Previously Known As : Sundaram Banking & Psu Debt Fund
Sundaram Banking & Psu Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 5
Rating
Growth Option 27-04-2026
NAV ₹44.77(R) +0.05% ₹45.46(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.89% 6.95% 5.66% 6.28% 6.43%
Direct 5.05% 7.1% 5.82% 6.43% 6.56%
Benchmark
SIP (XIRR) Regular 4.3% 6.66% 6.46% 5.7% 6.09%
Direct 4.46% 6.82% 6.61% 5.86% 6.23%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.96 0.49 0.69 0.02% -0.58
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.22% -0.27% -0.22% 0.8 0.85%
Fund AUM As on: 30/12/2025 393 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Franklin India Banking & Psu Debt Fund 2
Kotak Banking And Psu Debt Fund 3
ICICI Prudential Banking & PSU Debt Fund 4

NAV Date: 27-04-2026

Scheme Name NAV Rupee Change Percent Change
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Monthly Income Distribution cum Capital Withdrawal (IDCW) 11.32
0.0100
0.0500%
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Monthly Income Distribution cum Capital Withdrawal (IDCW) 11.35
0.0100
0.0500%
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Growth 44.77
0.0200
0.0500%
Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Direct Plan - Growth 45.46
0.0200
0.0500%

Review Date: 27-04-2026

Beginning of Analysis

In the Banking and PSU Debt Fund category, Sundaram Banking & PSU Fund is the 4th ranked fund. The category has total 20 funds. The 5 star rating shows an excellent past performance of the Sundaram Banking & PSU Fund in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 0.02% which is higher than the category average of -0.27%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.96 which is higher than the category average of 0.78.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

Sundaram Banking & PSU Fund Return Analysis

  • The fund has given a return of 0.81%, 1.23 and 1.84 in last one, three and six months respectively. In the same period the category average return was 0.82%, 1.22% and 1.88% respectively.
  • Sundaram Banking & PSU Fund has given a return of 5.05% in last one year. In the same period the Banking and PSU Debt Fund category average return was 5.04%.
  • The fund has given a return of 7.1% in last three years and ranked 11.0th out of nineteen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.12%.
  • The fund has given a return of 5.82% in last five years and ranked 16th out of seventeen funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.24%.
  • The fund has given a return of 6.56% in last ten years and ranked 14th out of fourteen funds in the category. In the same period the category average return was 7.23%.
  • The fund has given a SIP return of 4.46% in last one year whereas category average SIP return is 4.44%. The fund one year return rank in the category is 8th in 20 funds
  • The fund has SIP return of 6.82% in last three years and ranks 10th in 19 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (7.41%) in the category in last three years.
  • The fund has SIP return of 6.61% in last five years whereas category average SIP return is 6.78%.

