Tata Floating Rate Fund Datagrid
Category Floater Fund
BMSMONEY Rank 11
Rating
Growth Option 29-07-2026
NAV ₹13.6(R) +0.02% ₹13.9(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.63% 7.14% 6.29% -% -%
Direct 6.07% 7.6% 6.75% -% -%
Benchmark
SIP (XIRR) Regular 6.22% 3.06% 5.57% -% -%
Direct 6.66% 3.5% 6.03% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.14 0.65 0.7 -0.11% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.19% 0.0% -0.28% 0.7 0.78%
Fund AUM As on: 30/12/2025 137 Cr
Top Floater Fund
Fund Name Rank Rating
ICICI Prudential Floating Interest Fund 1
HDFC Floating Rate Debt Fund 2
Aditya Birla Sun Life Floating Rate Fund 3

NAV Date: 29-07-2026

Scheme Name NAV Rupee Change Percent Change
Tata Floating Rate Fund-Regular Plan-Growth 13.6
0.0000
0.0200%
Tata Floating Rate Fund-Regular Plan-IDCW Monthly Payout 13.6
0.0000
0.0200%
Tata Floating Rate Fund-Regular Plan-IDCW Periodic Dividend Reinvestment 13.6
0.0000
0.0200%
Tata Floating Rate Fund-Regular Plan-IDCW Quarterly Dividend Reinvestment 13.6
0.0000
0.0200%
Tata Floating Rate Fund-Regular Plan-IDCW Quarterly Payout 13.6
0.0000
0.0200%
Tata Floating Rate Fund-Regular Plan-IDCW Periodic Payout 13.6
0.0000
0.0200%
Tata Floating Rate Fund-Regular Plan-IDCW Monthly Dividend Reinvestment 13.6
0.0000
0.0200%
Tata Floating Rate Fund-Direct Plan-IDCW Monthly Payout 13.9
0.0000
0.0200%
Tata Floating Rate Fund-Direct Plan-IDCW Quarterly Payout 13.9
0.0000
0.0200%
Tata Floating Rate Fund-Direct Plan-IDCW Periodic Payout 13.9
0.0000
0.0200%
Tata Floating Rate Fund-Direct Plan-IDCW Monthly Dividend Reinvestment 13.9
0.0000
0.0200%
Tata Floating Rate Fund -Direct Plan-Growth 13.9
0.0000
0.0200%
Tata Floating Rate Fund-Direct Plan-IDCW Periodic Dividend Reinvestment 13.9
0.0000
0.0200%
Tata Floating Rate Fund-Direct Plan-IDCW Quarterly Dividend Reinvestment 13.9
0.0000
0.0200%

Review Date: 29-07-2026

Beginning of Analysis

In the Floater Fund category, Tata Floating Rate Fund is the 10th ranked fund. The category has total 12 funds. The 2 star rating shows a poor past performance of the Tata Floating Rate Fund in Floater Fund. The fund has a Jensen Alpha of -0.11% which is lower than the category average of 0.31%, showing poor performance. The fund has a Sharpe Ratio of 1.14 which is lower than the category average of 1.5.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

Tata Floating Rate Fund Return Analysis

  • The fund has given a return of 0.44%, 1.98 and 3.43 in last one, three and six months respectively. In the same period the category average return was 0.48%, 2.17% and 3.72% respectively.
  • Tata Floating Rate Fund has given a return of 6.07% in last one year. In the same period the Floater Fund category average return was 6.3%.
  • The fund has given a return of 7.6% in last three years and ranked 10.0th out of twelve funds in the category. In the same period the Floater Fund category average return was 7.86%.
  • The fund has given a return of 6.75% in last five years and ranked 9th out of eleven funds in the category. In the same period the Floater Fund category average return was 6.83%.
  • The fund has given a SIP return of 6.66% in last one year whereas category average SIP return is 7.01%. The fund one year return rank in the category is 8th in 12 funds
  • The fund has SIP return of 3.5% in last three years and ranks 10th in 12 funds. Axis Floater Fund has given the highest SIP return (4.32%) in the category in last three years.
  • The fund has SIP return of 6.03% in last five years whereas category average SIP return is 6.2%.

