Tata Gilt Securities Fund

Review Date: 25-03-2025

Beginning of Analysis

Tata Gilt Securities Fund is the 13th ranked fund in the Gilt Fund category. The category has total 18 funds. The 2 star rating shows a poor past performance of the Tata Gilt Securities Fund in Gilt Fund category. The fund has a Sharpe Ratio of -0.25 which is lower than the category average of -0.23.
The past performance of the Tata Gilt Securities Fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Tata Gilt Securities Fund Return Analysis

The fund has given a return of 1.67%, 2.67 and 3.7 in last one, three and six months respectively. In the same period the category average return was 1.55%, 2.5% and 3.0% respectively. The fund has given a return of 9.15% in last one year, 7.89% in last three years, 6.71% in last five years and 7.37% in last ten years. In the same period the category average return was 9.21%, 7.47%, 7.02% and 7.84% respectively. The fund has Average performance in last ten years in Gilt Fund.

The fund has given a SIP return of 9.33% in last one year. In the same period the category average SIP return was 8.99%. The fund has SIP return of 8.81% in last three years whereas category average SIP return is 8.69%. The category average SIP return is 6.44% and the fund has given a SIP return of 6.48% in last five years.

Tata Gilt Securities Fund Risk Analysis

The fund has a standard deviation of 2.05 and semi deviation of 1.44. The category average standard deviation is 2.2 and semi deviation is 1.58. The fund has a Value at Risk (VaR) of -1.72 and a maximum drawdown of -0.91. The category average VaR is -1.88 and the maximum drawdown is -1.32.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.