Tata Business Cycle Fund Datagrid
Category Sectoral/ Thematic
BMSMONEY Rank 16
Rating
Growth Option 12-02-2026
NAV ₹18.65(R) -0.44% ₹20.05(D) -0.43%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.65% 17.44% -% -% -%
Direct 10.2% 19.25% -% -% -%
Nifty 500 TRI 14.19% 17.78% 14.76% 16.15% 16.32%
SIP (XIRR) Regular 3.93% 9.56% -% -% -%
Direct 5.42% 11.26% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.81 0.39 0.56 0.23% 0.11
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.03% -19.78% -19.73% 0.99 9.64%
Fund AUM As on: 30/12/2025 2865 Cr
Top Sectoral/ Thematic
Fund Name Rank Rating
Icici Prudential India Opportunities Fund 1
ICICI Prudential Business Cycle Fund 2
Icici Prudential Exports And Services Fund 3
Aditya Birla Sun Life Special Opportunities Fund 4
Franklin India Opportunities Fund 5

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
Tata Business Cycle Fund-Regular Plan-Growth 18.65
-0.0800
-0.4400%
Tata Business Cycle Fund-Regular Plan-IDCW Reinvestment 18.65
-0.0800
-0.4400%
Tata Business Cycle Fund-Regular Plan-IDCW Payout 18.65
-0.0800
-0.4400%
Tata Business Cycle Fund-Direct Plan-IDCW Payout 20.05
-0.0900
-0.4300%
Tata Business Cycle Fund-Direct Plan-IDCW Reinvestment 20.05
-0.0900
-0.4300%
Tata Business Cycle Fund-Direct Plan-Growth 20.05
-0.0900
-0.4300%

Review Date: 12-02-2026

Beginning of Analysis

In the Sectoral/ Thematic Fund category, Tata Business Cycle Fund is the 15th ranked fund. The category has total 22 funds. The Tata Business Cycle Fund has shown a poor past performence in Sectoral/ Thematic Fund. The fund has a Jensen Alpha of 0.23% which is lower than the category average of 1.71%, showing poor performance. The fund has a Sharpe Ratio of 0.81 which is lower than the category average of 0.85.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Sectoral/Thematic Mutual Funds are ideal for aggressive investors seeking high returns by investing in a specific sector or theme. These funds offer targeted exposure to sectors like banking, technology, or themes like infrastructure and ESG, allowing investors to capitalize on the growth potential of these segments. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the chosen sector or theme. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the sector or theme before investing in these funds. Additionally, timing the market and monitoring sectoral trends are crucial for success.

Tata Business Cycle Fund Return Analysis

The Tata Business Cycle Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Sectoral/ Thematic Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Sectoral/ Thematic Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 0.67%, -1.97 and 2.1 in last one, three and six months respectively. In the same period the category average return was 1.23%, -0.36% and 4.89% respectively.
  • Tata Business Cycle Fund has given a return of 10.2% in last one year. In the same period the Nifty 500 TRI return was 14.19%. The fund has given 3.99% less return than the benchmark return.
  • The fund has given a return of 19.25% in last three years and rank 13th out of 23 funds in the category. In the same period the Nifty 500 TRI return was 17.78%. The fund has given 1.47% more return than the benchmark return.
  • The fund has given a SIP return of 5.42% in last one year whereas category average SIP return is 8.59%. The fund one year return rank in the category is 22nd in 32 funds
  • The fund has SIP return of 11.26% in last three years and ranks 13th in 21 funds. Franklin India Opportunities Fund has given the highest SIP return (21.24%) in the category in last three years.

