Sundaram Diversified Equity Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 20
Rating
Growth Option 27-01-2026
NAV ₹218.67(R) +0.41% ₹232.29(D) +0.41%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 9.18% 13.16% 14.17% 13.09% 12.42%
Direct 9.74% 13.78% 14.82% 13.67% 12.99%
Nifty 500 TRI 10.21% 16.44% 15.78% 15.65% 15.12%
SIP (XIRR) Regular 2.93% 8.5% 10.78% 12.68% 11.69%
Direct 3.49% 9.11% 11.41% 13.3% 12.28%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.67 0.33 0.55 -0.57% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
11.2% -13.6% -14.97% 0.85 8.11%
Fund AUM As on: 30/12/2025 1471 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Hdfc Taxsaver 1
Sbi Long Term Equity Fund 2
DSP ELSS Tax Saver Fund 3
Mirae Asset ELSS Tax Saver Fund 4
Baroda BNP Paribas ELSS Tax Saver Fund 5
Whiteoak Capital Elss Tax Saver Fund 6
ICICI Prudential ELSS Tax Saver Fund 7
Edelweiss ELSS Tax saver Fund 8

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
Sundaram Diversified Equity (ELSS) Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) 15.59
-1.1600
-6.9500%
Sundaram Diversified Equity (ELSS) Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) 19.0
-1.4100
-6.9100%
Sundaram Diversified Equity (ELSS) Regular Plan - Growth 218.67
0.8900
0.4100%
Sundaram Diversified Equity (ELSS) Direct Plan - Growth 232.29
0.9600
0.4100%

Review Date: 27-01-2026

Beginning of Analysis

Sundaram Diversified Equity is the 22nd ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The 3 star rating shows an average past performance of the Sundaram Diversified Equity in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of -0.57% which is lower than the category average of 0.61%, reflecting poor performance. The fund has a Sharpe Ratio of 0.67 which is lower than the category average of 0.8.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

Sundaram Diversified Equity Return Analysis

The Sundaram Diversified Equity has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -3.24%, -2.8 and -0.67 in last one, three and six months respectively. In the same period the category average return was -3.79%, -4.95% and -1.2% respectively.
  • Sundaram Diversified Equity has given a return of 9.74% in last one year. In the same period the Nifty 500 TRI return was 10.21%. The fund has given 0.47% less return than the benchmark return.
  • The fund has given a return of 13.78% in last three years and rank 34th out of 37 funds in the category. In the same period the Nifty 500 TRI return was 16.44%. The fund has given 2.66% less return than the benchmark return.
  • Sundaram Diversified Equity has given a return of 14.82% in last five years and category average returns is 16.5% in same period. The fund ranked 23rd out of 32 funds in the category. In the same period the Nifty 500 TRI return was 15.78%. The fund has given 0.96% less return than the benchmark return.
  • The fund has given a return of 12.99% in last ten years and ranked 25th out of 27 funds in the category. In the same period the Nifty 500 TRI return was 15.12%. The fund has given 2.13% less return than the benchmark return.
  • The fund has given a SIP return of 3.49% in last one year whereas category average SIP return is 1.5%. The fund one year return rank in the category is 13th in 40 funds
  • The fund has SIP return of 9.11% in last three years and ranks 30th in 37 funds. Hdfc Taxsaver has given the highest SIP return (15.45%) in the category in last three years.
  • The fund has SIP return of 11.41% in last five years whereas category average SIP return is 13.35%.