Tata Floating Rate Fund Risk Analysis

  • The fund has a standard deviation of 1.19 and semi deviation of 0.78. The category average standard deviation is 1.19 and semi deviation is 0.78.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.28. The category average VaR is -0.16 and the maximum drawdown is -0.2. The fund has a beta of 0.52 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.45
    		0.24 | 0.93 7 | 12 Average
    3M Return % 1.88
    2.07
    		1.64 | 2.83 9 | 12 Average
    6M Return % 3.23
    3.52
    		3.14 | 4.46 11 | 12 Poor
    1Y Return % 5.63
    5.89
    		5.48 | 6.40 8 | 12 Average
    3Y Return % 7.14
    7.45
    		6.70 | 8.06 11 | 12 Poor
    5Y Return % 6.29
    6.40
    		5.85 | 6.67 9 | 11 Average
    1Y SIP Return % 6.22
    6.61
    		6.05 | 8.19 8 | 12 Average
    3Y SIP Return % 3.06
    3.32
    		2.70 | 4.01 11 | 12 Poor
    5Y SIP Return % 5.57
    5.77
    		5.17 | 6.00 10 | 11 Poor
    Standard Deviation 1.19
    1.19
    		0.73 | 2.62 8 | 12 Average
    Semi Deviation 0.78
    0.78
    		0.50 | 1.75 7 | 12 Average
    Max Drawdown % -0.28
    -0.20
    		-0.90 | 0.00 9 | 12 Average
    VaR 1 Y % 0.00
    -0.16
    		-1.89 | 0.00 11 | 12 Poor
    Average Drawdown % 0.28
    0.14
    		0.00 | 0.46 3 | 12 Very Good
    Sharpe Ratio 1.14
    1.50
    		0.87 | 2.09 11 | 12 Poor
    Sterling Ratio 0.70
    0.74
    		0.67 | 0.77 11 | 12 Poor
    Sortino Ratio 0.65
    0.97
    		0.47 | 1.53 10 | 12 Poor
    Jensen Alpha % -0.11
    0.31
    		-0.23 | 0.68 11 | 12 Poor
    Treynor Ratio 0.02
    0.03
    		0.02 | 0.04 10 | 12 Poor
    Modigliani Square Measure % 1.36
    1.79
    		1.04 | 2.49 11 | 12 Poor
    Alpha % -0.70
    -0.22
    		-1.05 | 0.30 11 | 12 Poor
    Return data last Updated On : July 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44 0.48 0.26 | 0.95 7 | 12 Average
    3M Return % 1.98 2.17 1.74 | 2.90 9 | 12 Average
    6M Return % 3.43 3.72 3.34 | 4.59 9 | 12 Average
    1Y Return % 6.07 6.30 5.80 | 6.86 10 | 12 Poor
    3Y Return % 7.60 7.86 7.18 | 8.40 10 | 12 Poor
    5Y Return % 6.75 6.83 6.35 | 7.21 9 | 11 Average
    1Y SIP Return % 6.66 7.01 6.36 | 8.47 8 | 12 Average
    3Y SIP Return % 3.50 3.72 3.16 | 4.32 10 | 12 Poor
    5Y SIP Return % 6.03 6.20 5.65 | 6.62 9 | 11 Average
    Standard Deviation 1.19 1.19 0.73 | 2.62 8 | 12 Average
    Semi Deviation 0.78 0.78 0.50 | 1.75 7 | 12 Average
    Max Drawdown % -0.28 -0.20 -0.90 | 0.00 9 | 12 Average
    VaR 1 Y % 0.00 -0.16 -1.89 | 0.00 11 | 12 Poor
    Average Drawdown % 0.28 0.14 0.00 | 0.46 3 | 12 Very Good
    Sharpe Ratio 1.14 1.50 0.87 | 2.09 11 | 12 Poor
    Sterling Ratio 0.70 0.74 0.67 | 0.77 11 | 12 Poor
    Sortino Ratio 0.65 0.97 0.47 | 1.53 10 | 12 Poor
    Jensen Alpha % -0.11 0.31 -0.23 | 0.68 11 | 12 Poor
    Treynor Ratio 0.02 0.03 0.02 | 0.04 10 | 12 Poor
    Modigliani Square Measure % 1.36 1.79 1.04 | 2.49 11 | 12 Poor
    Alpha % -0.70 -0.22 -1.05 | 0.30 11 | 12 Poor
    Return data last Updated On : July 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Tata Floating Rate Fund NAV Regular Growth Tata Floating Rate Fund NAV Direct Growth
    29-07-2026 13.5967 13.8969
    28-07-2026 13.5943 13.8942
    27-07-2026 13.5935 13.8932
    24-07-2026 13.579 13.8779
    23-07-2026 13.5743 13.8729
    22-07-2026 13.575 13.8735
    21-07-2026 13.5794 13.8778
    20-07-2026 13.5732 13.8713
    17-07-2026 13.57 13.8677
    16-07-2026 13.5675 13.865
    15-07-2026 13.559 13.8562
    14-07-2026 13.5508 13.8476
    13-07-2026 13.571 13.8681
    10-07-2026 13.5681 13.8647
    09-07-2026 13.5552 13.8513
    08-07-2026 13.5508 13.8467
    07-07-2026 13.5671 13.8632
    06-07-2026 13.5705 13.8665
    03-07-2026 13.5664 13.8624
    02-07-2026 13.5618 13.8575
    01-07-2026 13.5519 13.8472
    30-06-2026 13.5483 13.8434
    29-06-2026 13.541 13.8358

    Fund Launch Date: 07/Jul/2021
    Fund Category: Floater Fund
    Investment Objective: The objective of the scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
    Fund Description: Tata Floating Rate Fund aims to utilize the flexibility to manage interest rate risk and enable investors earn enhanced accrual returns. The Fund aims to create a portfolio of optimal credit quality along with lower net duration risk enabling investors to earn competitive accrual returns as compared to similar duration investment avenues. a Investors seeking relatively stable portfolio yields in a rising interest rate scenario. b Investors seeking diversification of Fixed Rate investments. c Investors preferring shorter duration enhanced accruals with lower interest rate risk.
    Fund Benchmark: CRISIL Ultra Short Term Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.