Lic Mf Savings Fund Overview
Category Low Duration Fund
BMSMONEY Rank 16
BMSMONEY Rating
Gro. Opt. As On: 26-07-2024
NAV ₹37.01(R) +0.02% ₹39.87(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 6.7% 5.25% 5.66% 5.49% 6.22%
LumpSum (D) 7.44% 5.88% 6.26% 6.08% 6.9%
SIP (R) 7.05% 6.15% 4.18% 4.79% 5.42%
SIP (D) 7.79% 6.82% 4.8% 5.4% 6.05%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-3.1 -0.69 0.51 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.58% 0.0% -0.03% - 0.43%
Top Low Duration Fund
Fund Name Rank Rating
UTI Treasury Advantage Fund 1
ICICI Prudential Savings Fund 2
Axis Treasury Advantage Fund 3
HDFC Low Duration Fund 4

NAV Date: 26-07-2024

Scheme Name NAV Rupee Change Percent Change
LIC MF Savings Fund-Direct Plan-Daily IDCW 10.05
0.0000
0.0000%
LIC MF Savings Fund-Regular Plan-Daily IDCW 10.68
0.0000
0.0000%
LIC MF Savings Fund-Regular Plan-Weekly IDCW 12.71
0.0000
0.0200%
LIC MF Savings Fund-Regular Plan-Monthly IDCW 12.76
0.0000
0.0200%
LIC MF Savings Fund-Direct Plan-Weekly IDCW 13.89
0.0000
0.0200%
LIC MF Savings Fund-Direct Plan-Monthly IDCW 20.82
0.0000
0.0200%
LIC MF Savings Fund-Regular Plan-Growth 37.01
0.0100
0.0200%
LIC MF Savings Fund-Direct Plan-Growth 39.87
0.0100
0.0200%

Review Date: 26-07-2024

LIC Mf Savings Fund has shown poor performance in the Low Duration Fund category. The fund has rank of 16 out of 19 funds in the category. The fund has delivered return of 6.7% in 1 year, 5.25% in 3 years, 5.66% in 5 years and 6.22% in 10 years. The category average for the same periods is 6.97%, 5.6%, 5.98% and 6.65% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 0.58, VaR of 0.0, Average Drawdown of -0.03, Semi Deviation of 0.43 and Max Drawdown of -0.03. The category average for the same parameters is 0.75, -0.02, -0.12, 0.51 and -0.13 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in LIC Mf Savings Fund direct growth option would have grown to ₹10744.0 in 1 year, ₹11871.0 in 3 years and ₹13549.0 in 5 years as of today (26-07-2024).
  2. An SIP of ₹1,000 per month in LIC Mf Savings Fund direct growth option would have grown to ₹12499.0 in 1 year, ₹39916.0 in 3 years and ₹67744.0 in 5 years as of today (26-07-2024).
  3. standard deviation of 0.58 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -3.1 which shows poor performance of fund in the low duration fund category.