Sundaram Diversified Equity Risk Analysis

  • The fund has a standard deviation of 11.2 and semi deviation of 8.11. The category average standard deviation is 13.02 and semi deviation is 9.55.
  • The fund has a Value at Risk (VaR) of -13.6 and a maximum drawdown of -14.97. The category average VaR is -16.78 and the maximum drawdown is -17.65. The fund has a beta of 0.84 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -3.28 -3.60
    -3.88
    		-7.16 | -1.99 14 | 39 Good
    3M Return % -2.93 -4.19
    -5.25
    		-11.47 | -1.62 6 | 39 Very Good
    6M Return % -0.94 0.24
    -1.80
    		-9.66 | 3.65 17 | 39 Good
    1Y Return % 9.18 10.21
    7.05
    		-2.60 | 13.36 14 | 39 Good
    3Y Return % 13.16 16.44
    16.01
    		6.04 | 23.28 33 | 37 Poor
    5Y Return % 14.17 15.78
    15.19
    		10.02 | 20.64 21 | 32 Average
    7Y Return % 13.09 15.65
    15.14
    		10.55 | 22.05 24 | 29 Average
    10Y Return % 12.42 15.12
    14.33
    		11.41 | 19.66 22 | 26 Poor
    15Y Return % 11.33 12.65
    13.15
    		11.23 | 15.12 17 | 19 Poor
    1Y SIP Return % 2.93
    0.26
    		-9.95 | 8.17 12 | 39 Good
    3Y SIP Return % 8.50
    9.23
    		-2.80 | 14.72 23 | 37 Average
    5Y SIP Return % 10.78
    12.06
    		7.39 | 18.21 24 | 32 Average
    7Y SIP Return % 12.68
    14.39
    		10.47 | 19.37 20 | 29 Average
    10Y SIP Return % 11.69
    13.89
    		10.48 | 18.92 23 | 26 Poor
    15Y SIP Return % 12.23
    14.27
    		12.23 | 18.50 20 | 20 Poor
    Standard Deviation 11.20
    13.02
    		9.06 | 19.00 4 | 38 Very Good
    Semi Deviation 8.11
    9.55
    		6.49 | 14.84 4 | 38 Very Good
    Max Drawdown % -14.97
    -17.65
    		-28.24 | -9.56 7 | 38 Very Good
    VaR 1 Y % -13.60
    -16.78
    		-24.68 | -8.66 6 | 38 Very Good
    Average Drawdown % -4.09
    -6.26
    		-10.28 | -3.31 4 | 38 Very Good
    Sharpe Ratio 0.67
    0.80
    		0.14 | 1.34 29 | 38 Average
    Sterling Ratio 0.55
    0.61
    		0.22 | 0.93 27 | 38 Average
    Sortino Ratio 0.33
    0.40
    		0.09 | 0.75 28 | 38 Average
    Jensen Alpha % -0.57
    0.61
    		-9.13 | 7.26 27 | 38 Average
    Treynor Ratio 0.09
    0.11
    		0.02 | 0.18 30 | 38 Average
    Modigliani Square Measure % 15.63
    16.56
    		6.29 | 24.80 24 | 38 Average
    Alpha % -2.87
    -0.07
    		-7.94 | 8.92 34 | 38 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -3.24 -3.60 -3.79 -7.03 | -1.94 16 | 40 Good
    3M Return % -2.80 -4.19 -4.95 -11.20 | -1.38 6 | 40 Very Good
    6M Return % -0.67 0.24 -1.20 -9.01 | 4.51 21 | 40 Average
    1Y Return % 9.74 10.21 8.32 -1.26 | 14.17 16 | 40 Good
    3Y Return % 13.78 16.44 17.29 7.56 | 24.11 34 | 37 Poor
    5Y Return % 14.82 15.78 16.50 10.88 | 21.82 23 | 32 Average
    7Y Return % 13.67 15.65 16.39 11.49 | 23.85 24 | 29 Average
    10Y Return % 12.99 15.12 15.46 12.51 | 20.99 25 | 27 Poor
    1Y SIP Return % 3.49 1.50 -8.59 | 9.99 13 | 40 Good
    3Y SIP Return % 9.11 10.49 -1.34 | 15.45 30 | 37 Average
    5Y SIP Return % 11.41 13.35 9.25 | 19.01 27 | 32 Poor
    7Y SIP Return % 13.30 15.66 11.35 | 20.87 24 | 29 Average
    10Y SIP Return % 12.28 15.03 11.41 | 20.51 25 | 27 Poor
    Standard Deviation 11.20 13.02 9.06 | 19.00 4 | 38 Very Good
    Semi Deviation 8.11 9.55 6.49 | 14.84 4 | 38 Very Good
    Max Drawdown % -14.97 -17.65 -28.24 | -9.56 7 | 38 Very Good
    VaR 1 Y % -13.60 -16.78 -24.68 | -8.66 6 | 38 Very Good
    Average Drawdown % -4.09 -6.26 -10.28 | -3.31 4 | 38 Very Good
    Sharpe Ratio 0.67 0.80 0.14 | 1.34 29 | 38 Average
    Sterling Ratio 0.55 0.61 0.22 | 0.93 27 | 38 Average
    Sortino Ratio 0.33 0.40 0.09 | 0.75 28 | 38 Average
    Jensen Alpha % -0.57 0.61 -9.13 | 7.26 27 | 38 Average
    Treynor Ratio 0.09 0.11 0.02 | 0.18 30 | 38 Average
    Modigliani Square Measure % 15.63 16.56 6.29 | 24.80 24 | 38 Average
    Alpha % -2.87 -0.07 -7.94 | 8.92 34 | 38 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sundaram Diversified Equity NAV Regular Growth Sundaram Diversified Equity NAV Direct Growth
    27-01-2026 218.6712 232.2853
    23-01-2026 217.7844 231.3283
    22-01-2026 220.7235 234.4464
    21-01-2026 219.3808 233.0165
    20-01-2026 220.558 234.2631
    19-01-2026 223.6097 237.5005
    16-01-2026 224.8954 238.8545
    14-01-2026 224.0353 237.9333
    13-01-2026 223.3572 237.2094
    12-01-2026 223.2092 237.0484
    09-01-2026 222.3361 236.1096
    08-01-2026 224.5583 238.4657
    07-01-2026 227.7938 241.8976
    06-01-2026 228.5045 242.6485
    05-01-2026 229.3224 243.513
    02-01-2026 230.0861 244.3121
    01-01-2026 228.3906 242.5079
    31-12-2025 228.2528 242.3577
    30-12-2025 226.1081 240.0766
    29-12-2025 226.0967 240.0605

    Fund Launch Date: 22/Nov/1999
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: To achieve capital appreciation by investing predominantly in equities and equity-related instruments. A three-year lockin period shall apply in line with the regulation for ELSS schemes.
    Fund Description: Open ended Fund ELSS
    Fund Benchmark: S&P BSE 200 Total Return Index Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.