Tata Banking & Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 8
BMSMONEY Rating
Gro. Opt. As On: 26-07-2024
NAV ₹38.17(R) +1.09% ₹43.83(D) +1.1%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 18.64% 15.59% 15.16% 12.17% -%
LumpSum (D) 20.44% 17.43% 16.97% 13.95% -%
SIP (R) 24.68% 20.84% 18.24% 15.75% -%
SIP (D) 26.56% 22.69% 20.05% 17.51% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.55 0.31 0.58 4.41% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.45% -20.29% -18.02% 0.92 10.41%
Top Banking and Financial Fund
Fund Name Rank Rating
Sundaram Financial Services Fund 1
Invesco India Financial Services Fund 2
Nippon India Banking & Financial Services Fund 3

NAV Date: 26-07-2024

Scheme Name NAV Rupee Change Percent Change
TATA Banking & Financial Services Fund Regular Plan - Payout of Income Distribution cum capital withdrawal option 35.11
0.3800
1.0900%
TATA Banking & Financial Services Fund Regular Plan - Reinvestment of Income Distribution cum capital withdrawal option 35.11
0.3800
1.0900%
Tata Banking And Financial Services Fund-Regular Plan-Growth 38.17
0.4100
1.0900%
TATA Banking & Financial Services Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option 43.83
0.4800
1.1000%
Tata Banking And Financial Services Fund-Direct Plan-Growth 43.83
0.4800
1.1000%
TATA Banking & Financial Services Fund Direct Plan - Payout of Income Distribution cum capital withdrawal option 43.83
0.4800
1.1000%