Sundaram Banking & PSU Fund Risk Analysis

  • The fund has a standard deviation of 1.22 and semi deviation of 0.85. The category average standard deviation is 1.29 and semi deviation is 0.93.
  • The fund has a Value at Risk (VaR) of -0.27 and a maximum drawdown of -0.22. The category average VaR is -0.33 and the maximum drawdown is -0.38. The fund has a beta of 0.8 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.79
    0.79
    		0.63 | 0.97 10 | 20 Good
    3M Return % 1.19
    1.13
    		0.82 | 1.51 5 | 20 Very Good
    6M Return % 1.76
    1.70
    		1.14 | 2.58 8 | 20 Good
    1Y Return % 4.89
    4.67
    		3.55 | 5.96 8 | 20 Good
    3Y Return % 6.95
    6.75
    		6.34 | 7.12 5 | 19 Very Good
    5Y Return % 5.66
    5.86
    		5.28 | 7.22 13 | 17 Average
    7Y Return % 6.28
    6.72
    		6.12 | 7.47 12 | 15 Average
    10Y Return % 6.43
    6.86
    		6.33 | 7.22 13 | 14 Poor
    1Y SIP Return % 4.30
    4.04
    		3.12 | 5.54 7 | 19 Good
    3Y SIP Return % 6.66
    6.45
    		6.00 | 7.06 5 | 18 Very Good
    5Y SIP Return % 6.46
    6.40
    		5.96 | 7.29 5 | 16 Good
    7Y SIP Return % 5.70
    5.89
    		5.41 | 6.75 11 | 14 Average
    10Y SIP Return % 6.09
    6.36
    		5.89 | 6.65 11 | 13 Average
    15Y SIP Return % 6.65
    6.95
    		6.49 | 7.37 3 | 4 Average
    Standard Deviation 1.22
    1.29
    		0.90 | 1.83 9 | 19 Good
    Semi Deviation 0.85
    0.93
    		0.61 | 1.35 7 | 19 Good
    Max Drawdown % -0.22
    -0.38
    		-0.91 | 0.00 5 | 19 Very Good
    VaR 1 Y % -0.27
    -0.33
    		-1.21 | 0.00 10 | 19 Good
    Average Drawdown % -0.13
    -0.17
    		-0.38 | 0.00 6 | 19 Good
    Sharpe Ratio 0.96
    0.78
    		0.45 | 1.28 4 | 19 Very Good
    Sterling Ratio 0.69
    0.66
    		0.61 | 0.71 4 | 19 Very Good
    Sortino Ratio 0.49
    0.38
    		0.19 | 0.79 4 | 19 Very Good
    Jensen Alpha % 0.02
    -0.27
    		-0.90 | 0.43 4 | 19 Very Good
    Treynor Ratio -0.58
    -0.57
    		-0.86 | -0.41 13 | 19 Average
    Modigliani Square Measure % 7.09
    6.85
    		6.38 | 7.56 4 | 19 Very Good
    Alpha % -0.47
    -0.70
    		-1.19 | -0.25 5 | 19 Very Good
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.81 0.82 0.68 | 1.00 14 | 20 Average
    3M Return % 1.23 1.22 0.94 | 1.58 9 | 20 Good
    6M Return % 1.84 1.88 1.28 | 2.73 9 | 20 Good
    1Y Return % 5.05 5.04 3.82 | 6.21 11 | 20 Average
    3Y Return % 7.10 7.12 6.67 | 7.47 11 | 19 Average
    5Y Return % 5.82 6.24 5.68 | 7.49 16 | 17 Poor
    7Y Return % 6.43 7.09 6.43 | 7.81 15 | 15 Poor
    10Y Return % 6.56 7.23 6.56 | 7.62 14 | 14 Poor
    1Y SIP Return % 4.46 4.44 3.39 | 5.86 8 | 20 Good
    3Y SIP Return % 6.82 6.83 6.33 | 7.41 10 | 19 Good
    5Y SIP Return % 6.61 6.78 6.44 | 7.57 14 | 17 Average
    7Y SIP Return % 5.86 6.25 5.80 | 7.00 14 | 15 Poor
    10Y SIP Return % 6.23 6.74 6.23 | 7.07 14 | 14 Poor
    Standard Deviation 1.22 1.29 0.90 | 1.83 9 | 19 Good
    Semi Deviation 0.85 0.93 0.61 | 1.35 7 | 19 Good
    Max Drawdown % -0.22 -0.38 -0.91 | 0.00 5 | 19 Very Good
    VaR 1 Y % -0.27 -0.33 -1.21 | 0.00 10 | 19 Good
    Average Drawdown % -0.13 -0.17 -0.38 | 0.00 6 | 19 Good
    Sharpe Ratio 0.96 0.78 0.45 | 1.28 4 | 19 Very Good
    Sterling Ratio 0.69 0.66 0.61 | 0.71 4 | 19 Very Good
    Sortino Ratio 0.49 0.38 0.19 | 0.79 4 | 19 Very Good
    Jensen Alpha % 0.02 -0.27 -0.90 | 0.43 4 | 19 Very Good
    Treynor Ratio -0.58 -0.57 -0.86 | -0.41 13 | 19 Average
    Modigliani Square Measure % 7.09 6.85 6.38 | 7.56 4 | 19 Very Good
    Alpha % -0.47 -0.70 -1.19 | -0.25 5 | 19 Very Good
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sundaram Banking & Psu Fund NAV Regular Growth Sundaram Banking & Psu Fund NAV Direct Growth
    27-04-2026 44.7713 45.4641
    24-04-2026 44.7491 45.441
    23-04-2026 44.759 45.4509
    22-04-2026 44.8039 45.4963
    21-04-2026 44.8042 45.4964
    20-04-2026 44.8028 45.4948
    17-04-2026 44.7863 45.4774
    16-04-2026 44.7886 45.4796
    15-04-2026 44.7735 45.4636
    13-04-2026 44.6964 45.3849
    10-04-2026 44.6938 45.3817
    09-04-2026 44.6676 45.355
    08-04-2026 44.6038 45.29
    07-04-2026 44.4526 45.1363
    06-04-2026 44.4297 45.1128
    02-04-2026 44.4234 45.1056
    30-03-2026 44.4671 45.1495
    27-03-2026 44.4186 45.0996

    Fund Launch Date: 25/Mar/2015
    Fund Category: Banking and PSU Fund
    Investment Objective: To generate income and capital appreciation bypredominantly investing in debt instruments of Banks,Public Sector Undertakings, Public Financial Institutions andMunicipal Bonds
    Fund Description: Banking & PSU Debt Fund
    Fund Benchmark: CRISIL Banking & PSU DebtIndex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.