Tata Banking & Financial Services Fund Datagrid
Category Banking and Financial Fund
BMSMONEY Rank 7
Rating
Growth Option 12-02-2026
NAV ₹45.89(R) +0.29% ₹53.89(D) +0.29%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 23.24% 18.19% 13.01% 15.44% 17.62%
Direct 25.02% 19.95% 14.76% 17.24% 19.49%
Nifty Financial Services TRI 23.61% 16.63% 11.74% 14.81% 17.96%
SIP (XIRR) Regular 17.62% 16.41% 16.06% 16.2% 15.12%
Direct 19.33% 18.13% 17.81% 17.97% 16.89%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.74 0.43 0.81 0.78% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.84% -11.76% -9.34% 1.04 8.57%
Fund AUM As on: 30/12/2025 3147 Cr
Top Banking and Financial Fund
Fund Name Rank Rating
Sbi Banking & Financial Services Fund 1
Invesco India Financial Services Fund 2
Mirae Asset Banking and Financial Services Fund 3

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
TATA Banking & Financial Services Fund Regular Plan - Payout of Income Distribution cum capital withdrawal option 42.21
0.1200
0.2900%
TATA Banking & Financial Services Fund Regular Plan - Reinvestment of Income Distribution cum capital withdrawal option 42.21
0.1200
0.2900%
Tata Banking And Financial Services Fund-Regular Plan-Growth 45.89
0.1300
0.2900%
TATA Banking & Financial Services Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option 53.89
0.1600
0.2900%
Tata Banking And Financial Services Fund-Direct Plan-Growth 53.89
0.1600
0.2900%
TATA Banking & Financial Services Fund Direct Plan - Payout of Income Distribution cum capital withdrawal option 53.89
0.1600
0.2900%

Review Date: 12-02-2026

Beginning of Analysis

In the Banking and Financial Services Fund category, Tata Banking & Financial Services Fund is the 5th ranked fund. The category has total 14 funds. The Tata Banking & Financial Services Fund has shown a very good past performence in Banking and Financial Services Fund. The fund has a Jensen Alpha of 0.78% which is lower than the category average of 1.54%, showing poor performance. The fund has a Sharpe Ratio of 0.74 which is lower than the category average of 0.77.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

Tata Banking & Financial Services Fund Return Analysis

The Tata Banking & Financial Services Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 2.15%, 3.1 and 10.42 in last one, three and six months respectively. In the same period the category average return was 2.32%, 3.57% and 10.14% respectively.
  • Tata Banking & Financial Services Fund has given a return of 25.02% in last one year. In the same period the Nifty Financial Services TRI return was 23.61%. The fund has given 1.41% more return than the benchmark return.
  • The fund has given a return of 19.95% in last three years and rank 7th out of 14 funds in the category. In the same period the Nifty Financial Services TRI return was 16.63%. The fund has given 3.32% more return than the benchmark return.
  • Tata Banking & Financial Services Fund has given a return of 14.76% in last five years and category average returns is 14.83% in same period. The fund ranked 6th out of 12 funds in the category. In the same period the Nifty Financial Services TRI return was 11.74%. The fund has given 3.02% more return than the benchmark return.
  • The fund has given a return of 19.49% in last ten years and ranked 3rd out of 11 funds in the category. In the same period the Nifty Financial Services TRI return was 17.96%. The fund has given 1.53% more return than the benchmark return.
  • The fund has given a SIP return of 19.33% in last one year whereas category average SIP return is 20.9%. The fund one year return rank in the category is 14th in 21 funds
  • The fund has SIP return of 18.13% in last three years and ranks 8th in 14 funds. Sbi Banking & Financial Services Fund has given the highest SIP return (23.21%) in the category in last three years.
  • The fund has SIP return of 17.81% in last five years whereas category average SIP return is 17.31%.

