Nippon India Nivesh Lakshya Fund Overview
Category Long Duration Fund
BMSMONEY Rank -
Rating
Growth Option 18-07-2025
NAV ₹18.01(R) +0.33% ₹18.41(D) +0.34%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.57% 9.55% 5.48% 8.7% -%
Direct 8.91% 9.9% 5.81% 9.04% -%
Benchmark
SIP (XIRR) Regular -8.84% 3.35% 5.66% 6.76% -%
Direct -8.56% 3.69% 5.99% 7.1% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.95 0.47 0.79 -1.11% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.65% -3.77% -1.9% 1.13 2.65%
Fund AUM As on: 30/06/2025 9915 Cr

No data available

NAV Date: 18-07-2025

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA NIVESH LAKSHYA FUND - QUARTERLY IDCW Option 11.67
0.0400
0.3400%
NIPPON INDIA NIVESH LAKSHYA FUND - MONTHLY IDCW Option 11.67
0.0400
0.3400%
NIPPON INDIA NIVESH LAKSHYA FUND - DIRECT Plan - QUARTERLY IDCW Option 11.68
0.0400
0.3300%
NIPPON INDIA NIVESH LAKSHYA FUND - DIRECT Plan - MONTHLY IDCW Option 11.69
0.0400
0.3400%
NIPPON INDIA NIVESH LAKSHYA FUND - ANNUAL IDCW Option 12.07
0.0400
0.3300%
NIPPON INDIA NIVESH LAKSHYA FUND - DIRECT Plan - ANNUAL IDCW Option 12.09
0.0400
0.3400%
NIPPON INDIA NIVESH LAKSHYA FUND - HALF YEARLY IDCW Option 12.47
0.0400
0.3300%
NIPPON INDIA NIVESH LAKSHYA FUND - DIRECT Plan - HALF YEARLY IDCW Option 12.51
0.0400
0.3400%
NIPPON INDIA NIVESH LAKSHYA FUND - IDCW Option 18.0
0.0600
0.3300%
Nippon India Nivesh Lakshya Fund- Growth Option 18.01
0.0600
0.3300%
Nippon India Nivesh Lakshya Fund- Direct Plan- Growth Option 18.41
0.0600
0.3400%
NIPPON INDIA NIVESH LAKSHYA FUND - DIRECT Plan - IDCW Option 18.41
0.0600
0.3400%

Review Date: 18-07-2025

Beginning of Analysis

The Nippon India Nivesh Lakshya Fund has shown a poor past performence in Long Duration Fund. The Nippon India Nivesh Lakshya Fund has a Jensen Alpha of -1.11% which is lower than the category average of -0.35%. The Nippon India Nivesh Lakshya Fund has a Sharpe Ratio of 0.95 which is higher than the category average of 0.94. Here the Nippon India Nivesh Lakshya Fund has shown very good performance in terms of risk adjusted returns.
The past performance of the {fund_name_eng} may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds.
Long Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of more than 7 years. These funds aim to generate returns by investing in long-term debt securities such as government bonds, corporate bonds, and other fixed-income instruments. Due to their long duration, these funds are highly sensitive to changes in interest rates. Long Duration Mutual Funds are ideal for long-term investors seeking higher returns by taking advantage of interest rate movements. These funds invest in debt instruments with a portfolio duration of more than 7 years, making them highly sensitive to interest rate changes. While they offer the potential for significant capital appreciation in a falling interest rate environment, they also carry higher risks, including interest rate risk and volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Nippon India Nivesh Lakshya Fund Return Analysis

  • The fund has given a return of 0.52%, -0.13 and 4.91 in last one, three and six months respectively. In the same period the category average return was 1.13%, -0.29% and 4.53% respectively.
  • Nippon India Nivesh Lakshya Fund has given a return of 8.91% in last one year. In the same period the category average return was 8.28%.
  • The fund has given a return of 9.9% in last three years and ranked 1.0st out of two funds in the category. In the same period the Long Duration Fund category average return was 9.63%.
  • The fund has given a return of 5.81% in last five years and ranked 1.0st out of two funds in the category. In the same period the Long Duration Fund category average return was 5.79%.
  • The fund has given a SIP return of -8.56% in last one year whereas category average SIP return is -8.98%. The fund one year return rank in the category is 2nd in 8 funds
  • The fund has SIP return of 3.69% in last three years and ranks 2nd in 2 funds. Icici Prudential Long Term Bond Fund has given the highest SIP return (4.05%) in the category in last three years.
  • The fund has SIP return of 5.99% in last five years whereas category average SIP return is 5.93%.

