Lic Mf Debt Hybrid Fund Overview
Category Conservative Hybrid Fund
BMSMONEY Rank 17
Rating
Growth Option 09-05-2025
NAV ₹80.26(R) -0.37% ₹88.86(D) -0.36%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.75% 6.96% 6.96% 6.47% 6.33%
Direct 8.87% 7.99% 7.96% 7.45% 7.29%
Benchmark
SIP (XIRR) Regular 4.51% 4.92% 5.56% 6.14% 6.23%
Direct 5.6% 5.99% 6.58% 7.15% 7.21%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.31 -0.11 0.41 -2.47% -0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.8% -4.71% -3.08% 1.03 2.74%

NAV Date: 09-05-2025

Scheme Name NAV Rupee Change Percent Change
LIC MF Conservative Hybrid Fund-Regular Plan-Yearly IDCW 12.05
-0.0400
-0.3700%
LIC MF Conservative Hybrid Fund-Regular Plan-Monthly IDCW 13.0
-0.0500
-0.3700%
LIC MF Conservative Hybrid Fund-Direct Plan-Monthly IDCW 13.36
-0.0500
-0.3600%
LIC MF Conservative Hybrid Fund-Regular Plan-Quarterly IDCW 14.1
-0.0500
-0.3700%
LIC MF Conservative Hybrid Fund-Direct Plan-Yearly IDCW 14.32
-0.0500
-0.3600%
LIC MF Conservative Hybrid Fund-Direct Plan-Quarterly IDCW 17.79
-0.0600
-0.3600%
LIC MF Conservative Hybrid Fund-Regular Plan-Growth 80.26
-0.2900
-0.3700%
LIC MF Conservative Hybrid Fund-Direct Plan-Growth 88.86
-0.3200
-0.3600%

Review Date: 09-05-2025

Beginning of Analysis

In the Conservative Hybrid Fund category, Lic Mf Debt Hybrid Fund is the 17th ranked fund. The category has total 17 funds. The 1 star rating shows a very poor past performance of the Lic Mf Debt Hybrid Fund in Conservative Hybrid Fund. The fund has a Jensen Alpha of -2.47% which is lower than the category average of -0.12%, reflecting poor performance. The fund has a Sharpe Ratio of -0.31 which is lower than the category average of 0.33.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Conservative Hybrid Mutual Funds

Lic Mf Debt Hybrid Fund Return Analysis

  • The fund has given a return of 1.62%, 0.81 and 1.94 in last one, three and six months respectively. In the same period the category average return was 1.88%, 2.71% and 2.93% respectively.
  • Lic Mf Debt Hybrid Fund has given a return of 8.87% in last one year. In the same period the Conservative Hybrid Fund category average return was 10.26%.
  • The fund has given a return of 7.99% in last three years and ranked 17.0th out of 17 funds in the category. In the same period the Conservative Hybrid Fund category average return was 10.59%.
  • The fund has given a return of 7.96% in last five years and ranked 15th out of 15 funds in the category. In the same period the Conservative Hybrid Fund category average return was 11.42%.
  • The fund has given a return of 7.29% in last ten years and ranked 14th out of 15 funds in the category. In the same period the category average return was 8.73%.
  • The fund has given a SIP return of 5.6% in last one year whereas category average SIP return is 7.82%. The fund one year return rank in the category is 16th in 17 funds
  • The fund has SIP return of 5.99% in last three years and ranks 17th in 17 funds. Parag Parikh Conservative Hybrid Fund has given the highest SIP return (10.83%) in the category in last three years.
  • The fund has SIP return of 6.58% in last five years whereas category average SIP return is 9.31%.

Lic Mf Debt Hybrid Fund Risk Analysis

  • The fund has a standard deviation of 3.8 and semi deviation of 2.74. The category average standard deviation is 3.98 and semi deviation is 2.87.
  • The fund has a Value at Risk (VaR) of -4.71 and a maximum drawdown of -3.08. The category average VaR is -4.22 and the maximum drawdown is -3.25. The fund has a beta of 1.03 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Conservative Hybrid Fund Category
  • Good Performance in Conservative Hybrid Fund Category
  • Poor Performance in Conservative Hybrid Fund Category
  • Very Poor Performance in Conservative Hybrid Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Debt Hybrid Fund NAV Regular Growth Lic Mf Debt Hybrid Fund NAV Direct Growth
    09-05-2025 80.2625 88.8595
    08-05-2025 80.5569 89.1829
    07-05-2025 80.803 89.4526
    06-05-2025 80.7254 89.3642
    02-05-2025 80.6382 89.2574
    30-04-2025 80.6398 89.254
    28-04-2025 80.5353 89.1331
    25-04-2025 80.3949 88.9701
    24-04-2025 80.6127 89.2085
    23-04-2025 80.8277 89.4439
    22-04-2025 80.7276 89.3305
    21-04-2025 80.595 89.1813
    17-04-2025 80.3365 88.885
    16-04-2025 79.7602 88.2448
    15-04-2025 80.2331 88.7654
    11-04-2025 79.4916 87.9349
    09-04-2025 79.05 87.4414

    Fund Launch Date: 01/Jun/2003
    Fund Category: Conservative Hybrid Fund
    Investment Objective: The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments. However, there is no assurance that the investment objective of the Schemes will be realized.
    Fund Description: An open ended hybrid scheme investing predominantly In debt instruments
    Fund Benchmark: Crisil Hybrid 85 + 15 - Conservative Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.