Sundaram Financial Services Opportunities Fund

Review Date: 04-12-2025

Beginning of Analysis

Sundaram Financial Services Opportunities Fund is the 11th ranked fund in the Banking and Financial Services Fund category. The category has total 14 funds. The 2 star rating shows a poor past performance of the Sundaram Financial Services Opportunities Fund in Banking and Financial Services Fund. The fund has a Jensen Alpha of 3.08% which is higher than the category average of 2.31%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.9 which is higher than the category average of 0.82.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

Sundaram Financial Services Opportunities Fund Return Analysis

The Sundaram Financial Services Opportunities Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

• The fund has given a return of 1.25%, 10.62 and 5.38 in last one, three and six months respectively. In the same period the category average return was 1.28%, 8.17% and 7.43% respectively.
• Sundaram Financial Services Opportunities Fund has given a return of 11.19% in last one year. In the same period the Nifty Financial Services TRI return was 13.52%. The fund has given 2.33% less return than the benchmark return.
• The fund has given a return of 18.81% in last three years and rank 3rd out of 14 funds in the category. In the same period the Nifty Financial Services TRI return was 13.8%. The fund has given 5.01% more return than the benchmark return.
• Sundaram Financial Services Opportunities Fund has given a return of 19.66% in last five years and category average returns is 18.0% in same period. The fund ranked 3rd out of 11 funds in the category. In the same period the Nifty Financial Services TRI return was 15.08%. The fund has given 4.58% more return than the benchmark return.
• The fund has given a return of 16.41% in last ten years and ranked 3rd out of ten funds in the category. In the same period the Nifty Financial Services TRI return was 15.78%. The fund has given 0.63% more return than the benchmark return.
• The fund has given a SIP return of 18.8% in last one year whereas category average SIP return is 21.12%. The fund one year return rank in the category is 16th in 21 funds
• The fund has SIP return of 17.48% in last three years and ranks 10th in 14 funds. Sbi Banking & Financial Services Fund has given the highest SIP return (22.63%) in the category in last three years.
• The fund has SIP return of 17.62% in last five years whereas category average SIP return is 16.55%.

Sundaram Financial Services Opportunities Fund Risk Analysis

• The fund has a standard deviation of 13.01 and semi deviation of 9.13. The category average standard deviation is 12.47 and semi deviation is 8.54.
• The fund has a Value at Risk (VaR) of -14.08 and a maximum drawdown of -12.19. The category average VaR is -13.04 and the maximum drawdown is -10.52.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.

Very Good Performance in Banking and Financial Services Fund Category

Good Performance in Banking and Financial Services Fund Category

Poor Performance in Banking and Financial Services Fund Category

Very Poor Performance in Banking and Financial Services Fund Category

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Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

Data Source: www.amfiindia.com

SEBI Categorization