Tata Business Cycle Fund Risk Analysis

  • The fund has a standard deviation of 13.03 and semi deviation of 9.64. The category average standard deviation is 13.32 and semi deviation is 9.69.
  • The fund has a Value at Risk (VaR) of -19.78 and a maximum drawdown of -19.73. The category average VaR is -16.57 and the maximum drawdown is -18.01. The fund has a beta of 0.98 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Sectoral/ Thematic Fund Category
  • Good Performance in Sectoral/ Thematic Fund Category
  • Poor Performance in Sectoral/ Thematic Fund Category
  • Very Poor Performance in Sectoral/ Thematic Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.55 0.69
    1.13
    		-2.13 | 6.10 21 | 34 Average
    3M Return % -2.31 -0.67
    -0.66
    		-6.79 | 7.75 25 | 34 Average
    6M Return % 1.37 5.12
    4.27
    		-6.65 | 21.08 28 | 33 Poor
    1Y Return % 8.65 14.19
    12.86
    		-9.47 | 37.90 23 | 33 Average
    3Y Return % 17.44 17.78
    18.61
    		11.00 | 30.25 13 | 23 Average
    1Y SIP Return % 3.93
    7.29
    		-9.62 | 37.82 22 | 32 Average
    3Y SIP Return % 9.56
    12.08
    		4.62 | 19.68 15 | 22 Average
    Standard Deviation 13.03
    13.32
    		11.05 | 16.95 12 | 22 Good
    Semi Deviation 9.64
    9.69
    		7.88 | 13.09 12 | 22 Good
    Max Drawdown % -19.73
    -18.01
    		-24.21 | -12.71 15 | 22 Average
    VaR 1 Y % -19.78
    -16.57
    		-26.24 | -9.87 17 | 22 Average
    Average Drawdown % -9.49
    -6.16
    		-9.49 | -3.84 22 | 22 Poor
    Sharpe Ratio 0.81
    0.85
    		0.49 | 1.50 9 | 22 Good
    Sterling Ratio 0.56
    0.64
    		0.39 | 1.07 12 | 22 Good
    Sortino Ratio 0.39
    0.43
    		0.23 | 0.78 10 | 22 Good
    Jensen Alpha % 0.23
    1.71
    		-2.83 | 12.24 13 | 22 Average
    Treynor Ratio 0.11
    0.12
    		0.07 | 0.22 12 | 22 Good
    Modigliani Square Measure % 16.62
    17.18
    		12.47 | 26.00 9 | 22 Good
    Alpha % 0.22
    1.17
    		-3.52 | 14.14 11 | 22 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.67 0.69 1.23 -2.03 | 6.20 21 | 34 Average
    3M Return % -1.97 -0.67 -0.36 -6.34 | 8.04 26 | 34 Average
    6M Return % 2.10 5.12 4.89 -5.97 | 21.70 27 | 33 Average
    1Y Return % 10.20 14.19 14.20 -8.22 | 39.31 22 | 33 Average
    3Y Return % 19.25 17.78 19.95 12.37 | 31.78 13 | 23 Average
    1Y SIP Return % 5.42 8.59 -8.38 | 39.27 22 | 32 Average
    3Y SIP Return % 11.26 13.56 5.97 | 21.24 13 | 21 Average
    Standard Deviation 13.03 13.32 11.05 | 16.95 12 | 22 Good
    Semi Deviation 9.64 9.69 7.88 | 13.09 12 | 22 Good
    Max Drawdown % -19.73 -18.01 -24.21 | -12.71 15 | 22 Average
    VaR 1 Y % -19.78 -16.57 -26.24 | -9.87 17 | 22 Average
    Average Drawdown % -9.49 -6.16 -9.49 | -3.84 22 | 22 Poor
    Sharpe Ratio 0.81 0.85 0.49 | 1.50 9 | 22 Good
    Sterling Ratio 0.56 0.64 0.39 | 1.07 12 | 22 Good
    Sortino Ratio 0.39 0.43 0.23 | 0.78 10 | 22 Good
    Jensen Alpha % 0.23 1.71 -2.83 | 12.24 13 | 22 Average
    Treynor Ratio 0.11 0.12 0.07 | 0.22 12 | 22 Good
    Modigliani Square Measure % 16.62 17.18 12.47 | 26.00 9 | 22 Good
    Alpha % 0.22 1.17 -3.52 | 14.14 11 | 22 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Tata Business Cycle Fund NAV Regular Growth Tata Business Cycle Fund NAV Direct Growth
    12-02-2026 18.6511 20.0457
    11-02-2026 18.7327 20.1327
    10-02-2026 18.7126 20.1103
    09-02-2026 18.6978 20.0937
    06-02-2026 18.4889 19.867
    05-02-2026 18.4767 19.8531
    04-02-2026 18.4953 19.8723
    03-02-2026 18.4151 19.7855
    02-02-2026 18.0308 19.3718
    30-01-2026 18.2719 19.6287
    29-01-2026 18.2821 19.6389
    28-01-2026 18.2172 19.5685
    27-01-2026 18.0471 19.385
    23-01-2026 17.9515 19.2794
    22-01-2026 18.2737 19.6248
    21-01-2026 18.098 19.4353
    20-01-2026 18.1959 19.5397
    19-01-2026 18.5101 19.8764
    16-01-2026 18.5539 19.9213
    14-01-2026 18.5398 19.9046
    13-01-2026 18.4756 19.8349
    12-01-2026 18.549 19.913

    Fund Launch Date: 08/Nov/2021
    Fund Category: Sectoral/ Thematic
    Investment Objective: To generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
    Fund Description: An open-ended equity scheme following business cycles based investing theme.
    Fund Benchmark: Nifty 500 Total Returns Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.