Pgim India Gilt Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 13
Rating
Growth Option 13-03-2026
NAV ₹30.23(R) -0.15% ₹32.91(D) -0.15%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 2.64% 6.11% 5.1% 6.09% 6.49%
Direct 3.52% 7.14% 6.16% 7.08% 7.31%
Benchmark
SIP (XIRR) Regular 0.42% 4.68% 3.6% 4.43% 5.33%
Direct 1.26% 5.67% 4.6% 5.47% 6.3%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.22 0.1 0.5 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.94% -3.34% -2.88% - 2.18%
Fund AUM As on: 30/12/2025 106 Cr
Top Gilt Fund
Fund Name Rank Rating
Icici Prudential Gilt Fund 1
Axis Gilt Fund 2
Baroda BNP Paribas Gilt Fund 3
Uti Gilt Fund 4
DSP Gilt Fund 5

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
PGIM India Gilt Fund - Quarterly Dividend 13.54
-0.0200
-0.1500%
PGIM India Gilt Fund - Direct Plan - Quarterly Dividend 14.42
-0.0200
-0.1500%
PGIM India Gilt Fund - Growth 30.23
-0.0500
-0.1500%
PGIM India Gilt Fund - Direct Plan - Growth 32.91
-0.0500
-0.1500%

Review Date: 13-03-2026

Beginning of Analysis

Pgim India Gilt Fund is the 12th ranked fund in the Gilt Fund category. The category has total 19 funds. The Pgim India Gilt Fund has shown an average past performence in Gilt Fund. The fund has a Sharpe Ratio of 0.22 which is lower than the category average of 0.3.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Pgim India Gilt Fund Return Analysis

  • The fund has given a return of 0.37%, 0.45 and 0.97 in last one, three and six months respectively. In the same period the category average return was 0.47%, 0.77% and 1.45% respectively.
  • Pgim India Gilt Fund has given a return of 3.52% in last one year. In the same period the Gilt Fund category average return was 3.73%.
  • The fund has given a return of 7.14% in last three years and ranked 11.0th out of twenty one funds in the category. In the same period the Gilt Fund category average return was 7.03%.
  • The fund has given a return of 6.16% in last five years and ranked 9th out of eighteen funds in the category. In the same period the Gilt Fund category average return was 6.12%.
  • The fund has given a return of 7.31% in last ten years and ranked 11th out of seventeen funds in the category. In the same period the category average return was 7.65%.
  • The fund has given a SIP return of 1.26% in last one year whereas category average SIP return is 1.94%. The fund one year return rank in the category is 15th in 22 funds
  • The fund has SIP return of 5.67% in last three years and ranks 11th in 21 funds. Icici Prudential Gilt Fund has given the highest SIP return (7.11%) in the category in last three years.
  • The fund has SIP return of 4.6% in last five years whereas category average SIP return is 4.7%.

