Pgim India Gilt Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 12
Rating
Growth Option 27-01-2026
NAV ₹30.07(R) -0.19% ₹32.7(D) -0.18%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 2.55% 6.12% 4.68% 6.1% -%
Direct 3.46% 7.16% 5.75% 7.1% -%
Benchmark
SIP (XIRR) Regular 0.02% 4.82% 5.1% 4.8% -%
Direct 0.88% 5.83% 6.13% 5.84% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.27 0.12 0.51 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.92% -3.34% -2.88% - 2.16%
Fund AUM As on: 30/12/2025 106 Cr
Top Gilt Fund
Fund Name Rank Rating
Icici Prudential Gilt Fund 1
Baroda BNP Paribas Gilt Fund 2
Axis Gilt Fund 3
DSP Gilt Fund 4
Hdfc Gilt Fund 5

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
PGIM India Gilt Fund - Quarterly Dividend 13.46
-0.0300
-0.1900%
PGIM India Gilt Fund - Direct Plan - Quarterly Dividend 14.33
-0.0300
-0.1800%
PGIM India Gilt Fund - Growth 30.07
-0.0600
-0.1900%
PGIM India Gilt Fund - Direct Plan - Growth 32.7
-0.0600
-0.1800%

Review Date: 27-01-2026

Beginning of Analysis

Pgim India Gilt Fund is the 12th ranked fund in the Gilt Fund category. The category has total 19 funds. The 3 star rating shows an average past performance of the Pgim India Gilt Fund in Gilt Fund. The fund has a Sharpe Ratio of 0.27 which is lower than the category average of 0.3.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Pgim India Gilt Fund Return Analysis

  • The fund has given a return of -0.53%, -0.71 and -0.47 in last one, three and six months respectively. In the same period the category average return was -0.4%, -0.22% and -0.18% respectively.
  • Pgim India Gilt Fund has given a return of 3.46% in last one year. In the same period the Gilt Fund category average return was 3.46%.
  • The fund has given a return of 7.16% in last three years and ranked 10.0th out of 21 funds in the category. In the same period the Gilt Fund category average return was 7.03%.
  • The fund has given a return of 5.75% in last five years and ranked 6th out of 18 funds in the category. In the same period the Gilt Fund category average return was 5.59%.
  • The fund has given a SIP return of 0.88% in last one year whereas category average SIP return is 1.37%. The fund one year return rank in the category is 13th in 21 funds
  • The fund has SIP return of 5.83% in last three years and ranks 12th in 21 funds. Icici Prudential Gilt Fund has given the highest SIP return (7.28%) in the category in last three years.
  • The fund has SIP return of 6.13% in last five years whereas category average SIP return is 6.15%.