Nippon India Nivesh Lakshya Fund Risk Analysis

  • The fund has a standard deviation of 3.65 and semi deviation of 2.65. The category average standard deviation is 3.26 and semi deviation is 2.35.
  • The fund has a Value at Risk (VaR) of -3.77 and a maximum drawdown of -1.9. The category average VaR is -2.78 and the maximum drawdown is -1.55. The fund has a beta of 1.15 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Long Duration Fund Category
  • Good Performance in Long Duration Fund Category
  • Poor Performance in Long Duration Fund Category
  • Very Poor Performance in Long Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.49
    1.09
    		0.49 | 1.52 8 | 8 Poor
    3M Return % -0.20
    -0.40
    		-1.08 | 0.55 2 | 8 Very Good
    6M Return % 4.75
    4.30
    		3.45 | 5.31 2 | 8 Very Good
    1Y Return % 8.57
    7.78
    		6.34 | 9.92 2 | 8 Very Good
    3Y Return % 9.55
    9.17
    		8.79 | 9.55 1 | 2 Very Good
    5Y Return % 5.48
    5.33
    		5.18 | 5.48 1 | 2 Very Good
    7Y Return % 8.70
    8.10
    		7.50 | 8.70 1 | 2 Very Good
    1Y SIP Return % -8.84
    -9.38
    		-10.83 | -7.27 2 | 8 Very Good
    3Y SIP Return % 3.35
    3.41
    		3.35 | 3.47 2 | 2 Good
    5Y SIP Return % 5.66
    5.47
    		5.29 | 5.66 1 | 2 Very Good
    7Y SIP Return % 6.76
    6.43
    		6.09 | 6.76 1 | 2 Very Good
    Standard Deviation 3.65
    3.27
    		2.88 | 3.65 2 | 2 Good
    Semi Deviation 2.65
    2.35
    		2.04 | 2.65 2 | 2 Good
    Max Drawdown % -1.90
    -1.55
    		-1.90 | -1.20 2 | 2 Good
    VaR 1 Y % -3.77
    -2.78
    		-3.77 | -1.78 2 | 2 Good
    Average Drawdown % -0.80
    -0.69
    		-0.80 | -0.58 2 | 2 Good
    Sharpe Ratio 0.95
    0.95
    		0.94 | 0.95 1 | 2 Very Good
    Sterling Ratio 0.79
    0.78
    		0.76 | 0.79 1 | 2 Very Good
    Sortino Ratio 0.47
    0.48
    		0.47 | 0.48 2 | 2 Good
    Jensen Alpha % -1.11
    -0.35
    		-1.11 | 0.42 2 | 2 Good
    Modigliani Square Measure % 7.86
    8.43
    		7.86 | 8.99 2 | 2 Good
    Alpha % 0.01
    -0.43
    		-0.86 | 0.01 1 | 2 Very Good
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.52 1.13 0.52 | 1.55 8 | 8
    3M Return % -0.13 -0.29 -0.86 | 0.68 2 | 8
    6M Return % 4.91 4.53 3.94 | 5.60 2 | 8
    1Y Return % 8.91 8.28 7.34 | 10.54 2 | 8
    3Y Return % 9.90 9.63 9.36 | 9.90 1 | 2
    5Y Return % 5.81 5.79 5.77 | 5.81 1 | 2
    7Y Return % 9.04 8.56 8.09 | 9.04 1 | 2
    1Y SIP Return % -8.56 -8.98 -10.00 | -6.76 2 | 8
    3Y SIP Return % 3.69 3.87 3.69 | 4.05 2 | 2
    5Y SIP Return % 5.99 5.93 5.87 | 5.99 1 | 2
    7Y SIP Return % 7.10 6.89 6.68 | 7.10 1 | 2
    Standard Deviation 3.65 3.27 2.88 | 3.65 2 | 2
    Semi Deviation 2.65 2.35 2.04 | 2.65 2 | 2
    Max Drawdown % -1.90 -1.55 -1.90 | -1.20 2 | 2
    VaR 1 Y % -3.77 -2.78 -3.77 | -1.78 2 | 2
    Average Drawdown % -0.80 -0.69 -0.80 | -0.58 2 | 2
    Sharpe Ratio 0.95 0.95 0.94 | 0.95 1 | 2
    Sterling Ratio 0.79 0.78 0.76 | 0.79 1 | 2
    Sortino Ratio 0.47 0.48 0.47 | 0.48 2 | 2
    Jensen Alpha % -1.11 -0.35 -1.11 | 0.42 2 | 2
    Modigliani Square Measure % 7.86 8.43 7.86 | 8.99 2 | 2
    Alpha % 0.01 -0.43 -0.86 | 0.01 1 | 2
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Nippon India Nivesh Lakshya Fund NAV Regular Growth Nippon India Nivesh Lakshya Fund NAV Direct Growth
    18-07-2025 18.0056 18.4108
    17-07-2025 17.9456 18.3492
    16-07-2025 17.9279 18.331
    15-07-2025 17.942 18.3453
    14-07-2025 17.9479 18.3512
    11-07-2025 17.9249 18.3272
    10-07-2025 17.8792 18.2802
    09-07-2025 17.9059 18.3074
    08-07-2025 17.9031 18.3044
    07-07-2025 17.8958 18.2967
    04-07-2025 17.8877 18.2881
    03-07-2025 17.8845 18.2846
    02-07-2025 17.8914 18.2915
    01-07-2025 17.8725 18.272
    30-06-2025 17.8593 18.2583
    27-06-2025 17.8334 18.2314
    26-06-2025 17.8458 18.244
    25-06-2025 17.852 18.2502
    24-06-2025 17.8772 18.2758
    23-06-2025 17.8892 18.2879
    20-06-2025 17.8678 18.2655
    19-06-2025 17.8459 18.243
    18-06-2025 17.9171 18.3156

    Fund Launch Date: 18/Jun/2018
    Fund Category: Long Duration Fund
    Investment Objective: Investments in long term fixed income securities predominantly Government Securities at the current yields. Most of the securities would be bought and held till maturity. Rebalancing the portfolio to ensure that similar securities mix is maintained.
    Fund Description: An open ended debt scheme investing in instruments such that the Macaulay duration of the portfolio is greater than 7 years
    Fund Benchmark: Crisil Long Term Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.