Tata Banking & Financial Services Fund Risk Analysis

  • The fund has a standard deviation of 12.84 and semi deviation of 8.57. The category average standard deviation is 12.48 and semi deviation is 8.56.
  • The fund has a Value at Risk (VaR) of -11.76 and a maximum drawdown of -9.34. The category average VaR is -13.08 and the maximum drawdown is -10.57. The fund has a beta of 0.99 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and Financial Services Fund Category
  • Good Performance in Banking and Financial Services Fund Category
  • Poor Performance in Banking and Financial Services Fund Category
  • Very Poor Performance in Banking and Financial Services Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 2.03 3.17
    2.20
    		0.05 | 3.60 13 | 21 Average
    3M Return % 2.73 3.86
    3.22
    		0.31 | 5.45 14 | 21 Average
    6M Return % 9.63 8.70
    9.39
    		4.52 | 13.29 13 | 21 Average
    1Y Return % 23.24 23.61
    24.11
    		17.29 | 33.92 13 | 21 Average
    3Y Return % 18.19 16.63
    18.38
    		14.08 | 23.10 8 | 14 Good
    5Y Return % 13.01 11.74
    13.50
    		10.76 | 16.96 8 | 12 Average
    7Y Return % 15.44 14.81
    14.52
    		12.18 | 17.05 4 | 11 Good
    10Y Return % 17.62 17.96
    16.51
    		12.57 | 19.25 4 | 11 Good
    1Y SIP Return % 17.62
    19.28
    		11.39 | 28.80 15 | 21 Average
    3Y SIP Return % 16.41
    16.57
    		11.76 | 21.91 9 | 14 Average
    5Y SIP Return % 16.06
    15.96
    		12.64 | 18.93 6 | 12 Good
    7Y SIP Return % 16.20
    16.16
    		13.50 | 18.43 5 | 11 Good
    10Y SIP Return % 15.12
    14.43
    		11.26 | 16.94 5 | 11 Good
    Standard Deviation 12.84
    12.48
    		10.95 | 13.21 10 | 14 Average
    Semi Deviation 8.57
    8.56
    		7.52 | 9.22 9 | 14 Average
    Max Drawdown % -9.34
    -10.57
    		-13.67 | -8.58 4 | 14 Very Good
    VaR 1 Y % -11.76
    -13.08
    		-16.76 | -10.85 4 | 14 Very Good
    Average Drawdown % -4.34
    -4.19
    		-5.15 | -3.48 10 | 14 Average
    Sharpe Ratio 0.74
    0.77
    		0.45 | 1.09 9 | 14 Average
    Sterling Ratio 0.81
    0.77
    		0.51 | 1.04 4 | 14 Very Good
    Sortino Ratio 0.43
    0.42
    		0.25 | 0.59 7 | 14 Good
    Jensen Alpha % 0.78
    1.54
    		-3.40 | 6.88 10 | 14 Average
    Treynor Ratio 0.09
    0.10
    		0.06 | 0.15 10 | 14 Average
    Modigliani Square Measure % 14.60
    15.10
    		10.84 | 19.35 10 | 14 Average
    Alpha % 3.49
    2.92
    		-2.09 | 7.49 7 | 14 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 2.15 3.17 2.32 0.18 | 3.72 13 | 21 Average
    3M Return % 3.10 3.86 3.57 0.51 | 5.85 14 | 21 Average
    6M Return % 10.42 8.70 10.14 4.94 | 14.40 11 | 21 Good
    1Y Return % 25.02 23.61 25.79 18.22 | 36.05 13 | 21 Average
    3Y Return % 19.95 16.63 19.83 14.97 | 24.73 7 | 14 Good
    5Y Return % 14.76 11.74 14.83 11.62 | 17.90 6 | 12 Good
    7Y Return % 17.24 14.81 15.78 13.60 | 18.54 4 | 11 Good
    10Y Return % 19.49 17.96 17.81 13.99 | 20.59 3 | 11 Very Good
    1Y SIP Return % 19.33 20.90 12.28 | 30.86 14 | 21 Average
    3Y SIP Return % 18.13 17.99 12.64 | 23.21 8 | 14 Good
    5Y SIP Return % 17.81 17.31 13.52 | 20.50 6 | 12 Good
    7Y SIP Return % 17.97 17.46 14.56 | 19.97 5 | 11 Good
    10Y SIP Return % 16.89 15.68 12.66 | 18.24 4 | 11 Good
    Standard Deviation 12.84 12.48 10.95 | 13.21 10 | 14 Average
    Semi Deviation 8.57 8.56 7.52 | 9.22 9 | 14 Average
    Max Drawdown % -9.34 -10.57 -13.67 | -8.58 4 | 14 Very Good
    VaR 1 Y % -11.76 -13.08 -16.76 | -10.85 4 | 14 Very Good
    Average Drawdown % -4.34 -4.19 -5.15 | -3.48 10 | 14 Average
    Sharpe Ratio 0.74 0.77 0.45 | 1.09 9 | 14 Average
    Sterling Ratio 0.81 0.77 0.51 | 1.04 4 | 14 Very Good
    Sortino Ratio 0.43 0.42 0.25 | 0.59 7 | 14 Good
    Jensen Alpha % 0.78 1.54 -3.40 | 6.88 10 | 14 Average
    Treynor Ratio 0.09 0.10 0.06 | 0.15 10 | 14 Average
    Modigliani Square Measure % 14.60 15.10 10.84 | 19.35 10 | 14 Average
    Alpha % 3.49 2.92 -2.09 | 7.49 7 | 14 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Tata Banking & Financial Services Fund NAV Regular Growth Tata Banking & Financial Services Fund NAV Direct Growth
    12-02-2026 45.8924 53.8896
    11-02-2026 45.7614 53.7337
    10-02-2026 45.646 53.5962
    09-02-2026 45.5998 53.54
    06-02-2026 45.1177 52.9679
    05-02-2026 45.1909 53.0518
    04-02-2026 45.3839 53.2764
    03-02-2026 45.1312 52.9777
    02-02-2026 43.9773 51.6212
    30-01-2026 44.7642 52.5386
    29-01-2026 44.8456 52.6321
    28-01-2026 44.7894 52.5642
    27-01-2026 44.2674 51.9497
    23-01-2026 43.746 51.33
    22-01-2026 44.4157 52.1139
    21-01-2026 44.1184 51.763
    20-01-2026 44.5884 52.3125
    19-01-2026 45.0246 52.8223
    16-01-2026 45.2434 53.0729
    14-01-2026 45.1557 52.9661
    13-01-2026 45.1751 52.9868
    12-01-2026 44.9779 52.7535

    Fund Launch Date: 04/Dec/2015
    Fund Category: Banking and Financial Fund
    Investment Objective: The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.
    Fund Description: A) Focus on investing in banking & financial services related companies. b) Banking Sector is closely linked to economic growth. c) Ideal for investors seeking focused investments in Banking & Financial services which is cyclical to economic growth.
    Fund Benchmark: Nifty Financial Services Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.