Pgim India Gilt Fund Risk Analysis

  • The fund has a standard deviation of 2.92 and semi deviation of 2.16. The category average standard deviation is 3.11 and semi deviation is 2.31.
  • The fund has a Value at Risk (VaR) of -3.34 and a maximum drawdown of -2.88. The category average VaR is -2.93 and the maximum drawdown is -3.16.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.60
    -0.45
    		-0.95 | 0.03 13 | 21 Average
    3M Return % -0.92
    -0.39
    		-1.09 | 0.72 18 | 21 Average
    6M Return % -0.88
    -0.52
    		-1.76 | 1.12 14 | 21 Average
    1Y Return % 2.55
    2.77
    		0.64 | 5.96 12 | 21 Good
    3Y Return % 6.12
    6.32
    		5.34 | 7.62 13 | 21 Average
    5Y Return % 4.68
    4.90
    		4.10 | 6.08 11 | 18 Average
    7Y Return % 6.10
    6.61
    		5.69 | 7.62 13 | 18 Average
    1Y SIP Return % 0.02
    0.69
    		-1.44 | 3.73 14 | 21 Average
    3Y SIP Return % 4.82
    5.08
    		3.82 | 6.72 13 | 21 Average
    5Y SIP Return % 5.10
    5.47
    		4.40 | 6.74 14 | 18 Average
    7Y SIP Return % 4.80
    5.19
    		4.31 | 6.41 13 | 18 Average
    Standard Deviation 2.92
    3.11
    		1.92 | 4.06 6 | 21 Very Good
    Semi Deviation 2.16
    2.31
    		1.44 | 3.01 7 | 21 Good
    Max Drawdown % -2.88
    -3.16
    		-4.50 | -1.30 7 | 21 Good
    VaR 1 Y % -3.34
    -2.93
    		-5.78 | -0.83 15 | 21 Average
    Average Drawdown % -0.62
    -0.95
    		-2.79 | -0.60 2 | 21 Very Good
    Sharpe Ratio 0.27
    0.30
    		0.00 | 1.01 11 | 21 Good
    Sterling Ratio 0.51
    0.51
    		0.41 | 0.68 10 | 21 Good
    Sortino Ratio 0.12
    0.13
    		0.01 | 0.46 12 | 21 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.53 -0.40 -0.91 | 0.08 13 | 21 Average
    3M Return % -0.71 -0.22 -0.97 | 0.86 18 | 21 Average
    6M Return % -0.47 -0.18 -1.53 | 1.40 14 | 21 Average
    1Y Return % 3.46 3.46 1.33 | 6.52 12 | 21 Good
    3Y Return % 7.16 7.03 6.11 | 8.19 10 | 21 Good
    5Y Return % 5.75 5.59 4.85 | 6.66 6 | 18 Good
    7Y Return % 7.10 7.30 6.22 | 8.19 11 | 18 Average
    1Y SIP Return % 0.88 1.37 -0.98 | 4.28 13 | 21 Average
    3Y SIP Return % 5.83 5.80 4.52 | 7.28 12 | 21 Good
    5Y SIP Return % 6.13 6.15 5.16 | 7.31 11 | 18 Average
    7Y SIP Return % 5.84 5.87 5.07 | 6.98 9 | 18 Good
    Standard Deviation 2.92 3.11 1.92 | 4.06 6 | 21 Very Good
    Semi Deviation 2.16 2.31 1.44 | 3.01 7 | 21 Good
    Max Drawdown % -2.88 -3.16 -4.50 | -1.30 7 | 21 Good
    VaR 1 Y % -3.34 -2.93 -5.78 | -0.83 15 | 21 Average
    Average Drawdown % -0.62 -0.95 -2.79 | -0.60 2 | 21 Very Good
    Sharpe Ratio 0.27 0.30 0.00 | 1.01 11 | 21 Good
    Sterling Ratio 0.51 0.51 0.41 | 0.68 10 | 21 Good
    Sortino Ratio 0.12 0.13 0.01 | 0.46 12 | 21 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Pgim India Gilt Fund NAV Regular Growth Pgim India Gilt Fund NAV Direct Growth
    27-01-2026 30.0693 32.6951
    23-01-2026 30.1259 32.7536
    22-01-2026 30.1287 32.7558
    21-01-2026 30.0673 32.6884
    20-01-2026 30.0614 32.6813
    19-01-2026 30.0709 32.6908
    16-01-2026 30.0716 32.6893
    14-01-2026 30.1098 32.7293
    13-01-2026 30.1468 32.7688
    12-01-2026 30.1828 32.8072
    09-01-2026 30.1409 32.7594
    08-01-2026 30.139 32.7566
    07-01-2026 30.185 32.8058
    06-01-2026 30.1662 32.7846
    05-01-2026 30.177 32.7957
    02-01-2026 30.2716 32.8962
    01-01-2026 30.3025 32.929
    31-12-2025 30.3077 32.9339
    30-12-2025 30.2649 32.8866
    29-12-2025 30.251 32.8708

    Fund Launch Date: 07/Oct/2008
    Fund Category: Gilt Fund
    Investment Objective: To seek to generate reasonable returns by investing in Central/State Government securities of various maturities.
    Fund Description: An open ended debt scheme investing in government securities across maturities
    Fund Benchmark: I-Sec Mi-Bex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.