Review Date: 26-07-2024

Tata Banking & Financial Services Fund has shown poor performance in the Banking and Financial Services Fund category. The fund has rank of 8 out of 12 funds in the category. The fund has delivered return of 18.64% in 1 year, 15.59% in 3 years and 15.16% in 5 years. The category average for the same periods is 21.97%, 16.22% and 14.7% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 15.45, VaR of -20.29, Average Drawdown of -4.9, Semi Deviation of 10.41 and Max Drawdown of -18.02. The category average for the same parameters is 15.4, -19.21, -5.58, 10.53 and -16.3 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Tata Banking & Financial Services Fund direct growth option would have grown to ₹12044.0 in 1 year, ₹16194.0 in 3 years and ₹21897.0 in 5 years as of today (26-07-2024).
  2. An SIP of ₹1,000 per month in Tata Banking & Financial Services Fund direct growth option would have grown to ₹13658.0 in 1 year, ₹50106.0 in 3 years and ₹98831.0 in 5 years as of today (26-07-2024).
  3. standard deviation of 15.45 and based on VaR one can expect to lose more than -20.29% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.55 which shows average performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.87, Beta of 0.92 and Jensen's Alpha of 4.41% which exhibit average performance in the banking and financial services fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.37
-0.46
-2.23 | 1.26 6 | 14 Good
3M Return % 6.04
5.74
3.04 | 8.87 8 | 14 Good
6M Return % 11.54
12.70
9.29 | 16.45 10 | 14 Average
1Y Return % 18.64
21.97
12.81 | 34.38 12 | 14 Average
3Y Return % 15.59
16.22
13.65 | 20.35 8 | 13 Good
5Y Return % 15.16
14.70
12.25 | 18.25 5 | 11 Good
7Y Return % 12.17
11.43
7.39 | 14.23 5 | 11 Good
1Y SIP Return % 24.68
28.10
18.58 | 38.80 12 | 14 Average
3Y SIP Return % 20.84
21.57
17.84 | 26.36 7 | 13 Good
5Y SIP Return % 18.24
19.25
16.40 | 22.83 7 | 11 Average
7Y SIP Return % 15.75
15.78
13.07 | 19.10 5 | 11 Good
Standard Deviation 15.45
15.40
14.78 | 16.05 6 | 12 Good
Semi Deviation 10.41
10.53
10.10 | 10.88 5 | 12 Good
Max Drawdown % -18.02
-16.30
-18.28 | -12.63 10 | 12 Poor
VaR 1 Y % -20.29
-19.21
-21.63 | -17.01 10 | 12 Poor
Average Drawdown % -4.90
-5.58
-6.64 | -4.28 4 | 12 Good
Sharpe Ratio 0.55
0.63
0.49 | 0.89 8 | 12 Average
Sterling Ratio 0.58
0.67
0.58 | 0.99 12 | 12 Poor
Sortino Ratio 0.31
0.34
0.27 | 0.49 7 | 12 Average
Jensen Alpha % 4.41
5.43
2.78 | 9.58 8 | 12 Average
Treynor Ratio 0.09
0.11
0.08 | 0.16 9 | 12 Average
Modigliani Square Measure % 16.59
18.06
15.59 | 22.89 9 | 12 Average
Alpha % 3.42
4.23
1.47 | 8.43 6 | 12 Good
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.24 -0.36 -2.12 | 1.34 6 | 14
3M Return % 6.43 6.05 3.24 | 9.09 8 | 14
6M Return % 12.36 13.38 10.11 | 17.21 10 | 14
1Y Return % 20.44 23.45 14.36 | 36.15 11 | 14
3Y Return % 17.43 17.62 14.61 | 22.12 6 | 13
5Y Return % 16.97 15.95 13.43 | 19.81 4 | 11
7Y Return % 13.95 12.66 8.74 | 15.57 4 | 11
1Y SIP Return % 26.56 29.66 20.27 | 40.63 11 | 14
3Y SIP Return % 22.69 22.97 19.37 | 28.15 7 | 13
5Y SIP Return % 20.05 20.54 17.72 | 24.52 6 | 11
7Y SIP Return % 17.51 17.00 14.40 | 20.58 5 | 11
Standard Deviation 15.45 15.40 14.78 | 16.05 6 | 12
Semi Deviation 10.41 10.53 10.10 | 10.88 5 | 12
Max Drawdown % -18.02 -16.30 -18.28 | -12.63 10 | 12
VaR 1 Y % -20.29 -19.21 -21.63 | -17.01 10 | 12
Average Drawdown % -4.90 -5.58 -6.64 | -4.28 4 | 12
Sharpe Ratio 0.55 0.63 0.49 | 0.89 8 | 12
Sterling Ratio 0.58 0.67 0.58 | 0.99 12 | 12
Sortino Ratio 0.31 0.34 0.27 | 0.49 7 | 12
Jensen Alpha % 4.41 5.43 2.78 | 9.58 8 | 12
Treynor Ratio 0.09 0.11 0.08 | 0.16 9 | 12
Modigliani Square Measure % 16.59 18.06 15.59 | 22.89 9 | 12
Alpha % 3.42 4.23 1.47 | 8.43 6 | 12
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 1.09 ₹ 10,109.00 1.10 ₹ 10,110.00
1W -0.29 ₹ 9,971.00 -0.27 ₹ 9,973.00
1M -0.37 ₹ 9,963.00 -0.24 ₹ 9,976.00
3M 6.04 ₹ 10,604.00 6.43 ₹ 10,643.00
6M 11.54 ₹ 11,154.00 12.36 ₹ 11,236.00
1Y 18.64 ₹ 11,864.00 20.44 ₹ 12,044.00
3Y 15.59 ₹ 15,445.00 17.43 ₹ 16,194.00
5Y 15.16 ₹ 20,250.00 16.97 ₹ 21,897.00
7Y 12.17 ₹ 22,342.00 13.95 ₹ 24,951.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 24.68 ₹ 13,544.48 26.56 ₹ 13,658.15
3Y ₹ 36000 20.84 ₹ 48,838.46 22.69 ₹ 50,106.13
5Y ₹ 60000 18.24 ₹ 94,557.66 20.05 ₹ 98,830.92
7Y ₹ 84000 15.75 ₹ 147,250.66 17.51 ₹ 156,793.31
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date NAV Regular Growth NAV Direct Growth
26-07-2024 38.1715 43.8311
25-07-2024 37.7582 43.3547
24-07-2024 37.9333 43.5539
23-07-2024 37.8681 43.4773
22-07-2024 38.2827 43.9514
19-07-2024 38.0786 43.7117
18-07-2024 38.485 44.1764
16-07-2024 38.4251 44.104
15-07-2024 38.4846 44.1705
12-07-2024 38.3776 44.0422
11-07-2024 38.3933 44.0585
10-07-2024 38.2467 43.8884
09-07-2024 38.3404 43.9941
08-07-2024 38.3376 43.989
05-07-2024 38.4619 44.1262
04-07-2024 38.8554 44.5758
03-07-2024 39.0415 44.7874
02-07-2024 38.4908 44.1539
01-07-2024 38.7295 44.4259
28-06-2024 38.2179 43.8335
27-06-2024 38.2595 43.8794
26-06-2024 38.3125 43.9385

Fund Launch Date: 04/Dec/2015
Fund Category: Banking and Financial Fund
Investment Objective: The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.
Fund Description: A) Focus on investing in banking & financial services related companies. b) Banking Sector is closely linked to economic growth. c) Ideal for investors seeking focused investments in Banking & Financial services which is cyclical to economic growth.
Fund Benchmark: Nifty Financial Services Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.