95
14.84
12.89 | 18.60 12 | 13 Average
5Y Return % 14.04
17.02
14.04 | 20.25 11 | 11 Poor
7Y Return % 8.13
11.76
8.13 | 14.59 11 | 11 Poor
1Y SIP Return % 17.52
29.27
17.52 | 39.77 14 | 14 Poor
3Y SIP Return % 17.38
22.50
17.38 | 27.90 13 | 13 Poor
5Y SIP Return % 17.10
20.82
17.10 | 24.36 11 | 11 Poor
7Y SIP Return % 13.60
16.82
13.60 | 19.87 11 | 11 Poor
Standard Deviation 15.85
15.20
13.94 | 15.88 12 | 13 Average
Semi Deviation 10.53
10.46
9.89 | 10.95 8 | 13 Good
Max Drawdown % -15.28
-16.35
-18.28 | -12.63 3 | 13 Very Good
VaR 1 Y % -17.01
-19.17
-21.63 | -17.01 1 | 13 Very Good
Average Drawdown % -5.73
-5.56
-7.13 | -3.93 7 | 13 Good
Sharpe Ratio 0.53
0.60
0.47 | 0.89 11 | 13 Average
Sterling Ratio 0.63
0.64
0.56 | 0.86 5 | 13 Good
Sortino Ratio 0.30
0.33
0.24 | 0.49 8 | 13 Good
Jensen Alpha % 3.05
4.16
2.03 | 8.86 10 | 13 Average
Treynor Ratio 0.09
0.10
0.08 | 0.15 11 | 13 Average
Modigliani Square Measure % 15.80
17.44
15.60 | 22.38 12 | 13 Average
Alpha % 4.10
3.92
0.90 | 8.46 6 | 13 Good
Return data last Updated On : Sept. 17, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 4.84 5.70 2.81 | 9.08 12 | 14
3M Return % 2.76 6.83 2.76 | 10.26 14 | 14
6M Return % 15.52 18.87 12.22 | 23.73 12 | 14
1Y Return % 15.68 25.83 15.68 | 41.48 14 | 14
3Y Return % 14.50 16.23 13.76 | 20.34 12 | 13
5Y Return % 15.51 18.30 15.51 | 21.87 11 | 11
7Y Return % 9.52 12.99 9.52 | 15.99 11 | 11
1Y SIP Return % 19.67 30.87 19.67 | 41.62 14 | 14
3Y SIP Return % 19.09 23.93 19.09 | 29.56 13 | 13
5Y SIP Return % 18.69 22.16 18.69 | 25.73 11 | 11
7Y SIP Return % 15.03 18.06 15.03 | 21.38 11 | 11
Standard Deviation 15.85 15.20 13.94 | 15.88 12 | 13
Semi Deviation 10.53 10.46 9.89 | 10.95 8 | 13
Max Drawdown % -15.28 -16.35 -18.28 | -12.63 3 | 13
VaR 1 Y % -17.01 -19.17 -21.63 | -17.01 1 | 13
Average Drawdown % -5.73 -5.56 -7.13 | -3.93 7 | 13
Sharpe Ratio 0.53 0.60 0.47 | 0.89 11 | 13
Sterling Ratio 0.63 0.64 0.56 | 0.86 5 | 13
Sortino Ratio 0.30 0.33 0.24 | 0.49 8 | 13
Jensen Alpha % 3.05 4.16 2.03 | 8.86 10 | 13
Treynor Ratio 0.09 0.10 0.08 | 0.15 11 | 13
Modigliani Square Measure % 15.80 17.44 15.60 | 22.38 12 | 13
Alpha % 4.10 3.92 0.90 | 8.46 6 | 13
Return data last Updated On : Sept. 17, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.03 ₹ 10,003.00 0.04 ₹ 10,004.00
1W 1.80 ₹ 10,180.00 1.83 ₹ 10,183.00
1M 4.73 ₹ 10,473.00 4.84 ₹ 10,484.00
3M 2.16 ₹ 10,216.00 2.76 ₹ 10,276.00
6M 14.43 ₹ 11,443.00 15.52 ₹ 11,552.00
1Y 13.77 ₹ 11,377.00 15.68 ₹ 11,568.00
3Y 12.95 ₹ 14,409.00 14.50 ₹ 15,010.00
5Y 14.04 ₹ 19,291.00 15.51 ₹ 20,560.00
7Y 8.13 ₹ 17,285.00 9.52 ₹ 18,895.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 17.52 ₹ 13,111.43 19.67 ₹ 13,244.63
3Y ₹ 36000 17.38 ₹ 46,549.08 19.09 ₹ 47,685.13
5Y ₹ 60000 17.10 ₹ 92,006.88 18.69 ₹ 95,661.30
7Y ₹ 84000 13.60 ₹ 136,462.70 15.03 ₹ 143,566.00
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date NAV Regular Growth NAV Direct Growth
17-09-2024 20.3043 22.6568
16-09-2024 20.2972 22.6481
13-09-2024 20.2704 22.6156
12-09-2024 20.1411 22.4705
11-09-2024 19.831 22.1237
10-09-2024 19.9452 22.2502
09-09-2024 19.8769 22.1733
06-09-2024 19.8509 22.1417
05-09-2024 20.0634 22.3779
04-09-2024 19.9681 22.2708
03-09-2024 20.0611 22.3737
02-09-2024 19.9107 22.2051
30-08-2024 19.8509 22.1358
29-08-2024 19.8039 22.0827
28-08-2024 19.824 22.1042
27-08-2024 19.8722 22.1572
26-08-2024 19.7684 22.0406
23-08-2024 19.6983 21.96
22-08-2024 19.7408 22.0064
21-08-2024 19.6362 21.8891
20-08-2024 19.6155 21.8651
19-08-2024 19.3877 21.6105

Fund Launch Date: 09/Mar/2015
Fund Category: Banking and Financial Fund
Investment Objective: The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that in invested substantially in equity and equity related securities of companies engaged in banking and financial services sector. However there can be no assurance that the investment objective of the scheme will be achieved.
Fund Description: An open ended equity scheme investing in banking & financial companies
Fund Benchmark: Nifty Financial Services Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.