Nippon India Nivesh Lakshya Fund

Review Date: 04-12-2025

Beginning of Analysis

The Nippon India Nivesh Lakshya Fund has shown a very poor past performence in Long Duration Fund. The Nippon India Nivesh Lakshya Fund has a Jensen Alpha of -1.17% which is lower than the category average of -0.38%. The Nippon India Nivesh Lakshya Fund has a Sharpe Ratio of 0.56 which is lower than the category average of 0.58, showing poor performance.
The past performance of the {fund_name_eng} may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds.
Long Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of more than 7 years. These funds aim to generate returns by investing in long-term debt securities such as government bonds, corporate bonds, and other fixed-income instruments. Due to their long duration, these funds are highly sensitive to changes in interest rates. Long Duration Mutual Funds are ideal for long-term investors seeking higher returns by taking advantage of interest rate movements. These funds invest in debt instruments with a portfolio duration of more than 7 years, making them highly sensitive to interest rate changes. While they offer the potential for significant capital appreciation in a falling interest rate environment, they also carry higher risks, including interest rate risk and volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Nippon India Nivesh Lakshya Fund Return Analysis

• The fund has given a return of 0.2%, 1.09 and -1.62 in last one, three and six months respectively. In the same period the category average return was -0.34%, 0.61% and -2.4% respectively.
• Nippon India Nivesh Lakshya Fund has given a return of 4.15% in last one year. In the same period the category average return was 2.72%.
• The fund has given a return of 7.49% in last three years and ranked 1.0st out of two funds in the category. In the same period the Long Duration Fund category average return was 7.47%.
• The fund has given a return of 5.65% in last five years and ranked 1.0st out of two funds in the category. In the same period the Long Duration Fund category average return was 5.36%.
• The fund has given a SIP return of 2.09% in last one year whereas category average SIP return is 0.3%. The fund one year return rank in the category is 2nd in 8 funds
• The fund has SIP return of 6.72% in last three years and ranks 2nd in 2 funds. Icici Prudential Long Term Bond Fund has given the highest SIP return (6.86%) in the category in last three years.
• The fund has SIP return of 6.05% in last five years whereas category average SIP return is 5.92%.

Nippon India Nivesh Lakshya Fund Risk Analysis

• The fund has a standard deviation of 3.81 and semi deviation of 2.93. The category average standard deviation is 3.46 and semi deviation is 2.64.
• The fund has a Value at Risk (VaR) of -4.49 and a maximum drawdown of -3.44. The category average VaR is -3.33 and the maximum drawdown is -3.13. The fund has a beta of 1.14 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.

Very Good Performance in Long Duration Fund Category

Good Performance in Long Duration Fund Category

Poor Performance in Long Duration Fund Category

Very Poor Performance in Long Duration Fund Category

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Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

Data Source: www.amfiindia.com

SEBI Categorization