Pgim India Gilt Fund Overview
Category Gilt Fund
BMSMONEY Rank 14
Rating
Growth Option 21-05-2025
NAV ₹30.71(R) +0.15% ₹33.2(D) +0.15%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 10.91% 7.91% 5.85% 7.29% -%
Direct 12.03% 9.02% 6.97% 8.28% -%
Benchmark
SIP (XIRR) Regular 11.97% 9.31% 7.28% 6.65% -%
Direct 13.08% 10.42% 8.37% 7.7% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.56 0.29 0.7 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.37% -1.26% -0.81% - 1.58%

NAV Date: 21-05-2025

Scheme Name NAV Rupee Change Percent Change
PGIM India Gilt Fund - Quarterly Dividend 14.14
0.0200
0.1500%
PGIM India Gilt Fund - Direct Plan - Quarterly Dividend 14.99
0.0200
0.1500%
PGIM India Gilt Fund - Growth 30.71
0.0400
0.1500%
PGIM India Gilt Fund - Direct Plan - Growth 33.2
0.0500
0.1500%

Review Date: 21-05-2025

Beginning of Analysis

In the Gilt Fund category, Pgim India Gilt Fund is the 14th ranked fund. The category has total 18 funds. The 2 star rating shows a poor past performance of the Pgim India Gilt Fund in Gilt Fund. The fund has a Sharpe Ratio of 0.56 which is lower than the category average of 0.68.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Pgim India Gilt Fund Return Analysis

  • The fund has given a return of 0.87%, 5.19 and 6.96 in last one, three and six months respectively. In the same period the category average return was 0.93%, 5.15% and 6.86% respectively.
  • Pgim India Gilt Fund has given a return of 12.03% in last one year. In the same period the Gilt Fund category average return was 11.66%.
  • The fund has given a return of 9.02% in last three years and ranked 13.0th out of 18 funds in the category. In the same period the Gilt Fund category average return was 9.06%.
  • The fund has given a return of 6.97% in last five years and ranked 7th out of 18 funds in the category. In the same period the Gilt Fund category average return was 6.75%.
  • The fund has given a SIP return of 13.08% in last one year whereas category average SIP return is 12.84%. The fund one year return rank in the category is 7th in 21 funds
  • The fund has SIP return of 10.42% in last three years and ranks 8th in 18 funds. DSP Gilt Fund has given the highest SIP return (10.83%) in the category in last three years.
  • The fund has SIP return of 8.37% in last five years whereas category average SIP return is 8.21%.

Pgim India Gilt Fund Risk Analysis

  • The fund has a standard deviation of 2.37 and semi deviation of 1.58. The category average standard deviation is 2.54 and semi deviation is 1.7.
  • The fund has a Value at Risk (VaR) of -1.26 and a maximum drawdown of -0.81. The category average VaR is -1.53 and the maximum drawdown is -0.86.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Pgim India Gilt Fund NAV Regular Growth Pgim India Gilt Fund NAV Direct Growth
    21-05-2025 30.7111 33.2018
    20-05-2025 30.6666 33.1529
    19-05-2025 30.6324 33.1152
    16-05-2025 30.6579 33.1405
    15-05-2025 30.6223 33.101
    14-05-2025 30.5939 33.0695
    13-05-2025 30.4978 32.9647
    09-05-2025 30.4055 32.8614
    08-05-2025 30.3979 32.8523
    07-05-2025 30.505 32.9671
    06-05-2025 30.4869 32.9466
    02-05-2025 30.4925 32.9491
    30-04-2025 30.483 32.937
    28-04-2025 30.3768 32.8206
    25-04-2025 30.4456 32.8922
    24-04-2025 30.531 32.9836
    23-04-2025 30.5326 32.9843
    22-04-2025 30.5146 32.9641
    21-04-2025 30.4709 32.9159

    Fund Launch Date: 07/Oct/2008
    Fund Category: Gilt Fund
    Investment Objective: To seek to generate reasonable returns by investing in Central/State Government securities of various maturities.
    Fund Description: An open ended debt scheme investing in government securities across maturities
    Fund Benchmark: I-Sec Mi-Bex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.