Pgim India Gilt Fund Risk Analysis

  • The fund has a standard deviation of 2.94 and semi deviation of 2.18. The category average standard deviation is 3.11 and semi deviation is 2.33.
  • The fund has a Value at Risk (VaR) of -3.34 and a maximum drawdown of -2.88. The category average VaR is -2.94 and the maximum drawdown is -3.16.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.31
    0.42
    		0.04 | 0.79 16 | 23 Average
    3M Return % 0.25
    0.60
    		-0.26 | 1.45 18 | 23 Average
    6M Return % 0.56
    1.11
    		-0.25 | 2.96 14 | 23 Average
    1Y Return % 2.64
    3.03
    		0.82 | 5.69 13 | 22 Average
    3Y Return % 6.11
    6.32
    		5.33 | 7.44 12 | 21 Good
    5Y Return % 5.10
    5.43
    		4.44 | 6.55 14 | 18 Average
    7Y Return % 6.09
    6.58
    		5.66 | 7.61 14 | 18 Average
    10Y Return % 6.49
    6.95
    		5.89 | 8.02 12 | 17 Average
    1Y SIP Return % 0.42
    1.25
    		-1.50 | 4.04 14 | 22 Average
    3Y SIP Return % 4.68
    5.03
    		3.62 | 6.55 13 | 21 Average
    5Y SIP Return % 3.60
    4.04
    		2.90 | 5.21 15 | 18 Average
    7Y SIP Return % 4.43
    4.86
    		3.91 | 6.04 15 | 18 Average
    10Y SIP Return % 5.33
    5.73
    		4.99 | 6.78 12 | 17 Average
    Standard Deviation 2.94
    3.11
    		1.90 | 4.04 6 | 21 Very Good
    Semi Deviation 2.18
    2.33
    		1.43 | 3.00 7 | 21 Good
    Max Drawdown % -2.88
    -3.16
    		-4.50 | -1.30 7 | 21 Good
    VaR 1 Y % -3.34
    -2.94
    		-5.78 | -0.83 15 | 21 Average
    Average Drawdown % -0.72
    -1.04
    		-2.79 | -0.60 3 | 21 Very Good
    Sharpe Ratio 0.22
    0.30
    		-0.03 | 0.97 13 | 21 Average
    Sterling Ratio 0.50
    0.51
    		0.40 | 0.68 12 | 21 Good
    Sortino Ratio 0.10
    0.13
    		-0.01 | 0.44 12 | 21 Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.37 0.47 0.10 | 0.82 16 | 23 Average
    3M Return % 0.45 0.77 -0.15 | 1.56 18 | 23 Average
    6M Return % 0.97 1.45 -0.02 | 3.25 17 | 23 Average
    1Y Return % 3.52 3.73 1.29 | 6.26 13 | 22 Average
    3Y Return % 7.14 7.03 5.91 | 8.00 11 | 21 Good
    5Y Return % 6.16 6.12 5.19 | 7.14 9 | 18 Good
    7Y Return % 7.08 7.27 6.18 | 8.18 11 | 18 Average
    10Y Return % 7.31 7.65 6.56 | 8.61 11 | 17 Average
    1Y SIP Return % 1.26 1.94 -1.05 | 4.63 15 | 22 Average
    3Y SIP Return % 5.67 5.74 4.10 | 7.11 11 | 21 Good
    5Y SIP Return % 4.60 4.70 3.63 | 5.76 11 | 18 Average
    7Y SIP Return % 5.47 5.55 4.67 | 6.62 9 | 18 Good
    10Y SIP Return % 6.30 6.44 5.57 | 7.37 10 | 17 Good
    Standard Deviation 2.94 3.11 1.90 | 4.04 6 | 21 Very Good
    Semi Deviation 2.18 2.33 1.43 | 3.00 7 | 21 Good
    Max Drawdown % -2.88 -3.16 -4.50 | -1.30 7 | 21 Good
    VaR 1 Y % -3.34 -2.94 -5.78 | -0.83 15 | 21 Average
    Average Drawdown % -0.72 -1.04 -2.79 | -0.60 3 | 21 Very Good
    Sharpe Ratio 0.22 0.30 -0.03 | 0.97 13 | 21 Average
    Sterling Ratio 0.50 0.51 0.40 | 0.68 12 | 21 Good
    Sortino Ratio 0.10 0.13 -0.01 | 0.44 12 | 21 Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Pgim India Gilt Fund NAV Regular Growth Pgim India Gilt Fund NAV Direct Growth
    13-03-2026 30.2333 32.906
    12-03-2026 30.2795 32.9555
    11-03-2026 30.3411 33.0219
    10-03-2026 30.3411 33.0213
    09-03-2026 30.1642 32.828
    06-03-2026 30.2459 32.9148
    05-03-2026 30.3083 32.9821
    04-03-2026 30.2835 32.9544
    02-03-2026 30.342 33.0167
    27-02-2026 30.3583 33.0324
    26-02-2026 30.3054 32.9742
    25-02-2026 30.3076 32.9759
    24-02-2026 30.2688 32.933
    23-02-2026 30.2151 32.8739
    20-02-2026 30.1581 32.8096
    18-02-2026 30.2142 32.8691
    17-02-2026 30.2467 32.9037
    16-02-2026 30.2031 32.8556
    13-02-2026 30.1402 32.7849

    Fund Launch Date: 07/Oct/2008
    Fund Category: Gilt Fund
    Investment Objective: To seek to generate reasonable returns by investing in Central/State Government securities of various maturities.
    Fund Description: An open ended debt scheme investing in government securities across maturities
    Fund Benchmark: I-Sec Mi-Bex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.