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.66
0.66
0.60 | 0.71 10 | 19 Good
3M Return % 1.71
1.75
1.64 | 1.85 14 | 19 Average
6M Return % 3.53
3.65
3.47 | 4.04 16 | 19 Poor
1Y Return % 6.70
6.97
6.52 | 7.67 17 | 19 Poor
3Y Return % 5.25
5.60
4.88 | 7.54 15 | 17 Average
5Y Return % 5.66
5.98
5.23 | 7.46 12 | 17 Average
7Y Return % 5.49
6.02
5.33 | 6.79 14 | 16 Poor
10Y Return % 6.22
6.65
5.98 | 7.40 12 | 13 Average
15Y Return % 6.62
20.83
6.62 | 45.70 11 | 11 Poor
1Y SIP Return % 7.05
7.29
6.82 | 7.97 16 | 19 Poor
3Y SIP Return % 6.15
6.44
5.85 | 7.14 16 | 17 Poor
5Y SIP Return % 4.18
4.49
3.77 | 5.52 14 | 17 Average
7Y SIP Return % 4.79
5.24
4.75 | 6.00 15 | 16 Poor
10Y SIP Return % 5.42
5.88
5.40 | 6.66 12 | 13 Average
15Y SIP Return % 6.00
16.63
1.56 | 45.57 11 | 12 Poor
Standard Deviation 0.58
0.75
0.55 | 2.54 2 | 17 Very Good
Semi Deviation 0.43
0.51
0.43 | 0.75 1 | 17 Very Good
Max Drawdown % -0.03
-0.13
-0.29 | 0.00 2 | 17 Very Good
VaR 1 Y % 0.00
-0.02
-0.36 | 0.00 16 | 17 Poor
Average Drawdown % -0.03
-0.12
-0.26 | 0.00 2 | 17 Very Good
Sharpe Ratio -3.10
-2.35
-3.32 | 0.14 16 | 17 Poor
Sterling Ratio 0.51
0.55
0.47 | 0.75 15 | 17 Average
Sortino Ratio -0.69
-0.55
-0.70 | 0.19 16 | 17 Poor
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.71 0.70 0.66 | 0.74 6 | 19
3M Return % 1.88 1.88 1.82 | 1.98 9 | 19
6M Return % 3.88 3.91 3.76 | 4.10 12 | 19
1Y Return % 7.44 7.52 7.29 | 7.79 12 | 19
3Y Return % 5.88 6.13 5.79 | 7.66 13 | 17
5Y Return % 6.26 6.49 5.84 | 7.80 10 | 17
7Y Return % 6.08 6.53 5.45 | 7.14 14 | 16
10Y Return % 6.90 7.12 6.46 | 7.72 10 | 13
1Y SIP Return % 7.79 7.85 7.59 | 8.10 11 | 19
3Y SIP Return % 6.82 6.97 6.73 | 7.26 13 | 17
5Y SIP Return % 4.80 5.00 4.56 | 5.94 11 | 17
7Y SIP Return % 5.40 5.76 5.20 | 6.24 15 | 16
10Y SIP Return % 6.05 6.37 5.79 | 6.95 11 | 13
Standard Deviation 0.58 0.75 0.55 | 2.54 2 | 17
Semi Deviation 0.43 0.51 0.43 | 0.75 1 | 17
Max Drawdown % -0.03 -0.13 -0.29 | 0.00 2 | 17
VaR 1 Y % 0.00 -0.02 -0.36 | 0.00 16 | 17
Average Drawdown % -0.03 -0.12 -0.26 | 0.00 2 | 17
Sharpe Ratio -3.10 -2.35 -3.32 | 0.14 16 | 17
Sterling Ratio 0.51 0.55 0.47 | 0.75 15 | 17
Sortino Ratio -0.69 -0.55 -0.70 | 0.19 16 | 17
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.09 ₹ 10,009.00 0.10 ₹ 10,010.00
1M 0.66 ₹ 10,066.00 0.71 ₹ 10,071.00
3M 1.71 ₹ 10,171.00 1.88 ₹ 10,188.00
6M 3.53 ₹ 10,353.00 3.88 ₹ 10,388.00
1Y 6.70 ₹ 10,670.00 7.44 ₹ 10,744.00
3Y 5.25 ₹ 11,661.00 5.88 ₹ 11,871.00
5Y 5.66 ₹ 13,170.00 6.26 ₹ 13,549.00
7Y 5.49 ₹ 14,539.00 6.08 ₹ 15,120.00
10Y 6.22 ₹ 18,284.00 6.90 ₹ 19,486.00
15Y 6.62 ₹ 26,146.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.05 ₹ 12,452.05 7.79 ₹ 12,498.96
3Y ₹ 36000 6.15 ₹ 39,520.66 6.82 ₹ 39,915.65
5Y ₹ 60000 4.18 ₹ 66,700.20 4.80 ₹ 67,744.32
7Y ₹ 84000 4.79 ₹ 99,589.06 5.40 ₹ 101,768.27
10Y ₹ 120000 5.42 ₹ 158,381.16 6.05 ₹ 163,711.68
15Y ₹ 180000 6.00 ₹ 288,296.82 ₹


Date NAV Regular Growth NAV Direct Growth
26-07-2024 37.0086 39.8674
25-07-2024 37.0004 39.8578
24-07-2024 36.9885 39.8443
23-07-2024 36.9823 39.8368
22-07-2024 36.9762 39.8295
19-07-2024 36.9568 39.8062
18-07-2024 36.9511 39.7994
16-07-2024 36.9347 39.7802
15-07-2024 36.9237 39.7676
12-07-2024 36.9032 39.7432
11-07-2024 36.8949 39.7335
10-07-2024 36.8882 39.7256
09-07-2024 36.8807 39.7167
08-07-2024 36.8738 39.7086
05-07-2024 36.8544 39.6854
04-07-2024 36.8437 39.6731
03-07-2024 36.8329 39.6607
02-07-2024 36.8222 39.6486
01-07-2024 36.8095 39.634
28-06-2024 36.785 39.6056
27-06-2024 36.7732 39.5921
26-06-2024 36.7676 39.5853

Fund Launch Date: 29/May/2003
Fund Category: Low Duration Fund
Investment Objective: The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the Schemes will be realized.
Fund Description: An open ended low duration debt scheme investing in instruments with Macaulay Duration of the portfolio is between 6 months and 12 months
Fund Benchmark: CRISIL Low Duration Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.