Navi Regular Savings Fund Overview
Category Conservative Hybrid Fund
BMSMONEY Rank 15
BMSMONEY Rating
Gro. Opt. As On: 17-09-2024
NAV ₹26.32(R) +0.09% ₹31.6(D) +0.09%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 10.09% 5.96% 6.52% 5.61% 6.5%
LumpSum (D) 11.97% 7.74% 8.3% 7.38% 8.3%
SIP (R) 10.97% 8.26% 7.21% 5.86% 5.67%
SIP (D) 12.85% 10.07% 9.02% 7.59% 7.43%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.31 -0.11 0.52 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.7% -2.54% -1.91% - 1.99%
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
SBI Conservative Hybrid Fund 2
HDFC Hybrid Debt Fund 3
Kotak Debt Hybrid Fund 4

NAV Date: 17-09-2024

Scheme Name NAV Rupee Change Percent Change
Navi Regular Savings Fund - Monthly IDCW 12.18
0.0100
0.0900%
Navi Regular Savings Fund - Direct Plan Monthly IDCW 13.26
0.0100
0.0900%
Navi Regular Savings Fund - Quarterly IDCW 16.19
0.0100
0.0900%
Navi Regular Savings Fund - Direct Plan Quarterly IDCW 19.19
0.0200
0.0900%
Navi Regular Savings Fund-Growth 26.32
0.0200
0.0900%
Navi Regular Savings Fund-Direct Plan-Growth Option 31.6
0.0300
0.0900%

