Tata Banking & Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 4
Rating
Growth Option 22-04-2025
NAV ₹42.51(R) +0.71% ₹49.34(D) +0.71%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 21.1% 20.7% 23.44% 13.79% -%
Direct 22.89% 22.58% 25.37% 15.58% -%
Nifty Financial Services TRI 26.1% 18.02% 23.61% 15.03% 14.39%
SIP (XIRR) Regular 23.34% 19.11% 18.95% 16.8% -%
Direct 25.11% 20.9% 20.8% 18.58% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.63 0.39 0.8 2.96% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.76% -12.24% -10.75% 0.93 9.35%

NAV Date: 22-04-2025

Scheme Name NAV Rupee Change Percent Change
TATA Banking & Financial Services Fund Regular Plan - Payout of Income Distribution cum capital withdrawal option 39.1
0.2700
0.7100%
TATA Banking & Financial Services Fund Regular Plan - Reinvestment of Income Distribution cum capital withdrawal option 39.1
0.2700
0.7100%
Tata Banking And Financial Services Fund-Regular Plan-Growth 42.51
0.3000
0.7100%
TATA Banking & Financial Services Fund Direct Plan - Reinvestment of Income Distribution cum capital withdrawal option 49.34
0.3500
0.7100%
Tata Banking And Financial Services Fund-Direct Plan-Growth 49.34
0.3500
0.7100%
TATA Banking & Financial Services Fund Direct Plan - Payout of Income Distribution cum capital withdrawal option 49.34
0.3500
0.7100%

Review Date: 22-04-2025

Beginning of Analysis

Tata Banking & Financial Services Fund is the 4th ranked fund in the Banking and Financial Services Fund category. The category has total 14 funds. The Tata Banking & Financial Services Fund has shown a very good past performence in Banking and Financial Services Fund. The fund has a Jensen Alpha of 2.96% which is higher than the category average of 1.61%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.63 which is higher than the category average of 0.55.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

Tata Banking & Financial Services Fund Return Analysis

The Tata Banking & Financial Services Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 8.12%, 15.07 and 9.78 in last one, three and six months respectively. In the same period the category average return was 6.41%, 12.97% and 7.36% respectively.
  • Tata Banking & Financial Services Fund has given a return of 22.89% in last one year. In the same period the Nifty Financial Services TRI return was 26.1%. The fund has given 3.21% less return than the benchmark return.
  • The fund has given a return of 22.58% in last three years and rank 2nd out of 14 funds in the category. In the same period the Nifty Financial Services TRI return was 18.02%. The fund has given 4.56% more return than the benchmark return.
  • Tata Banking & Financial Services Fund has given a return of 25.37% in last five years and category average returns is 26.0% in same period. The fund ranked 8th out of 11 funds in the category. In the same period the Nifty Financial Services TRI return was 23.61%. The fund has given 1.76% more return than the benchmark return.
  • The fund has given a SIP return of 25.11% in last one year whereas category average SIP return is 19.18%. The fund one year return rank in the category is 2nd in 20 funds
  • The fund has SIP return of 20.9% in last three years and ranks 4th in 14 funds. Invesco India Financial Services Fund has given the highest SIP return (22.44%) in the category in last three years.
  • The fund has SIP return of 20.8% in last five years whereas category average SIP return is 20.21%.

Tata Banking & Financial Services Fund Risk Analysis

  • The fund has a standard deviation of 14.76 and semi deviation of 9.35. The category average standard deviation is 14.69 and semi deviation is 9.38.
  • The fund has a Value at Risk (VaR) of -12.24 and a maximum drawdown of -10.75. The category average VaR is -14.36 and the maximum drawdown is -11.05. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and Financial Services Fund Category
  • Good Performance in Banking and Financial Services Fund Category
  • Poor Performance in Banking and Financial Services Fund Category
  • Very Poor Performance in Banking and Financial Services Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Tata Banking & Financial Services Fund NAV Regular Growth Tata Banking & Financial Services Fund NAV Direct Growth
    22-04-2025 42.5118 49.3428
    21-04-2025 42.214 48.9951
    17-04-2025 41.4164 48.0619
    16-04-2025 40.7196 47.2514
    15-04-2025 40.2217 46.6719
    11-04-2025 39.1679 45.4419
    09-04-2025 38.5544 44.7266
    08-04-2025 38.7499 44.9517
    07-04-2025 38.0773 44.1697
    04-04-2025 39.3014 45.5843
    03-04-2025 39.397 45.6934
    02-04-2025 39.2077 45.4721
    01-04-2025 38.8669 45.075
    28-03-2025 39.344 45.6212
    27-03-2025 39.3396 45.6143
    26-03-2025 39.0342 45.2584
    25-03-2025 39.3045 45.57
    24-03-2025 39.363 45.636

    Fund Launch Date: 04/Dec/2015
    Fund Category: Banking and Financial Fund
    Investment Objective: The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.
    Fund Description: A) Focus on investing in banking & financial services related companies. b) Banking Sector is closely linked to economic growth. c) Ideal for investors seeking focused investments in Banking & Financial services which is cyclical to economic growth.
    Fund Benchmark: Nifty Financial Services Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.