Review Date: 17-09-2024

Navi Regular Savings Fund has shown poor performance in the Conservative Hybrid Fund category. The fund has rank of 15 out of 18 funds in the category. The fund has delivered return of 10.09% in 1 year, 5.96% in 3 years, 6.52% in 5 years and 6.5% in 10 years. The category average for the same periods is 13.72%, 8.48%, 9.4% and 8.26% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 2.7, VaR of -2.54, Average Drawdown of -1.02, Semi Deviation of 1.99 and Max Drawdown of -1.91. The category average for the same parameters is 3.61, -3.09, -1.07, 2.5 and -2.65 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Navi Regular Savings Fund direct growth option would have grown to ₹11197.0 in 1 year, ₹12505.0 in 3 years and ₹14901.0 in 5 years as of today (17-09-2024).
  2. An SIP of ₹1,000 per month in Navi Regular Savings Fund direct growth option would have grown to ₹12820.0 in 1 year, ₹41891.0 in 3 years and ₹75320.0 in 5 years as of today (17-09-2024).
  3. standard deviation of 2.7 and based on VaR one can expect to lose more than -2.54% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.31 which shows poor performance of fund in the conservative hybrid fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.26
1.45
0.68 | 1.88 14 | 18 Average
3M Return % 3.22
3.77
2.60 | 4.81 16 | 18 Poor
6M Return % 4.80
8.14
4.80 | 12.29 18 | 18 Poor
1Y Return % 10.09
13.72
9.55 | 17.81 17 | 18 Poor
3Y Return % 5.96
8.48
5.79 | 11.39 16 | 17 Poor
5Y Return % 6.52
9.40
4.79 | 12.51 15 | 16 Poor
7Y Return % 5.61
7.39
4.09 | 9.84 15 | 16 Poor
10Y Return % 6.50
8.26
6.05 | 10.19 15 | 16 Poor
1Y SIP Return % 10.97
0.26
-6.05 | 15.65 2 | 18 Very Good
3Y SIP Return % 8.26
9.67
6.54 | 12.18 12 | 17 Average
5Y SIP Return % 7.21
9.66
6.90 | 12.40 15 | 16 Poor
7Y SIP Return % 5.86
8.16
5.27 | 10.85 15 | 16 Poor
10Y SIP Return % 5.67
7.67
4.92 | 10.03 15 | 16 Poor
Standard Deviation 2.70
3.61
2.10 | 4.96 2 | 17 Very Good
Semi Deviation 1.99
2.50
1.43 | 3.13 2 | 17 Very Good
Max Drawdown % -1.91
-2.65
-4.55 | -1.02 5 | 17 Very Good
VaR 1 Y % -2.54
-3.09
-4.78 | -0.69 5 | 17 Very Good
Average Drawdown % -1.02
-1.07
-1.50 | -0.42 7 | 17 Good
Sharpe Ratio -0.31
0.41
-0.31 | 1.16 17 | 17 Poor
Sterling Ratio 0.52
0.69
0.45 | 1.00 14 | 17 Average
Sortino Ratio -0.11
0.22
-0.11 | 0.64 17 | 17 Poor
Return data last Updated On : Sept. 17, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.38 1.52 0.70 | 1.93 14 | 18
3M Return % 3.64 4.01 2.80 | 4.97 15 | 18
6M Return % 5.69 8.63 5.49 | 12.74 17 | 18
1Y Return % 11.97 14.76 10.29 | 19.28 16 | 18
3Y Return % 7.74 9.45 6.78 | 11.81 14 | 17
5Y Return % 8.30 10.45 5.51 | 13.96 14 | 16
7Y Return % 7.38 8.42 4.87 | 11.26 14 | 16
10Y Return % 8.30 9.28 6.89 | 11.54 14 | 16
1Y SIP Return % 12.85 1.19 -5.41 | 16.47 2 | 18
3Y SIP Return % 10.07 10.64 7.57 | 13.65 10 | 17
5Y SIP Return % 9.02 10.69 7.89 | 13.87 13 | 16
7Y SIP Return % 7.59 9.16 6.00 | 12.25 13 | 16
10Y SIP Return % 7.43 8.69 5.69 | 11.41 13 | 16
Standard Deviation 2.70 3.61 2.10 | 4.96 2 | 17
Semi Deviation 1.99 2.50 1.43 | 3.13 2 | 17
Max Drawdown % -1.91 -2.65 -4.55 | -1.02 5 | 17
VaR 1 Y % -2.54 -3.09 -4.78 | -0.69 5 | 17
Average Drawdown % -1.02 -1.07 -1.50 | -0.42 7 | 17
Sharpe Ratio -0.31 0.41 -0.31 | 1.16 17 | 17
Sterling Ratio 0.52 0.69 0.45 | 1.00 14 | 17
Sortino Ratio -0.11 0.22 -0.11 | 0.64 17 | 17
Return data last Updated On : Sept. 17, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.09 ₹ 10,009.00 0.09 ₹ 10,009.00
1W 0.49 ₹ 10,049.00 0.53 ₹ 10,053.00
1M 1.26 ₹ 10,126.00 1.38 ₹ 10,138.00
3M 3.22 ₹ 10,322.00 3.64 ₹ 10,364.00
6M 4.80 ₹ 10,480.00 5.69 ₹ 10,569.00
1Y 10.09 ₹ 11,009.00 11.97 ₹ 11,197.00
3Y 5.96 ₹ 11,896.00 7.74 ₹ 12,505.00
5Y 6.52 ₹ 13,715.00 8.30 ₹ 14,901.00
7Y 5.61 ₹ 14,655.00 7.38 ₹ 16,462.00
10Y 6.50 ₹ 18,779.00 8.30 ₹ 22,189.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 10.97 ₹ 12,702.17 12.85 ₹ 12,820.19
3Y ₹ 36000 8.26 ₹ 40,788.22 10.07 ₹ 41,891.18
5Y ₹ 60000 7.21 ₹ 71,989.68 9.02 ₹ 75,320.16
7Y ₹ 84000 5.86 ₹ 103,462.13 7.59 ₹ 110,070.83
10Y ₹ 120000 5.67 ₹ 160,502.16 7.43 ₹ 175,986.24
15Y ₹ 180000 ₹ ₹


Date NAV Regular Growth NAV Direct Growth
17-09-2024 26.3172 31.5966
16-09-2024 26.2946 31.568
13-09-2024 26.2705 31.5347
12-09-2024 26.2857 31.5515
11-09-2024 26.1783 31.4212
10-09-2024 26.1881 31.4315
09-09-2024 26.1294 31.3596
06-09-2024 26.1057 31.3269
05-09-2024 26.1671 31.3992
04-09-2024 26.1916 31.4271
03-09-2024 26.2005 31.4363
02-09-2024 26.2054 31.4408
30-08-2024 26.1708 31.398
29-08-2024 26.1545 31.3771
28-08-2024 26.1316 31.3481
27-08-2024 26.1023 31.3115
26-08-2024 26.0875 31.2924
23-08-2024 26.0457 31.2379
22-08-2024 26.0187 31.2041
21-08-2024 25.9985 31.1785
20-08-2024 25.9895 31.1662
19-08-2024 25.99 31.1654

Fund Launch Date: 09/Jun/2010
Fund Category: Conservative Hybrid Fund
Investment Objective: To generate regular income through a portfolio of predominantly high quality fixed income securities andwith a marginal exposure to equity and equity related instruments. However, there can be no assuranceor guarantee that the investment objective of the Scheme(s) will be achieved. The Scheme(s) does notassure or guarantee any returns.
Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
Fund Benchmark: CRISIL Hybrid 85+15 Conservative Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.